All Connecticut drivers are required to maintain an effective minimum quantity of liability cover to cover bodily injury and property damage in the event the accident is their fault. The minimum bodily injury responsibility and property damage liability for the state of Connecticut is 20/40/10. What these numbers mean is the insurance firm will pay up to the amount (in thousands) before the at-fault driver will be responsible to pay. The numbers are as follows for the state of Connecticut:
Bodily Injury Liability
Table of Contents
The numbers (20 & 40) represent the minimum quantity of bodily injury liability insurance which must be maintained on the policy at all times. The insurance firm will cover up to $20,000 for the hospital costs of a single person with up to $40,000 for all people in the automobile.
Property Damage Liability
The other number (10) is the quantity of property damage liability insurance everybody must have. To cover the costs to buildings, signs and the other driver’s automobile, the insurance firm will cover up to $10,000 if you get minimum coverage. Though these are the necessary minimums, the state of Connecticut advises that all residents get better than the minimum coverage as damages will go well beyond the minimum cover if you are in a serious accident.
With the raised likelihood of being concerned in a traffic accident, it is important that all Connecticut drivers carry minimum liability cover and they may want to consider comprehensive, collision, and uninsured motorist protection. Many drivers today are not insured and Connecticut is a small state located near densely populated areas with a high amount of uninsured motorists. Therefore, it is a good idea to get this type of protection if you are living in Connecticut. Uninsured car driver protection will pay for damages to the insured’s automobile and cover hospital costs in the event the other driver doesn’t have insurance or their coverage isn’t acceptable.
Autoinsuresavings realizes how time consuming it can be to find a rate which is lower and has the same or even more protection for your vehicle. We have simplified the process by using a comparison tool to help you locate auto insurance firms from Bristol to Groton with available quotes any time of the day.
The process take less than five minutes and if you need to be in touch with an agent to discuss your insurance needs this site helps supply you with all the information all in one place. If you are need of insurance or looking to lower your auto insurance rates then enter your zip code and let the system do the work for you. Even if you live in Torrington, Norwich, Milford, or Danbury we are sure you can find lower Connecticut car insurance quotes with equal cover.
Local Auto Insurance Agents in Connecticut
You want to be sure to ask about comprehensive and collision coverage too. You do not want to pay out huge fees if you are involved in accident or if your car is stolen. Particularly if you have a newer model vehicle which costs thousands of dollars.