Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Written by Sara Routhier
Director of Outreach

Joel Ohman is the CEO of a private equity-backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He also has an MBA from the University of South Florid...

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Reviewed by Joel Ohman
Founder, CFP®


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Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

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All Agents in California

Billy Garcia
4076 Brockton Ave, Rivside, CA 92501
(951) 784-7441
Central Pro Insurance Services
4010 Mission Inn Ave, Rivside, CA 92501
(951) 686-0200
HUB International Insurance Services
4371 Latham St Ste 101, Rivside, CA 92501
(951) 788-8500
Choice Pro Insurance
3257 Market St Ste 4, Rivside, CA 92501
(951) 784-7788
Chris Folsom Insurance Agency
3727 6th St, Rivside, CA 92501
(951) 680-0575
Patrion Insurance Services
3451 14th St, Rivside, CA 92501
(951) 248-7500
Lucinda Metcalfe
7224 Mission Blvd, Rivside, CA 92509
(951) 681-1068
Westside Auto Insurance Services - Riverside
3393 14th St Ste B, Rivside, CA 92501
(951) 248-2248
George Whitford
6267 Brockton Ave, Rivside, CA 92506
(951) 787-0210
Bergman Insurance Agency
6281 Brockton Ave Ste 2, Rivside, CA 92506
(951) 684-3624
Real Diamond Insurance
6281 Brockton Ave, Rivside, CA 92506
(951) 682-0376
Amit Roberts
6391 Magnolia Ave Ste A, Rivside, CA 92506
(951) 686-3350
Jaswant Roberts
7710 Limonite Ave Ste B, Rivside, CA 92509
(951) 727-3219
Jean Sullivan
6511 Brockton Ave, Rivside, CA 92506
(951) 683-3131
Raphael John Joseph Insurance Services
3694 Sunnyside Dr, Rivside, CA 92506
(951) 683-0777
Freeway Insurance Services
4100 Central Ave Ste 201, Rivside, CA 92506
(951) 686-6463
AAA Insurance
3700 Central Ave, Rivside, CA 92506
(951) 684-4250
Cynthia McGhee
6710 Magnolia Ave, Rivside, CA 92506
(951) 369-8850
Ollie Hatch Jr
6748 Brockton Ave, Rivside, CA 92506
(951) 684-8822
Paul Berkshire
6600 Jurupa Ave, Rivside, CA 92504
(951) 286-4731
Juan Zaragoza
3333 Central Ave Ste B, Rivside, CA 92506
(951) 367-1490
Claudia Torres
6885 Brockton Ave, Rivside, CA 92506
(951) 788-9006
Gary Echito
3239 Chicago Ave, Rivside, CA 92507
(951) 684-8450
Loomis Insurance Services
8175 Limonite Ave Ste B, Rivside, CA 92509
(951) 685-7478
Epitome Insurance Solutions
7010 Magnolia Ave, Rivside, CA 92506
(951) 801-4151
Stong Insurance Services
4850 Arlington Ave Ste B, Rivside, CA 92504
(951) 343-0382
Cost-U-Less Insurance Center
1766 University Ave Ste 104, Rivside, CA 92507
(951) 276-1818
Premier Insurance Services
3860 Chicago Ave, Rivside, CA 92507
(951) 777-2650
Strong Tie Insurance Services
3955 Chicago Ave, Rivside, CA 92507
(951) 682-1200
Kenneth Munaretto
3297 Arlington Ave Ste 200, Rivside, CA 92506
(951) 369-0277
Greg Wood
1525 3rd St Ste B, Rivside, CA 92507
(951) 784-0951
Adrian Cisneros
5750 Division St Ste 109, Rivside, CA 92506
(909) 777-0005
Adolfo Saldana
7344 Magnolia Ave Ste 100, Rivside, CA 92504
(951) 637-3100
Atchley Insurance Services
1410 3rd St Ste 2, Rivside, CA 92507
(951) 275-0340
Christopher Rodriguez
1410 3rd St Ste 6, Rivside, CA 92507
(909) 456-5722
Lambert Family Insurance Services
7177 Brockton Ave Ste 106, Rivside, CA 92506
(951) 359-7100
Leo Gonzales
7177 Brockton Ave Ste 109, Rivside, CA 92506
(951) 788-8859
Ronald Alldis
7177 Brockton Ave Ste 107, Rivside, CA 92506
(951) 788-2005
Scott Fowler - State Farm Insurance
7177 Brockton Ave Ste 340, Rivside, CA 92506
(951) 777-2446
Insurance, Inc.
6809 Indiana Ave Ste 202, Rivside, CA 92506
(951) 300-9333
Anna Ramirez
1450 Iowa Ave, Rivside, CA 92507
(951) 222-3062
Beatriz Rodriguez
1450 Iowa Ave Ste 100, Rivside, CA 92507
(951) 222-3025
Farmers Insurance Group
1450 Iowa Ave, Rivside, CA 92507
(951) 222-3000
James Agalos
1450 Iowa Ave Ste 100, Rivside, CA 92507
(951) 222-3084
Jason Pratt
1450 Iowa Ave, Rivside, CA 92507
(951) 222-3053
Mark Christensen
1450 Iowa Ave Ste 100, Rivside, CA 92507
(909) 269-1011
Michael Gonzales
1450 Iowa Ave Ste 100, Rivside, CA 92507
(951) 222-3058
Ron Ramirez
1450 Iowa Ave Ste 100, Rivside, CA 92507
(951) 850-8539
Shayne Arsenault
1450 Iowa Ave Ste 100, Rivside, CA 92507
(951) 222-3046
Auto Insurance Specialists
1600 Iowa Ave Ste 100, Rivside, CA 92507
(888) 772-4247
Carl O'Day
6864 Indiana Ave Ste 100, Rivside, CA 92506
(951) 786-6942
Mountain Pacific Insurance Agency
6864 Indiana Ave Ste 202c, Rivside, CA 92506
(951) 680-9460
Freeway Insurance Services
7001 Indiana Ave Ste 3, Rivside, CA 92506
(951) 369-3700
Ruth Munoz
6950 Indiana Ave Ste 3, Rivside, CA 92506
(951) 784-6500
Maria Abrigo
7000 Indiana Ave Ste 113, Rivside, CA 92506
(951) 782-8450
Ayala's Quality Insurance Services
1345 University Ave Ste A, Rivside, CA 92507
(951) 341-3400
Calvert-Belden Insurance
125 W La Cadena Dr # B, Rivside, CA 92501
(951) 684-3500
Rick Blas
7130 Magnolia Ave Ste E, Rivside, CA 92504
(951) 686-5330
Lynne Dattilo
6560 Van Buren Blvd Ste A, Rivside, CA 92503
(951) 689-3700
Tony Moreno Insurance Services
8897 Mission Blvd, Rivside, CA 92509
(951) 360-1136
Gene P Johnson
7201 Arlington Ave Ste B, Rivside, CA 92503
(951) 689-3211
David Torstvet
8992 Mission Blvd Ste B, Rivside, CA 92509
(951) 685-2343
Jay Pogue Insurance Agency
6200 Pegasus Dr Ste 6, Rivside, CA 92503
(951) 785-8521
ASAP Auto Insurance Services
8912 Limonite Ave, Rivside, CA 92509
(951) 727-8677
Delgado's Insurance Services
8935 Limonite Ave, Rivside, CA 92509
(951) 361-0084
Adriana's Insurance Services
6200 Van Buren Blvd Ste 105, Rivside, CA 92503
(951) 710-1100
Troy Manning
4955 Felspar St Ste J, Rivside, CA 92509
(951) 360-9921
Hammer Insurance Services
8151 Arlington Ave Ste S, Rivside, CA 92503
(951) 977-8680
Hawks Bay Auto Insurance
5800 Van Buren Blvd Ste 108, Rivside, CA 92503
(951) 588-0757
Preferred Insurance
3501 Adams St Ste 400, Rivside, CA 92504
(866) 890-7774
Fiesta Auto Insurance
5634 Van Buren Blvd, Rivside, CA 92503
(951) 354-7800
Mission One Insurance Services
8151 Auto Dr, Rivside, CA 92504
(951) 485-4108
Lenita Graves
17122 Slover Ave Ste K106, Fontana, CA 92337
(909) 349-2050
Diane Castleman
5041 Lamart Dr Ste 200, Rivside, CA 92507
(951) 682-3586
Inland Alliance Insurance Services
5015 Canyon Crest Dr Ste 203, Rivside, CA 92507
(951) 823-0093
Canyon Crest Insurance Services
5051 Canyon Crest Dr Ste 200, Rivside, CA 92507
(951) 784-0311

Nearby Local Cities

Pros & Cons of Each Insurance Company

Type car insurance company name in search bar to find the pros, cons, and ratings. Otherwise, each insurer is from highest to lowest rated.

CompanyProsConsRating out of 5 Stars
Amica InsuranceZero restrictions on which body shop you use for repairs.Few driver discounts, including pre-pay, low mileage, and military discounts.5
USAA InsuranceJ. D. Power has rated USAA with a "perfect" score. Financial stability is highest rating of superior. USAA is only available to members of the military and their immediate family.5
Allstate InsuranceAllstate offers a claims satisfaction guarantee. With Allstate's claims guarantee is typically a higher price in premiums. 4.5
American Family InsuranceAttractive features, discounts and benefits including the teen safe driver program. Coverage is only available in 19 states. To get an online quote you have to enter your car's VIN. 4.5
Auto-Owners InsuranceGood enhancement options from Auto-Owners Personal Automobile Plus Package. Service and claims handling is top notch. No national coverage. Auto-Owners offer coverage in 26 states.4.5
Country Financial InsuranceBeen in business for 85 years and has top financial strength. 24/7 customer service. Coverage is only available in 17 states.4.5
Erie InsuranceFor South, Midwest, or Mid-Atlantic regions Erie consistently get high marks. Limited to certain regions of the country. 4.5
GEICO InsuranceConsistently offers the lowest price. Known to raise rates during the time of the policy. 4.5
Nationwide InsuranceNationwide rewards accident-free years with its vanishing deductible program.Coverage isn’t available in Alaska, Hawaii, Louisiana, or Massachusetts.4.5
Travelers InsuranceTravelers offers rates well below the national average. Not all coverage options are available in all states. Some customer complaints reported with billing/collection and customer service issues.4.5
Electric InsuranceValuable features and benefits for new cars, such as original equipment coverage. Perks for General Electric employees. Numerous discounts offered to bring your premium low. Mixed reviews on communications, billing, and collection practices.4.3
Cincinnati InsuranceOffers Personal Auto Plus program to help drivers get low premiums. Strong financial ratings with lower than average industry complaints. Spotty complaints by consumers of claims process. Online presence is poor you normally have to call an agent. 4.2
Liberty Mutual InsuranceStrong customer service with attractive features such a new and better car replacement. New and Better car replacement are not offered in all states. And reports of poor claims handling for automobile repairs. 4
MetLife InsuranceMetLife includes several extras at no cost, such as expanded coverage when you rent a car and identity theft protection.Other than group discounts and standard bundling discounts, there aren’t a lot of opportunities for savings.4
Ameriprise FinancialVery attractive discounts and strong financial rating. Limited availability. Only 14 states you can get a policy.4
Tennessee Farmers InsuranceLots of discounts such as distant student, homeowners, incident forgiveness, and more are available to give you better rates. No rate hikes for small claims/fender benders. If you get into a small accident, you won’t have to worry about the stability of your premium.Not all policy options are available in every state. 4
Progressive Insurance1 out of 10 drivers have Progressive. Offers roadside assistance and has strong financial strength. Doesn't offer new or better car replacement.4
Texas Farm Bureau InsuranceOffers competitive rates for all age drivers particularly drivers over 35. Not offered in all states. Only available in Texas. Focuses more on life insurance rather than auto. Many customers say there may be substantial rate hikes year by year. 4
Farmers InsuranceWith Farmers you can insure about everything. Customer service is not 24/7 and reports of not-so-great claims handling. 4
Plymouth Rock InsuranceExcellent coverage with competitive premium rates. High satisfaction rate with customers. Considered by most reviews as the 1st or 2nd cheapest in the state of New Jersey. Only available in Connecticut, Massachusetts, New Hampshire, and New Jersey. It features several customer “perks” like the Get Home Safe® cab/ride share program and Door to Door Valet Claim Service. For unmarried drivers in the 4 states offered they are one of the cheapest. 4
Safeco Insurance24/7 customer support with a comprehensive line of products plus discounts. 24/7 claims handling. Customers have complained of claims being underpaid. 4
21st Century InsurancePart of Farmers. Has a partnership with Foremost Insurance to provide insurance on specialty vehicles like motorcycles and ATVs.If you have coverage outside of California you'll be directed to Farmers or Foremost.4
Hartford InsuranceMechanical breakdown coverage helps cover the cost of repairs that aren’t covered by your car’s warranty. Claims satisfaction rating is only 2 out of 5 stars. 4
EsuranceOffers low rates, first rate website, and good customer service. Customers claim Esurance will penalize for cancelling a policy. No local agents. 4
Southern Farm BureauAffordable rates in the markets they service with a bevy of discount options.
Faster than average claim payout times.
Policyholders seem very happy with Farm Bureau's personable customer service.
Can be tough to get in touch with the correct person at times when filing a claim.
There have been several reports of cancelled policies after an initial claim.
NJM InsuranceCompetitive premiums and offerings.
High satisfaction with claims processing and coverage. Most customers stay with them once covered.
Insurance only available to employees of select organizations.
Only in New Jersey and Pennsylvania.
Safety InsuranceVIP Claims Centers from Safety can be a great way to expedite the claims settlement process and minimize upheaval / interruption in drivers' lives. Rates are low for married and unmarried drivers.
Local expertise and concentration of personnel and service facilities in Massachusetts and New Hampshire.
Only available in Massachusetts and New Hampshire. Many customers say the claims process can be extremely slow with many followups after a claim submission. 4
Wawanesa InsuranceIf you have a clean driving record your premium should be below average with this insurer. Available only in California and Oregon. Drivers with infractions may have a substantially higher premium. 3.9
TitanGood, fairly priced options for non-standard auto insurance.
Coverage and company affiliated and backed by Nationwide parent company.
Only available in 26 states. The complaints are higher than average compared to similar insurers.3.8
Alfa MutualGood ratings on their financial strength, and a lower than average complaint index.Some customers complain of delays in and poor investigations during the claims resolution process. Coverage strongest in Alabama, Mississippi, and Georgia. Known in these states: Texas, Missouri, Indiana, Ohio, Virginia, Tennessee, Arkansas, and Kentucky3.5
Allied InsuranceRecent partnership with Nationwide increases their coverage area and availabilityMight not get the same level of coverage and customer service in all areas. Not knowing which company you’re dealing with might cause confusion during the claims process3.5
Farm Bureau MutualOffers lower than average rates. Has a suite of discounts and affinity programs. Only available in 19 states.3.5
Arbella InsuranceSolid financial strength and business ratings should make you more confident in choosing Arbella. Competitive rates inside their service area.Auto policies only available in two states, Massachusetts and Connecticut.3.5
Grange MutualBeen in business since 1935 with over 1 billion in revenues. Can offer rates lower than main-street companies.Coverage available on in 12 states, Georgia, Illinois, Indiana, Iowa, Kentucky, Michigan, Minnesota, Ohio, South Carolina, Tennessee, Virginia and Wisconsin.3.5
Mercury InsuranceMercury has a network of nearly 6,000 agents. Available in Arizona, California, Florida, Georgia, Illinois, Michigan, New Jersey, Nevada, New York, Oklahoma, Pennsylvania, Texas, and Virginia.Some policyholders have expressed concerns in reviews about delays and lack of timely response and follow-up from claims representatives.3.5
Auto ClubExcellent roadside assistance service.
AM Best Rating of A+ Superior. Multiple membership discounts.
Drivers complain new vehicles will have excessive fees. 3.5
Kentucky Farm BureauOffers lower rates than most competitors. Nice discount options and coverage terms. Not available in all states. Only in Kentucky. 3.5
Encompass InsuranceStrong financial ratings. Are able to get unique and tailor policy options at a reasonable price.Poor reviews by customers of claims process. 3.4
Elephant InsuranceGood repair assistance program to help drivers with damage vehicles. Premiums are lower than average. Only available in Virginia, Texas, Illinois, and Maryland. Consumer complaints are higher than average.3.2
Acceptance InsuranceGreat for non-standard or high risk drivers. Drivers with good driving history will pay above average. Claims process can be time consuming. 3.1
State Farm InsuranceSuperior claims handling. State Farm has been the best at claims for years. Doesn’t offer stacked uninsured motorist or new car replacement coverages.3
Horace MannEstablished for teachers and those part of union, etc. Offers competitive rates. Claims process can be slow and payout from accidents are lower than expected. 3
Home StateHome State insurance was originally chartered in 1948. Less known company with little advertising. Strongest in Texas and currently owned by Berkshire Hathaway Group. Specializes in nonstandard policies for drivers.Limited to area where you can get coverage from them. Price of policy is typically higher than the average policy holder. This is to be expected with nonstandard policy coverage. 3
Hanover InsuranceEasy to customize your policy. Nice string of discounts.Prices can be higher than average.3
Mapfre InsuranceCan get low rates through Mapfre in Northeastern states such as Massachusetts.MAPFRE’s geographical territory is limited to 18 U.S. states. Not all policy options are available in every state.3
Kemper InsuranceKemper has excellent financial strength, flexible payment options and attractive discounts for policyholders.Their rates can be higher than average. 3
The General InsuranceHisk risk drivers can get a policy with The General. Good for a person with a history of auto accidents. Has a reputation of not paying out claims in a timely fashion. Not good do for a driver with a clean record.3
Sentry InsuranceSentry has the highest financial strength rating available from A.M. Best. Attractive discounts to lower your premium by 20% or more. There are a number of customer complaints in the areas of products and services.3
State Auto InsuranceState Auto provides a variety of insurance options including car, home, farm, and business. Premium prices are usually average with many customers getting a lower rate from their previous carrier. Been in business since 1921 and policies are offered in 27 states. Claims handling process has poor reviews throughout online review portals. Many customers claim of substantially high rate hike after small claims. 3
Chubb InsuranceCan pay with Agreed Settlements upfront. Choice of repair shops and no rental car daily limit. Tailors to individuals with higher than average net worth. 3
Good2go Car InsuranceOffers extremely low rates some as little at $30 a month. Strong financial ratings.No brand recognition. Most believe to be a new company though Good2go has 25 years experience. 2.5
Infinity InsuranceImmigrant friendly. With an AB 60 driver’s license resource center, immigrants can learn how to get a license in one place. If you’re new to the country, this company is very supportive of your driving.Infinity does make the JP Power list. Have to assume the financials aren't that great. 2.5
Loya InsuranceAccess to full-service and proprietary offices where agents can handle quotes and claims.Mixed reviews on claims resolution and response times. Only available in the states of CA, CO, IL, NV, NM, and TX2.5
National GeneralSmart Services add features and coverages which most other companies don’t offer. Discounts for using or being affiliated with General Motors.Mixed reviews of claims handling and auto insurance coverage types. 2.5
Safeway InsuranceIt is difficult to find anything good about this company. Presentation of inconsistent information from website and agents. 2
Access Auto InsuranceBasic online website with some options so you don't have to talk to an agent. Better Business Bureau ratings are poor. Many times it is difficult to get a claims adjuster on the phone. 1.9
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Minimum Coverage by State, Uninsured Motorist Protection, & Personal Injury Protection

Type your state in the search to find details.

Average Yearly Premium SavingsStateMinimum Auto Insurance Coverage Uninsured Motorist Protection Required?Personal Injury Protection (PIP) Required?
$613/yrAlabama Car Insurance25/50/25
$765/yrAlaska Car Insurance50/100/25
$875/yrArizona Car Insurance15/30/10
$643/yrArkansas Car Insurance25/50/25
$912/yrCalifornia Car Insurance15/30/5
$1,008/yrColorado Car Insurance25/50/15
$876/yrConnecticut Car Insurance20/40/10
$1,043/yrDelaware Car Insurance15/30/10
$342/yrFlorida Car Insurance10/20/10
$1,754/yrGeorgia Car Insurance25/50/25
$438/yrHawai Car Insurance20/40/10
$775/yrIdaho Car Insurance25/50/15
$954/yrIllinois Car Insurance20/40/15
$1,211/yrIndiana Car Insurance25/50/10
$658/yrIowa Car Insurance20/40/15
$699/yrKansas Car Insurance25/50/10
$1,211/yrKentucky Car Insurance25/50/10
$533/yrLouisiana Car Insurance15/30/25
$732/yrMaine Car Insurance50/100/25
$619/yrMaryland Car Insurance30/60/15
$323/yrMassachusetts Car Insurance20/40/5
$487/yrMichigan Car Insurance20/40/10
$769/yrMinnesota Car Insurance30/60/10
$1,006/yrMississippi Car Insurance25/50/25
$790/yrMissouri Car Insurance25/50/10
$643/yrMontana Car Insurance25/50/10
$628/yrNebraska Car Insurance25/50/25
$876/yrNevadaCar Insurance25/50/20
$899/yrNew Hampshire Car Insurance25/50/25
$893/yrNew Jersey Car Insurance15/30/5
$937/yrNew Mexico Car Insurance25/50/10
$1,041/yrNew York Car Insurance25/50/10
$473/yrNorth Carolina Car Insurance30/60/25
$644/yrNorth Dakota Car Insurance25/50/25
$612/yrOhio Car Insurance25/50/25
$687/yrOklahoma Car Insurance25/50/25
$653/yrOregon Car Insurance25/50/20
$1,687/yrPennsylvania Car Insurance15/30/5
$743/yrRhode Island Car Insurance25/50/25
$834/yrSouth Carolina25/50/25
$531/yrSouth Dakota25/50/25
$1,710/yrWest Virginia20/40/10
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Top Tips to Save on Your Auto Insurance
You want to be sure to compare cheap car insurance quotes and with local insurance agents to maximize your savings.
Top rated insurance companies like USAA, Progressive, Hartford, and Liberty Mutual are best. Over 84% are satisfied with claims handling with them.
Maintain good credit to keep your car insurance as low as possible.
Be sure to check for additional add-ons such as uninsured motorist coverage (UM), personal injury protection (PIP), medical payments coverage (MedPay), and roadside assistance.
Don't assume an older model vehicle cost less to insure. Insurance providers go by the safety rating and cost to replace it.
An easy way to lower comprehensive and collision coverage is to raise your deductible.
Take advantage of all auto insurance discounts. Which can be 20% or more in savings.
Do some research and take a few minutes to learn the minimum insurance and financial responsibility laws which apply in your state.
A good driving history is the best way to keep your car insurance rates as low as possible.
If you pay for auto insurance upfront in full you can save an additional 10% to 20%.
Don't let your car insurance lapse. If so, you will see a spike in rates.
Before buying a car shop for insurance quotes to see how much your premium may be.
Be sure to check your car insurance policy for mileage. If you drive less you can save hundreds more per year.
If you have an older model vehicle consider dropping optional car insurance such as comprehensive and collision insurance.
Make sure to do an annual insurance rate check. Plus auto insurance you may or may not need.
Get Your Rates Quote Now
InsurerAnnual costMonthly cost
State Farm$2,537$211
Maryland average$3,480$290
Get Your Rates Quote Now

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