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Miramar, FL Cheap Auto Insurance, Find Local Agents in Florida for Maximum Savings

8868 Miramar Pkwy,
Miramar, FL
33025
(954) 430-7676
15739 Pines Blvd # B-5,
Pembroke Pines, FL
33027
(954) 322-5020
7744 Taft St,
Pembroke Pines, FL
33024
(954) 962-7676
6106 Miramar Pkwy,
Miramar, FL
33023
(954) 965-3999
7962 Miramar Pkwy,
Miramar, FL
33023
(954) 284-8282
7777 Davie Road Ext Ste 104b,
Hollywood, FL
33024
(954) 797-9050
7950 NW 155th St Ste 205,
Miami Lks, FL
33016
(786) 384-6008
11258 Pines Blvd,
Pembroke Pines, FL
33026
(954) 374-4511
4759 NW 183rd St,
Miami Gdns, FL
33055
(305) 625-8131
641 NW 100th Pl,
Pembroke Pines, FL
33024
(954) 436-6066
18401 NW 27th Ave,
Miami Gdns, FL
33056
(305) 625-2403
9971 Miramar Pkwy,
Miramar, FL
33025
(888) 793-9436
10796 Pines Blvd Ste 202,
Pembroke Pines, FL
33026
(954) 437-2416
1615 N Hiatus Rd,
Pembroke Pines, FL
33026
(954) 430-9592
7100 Pines Blvd Ste 11,
Pembroke Pines, FL
33024
(954) 967-0300
14329 Miramar Pkwy,
Miramar, FL
33027
(954) 437-2004
14453 Miramar Pkwy,
Miramar, FL
33027
(954) 367-8100
8928 Taft St,
Pembroke Pines, FL
33024
(945) 374-5100
9830 Pines Blvd,
Pembroke Pines, FL
33024
(954) 435-1400
6142 Miramar Pkwy Ste D,
Miramar, FL
33023
(954) 964-9640
9900 Stirling Rd Ste 103,
Hollywood, FL
33024
(954) 450-9890
10021 Pines Blvd Ste C106,
Pembroke Pines, FL
33024
(954) 433-0811
9050 Pines Blvd Ste 340,
Pembroke Pines, FL
33024
(954) 436-5630
8600 Pines Blvd,
Pembroke Pines, FL
33024
(954) 438-3260
1000 N Hiatus Rd Ste 122,
Pembroke Pines, FL
33026
(954) 362-9954
6839 Main St,
Miami Lks, FL
33014
(305) 557-5578
9309 Sheridan St,
Hollywood, FL
33024
(954) 430-5562
18355 NW 57th Ave Ste 103b,
Miami Gdns, FL
33055
(305) 830-1477
3332 S University Dr,
Miramar, FL
33025
(954) 556-1846
210 S Flamingo Rd,
Pembroke Pines, FL
33027
(954) 704-1717
7480 NW 186th St,
Hialeah, FL
33015
(305) 828-2444
6230 Pembroke Rd Ste 3,
Miramar, FL
33023
(954) 963-0536
10275 Pines Blvd,
Pembroke Pines, FL
33026
(954) 435-2244
8359 Pines Blvd,
Pembroke Pines, FL
33024
(954) 435-4599
7900 NW 155th St Ste 102,
Miami Lks, FL
33016
(305) 817-0303
120 N Douglas Rd,
Pembroke Pines, FL
33024
(954) 433-4664
6826 NW 169th St,
Hialeah, FL
33015
(305) 556-1010
3500 S State Road 7 Ste B,
Miramar, FL
33023
(954) 364-4646
1818 NW 183rd St,
Miami Gdns, FL
33056
(305) 621-0072
16203 Miramar Pkwy,
Miramar, FL
33027
(954) 442-4022
9933 Miramar Pkwy,
Miramar, FL
33025
(954) 450-8355
6175 NW 153rd St Ste 100,
Miami Lks, FL
33014
(305) 512-9721
16969 NW 67th Ave,
Hialeah, FL
33015
(305) 822-6921
1806 N Flamingo Rd Ste 317,
Pembroke Pines, FL
33028
(954) 449-7130
12201 Taft St,
Pembroke Pines, FL
33026
(866) 962-0736
11647 NW 11th St,
Pembroke Pines, FL
33026
(305) 830-3031
16359 NW 67th Ave,
Hialeah, FL
33014
(305) 556-1600
7037 Taft St,
Hollywood, FL
33024
(954) 893-5558
18512 NW 67th Ave,
Hialeah, FL
33015
(305) 828-2811
8936 Taft St,
Pembroke Pines, FL
33024
(954) 441-5000
1462 S Palm Ave,
Pembroke Pines, FL
33025
(954) 432-9116
9700 Stirling Rd Ste 102,
Hollywood, FL
33024
(954) 505-7994
3464 Red Rd,
Miramar, FL
33025
(954) 472-1337
3600 S State Road 7 Ste 9,
Miramar, FL
33023
(954) 367-6005
8555 NW 186th St,
Hialeah, FL
33015
(305) 829-2777
2456 N University Dr,
Pembroke Pines, FL
33024
(954) 441-4141
6447 Miami Lakes Dr E Ste 200g,
Miami Lks, FL
33014
(888) 317-4973
10051 Pines Blvd Ste A,
Pembroke Pines, FL
33024
(954) 397-0239
2643 N Hiatus Rd,
Hollywood, FL
33026
(800) 963-9220
8181 Miami Lakes Dr W Ste 205,
Miami Lks, FL
33016
(305) 698-8005
8910 Miramar Pkwy Ste 207b,
Miramar, FL
33025
(954) 450-9561
16365 NW 57th Ave,
Hialeah, FL
33014
(305) 628-3939
18600 NW 87th Ave Unit 105,
Hialeah, FL
33015
(305) 822-2345
9953 Pines Blvd,
Pembroke Pines, FL
33024
(954) 436-3776
2206 N Flamingo Road Flamingo Rd & Sheridan St,
Pembroke Pines, FL
33028
(954) 437-4142
15800 Pines Blvd Ste 208,
Pembroke Pines, FL
33027
(954) 404-7986
18600 NW 87th Ave Unit 113,
Hialeah, FL
33015
(305) 231-1111
6115 Miramar Pkwy Ste C,
Miramar, FL
33023
(954) 963-1755
9041 Pembroke Rd,
Pembroke Pines, FL
33025
(954) 404-7658
6545 NW 169th St Ste 201,
Hialeah, FL
33015
(305) 820-0350
11810 Sheridan St,
Pembroke Pines, FL
33026
(954) 347-7625
10011 Pines Blvd # E102,
Pembroke Pines, FL
33024
(954) 431-0799
9996 Pines Blvd,
Pembroke Pines, FL
33024
(877) 613-5042
1747 N University Dr,
Pembroke Pines, FL
33024
(954) 894-9787
2900 SW 149th Ave Ste 100,
Miramar, FL
33027
(954) 883-2900
7590 NW 186th St Ste 210a,
Hialeah, FL
33015
(305) 823-4086
1779 N University Dr Ste 202,
Pembroke Pines, FL
33024
(954) 614-9211
6590 Pembroke Rd Ste B,
Miramar, FL
33023
(954) 744-4840
18590 NW 67th Ave Ste 200a,
Hialeah, FL
33015
(305) 819-1500
6135 NW 167th St Ste E25,
Hialeah, FL
33015
(305) 512-5880
1000 N Hiatus Rd Ste 205,
Pembroke Pines, FL
33026
(954) 874-3565
7991 Johnson St Ste C,
Pembroke Pines, FL
33024
(954) 452-3360
Top Tips to Save on Your Auto Premium
You want to be sure to compare cheap car insurance quotes and with local agents to maximize your savings.
Top rated insurers like USAA, Progressive, Hartford, and Liberty Mutual are best. Over 84% are satisfied with claims handling with them.
Be sure to check your policy for mileage. If you drive less you can save hundreds more per year.
Don't assume an older model vehicle cost less to insure. Insurers go by the safety rating.
An easy way to lower comprehensive and collision coverage is to raise your deductible.
Take advantage of all discounts. Which can be 20% or more in savings.
A good driving history is the best way to keep your insurance rates as low as possible.
If you pay for coverage upfront in full you can save an additional 10% to 20%.
Don't let your coverage lapse. If so, you will see a spike in rates.
Before buying a car shop for quotes to see how much your premium may be.
If you have an older model vehicle consider dropping optional coverage such as comprehensive and collision.
Do some research and take a few minutes to learn the minimum coverage and other factors which apply in your state.
Maintain good credit to keep your premium as low as possible.
Make sure to do an annual rate check. Plus coverage you may or may not need.

Pros & Cons of Each Insurer

Type company name in search bar to find the pros, cons, and ratings. Otherwise each insurer is from highest to lowest rated.

CompanyProsConsRating out of 5 Stars
AmicaZero restrictions on which body shop you use for repairs.Few driver discounts, including pre-pay, low mileage, and military discounts.5
USAAJ. D. Power has rated USAA with a "perfect" score. Financial stability is highest rating of superior. USAA is only available to members of the military and their immediate family.5
AllstateAllstate offers a claims satisfaction guarantee. With Allstate's claims guarantee is typically a higher price in premiums. 4.5
American FamilyAttractive features, discounts and benefits including the teen safe driver program. Coverage is only available in 19 states. To get an online quote you have to enter your car's VIN. 4.5
Auto-Owners Good enhancement options from Auto-Owners Personal Automobile Plus Package. Service and claims handling is top notch. No national coverage. Auto-Owners offer coverage in 26 states.4.5
Country Financial Been in business for 85 years and has top financial strength. 24/7 customer service. Coverage is only available in 17 states.4.5
ErieFor South, Midwest, or Mid-Atlantic regions Erie consistently get high marks. Limited to certain regions of the country. 4.5
GEICOConsistently offers the lowest price. Known to raise rates during the time of the policy. 4.5
NationwideNationwide rewards accident-free years with its vanishing deductible program.Coverage isn’t available in Alaska, Hawaii, Louisiana, or Massachusetts.4.5
TravelersTravelers offers rates well below the national average. Not all coverage options are available in all states. Some customer complaints reported with billing/collection and customer service issues.4.5
ElectricValuable features and benefits for new cars, such as original equipment coverage. Perks for General Electric employees. Numerous discounts offered to bring your premium low. Mixed reviews on communications, billing, and collection practices.4.3
Cincinnati FinancialOffers Personal Auto Plus program to help drivers get low premiums. Strong financial ratings with lower than average industry complaints. Spotty complaints by consumers of claims process. Online presence is poor you normally have to call an agent. 4.2
Liberty MutualStrong customer service with attractive features such a new and better car replacement. New and Better car replacement are not offered in all states. And reports of poor claims handling for automobile repairs. 4
MetLifeMetLife includes several extras at no cost, such as expanded coverage when you rent a car and identity theft protection.Other than group discounts and standard bundling discounts, there aren’t a lot of opportunities for savings.4
Ameriprise FinancialVery attractive discounts and strong financial rating. Limited availability. Only 14 states you can get a policy.4
Tennessee FarmersLots of discounts such as distant student, homeowners, incident forgiveness, and more are available to give you better rates. No rate hikes for small claims/fender benders. If you get into a small accident, you won’t have to worry about the stability of your premium.Not all policy options are available in every state. 4
Progressive1 out of 10 drivers have Progressive. Offers roadside assistance and has strong financial strength. Doesn't offer new or better car replacement.4
Texas Farm BureauOffers competitive rates for all age drivers particularly drivers over 35. Not offered in all states. Only available in Texas. Focuses more on life insurance rather than auto. Many customers say there may be substantial rate hikes year by year. 4
FarmersWith Farmers you can insure about everything. Customer service is not 24/7 and reports of not-so-great claims handling. 4
Plymouth RockExcellent coverage with competitive premium rates. High satisfaction rate with customers. Considered by most reviews as the 1st or 2nd cheapest in the state of New Jersey. Only available in Connecticut, Massachusetts, New Hampshire, and New Jersey. It features several customer “perks” like the Get Home Safe® cab/ride share program and Door to Door Valet Claim Service. For unmarried drivers in the 4 states offered they are one of the cheapest. 4
Safeco24/7 customer support with a comprehensive line of products plus discounts. 24/7 claims handling. Customers have complained of claims being underpaid. 4
21st CenturyPart of Farmers. Has a partnership with Foremost Insurance to provide insurance on specialty vehicles like motorcycles and ATVs.If you have coverage outside of California you'll be directed to Farmers or Foremost.4
HartfordMechanical breakdown coverage helps cover the cost of repairs that aren’t covered by your car’s warranty. Claims satisfaction rating is only 2 out of 5 stars. 4
EsuranceOffers low rates, first rate website, and good customer service. Customers claim Esurance will penalize for cancelling a policy. No local agents. 4
Southern Farm BureauAffordable rates in the markets they service with a bevy of discount options.
Faster than average claim payout times.
Policyholders seem very happy with Farm Bureau's personable customer service.
Can be tough to get in touch with the correct person at times when filing a claim.
There have been several reports of cancelled policies after an initial claim.
4
NJMCompetitive premiums and offerings.
High satisfaction with claims processing and coverage. Most customers stay with them once covered.
Insurance only available to employees of select organizations.
Only in New Jersey and Pennsylvania.
4
Safety Ins.VIP Claims Centers from Safety can be a great way to expedite the claims settlement process and minimize upheaval / interruption in drivers' lives. Rates are low for married and unmarried drivers.
Local expertise and concentration of personnel and service facilities in Massachusetts and New Hampshire.
Only available in Massachusetts and New Hampshire. Many customers say the claims process can be extremely slow with many followups after a claim submission. 4
WawanesaIf you have a clean driving record your premium should be below average with this insurer. Available only in California and Oregon. Drivers with infractions may have a substantially higher premium. 3.9
TitanGood, fairly priced options for non-standard auto insurance.
Coverage and company affiliated and backed by Nationwide parent company.
Only available in 26 states. The complaints are higher than average compared to similar insurers.3.8
Alfa MutualGood ratings on their financial strength, and a lower than average complaint index.Some customers complain of delays in and poor investigations during the claims resolution process. Coverage strongest in Alabama, Mississippi, and Georgia. Known in these states: Texas, Missouri, Indiana, Ohio, Virginia, Tennessee, Arkansas, and Kentucky3.5
AlliedRecent partnership with Nationwide increases their coverage area and availabilityMight not get the same level of coverage and customer service in all areas. Not knowing which company you’re dealing with might cause confusion during the claims process3.5
Farm Bureau MutualOffers lower than average rates. Has a suite of discounts and affinity programs. Only available in 19 states.3.5
ArbellaSolid financial strength and business ratings should make you more confident in choosing Arbella. Competitive rates inside their service area.Auto policies only available in two states, Massachusetts and Connecticut.3.5
Grange MutualBeen in business since 1935 with over 1 billion in revenues. Can offer rates lower than main-street companies.Coverage available on in 12 states, Georgia, Illinois, Indiana, Iowa, Kentucky, Michigan, Minnesota, Ohio, South Carolina, Tennessee, Virginia and Wisconsin.3.5
MercuryMercury has a network of nearly 6,000 agents. Available in Arizona, California, Florida, Georgia, Illinois, Michigan, New Jersey, Nevada, New York, Oklahoma, Pennsylvania, Texas, and Virginia.Some policyholders have expressed concerns in reviews about delays and lack of timely response and follow-up from claims representatives.3.5
Auto ClubExcellent roadside assistance service.
AM Best Rating of A+ Superior. Multiple membership discounts.
Drivers complain new vehicles will have excessive fees. 3.5
Kentucky Farm BureauOffers lower rates than most competitors. Nice discount options and coverage terms. Not available in all states. Only in Kentucky. 3.5
EncompassStrong financial ratings. Are able to get unique and tailor policy options at a reasonable price.Poor reviews by customers of claims process. 3.4
ElephantGood repair assistance program to help drivers with damage vehicles. Premiums are lower than average. Only available in Virginia, Texas, Illinois, and Maryland. Consumer complaints are higher than average.3.2
AcceptanceGreat for non-standard or high risk drivers. Drivers with good driving history will pay above average. Claims process can be time consuming. 3.1
State FarmSuperior claims handling. State Farm has been the best at claims for years. Doesn’t offer stacked uninsured motorist or new car replacement coverages.3
Horace MannEstablished for teachers and those part of union, etc. Offers competitive rates. Claims process can be slow and payout from accidents are lower than expected. 3
Home StateHome State insurance was originally chartered in 1948. Less known company with little advertising. Strongest in Texas and currently owned by Berkshire Hathaway Group. Specializes in nonstandard policies for drivers.Limited to area where you can get coverage from them. Price of policy is typically higher than the average policy holder. This is to be expected with nonstandard policy coverage. 3
HanoverEasy to customize your policy. Nice string of discounts.Prices can be higher than average.3
MapfreCan get low rates through Mapfre in Northeastern states such as Massachusetts.MAPFRE’s geographical territory is limited to 18 U.S. states. Not all policy options are available in every state.3
KemperKemper has excellent financial strength, flexible payment options and attractive discounts for policyholders.Their rates can be higher than average. 3
The GeneralHisk risk drivers can get a policy with The General. Good for a person with a history of auto accidents. Has a reputation of not paying out claims in a timely fashion. Not good do for a driver with a clean record.3
SentrySentry has the highest financial strength rating available from A.M. Best. Attractive discounts to lower your premium by 20% or more. There are a number of customer complaints in the areas of products and services.3
State Auto GroupState Auto provides a variety of insurance options including car, home, farm, and business. Premium prices are usually average with many customers getting a lower rate from their previous carrier. Been in business since 1921 and policies are offered in 27 states. Claims handling process has poor reviews throughout online review portals. Many customers claim of substantially high rate hike after small claims. 3
ChubbCan pay with Agreed Settlements upfront. Choice of repair shops and no rental car daily limit. Tailors to individuals with higher than average net worth. 3
Good2goOffers extremely low rates some as little at $30 a month. Strong financial ratings.No brand recognition. Most believe to be a new company though Good2go has 25 years experience. 2.5
InfinityImmigrant friendly. With an AB 60 driver’s license resource center, immigrants can learn how to get a license in one place. If you’re new to the country, this company is very supportive of your driving.Infinity does make the JP Power list. Have to assume the financials aren't that great. 2.5
LoyaAccess to full-service and proprietary offices where agents can handle quotes and claims.Mixed reviews on claims resolution and response times. Only available in the states of CA, CO, IL, NV, NM, and TX2.5
National GeneralSmart Services add features and coverages which most other companies don’t offer. Discounts for using or being affiliated with General Motors.Mixed reviews of claims handling and auto insurance coverage types. 2.5
SafewayIt is difficult to find anything good about this company. Presentation of inconsistent information from website and agents. 2
Access AutoBasic online website with some options so you don't have to talk to an agent. Better Business Bureau ratings are poor. Many times it is difficult to get a claims adjuster on the phone. 1.9

Minimum Coverage by State, Uninsured Motorist Protection, & Personal Injury Protection

Type your state in the search to find details.

Average Yearly Premium SavingsStateMinimum Auto Insurance Coverage Uninsured Motorist Protection Required?Personal Injury Protection (PIP) Required?
$613/yrAlabama25/50/25
$765/yrAlaska50/100/25
$875/yrArizona15/30/10
$643/yrArkansas25/50/25
$912/yrCalifornia15/30/5
$1,008/yrColorado25/50/15
$876/yrConnecticut20/40/10
$1,043/yrDelaware15/30/10
$342/yrFlorida10/20/10
$1,754/yrGeorgia25/50/25
$438/yrHawaii20/40/10
$775/yrIdaho25/50/15
$954/yrIllinois20/40/15
$1,211/yrIndiana25/50/10
$658/yrIowa20/40/15
$699/yrKansas25/50/10
$1,211/yrKentucky25/50/10
$533/yrLouisiana15/30/25
$732/yrMaine50/100/25
$619/yrMaryland30/60/15
$323/yrMassachusetts20/40/5
$487/yrMichigan20/40/10
$769/yrMinnesota30/60/10
$1,006/yrMississippi25/50/25
$790/yrMissouri25/50/10
$643/yrMontana25/50/10
$628/yrNebraska25/50/25
$876/yrNevada15/30/10
$899/yrNew Hampshire25/50/25
$893/yrNew Jersey15/30/5
$937/yrNew Mexico25/50/10
$1,041/yrNew York25/50/10
$473/yrNorth Carolina30/60/25
$644/yrNorth Dakota25/50/25
$612/yrOhio25/50/25
$687/yrOklahoma25/50/25
$653/yrOregon25/50/20
$1,687/yrPennsylvania15/30/5
$743/yrRhode Island25/50/25
$834/yrSouth Carolina25/50/25
$531/yrSouth Dakota25/50/25
$589/yrTennessee25/50/15
$1,634/yrTexas30/60/25
$897/yrUtah25/65/15
$921/yrVermont25/50/10
$465/yrVirginia25/50/20
$855/yrWashington25/50/10
$1,710/yrWest Virginia20/40/10
$1,027/yrWisconsin25/50/10
$318/yrWyoming25/50/20

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