Gianetta Palmer is a writer, copywriter, and essayist. Her work has appeared in, Healthline, and The Dyrt Magazine. She is the author of Scrunchie-Fried and writes a lot about car insurance in her spare time.

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Joel Ohman is the CEO of a private equity-backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He also has an MBA from the University of South Florid...

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Reviewed by Joel Ohman
Founder, CFP®


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Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

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All Agents in Alabama

Martin & Hubbs
102 W Market St, Athens, AL 35611
(256) 232-0505
Eddie Breakfield
114 N Marion St, Athens, AL 35611
(256) 232-1238
Taurus Bennett
125 N Marion St, Athens, AL 35611
(256) 771-0224
Richardson & Deemer Insurance
107 W Washington St, Athens, AL 35611
(256) 232-3310
Pepper Johnstone & Company
120 N Marion St, Athens, AL 35611
(256) 232-7818
Mike Campbell
617 E Hobbs St, Athens, AL 35611
(256) 233-2377
Dale Deason
1001 Jefferson St SE, Athens, AL 35611
(256) 232-7318
Alabama Insurance Agency
1405 SW Jefferson St, Athens, AL 35611
(256) 232-2400
Alfa Insurance
524 Us Highway 72 W, Athens, AL 35611
(256) 232-1340
E-Z Pay Auto Insurance
800 Us Highway 72 E Ste B, Athens, AL 35611
(256) 233-8325
John J Kilgro Jr
800 Us Highway 72 W Ste G, Athens, AL 35611
(256) 232-5241
Kenneth Hannah
810 Us Highway 72 W Ste A, Athens, AL 35611
(256) 216-1517
Michael Howell
903 S Clinton St, Athens, AL 35611
(256) 232-5400
Brian King
1785 Us Highway 72 E Ste A, Athens, AL 35611
(256) 771-2001
Edward Tank
1785 Us Highway 72 E Ste C, Athens, AL 35611
(256) 771-7540
North Alabama Insurance Agency
101 Cloverleaf Dr, Athens, AL 35611
(256) 216-9818
Alabama Insurance Agency
103 Cloverleaf Dr Ste 14, Athens, AL 35611
(256) 444-2024
Michael C Stewart
2115 S Jefferson St, Athens, AL 35611
(256) 232-3288
Athens Insurance Center
616 Us Highway 31 S Ste C, Athens, AL 35611
(256) 233-2311
Justin Miller
1114 Us Highway 31 S Ste E, Athens, AL 35611
(256) 233-0000
Scott Wyatt Howell
1114 Us Highway 31 S Ste A, Athens, AL 35611
(256) 444-2041
Alfa Insurance
605 Us Highway 31 S Ste A, Athens, AL 35611
(256) 233-1616
Burton & Associates
707 Us Highway 31 S Ste C, Athens, AL 35611
(256) 232-1256
Allstate Insurance - Brad Johnson
26978 Us Highway 72 Ste C, Athens, AL 35613
(256) 216-5470
Farmers Insurance Group
22270 Us Highway 72 Ste C, Athens, AL 35613
(256) 262-9286
Alfa Insurance
22380 Us Highway 72, Athens, AL 35613
(256) 232-2898
Steve Edmondson
15724 E Limestone Rd, Athens, AL 35613
(256) 233-7832
Miller Insurance Services
2 S White St, Athens, TN 37303
(423) 745-8188
Carter Insurance Agency
206 N White St, Athens, TN 37303
(423) 745-2333
Athens Insurance Agency
110 W Washington Ave, Athens, TN 37303
(423) 745-3062
McMinn County Farmers Mutual
403 W Madison Ave, Athens, TN 37303
(423) 745-4341
Affordable Insurance & Bonding
317 Decatur Pike, Athens, TN 37303
(423) 744-0160
Trevor Thompson
500 Maple St, Athens, TN 37303
(423) 745-6700
Omega One Insurance Group
1255 Decatur Pike, Athens, TN 37303
(423) 745-2552
Steve Songer
1415 Decatur Pike, Athens, TN 37303
(423) 745-1919
Parks Insurance & Investments
1702 W Madison Ave, Athens, TN 37303
(615) 745-2552
Nathan Woody
586 Congress Pkwy S, Athens, TN 37303
(423) 745-8300
Jennifer L Miller
518b Congress Pkwy S, Athens, TN 37303
(423) 745-8828
Sharon Brown
506 Congress Pkwy S, Athens, TN 37303
(423) 745-7757
Athens Agency
208 Congress Pkwy S, Athens, TN 37303
(423) 745-4521
Donald Gaddis
2205 Ingleside Ave, Athens, TN 37303
(423) 462-5703
Womac Insurance Agency
913 Congress Pkwy N Ste 200, Athens, TN 37303
(423) 744-3000
Insurance of Athens
2622 Decatur Pike, Athens, TN 37303
(423) 744-9031
Doherty Duggan & Rouse Insurance
345 W Hancock Ave Ste 100, Athens, GA 30601
(706) 395-0185
Chastain & Associates Insurance
272 W Hancock Ave, Athens, GA 30601
(706) 543-2575
John Delaurier
297 Prince Ave Ste 15b, Athens, GA 30601
(706) 208-1301
Larry Baumwald Insurance Agency
260 N Milledge Ave, Athens, GA 30601
(706) 353-8444
Carl Blount
325 N Milledge Ave, Athens, GA 30601
(706) 613-1501
Ches Smith
425 N Milledge Ave, Athens, GA 30601
(706) 549-8733
Paine Insurance & Realty
240 E Washington St, Athens, GA 30601
(706) 543-6977
Boswell Insurance Group
788 Prince Ave, Athens, GA 30606
(706) 546-8100
Mark Hassler
798 Prince Ave Ste 200, Athens, GA 30606
(706) 395-0111
Russell Martinez
798 Prince Ave Ste 200, Athens, GA 30606
(706) 395-0123
A Better World Insurance
1069 Baxter St Ste B, Athens, GA 30606
(706) 354-8137
Paul Lavelle
1570 Prince Ave, Athens, GA 30606
(706) 549-0046
Laura Cole Hixon
1640 Prince Ave, Athens, GA 30606
(706) 353-8055
Ellison Professional Services
585 Vine St Ste 5, Athens, GA 30601
(706) 354-8964
Ellison Professional Services
1711 Prince Ave, Athens, GA 30606
(706) 369-7147
ATI Insurance
400 Hawthorne Ave Ste 1, Athens, GA 30606
(706) 227-4995
Abbey Insurance of Athens
400 Hawthorne Ave, Athens, GA 30606
(706) 208-0091
Arrow Auto Insurance Agency
400 Hawthorne Ave, Athens, GA 30606
(706) 369-0006
RN Thornton Agency
196 Alps Rd Ste 2, Athens, GA 30606
(706) 206-3367
Chastain & Associates
700 Oglethorpe Ave, Athens, GA 30606
(706) 546-2575
Ensure All Insurance
635 Hawthorne Ave, Athens, GA 30606
(706) 548-4411
Alvin Hurst
760 Hawthorne Ave Ste D, Athens, GA 30606
(706) 546-5407
Chasteen Insurance Agency
190 Hawthorne Park, Athens, GA 30606
(706) 549-2774
Ruth Owens Parsons
514 Macon Hwy, Athens, GA 30606
(706) 548-9942
Gary Garrett
2555 Atlanta Hwy, Athens, GA 30606
(706) 549-8732
Rhett Butler
2500 Lexington Rd, Athens, GA 30605
(706) 354-0444
Mike Dekle
1425 Barnett Shoals Rd, Athens, GA 30605
(706) 546-7272
Cole Insurance Services
1875 Commerce Rd Ste D, Athens, GA 30607
(706) 548-1171
ATL Insurance
3866 Jefferson Rd, Athens, GA 30607
(706) 549-4341
AIC Insuring America
3021 Atlanta Hwy, Athens, GA 30606
(706) 353-7811
Johnson Insurance Services
250 Gaines School Rd, Athens, GA 30605
(706) 208-1708
Roy Twist & Associates
1171 Tangle Dr, Athens, GA 30606
(706) 353-8136
Shane Dekle
665 Highway 29 N, Athens, GA 30601
(706) 543-8400
Accurate Insurance Agency
780 Highway 29 N, Athens, GA 30601
(706) 354-1342
Stephanie Wallace
3149 Atlanta Hwy Ste 4c, Athens, GA 30606
(706) 549-8730
Real Estate & Insurance Market
2500 Commerce Rd, Athens, GA 30607
(706) 789-2316
Darrell Daniel Agency
1165 Mitchell Bridge Rd Ste C, Athens, GA 30606
(706) 548-2234
Clarke County Farm Bureau
4330 Lexington Rd, Athens, GA 30605
(706) 354-0801
Mundy Mill Insurance Agency
3620 Atlanta Hwy Ste A, Athens, GA 30606
(706) 549-4278
Merryn Walker
1720 Epps Bridge Pkwy Ste 400, Athens, GA 30606
(706) 353-2999
Mathews Insurance Agency
125 Nabors Rd, Athens, GA 30606
(706) 410-7326
Advantage Insurance Agency
3724 Atlanta Hwy # 11, Athens, GA 30606
(706) 543-1004
BB&T Insurance Services
1071 Founders Blvd Ste B, Athens, GA 30606
(706) 354-3893
Miller Insurance Agency
106 E Jackson St, Athens, IL 62613
(217) 636-7763
Todd O'Neill
101 S Main St, Athens, IL 62613
(217) 636-7177
Jim Carter Insurance
23247 Beulah Dr, Athens, IL 62613
(217) 636-7244
Gillmore-Allen Insurance Agency
605 Old Salem Rd, Petersburg, IL 62675
(217) 632-3007
Country Financial Agency
101 E Jefferson St # 140, Petersburg, IL 62675
(217) 632-3100
Ty Turek
122 E Jackson St, Petersburg, IL 62675
(217) 632-7405
Ogden Insurance
123 E Douglas Ave, Petersburg, IL 62675
(217) 632-2206
Country Financial Agency
318 Crossing Dr, Sherman, IL 62684
(217) 496-2341
Tom Hardy
924 Clock Tower Dr, Springfield, IL 62704
(217) 787-1727
West Central Insurance Agency
979 Clock Tower Dr, Springfield, IL 62704
(217) 726-9885
James Nick
129 1/2 Alfred St Ste 3, Athens, WI 54411
(715) 359-5055
Western County Insurance
109 Alfred St, Athens, WI 54411
(715) 257-7707
Kaiser Insurance
115 S 3rd Ave, Edgar, WI 54426
(715) 352-3082
Werner Insurance Agency
218 W Redwood St, Edgar, WI 54426
(715) 352-2949
Boehm Insurance Agency
223 S 3rd Ave, Edgar, WI 54426
(715) 352-2171
DSB Insurance Agency
500 E Center Ave, Dorchester, WI 54425
(715) 654-5555
Carstensen Insurance Agency
W4162 Hwy 64, Medford, WI 54451
(715) 748-5632
James E Nick
607 Maratech Ave Ste B, Marathon, WI 54448
(715) 359-5055
Dan Hirt
110 N 4th S, Abbotsford, WI 54405
(715) 748-4100
Klinner Insurance
208 E Spruce St, Abbotsford, WI 54405
(715) 748-4488

Nearby Local Cities

Pros & Cons of Each Insurance Company

Type car insurance company name in search bar to find the pros, cons, and ratings. Otherwise, each insurer is from highest to lowest rated.

CompanyProsConsRating out of 5 Stars
Amica InsuranceZero restrictions on which body shop you use for repairs.Few driver discounts, including pre-pay, low mileage, and military discounts.5
USAA InsuranceJ. D. Power has rated USAA with a "perfect" score. Financial stability is highest rating of superior. USAA is only available to members of the military and their immediate family.5
Allstate InsuranceAllstate offers a claims satisfaction guarantee. With Allstate's claims guarantee is typically a higher price in premiums. 4.5
American Family InsuranceAttractive features, discounts and benefits including the teen safe driver program. Coverage is only available in 19 states. To get an online quote you have to enter your car's VIN. 4.5
Auto-Owners InsuranceGood enhancement options from Auto-Owners Personal Automobile Plus Package. Service and claims handling is top notch. No national coverage. Auto-Owners offer coverage in 26 states.4.5
Country Financial InsuranceBeen in business for 85 years and has top financial strength. 24/7 customer service. Coverage is only available in 17 states.4.5
Erie InsuranceFor South, Midwest, or Mid-Atlantic regions Erie consistently get high marks. Limited to certain regions of the country. 4.5
GEICO InsuranceConsistently offers the lowest price. Known to raise rates during the time of the policy. 4.5
Nationwide InsuranceNationwide rewards accident-free years with its vanishing deductible program.Coverage isn’t available in Alaska, Hawaii, Louisiana, or Massachusetts.4.5
Travelers InsuranceTravelers offers rates well below the national average. Not all coverage options are available in all states. Some customer complaints reported with billing/collection and customer service issues.4.5
Electric InsuranceValuable features and benefits for new cars, such as original equipment coverage. Perks for General Electric employees. Numerous discounts offered to bring your premium low. Mixed reviews on communications, billing, and collection practices.4.3
Cincinnati InsuranceOffers Personal Auto Plus program to help drivers get low premiums. Strong financial ratings with lower than average industry complaints. Spotty complaints by consumers of claims process. Online presence is poor you normally have to call an agent. 4.2
Liberty Mutual InsuranceStrong customer service with attractive features such a new and better car replacement. New and Better car replacement are not offered in all states. And reports of poor claims handling for automobile repairs. 4
MetLife InsuranceMetLife includes several extras at no cost, such as expanded coverage when you rent a car and identity theft protection.Other than group discounts and standard bundling discounts, there aren’t a lot of opportunities for savings.4
Ameriprise FinancialVery attractive discounts and strong financial rating. Limited availability. Only 14 states you can get a policy.4
Tennessee Farmers InsuranceLots of discounts such as distant student, homeowners, incident forgiveness, and more are available to give you better rates. No rate hikes for small claims/fender benders. If you get into a small accident, you won’t have to worry about the stability of your premium.Not all policy options are available in every state. 4
Progressive Insurance1 out of 10 drivers have Progressive. Offers roadside assistance and has strong financial strength. Doesn't offer new or better car replacement.4
Texas Farm Bureau InsuranceOffers competitive rates for all age drivers particularly drivers over 35. Not offered in all states. Only available in Texas. Focuses more on life insurance rather than auto. Many customers say there may be substantial rate hikes year by year. 4
Farmers InsuranceWith Farmers you can insure about everything. Customer service is not 24/7 and reports of not-so-great claims handling. 4
Plymouth Rock InsuranceExcellent coverage with competitive premium rates. High satisfaction rate with customers. Considered by most reviews as the 1st or 2nd cheapest in the state of New Jersey. Only available in Connecticut, Massachusetts, New Hampshire, and New Jersey. It features several customer “perks” like the Get Home Safe® cab/ride share program and Door to Door Valet Claim Service. For unmarried drivers in the 4 states offered they are one of the cheapest. 4
Safeco Insurance24/7 customer support with a comprehensive line of products plus discounts. 24/7 claims handling. Customers have complained of claims being underpaid. 4
21st Century InsurancePart of Farmers. Has a partnership with Foremost Insurance to provide insurance on specialty vehicles like motorcycles and ATVs.If you have coverage outside of California you'll be directed to Farmers or Foremost.4
Hartford InsuranceMechanical breakdown coverage helps cover the cost of repairs that aren’t covered by your car’s warranty. Claims satisfaction rating is only 2 out of 5 stars. 4
EsuranceOffers low rates, first rate website, and good customer service. Customers claim Esurance will penalize for cancelling a policy. No local agents. 4
Southern Farm BureauAffordable rates in the markets they service with a bevy of discount options.
Faster than average claim payout times.
Policyholders seem very happy with Farm Bureau's personable customer service.
Can be tough to get in touch with the correct person at times when filing a claim.
There have been several reports of cancelled policies after an initial claim.
NJM InsuranceCompetitive premiums and offerings.
High satisfaction with claims processing and coverage. Most customers stay with them once covered.
Insurance only available to employees of select organizations.
Only in New Jersey and Pennsylvania.
Safety InsuranceVIP Claims Centers from Safety can be a great way to expedite the claims settlement process and minimize upheaval / interruption in drivers' lives. Rates are low for married and unmarried drivers.
Local expertise and concentration of personnel and service facilities in Massachusetts and New Hampshire.
Only available in Massachusetts and New Hampshire. Many customers say the claims process can be extremely slow with many followups after a claim submission. 4
Wawanesa InsuranceIf you have a clean driving record your premium should be below average with this insurer. Available only in California and Oregon. Drivers with infractions may have a substantially higher premium. 3.9
TitanGood, fairly priced options for non-standard auto insurance.
Coverage and company affiliated and backed by Nationwide parent company.
Only available in 26 states. The complaints are higher than average compared to similar insurers.3.8
Alfa MutualGood ratings on their financial strength, and a lower than average complaint index.Some customers complain of delays in and poor investigations during the claims resolution process. Coverage strongest in Alabama, Mississippi, and Georgia. Known in these states: Texas, Missouri, Indiana, Ohio, Virginia, Tennessee, Arkansas, and Kentucky3.5
Allied InsuranceRecent partnership with Nationwide increases their coverage area and availabilityMight not get the same level of coverage and customer service in all areas. Not knowing which company you’re dealing with might cause confusion during the claims process3.5
Farm Bureau MutualOffers lower than average rates. Has a suite of discounts and affinity programs. Only available in 19 states.3.5
Arbella InsuranceSolid financial strength and business ratings should make you more confident in choosing Arbella. Competitive rates inside their service area.Auto policies only available in two states, Massachusetts and Connecticut.3.5
Grange MutualBeen in business since 1935 with over 1 billion in revenues. Can offer rates lower than main-street companies.Coverage available on in 12 states, Georgia, Illinois, Indiana, Iowa, Kentucky, Michigan, Minnesota, Ohio, South Carolina, Tennessee, Virginia and Wisconsin.3.5
Mercury InsuranceMercury has a network of nearly 6,000 agents. Available in Arizona, California, Florida, Georgia, Illinois, Michigan, New Jersey, Nevada, New York, Oklahoma, Pennsylvania, Texas, and Virginia.Some policyholders have expressed concerns in reviews about delays and lack of timely response and follow-up from claims representatives.3.5
Auto ClubExcellent roadside assistance service.
AM Best Rating of A+ Superior. Multiple membership discounts.
Drivers complain new vehicles will have excessive fees. 3.5
Kentucky Farm BureauOffers lower rates than most competitors. Nice discount options and coverage terms. Not available in all states. Only in Kentucky. 3.5
Encompass InsuranceStrong financial ratings. Are able to get unique and tailor policy options at a reasonable price.Poor reviews by customers of claims process. 3.4
Elephant InsuranceGood repair assistance program to help drivers with damage vehicles. Premiums are lower than average. Only available in Virginia, Texas, Illinois, and Maryland. Consumer complaints are higher than average.3.2
Acceptance InsuranceGreat for non-standard or high risk drivers. Drivers with good driving history will pay above average. Claims process can be time consuming. 3.1
State Farm InsuranceSuperior claims handling. State Farm has been the best at claims for years. Doesn’t offer stacked uninsured motorist or new car replacement coverages.3
Horace MannEstablished for teachers and those part of union, etc. Offers competitive rates. Claims process can be slow and payout from accidents are lower than expected. 3
Home StateHome State insurance was originally chartered in 1948. Less known company with little advertising. Strongest in Texas and currently owned by Berkshire Hathaway Group. Specializes in nonstandard policies for drivers.Limited to area where you can get coverage from them. Price of policy is typically higher than the average policy holder. This is to be expected with nonstandard policy coverage. 3
Hanover InsuranceEasy to customize your policy. Nice string of discounts.Prices can be higher than average.3
Mapfre InsuranceCan get low rates through Mapfre in Northeastern states such as Massachusetts.MAPFRE’s geographical territory is limited to 18 U.S. states. Not all policy options are available in every state.3
Kemper InsuranceKemper has excellent financial strength, flexible payment options and attractive discounts for policyholders.Their rates can be higher than average. 3
The General InsuranceHisk risk drivers can get a policy with The General. Good for a person with a history of auto accidents. Has a reputation of not paying out claims in a timely fashion. Not good do for a driver with a clean record.3
Sentry InsuranceSentry has the highest financial strength rating available from A.M. Best. Attractive discounts to lower your premium by 20% or more. There are a number of customer complaints in the areas of products and services.3
State Auto InsuranceState Auto provides a variety of insurance options including car, home, farm, and business. Premium prices are usually average with many customers getting a lower rate from their previous carrier. Been in business since 1921 and policies are offered in 27 states. Claims handling process has poor reviews throughout online review portals. Many customers claim of substantially high rate hike after small claims. 3
Chubb InsuranceCan pay with Agreed Settlements upfront. Choice of repair shops and no rental car daily limit. Tailors to individuals with higher than average net worth. 3
Good2go Car InsuranceOffers extremely low rates some as little at $30 a month. Strong financial ratings.No brand recognition. Most believe to be a new company though Good2go has 25 years experience. 2.5
Infinity InsuranceImmigrant friendly. With an AB 60 driver’s license resource center, immigrants can learn how to get a license in one place. If you’re new to the country, this company is very supportive of your driving.Infinity does make the JP Power list. Have to assume the financials aren't that great. 2.5
Loya InsuranceAccess to full-service and proprietary offices where agents can handle quotes and claims.Mixed reviews on claims resolution and response times. Only available in the states of CA, CO, IL, NV, NM, and TX2.5
National GeneralSmart Services add features and coverages which most other companies don’t offer. Discounts for using or being affiliated with General Motors.Mixed reviews of claims handling and auto insurance coverage types. 2.5
Safeway InsuranceIt is difficult to find anything good about this company. Presentation of inconsistent information from website and agents. 2
Access Auto InsuranceBasic online website with some options so you don't have to talk to an agent. Better Business Bureau ratings are poor. Many times it is difficult to get a claims adjuster on the phone. 1.9
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Minimum Coverage by State, Uninsured Motorist Protection, & Personal Injury Protection

Type your state in the search to find details.

Average Yearly Premium SavingsStateMinimum Auto Insurance Coverage Uninsured Motorist Protection Required?Personal Injury Protection (PIP) Required?
$613/yrAlabama Car Insurance25/50/25
$765/yrAlaska Car Insurance50/100/25
$875/yrArizona Car Insurance15/30/10
$643/yrArkansas Car Insurance25/50/25
$912/yrCalifornia Car Insurance15/30/5
$1,008/yrColorado Car Insurance25/50/15
$876/yrConnecticut Car Insurance20/40/10
$1,043/yrDelaware Car Insurance15/30/10
$342/yrFlorida Car Insurance10/20/10
$1,754/yrGeorgia Car Insurance25/50/25
$438/yrHawai Car Insurance20/40/10
$775/yrIdaho Car Insurance25/50/15
$954/yrIllinois Car Insurance20/40/15
$1,211/yrIndiana Car Insurance25/50/10
$658/yrIowa Car Insurance20/40/15
$699/yrKansas Car Insurance25/50/10
$1,211/yrKentucky Car Insurance25/50/10
$533/yrLouisiana Car Insurance15/30/25
$732/yrMaine Car Insurance50/100/25
$619/yrMaryland Car Insurance30/60/15
$323/yrMassachusetts Car Insurance20/40/5
$487/yrMichigan Car Insurance20/40/10
$769/yrMinnesota Car Insurance30/60/10
$1,006/yrMississippi Car Insurance25/50/25
$790/yrMissouri Car Insurance25/50/10
$643/yrMontana Car Insurance25/50/10
$628/yrNebraska Car Insurance25/50/25
$876/yrNevadaCar Insurance25/50/20
$899/yrNew Hampshire Car Insurance25/50/25
$893/yrNew Jersey Car Insurance15/30/5
$937/yrNew Mexico Car Insurance25/50/10
$1,041/yrNew York Car Insurance25/50/10
$473/yrNorth Carolina Car Insurance30/60/25
$644/yrNorth Dakota Car Insurance25/50/25
$612/yrOhio Car Insurance25/50/25
$687/yrOklahoma Car Insurance25/50/25
$653/yrOregon Car Insurance25/50/20
$1,687/yrPennsylvania Car Insurance15/30/5
$743/yrRhode Island Car Insurance25/50/25
$834/yrSouth Carolina25/50/25
$531/yrSouth Dakota25/50/25
$1,710/yrWest Virginia20/40/10
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Top Tips to Save on Your Auto Insurance
You want to be sure to compare cheap car insurance quotes and with local insurance agents to maximize your savings.
Top rated insurance companies like USAA, Progressive, Hartford, and Liberty Mutual are best. Over 84% are satisfied with claims handling with them.
Maintain good credit to keep your car insurance as low as possible.
Be sure to check for additional add-ons such as uninsured motorist coverage (UM), personal injury protection (PIP), medical payments coverage (MedPay), and roadside assistance.
Don't assume an older model vehicle cost less to insure. Insurance providers go by the safety rating and cost to replace it.
An easy way to lower comprehensive and collision coverage is to raise your deductible.
Take advantage of all auto insurance discounts. Which can be 20% or more in savings.
Do some research and take a few minutes to learn the minimum insurance and financial responsibility laws which apply in your state.
A good driving history is the best way to keep your car insurance rates as low as possible.
If you pay for auto insurance upfront in full you can save an additional 10% to 20%.
Don't let your car insurance lapse. If so, you will see a spike in rates.
Before buying a car shop for insurance quotes to see how much your premium may be.
Be sure to check your car insurance policy for mileage. If you drive less you can save hundreds more per year.
If you have an older model vehicle consider dropping optional car insurance such as comprehensive and collision insurance.
Make sure to do an annual insurance rate check. Plus auto insurance you may or may not need.
Get Your Rates Quote Now
InsurerAnnual costMonthly cost
State Farm$2,537$211
Maryland average$3,480$290
Get Your Rates Quote Now

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