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Anchorage, AK Auto Insurance Quotes, Find Local Agents in Alaska for Maximum Savings

5405 Chena Ave,
99508
(907) 337-2311
Progressive Agent
500 W 36th Ave Ste 300,
99503
(907) 561-1250
Progressive, Safeco, Liberty Mutual
9191 Old Seward Hwy Ste 3b,
99515
(907) 522-1231
My vision as an agent is to be an professional whose actions are driven by keeping customers' best interest as my primary goal. My staff will treat all my customers in a caring, friendly, and professional manner. My office will provide a warm, efficient, and seamless services to our customers at all times. I expect my business to be comprised of profitable, multiple-line customers who see my office as their first and best choice for all their financial services needs.

Comparing Auto Coverage

Chart showing cheapest auto insurance companies in Anchorage, Alaska

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Note: The average rate for residents of Anchorage is $1,245 per year. The cheapest quotes obtained for a 35 year old driver were from USAA, GEICO, State Farm. All of them clustered in the $900 range.

21st Century and Progressive were significantly higher with quotes at $1,198 and $1,209 respectfully.

For a driver of any age it would be smart to get quotes from all of the companies illustrated.

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3900 Arctic Blvd Ste 102,
99503
(907) 563-3188
Located next door to Party World on Arctic Blvd between 36th Ave and 40th Ave.
7125 Old Seward Hwy Ste 203,
99518
(907) 349-2229
Specializing in: - Homeowners - Auto - Property & Casualty Established in 1999
805 Gambell St,
99501
(907) 276-2424
Offering quotes from State Farm.

Statistics of the City

Lowest RateAverage RateHighest Rate
$612$816$1,945
Major Cities
FairbanksJuneauEagle River
$100 below median rate$250 above median rate$190 above median rate
Surrounding Cities in Anchorage
WasillaBig LakeHouston
$200 above median rate$150 above median rate$150 above median rate

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Note: The median rate illustrated is using Anchorage as such rate. For example, Fairbanks is approximately $100 dollars less than Anchorage drivers of the same age and driver history. And Juneau is $250 above the rate.

The highest rate for residents of the city is $1,945. While the lowest rate is $612. Please realize your rate quotes may be significantly higher or lower. All quotes obtained were for a driver which had no more than 2 driving violations in 5 years, good credit, and single.

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Interesting Things and Sights

Anchorages encompassing almost 2,000 square miles from Portage Glacier to Eklutna - about the size of the state of Delaware.

Anchorage is home to the Alaska Center for the Performing Arts, a facility which hosts numerous performing arts events each year. The city also hosts the International Ice Carving Competition as part of February's Fur Rendezvous Festival.

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Many visitors arrive in Anchorage to see the spectacular sites which include, the Alaska Botanical Garden, Russian Orthodox Museum Aviation Heritage Museum, and the Native Heritage Center. One of the city's most popular attractions is the Northern Lights.

Outdoor enthusiasts love Anchorage with plentiful things to do outdoors throughout the year. The activities include, a huge park rich in recreational opportunities such as hiking, skiing, camping, and snowmobiling.

Another super popular attraction is the Denali National Park & Preserve located near Mount McKinley and featuring rafting and mountain biking. The Alpenglow, Hilltop Ski Areas, and Alyeska Ski Resort which attracts amateur and professional skiers alike.

The Aurora Borealis, or Northern Lights (mentioned before), appear in the sky as glowing rich deep pink colored ripples which fold and unfold when the sun's electrically charged particles react to the earth's magnetic field. Fall, winter and spring are the prime seasons for viewing the lights, which most often appear near midnight.

Really Cool Facts about the City

  • The city of got its start in 1914.
  • On March 27, 1964 the Good Friday Earthquake hit killing 115 people.
  • With a population around 300,000, the city is Alaska’s largest.
  • The city sits on a triangular peninsula surrounded by the Cook Inlet, which is the northernmost reach of the Pacific Ocean.
  • You can see six mountain ranges from the city.
  • Approximately 250 black bears and 60 grizzly bears live within urban area.
  • Moose are also a common sight within the city, with a summer population of 250 that increases to more than 1,500 moose during the winter.
  • Has more espresso stands, per capita, than anywhere in the U.S.
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    405 W Benson Blvd,
    99503
    (907) 336-8800
    507 W Northern Lights Blvd,
    99503
    (907) 276-7667
    7926 Old Seward Hwy Ste C2,
    99518
    (907) 563-1311
    836 E 15th Ave Ste 1,
    99501
    (907) 272-2812

    Auto Insurance Firms by Rate

    Insurance CompanyAverage Rate for 25 Y/OAverage Rate for 30 Y/OAverage Rate for 40 Y/OAverage Rate for 50 Y/O Male
    USAA$1,045$934$912$896
    GEICO$1,078$998$958$940
    State Farm$1,136$1,005$987$968
    21st Century$1,412$1,154$1,010$999
    Progressive$1,476$1,265$1,143$1,032
    Allstate$1,579$1,307$1,167$1,109
    Country Financial Insurance$1,624$1,410$1,198$1,005
    Liberty Mutual$1,674$1,411$1,200$1,078
    Umialik Insurance Company$1,685$1,476$1,289$1,198
    Hartford$1,697$1,489$1,304$1,195

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    Note: Insurance quotes obtained were used for a 2014 Honda Accord. Each driver had no more than two driving violations.

    The cheapest providers we queried for all ages are USAA, GEICO, and State Farm. A 25 year old driver with good driving history can find rates just under $1,100. This is more than 12% lower than the mean rate in the city.

    A 30, 40, and 50 year old driver with good credit and decent driving history should be able to find rates below the $1,000 mark.

    Be sure to get quotes from the more expensive insurers we queried since you may find a lower auto premium through them since each company has their own way to determine risk.

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    Chart comparing auto insurance against national average in anchorage

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    Note: In the past, Anchorage insurance rates have been on par with the national average. Recently, in the past couple of years, the city's average insurance rate has been creeping higher than the U.S. average. This is based on the same driver criteria, driver history, credit, age, and type of vehicle.

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    2213 E Tudor Rd Ste 54,
    99507
    (907) 562-2721
    440 E 36th Ave Ste 300,
    99503
    (907) 257-1625
    401 E Fireweed Ln Ste 200,
    99503
    (907) 279-9000
    Our agency provides homeowners, auto, life and many other policies at extremely low prices, while ensuring you're properly covered.
    360 Boniface Pkwy Ste 5,
    99504
    (907) 272-6442
    4300 B St Ste 301,
    99503
    (907) 561-7112

    Resources & DMV Info

    Department of InsuranceDepartment of TransportationDepartment of Motor Vehicles
    550 W 7th Ave #1560, Anchorage, AK
    99501
    (907) 269-7900
    2200 E 42nd Ave, Anchorage, AK 99508
    (907) 269-0810
    1300 W Benson Blvd, Anchorage, AK 99503
    (855) 269-5551
    WebsiteWebsiteWebsite
    You are able to find the minimum car insurance requirements in Alaska Here

    Important difference in insurance quotes

    Showing the difference in auto insurance quotes in anchorage by insurers

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    As illustrated by the chart when you get insurance quotes there may be a difference in $50 or more.

    What are we are illustrating with this graph? We found if you call the same insurer within a couple of weeks your rate quote can change significantly.

    Unless your are in a hurry to get coverage, it is best to get quotes from carriers then compare each of them. Wait, get another quote and you may get a lower rate.

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    Driving Conditions, Safety, and DUI Laws

    Safety Requirements

    Texting and Driving is banned in the state of Alaska and, if caught, heavy fines imposed. All drivers and passengers are required to wear seat-belts at all times.

    If a passenger is under the age of 16 is not wearing a seat-belt a $200 fine is imposed. A child under the age 4 or approximately 40lbs is required to wear a child restraint system while the vehicle is in motion. A child age 4 to 7 or 40 to 80lbs is required to be in a booster seat while the vehicle is in motion.

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    DUI Laws

    The maximum BAC (Blood Alcohol Concentration) is .08 for drivers and .04 for commercial drivers. If a driver is caught driving under the influence a mandatory license restriction is imposed and a SR-22 certificate will be needed if convicted.

    Commercial drivers will no longer be able to drive. All drivers convicted of a DUI will have their auto premium double or, in some cases, triple in cost. The 1st offense for DUI is 90 revocation of your driver license, and 1 year for the second, and 3 years for the third.

    Crime Statistics

    Approximately 334 vehicles per 100,000 residents are stolen each year according to the FBI's website. In the city, your odds are higher than average your vehicle may be stolen than the national average. Nine out of Ten vehicles stolen are recovered according to the local police department.

    Driving Conditions

    The average commute for drivers is about 20 minutes to and from work. Conditions during the summer months are safe with the exception of animals. During the winter, driving conditions are not “as safe” with icy roads and reports of black ice.

    It is recommended driving below the posted speed limit when conditions of ice are on the roads.

    Unique & Strange Laws

    No one may tie their pet dog to the roof of a car.

    Persons may not live in a trailer as it is being hauled across the city.

    For all you would-be pranksters out there, it is illegal to string a wire across any road.

    It is considered an offense to feed alcoholic beverages to a moose.

    While it is legal to shoot bears, waking a sleeping bear for the purpose of taking a photograph is prohibited.

    One may not roam the city with a bow and arrows.

    Cost of Living

    Compared to the state average the cost of living index in Anchorage, AK is 1% higher than the average in the state. Compared to the national average it is 31% higher.

    The cost of living index is made up of several categories. The top categories are housing at 30%, good and services at 33%, utilities and transportation at 19%, and health care at 5%.

    For everyday items like groceries, gas, and housing the city average is more than 6% higher than the state and nearly 30% higher than the national average.

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    3330 C St Ste 101,
    99503
    (907) 563-1960
    2102 Cleveland Ave,
    99517
    (907) 569-9016
    405 W 36th Ave Ste 100,
    99503
    (907) 561-8040
    Formed in 1991, Hagen Agency was started with the goal of bringing the Employee Benefit tools and ideas used by large national companies to Alaskan employers of all sizes. We now provide benefits brokerage and consulting to more than four hundred Alaska companies.
    225 E Fireweed Ln Ste 101,
    99503
    (907) 277-5548
    Our mission is to help people manage the risks of everyday life, recover from the unexpected and realize their dreams.
    505 W Nrthrn Lights Blvd Ste 216,
    99503
    (907) 276-9700
    Since 1998 Ins. Group of Alaska has been helping Alaskans find great rates on auto, recreational, and commercial.
    1150 E 5th Ave,
    99501
    (907) 333-4629
    Progressive, Safeco
    1577 C St Ste 204,
    99501
    (907) 272-8772
    Offering the lowest rates for Alaska residents.
    4200 Old Seward Hwy Ste B4,
    99503
    (907) 561-7771
    540 Karluk St,
    99501
    (907) 274-2886
    I have been an Allstate Agent for over 25 years following in the footsteps of my Father Chuck Dickey who was an Allstate agent for 33 years. He was my mentor and moral compass and I am proud to continue his legacy by being your trust worthy financial adviser. My staff and I are determined to make your experience as pleasant as is possible and look forward to serving you.
    5001 Arctic Blvd Ste 201,
    99503
    (907) 562-0003
    9220 Lake Otis Pkwy Ste 4b,
    99507
    (907) 344-9229
    2820 Boniface Pkwy,
    99504
    (907) 337-2500
    As a Personal Financial Representative, I know many local families. My knowledge and understanding of the people in this community help me provide customers with an outstanding level of service. I look forward to helping families like yours protect the things that are important - your family, home, car and more. I can also help you prepare a strategy to achieve your financial goals.
    1317 W Northern Lights Blvd Ste 9,
    99503
    (907) 563-1492
    8427 Laviento Dr,
    99515
    (907) 344-0506
    6000 C St Ste 101,
    99518
    (907) 770-9900
    4045 Lake Otis Pkwy Ste 206,
    99508
    (907) 569-6900
    601 W 36th Ave Ste 14,
    99503
    (907) 222-1558
    3800 Centerpoint Dr Ste 601,
    99503
    (907) 562-2225
    3555 Artic Blvd # 3,
    99503
    (907) 563-3120
    400 W Tudor Rd,
    99503
    (907) 762-2385
    1417 W Northern Lights Blvd,
    99503
    (907) 277-2233
    2960 C St Ste 200,
    99503
    (907) 562-6224
    Randall Moss is proud to serve the financial needs of AK. Let us help you find the right premium to meet your needs.
    5915 Lake Otis Pkwy Ste 2,
    99507
    (907) 644-7997
    My staff and I proudly provide Alaskans with financial solutions.
    4300 B St Ste 306,
    99503
    (907) 561-7100
    COUNTRY representative. I am able to help provide financial security by working directly with individuals like you to identify your specific needs. We then offer a full range of financial products and services to help you protect what's important today, and help create a plan to point you toward a bright financial future.
    1731 Bragaw St,
    99508
    (907) 333-4566
    1577 C St Ste 102,
    99501
    (907) 297-2900
    9220 Lake Otis Pkwy Ste A6,
    99507
    (907) 345-0505
    800 E Dimond Blvd Ste 3-300,
    99515
    (907) 344-3301
    I can help you prepare a strategy to achieve your financial goals. I'm proud to work with a company who's been serving satisfied customers for over 70 years. Customers count on outstanding financial strength and superior claims service to help protect what they value most. Allstate delivers on their promise.
    510 W Tudor Rd Ste 1,
    99503
    (907) 561-0000
    1330 Huffman Rd Ste E,
    99515
    (907) 345-0214
    1500 W Benson Blvd Ste 102,
    99503
    (907) 297-7300
    550 E Tudor Rd Ste 201,
    99503
    (907) 563-9690
    My knowledge and understanding of the people in this community help me provide customers with an outstanding level of service. I look forward to helping families like yours protect the things that are important - your family, home, car and more. I can also help you prepare a strategy to achieve your financial goals.

    Recent Yearly Savings

    Yearly Premium SavingsType Driver AgeStateVehicle
    $612/yrMale 27OhioFORD
    $342/yrMale 26FloridaTOYOTA
    $487/yrFemale 30MichiganPONTIAC
    $465/yrMale 29OhioCHRYSLER
    $589/yrFemale 36TennesseeKIA
    $613/yrFemale53AlabamaFORD
    $834/yrMale66South CarolinaHONDA
    $855/yrMale48VirginiaCHRYSLER
    $875/yrMale59OhioKIA
    $899/yrFemale43ArizonaTOYOTA
    $912/yrMale 47CaliforniaHONDA
    $1041/yrMale 22New YorkBMW
    $1634/yrFemale 27TexasMERCEDES
    $1687/yrMale 34OhioHONDA
    $1710/yrMale 41FloridaTOYOTA
    $1754/yrMale28GeorgiaFORD

    Recent in Auto Insurance and Vehicles

    Top Fuel Saving Tips

    FeatureTip
    Use Cruise ControlMaintaining a constant speed over long distances often saves gas.
    Avoid Heavy LoadsRemove the sand bags from your trunk in the spring and pack lightly for long trips.
    Avoid Long IdlesIf you anticipate being stopped for more than 1 minute, shut off the car. Restarting the car uses less fuel than letting it idle for this time.
    Purchase a Fuel Efficient VehicleWhen buying a new vehicle examine the vehicle's rated fuel efficiency. Usually choosing a small vehicle with a manual transmission will provide you with great fuel economy.
    Avoid High SpeedsAs your speed increases, your aerodynamic drag increases in an exponential fashion. Driving 62 mph (100 km/h) vs 75 mph (120 km/h) will reduce fuel consumption by about 15%.
    Do Not Accelerate or Brake HardBy anticipating the traffic and applying slow steady acceleration and braking, fuel economy may increase by as much as 20%.
    Use A/C SparinglyWhen the air conditioner is on it puts extra load on the engine forcing more fuel to be used (by about 20%). The defrost position on most vehicles also uses the air conditioner.
    Keep Windows ClosedWindows open, especially at highway speeds, increase drag and result in decreased fuel economy of up to 10%.
    Service Vehicle RegularlyProper maintenance avoids poor fuel economy related to dirty air filters, old spark plugs or low fluid levels.
    Keep Tires Properly InflatedKeep tire air pressure at the level recommended by your vehicle manufacturer. A single tire under inflated by 2 PSI, increases fuel consumption by 1%.

    Most Stolen Vehicles

    RankVehicleAmount Stolen Nationwide
    11996 Honda Accord52,244
    21998 Honda Civic49,430
    32006 Ford F-Series29,396
    42004 Chevrolet Silverado27,771
    52014 Toyota Camry15,466
    62001 Dodge Ram11,212
    72014 Toyota Corolla10,547
    82015 Nissan Altima10,374
    92002 Dodge Caravan9,798
    102008 Chevrolet Impala9,225

    Most stolen “new” Vehicles

    RankVehicleAmount Stolen Nationwide
    1Nissan Altima1,104
    2Chrysler 2001,069
    3Toyota Camry923
    4Toyota Corolla776
    5GMC Sierra670
    6Dodge Charger666
    7Hyundai Sonata632
    8Chevrolet Malibu629
    9Chevrolet Impala594
    10Chevrolet Cruze586

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