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Naples, FL Cheap Auto Insurance, Find Local Agents in Florida for Maximum Savings

1926 Trade Center Way Ste 2,
Naples, FL
34109
(239) 591-1225
3825 Beck Blvd Ste 702,
Naples, FL
34114
(239) 643-1818
2749 Tamiami Trl E,
Naples, FL
34112
(239) 793-0555
4890 Golden Gate Pkwy,
Naples, FL
34116
(239) 455-7050
2390 Immokalee Rd,
Naples, FL
34110
(239) 598-2004
5401 Airport Pulling Rd N,
Naples, FL
34109
(239) 594-5006
1575 Pine Ridge Rd Ste 17,
Naples, FL
34109
(239) 597-1096
4060 Tamiami Trl N Ste 5,
Naples, FL
34103
(239) 261-3800
2425 Tamiami Trl N Ste 212,
Naples, FL
34103
(239) 261-6533
12355 Collier Blvd Ste B,
Naples, FL
34116
(239) 775-0804
61 9th St S,
Naples, FL
34102
(239) 331-3667
999 Vanderbilt Beach Rd Ste 200,
Naples, FL
34108
(239) 566-3355
125 Aviation Dr S Ste 202,
Naples, FL
34104
(239) 643-6840
4089 Tamiami Trl N Ste A203,
Naples, FL
34103
(239) 261-0428
1855 Veterans Park Dr Ste 301,
Naples, FL
34109
(239) 593-4433
3765 Airport Pulling Rd N Ste 101,
Naples, FL
34105
(239) 774-0665
999 Vanderbilt Beach Rd Ste 507,
Naples, FL
34108
(239) 262-5143
4522 Executive Dr Ste 102,
Naples, FL
34119
(239) 594-1717
2800 Davis Blvd Ste 208,
Naples, FL
34104
(239) 403-8391
4735 Santa Barbara Blvd Ste 8,
Naples, FL
34104
(239) 348-3555
5007 Tamiami Trl E,
Naples, FL
34113
(239) 403-0097
6210 Trail Blvd,
Naples, FL
34108
(239) 254-7760
2900 14th St N Ste 6,
Naples, FL
34103
(239) 263-3110
36 9th St S Ste 4,
Naples, FL
34102
(239) 434-7877
7155 Radio Rd,
Naples, FL
34104
(239) 455-2229
11983 Tamiami Trl N Ste 116,
Naples, FL
34110
(239) 514-0225
6609 Willow Park Dr Ste 201,
Naples, FL
34109
(239) 261-6116
999 Vanderbilt Beach Rd Ste 200,
Naples, FL
34108
(239) 244-9775
501 Goodlette Rd N Ste D100,
Naples, FL
34102
(239) 417-4006
3940 Radio Rd Ste 108,
Naples, FL
34104
(239) 793-8500
3757 Tamiami Trl N # S-1,
Naples, FL
34103
(239) 821-9164
1924 Santa Barbara Blvd Ste 2,
Naples, FL
34116
(239) 331-7141
50 Wilson Blvd S Ste 9,
Naples, FL
34117
(239) 774-9010
9655 Tamiami Trl N,
Naples, FL
34108
(239) 325-8321
9130 Galleria Ct Ste 305,
Naples, FL
34109
(239) 449-4704
7955 Airport Rd N Ste 204,
Naples, FL
34109
(239) 254-0127
5286 Golden Gate Pkwy,
Naples, FL
34116
(239) 643-3494
1926 Trade Center Way Ste 4,
Naples, FL
34109
(239) 593-7010
5447 Airport Rd N,
Naples, FL
34109
(239) 566-9999
5801 Pelican Bay Blvd Ste 501,
Naples, FL
34108
(239) 598-9955
7795 Davis Blvd Ste 205,
Naples, FL
34104
(239) 403-3940
4100 Goodlette Rd N,
Naples, FL
34103
(239) 261-3646
801 Anchor Rode Dr Ste 103,
Naples, FL
34103
(239) 354-4053
10611 Tamiami Trl N Ste B2,
Naples, FL
34108
(239) 594-0002
13260 Immokalee Rd Ste 4,
Naples, FL
34120
(239) 206-2404
1810 J C Blvd Ste 10,
Naples, FL
34109
(239) 596-3700
8950 Fontana Del Sol Way Ste 200,
Naples, FL
34109
(239) 649-1444
2061 Trade Center Way,
Naples, FL
34109
(239) 591-4028
7550 Mission Hills Dr Ste 304,
Naples, FL
34119
(239) 435-7770
3888 Mannix Dr Ste 320,
Naples, FL
34114
(239) 455-4700
899 Vanderbilt Beach Rd Ste 103,
Naples, FL
34108
(239) 513-0555
3096 Tamiami Trl N Ste 3,
Naples, FL
34103
(239) 481-1466
3463 Pine Ridge Rd Ste 102,
Naples, FL
34109
(239) 596-9090
800 Harbour Dr Ste 6,
Naples, FL
34103
(239) 261-4342
9853 Tamiami Trl N Ste 227,
Naples, FL
34108
(239) 597-2908
4100 Corporate Sq Ste 110,
Naples, FL
34104
(239) 354-1180
1450 Airport Pulling Rd N Ste A,
Naples, FL
34104
(239) 261-6665
1395 Panther Ln Ste 100,
Naples, FL
34109
(239) 262-7171
5683 Strand Court,
Ste #5, FL
aples
(239) 732-5740
4400 Thomasson Dr,
Naples, FL
34112
(239) 776-7341
5003 Tamiami Trl E,
Naples, FL
34113
(239) 774-2624
15205 Collier Blvd Ste 106,
Naples, FL
34119
(239) 596-0000
6100 N Tamiami Trail Blvd Ste 3,
Naples, FL
34108
(239) 597-1694
4100 Corporate Sq Ste 108,
Naples, FL
34104
(239) 262-2132
13020 Livingston Rd Ste 16,
Naples, FL
34105
(239) 598-9013
2536 Northbrooke Plaza Dr,
Naples, FL
34119
(239) 596-6226
4980 Tamiami Trl N Ste 200,
Naples, FL
34103
(239) 263-3141
4930 Golden Gate Pkwy,
Naples, FL
34116
(239) 353-3500
4100 Corporate Sq Ste 120,
Naples, FL
34104
(239) 298-4433
4865 Berkeley Dr,
Naples, FL
34112
(239) 331-4955
5020 Tamiami Trl N Ste 106,
Naples, FL
34103
(239) 263-3455
2366 Pine Ridge Rd,
Naples, FL
34109
(239) 434-5500
2700 Immokalee Rd Ste 4,
Naples, FL
34110
(239) 596-2400
5625 Strand Blvd Ste 503,
Naples, FL
34110
(239) 514-1141
999 Vanderbilt Beach Rd Ste 200,
Naples, FL
34108
(239) 325-1856
3765 Airport Rd N,
Naples, FL
34105
(239) 261-8287
9180 Galleria Ct Ste 300,
Naples, FL
34109
(239) 597-5551
6714 Lone Oak Blvd,
Naples, FL
34109
(941) 592-7696
1855 Veterans Park Dr Ste 304,
Naples, FL
34109
(239) 566-3990
12820 Tamiami Trl N Ste 3,
Naples, FL
34110
(239) 594-9567
1217 Piper Blvd Ste 102,
Naples, FL
34110
(239) 254-9005
2930 Immokalee Rd Ste 1,
Naples, FL
34110
(239) 566-3344
3825 Beck Blvd Ste 704,
Naples, FL
34114
(239) 304-9151
11725 Collier Blvd Ste B,
Naples, FL
34116
(239) 352-7877
5644 Tavilla Cir Ste 107,
Naples, FL
34110
(239) 593-7333
7345 Davis Blvd Ste 7,
Naples, FL
34104
(239) 774-5400
975 6th Ave S Ste 105,
Naples, FL
34102
(239) 331-8595
780 5th Ave S Ste 200,
Naples, FL
34102
(239) 331-5401
2248 River Reach Dr,
Naples, FL
34104
(239) 403-9664
3400 Tamiami Trl N Ste 304,
Naples, FL
34103
(239) 261-5623
331 Airport Pulling Rd N,
Naples, FL
34104
(239) 643-5502
4280 Tamiami Trl E Ste 302,
Naples, FL
34112
(239) 417-1636
2681 Airport Rd S Ste C109,
Naples, FL
34112
(239) 732-9001
6702 Lone Oak Blvd,
Naples, FL
34109
(239) 449-6171
2661 Airport Rd S Ste B105,
Naples, FL
34112
(239) 775-8705
720 5th Ave S Ste 203,
Naples, FL
34102
(866) 593-4656
Top Tips to Save on Your Auto Premium
You want to be sure to compare cheap car insurance quotes and with local agents to maximize your savings.
Top rated insurers like USAA, Progressive, Hartford, and Liberty Mutual are best. Over 84% are satisfied with claims handling with them.
Be sure to check your policy for mileage. If you drive less you can save hundreds more per year.
Don't assume an older model vehicle cost less to insure. Insurers go by the safety rating.
An easy way to lower comprehensive and collision coverage is to raise your deductible.
Take advantage of all discounts. Which can be 20% or more in savings.
A good driving history is the best way to keep your insurance rates as low as possible.
If you pay for coverage upfront in full you can save an additional 10% to 20%.
Don't let your coverage lapse. If so, you will see a spike in rates.
Before buying a car shop for quotes to see how much your premium may be.
If you have an older model vehicle consider dropping optional coverage such as comprehensive and collision.
Do some research and take a few minutes to learn the minimum coverage and other factors which apply in your state.
Maintain good credit to keep your premium as low as possible.
Make sure to do an annual rate check. Plus coverage you may or may not need.

Pros & Cons of Each Insurer

Type company name in search bar to find the pros, cons, and ratings. Otherwise each insurer is from highest to lowest rated.

CompanyProsConsRating out of 5 Stars
AmicaZero restrictions on which body shop you use for repairs.Few driver discounts, including pre-pay, low mileage, and military discounts.5
USAAJ. D. Power has rated USAA with a "perfect" score. Financial stability is highest rating of superior. USAA is only available to members of the military and their immediate family.5
AllstateAllstate offers a claims satisfaction guarantee. With Allstate's claims guarantee is typically a higher price in premiums. 4.5
American FamilyAttractive features, discounts and benefits including the teen safe driver program. Coverage is only available in 19 states. To get an online quote you have to enter your car's VIN. 4.5
Auto-Owners Good enhancement options from Auto-Owners Personal Automobile Plus Package. Service and claims handling is top notch. No national coverage. Auto-Owners offer coverage in 26 states.4.5
Country Financial Been in business for 85 years and has top financial strength. 24/7 customer service. Coverage is only available in 17 states.4.5
ErieFor South, Midwest, or Mid-Atlantic regions Erie consistently get high marks. Limited to certain regions of the country. 4.5
GEICOConsistently offers the lowest price. Known to raise rates during the time of the policy. 4.5
NationwideNationwide rewards accident-free years with its vanishing deductible program.Coverage isn’t available in Alaska, Hawaii, Louisiana, or Massachusetts.4.5
TravelersTravelers offers rates well below the national average. Not all coverage options are available in all states. Some customer complaints reported with billing/collection and customer service issues.4.5
ElectricValuable features and benefits for new cars, such as original equipment coverage. Perks for General Electric employees. Numerous discounts offered to bring your premium low. Mixed reviews on communications, billing, and collection practices.4.3
Cincinnati FinancialOffers Personal Auto Plus program to help drivers get low premiums. Strong financial ratings with lower than average industry complaints. Spotty complaints by consumers of claims process. Online presence is poor you normally have to call an agent. 4.2
Liberty MutualStrong customer service with attractive features such a new and better car replacement. New and Better car replacement are not offered in all states. And reports of poor claims handling for automobile repairs. 4
MetLifeMetLife includes several extras at no cost, such as expanded coverage when you rent a car and identity theft protection.Other than group discounts and standard bundling discounts, there aren’t a lot of opportunities for savings.4
Ameriprise FinancialVery attractive discounts and strong financial rating. Limited availability. Only 14 states you can get a policy.4
Tennessee FarmersLots of discounts such as distant student, homeowners, incident forgiveness, and more are available to give you better rates. No rate hikes for small claims/fender benders. If you get into a small accident, you won’t have to worry about the stability of your premium.Not all policy options are available in every state. 4
Progressive1 out of 10 drivers have Progressive. Offers roadside assistance and has strong financial strength. Doesn't offer new or better car replacement.4
Texas Farm BureauOffers competitive rates for all age drivers particularly drivers over 35. Not offered in all states. Only available in Texas. Focuses more on life insurance rather than auto. Many customers say there may be substantial rate hikes year by year. 4
FarmersWith Farmers you can insure about everything. Customer service is not 24/7 and reports of not-so-great claims handling. 4
Plymouth RockExcellent coverage with competitive premium rates. High satisfaction rate with customers. Considered by most reviews as the 1st or 2nd cheapest in the state of New Jersey. Only available in Connecticut, Massachusetts, New Hampshire, and New Jersey. It features several customer “perks” like the Get Home Safe® cab/ride share program and Door to Door Valet Claim Service. For unmarried drivers in the 4 states offered they are one of the cheapest. 4
Safeco24/7 customer support with a comprehensive line of products plus discounts. 24/7 claims handling. Customers have complained of claims being underpaid. 4
21st CenturyPart of Farmers. Has a partnership with Foremost Insurance to provide insurance on specialty vehicles like motorcycles and ATVs.If you have coverage outside of California you'll be directed to Farmers or Foremost.4
HartfordMechanical breakdown coverage helps cover the cost of repairs that aren’t covered by your car’s warranty. Claims satisfaction rating is only 2 out of 5 stars. 4
EsuranceOffers low rates, first rate website, and good customer service. Customers claim Esurance will penalize for cancelling a policy. No local agents. 4
Southern Farm BureauAffordable rates in the markets they service with a bevy of discount options.
Faster than average claim payout times.
Policyholders seem very happy with Farm Bureau's personable customer service.
Can be tough to get in touch with the correct person at times when filing a claim.
There have been several reports of cancelled policies after an initial claim.
4
NJMCompetitive premiums and offerings.
High satisfaction with claims processing and coverage. Most customers stay with them once covered.
Insurance only available to employees of select organizations.
Only in New Jersey and Pennsylvania.
4
Safety Ins.VIP Claims Centers from Safety can be a great way to expedite the claims settlement process and minimize upheaval / interruption in drivers' lives. Rates are low for married and unmarried drivers.
Local expertise and concentration of personnel and service facilities in Massachusetts and New Hampshire.
Only available in Massachusetts and New Hampshire. Many customers say the claims process can be extremely slow with many followups after a claim submission. 4
WawanesaIf you have a clean driving record your premium should be below average with this insurer. Available only in California and Oregon. Drivers with infractions may have a substantially higher premium. 3.9
TitanGood, fairly priced options for non-standard auto insurance.
Coverage and company affiliated and backed by Nationwide parent company.
Only available in 26 states. The complaints are higher than average compared to similar insurers.3.8
Alfa MutualGood ratings on their financial strength, and a lower than average complaint index.Some customers complain of delays in and poor investigations during the claims resolution process. Coverage strongest in Alabama, Mississippi, and Georgia. Known in these states: Texas, Missouri, Indiana, Ohio, Virginia, Tennessee, Arkansas, and Kentucky3.5
AlliedRecent partnership with Nationwide increases their coverage area and availabilityMight not get the same level of coverage and customer service in all areas. Not knowing which company you’re dealing with might cause confusion during the claims process3.5
Farm Bureau MutualOffers lower than average rates. Has a suite of discounts and affinity programs. Only available in 19 states.3.5
ArbellaSolid financial strength and business ratings should make you more confident in choosing Arbella. Competitive rates inside their service area.Auto policies only available in two states, Massachusetts and Connecticut.3.5
Grange MutualBeen in business since 1935 with over 1 billion in revenues. Can offer rates lower than main-street companies.Coverage available on in 12 states, Georgia, Illinois, Indiana, Iowa, Kentucky, Michigan, Minnesota, Ohio, South Carolina, Tennessee, Virginia and Wisconsin.3.5
MercuryMercury has a network of nearly 6,000 agents. Available in Arizona, California, Florida, Georgia, Illinois, Michigan, New Jersey, Nevada, New York, Oklahoma, Pennsylvania, Texas, and Virginia.Some policyholders have expressed concerns in reviews about delays and lack of timely response and follow-up from claims representatives.3.5
Auto ClubExcellent roadside assistance service.
AM Best Rating of A+ Superior. Multiple membership discounts.
Drivers complain new vehicles will have excessive fees. 3.5
Kentucky Farm BureauOffers lower rates than most competitors. Nice discount options and coverage terms. Not available in all states. Only in Kentucky. 3.5
EncompassStrong financial ratings. Are able to get unique and tailor policy options at a reasonable price.Poor reviews by customers of claims process. 3.4
ElephantGood repair assistance program to help drivers with damage vehicles. Premiums are lower than average. Only available in Virginia, Texas, Illinois, and Maryland. Consumer complaints are higher than average.3.2
AcceptanceGreat for non-standard or high risk drivers. Drivers with good driving history will pay above average. Claims process can be time consuming. 3.1
State FarmSuperior claims handling. State Farm has been the best at claims for years. Doesn’t offer stacked uninsured motorist or new car replacement coverages.3
Horace MannEstablished for teachers and those part of union, etc. Offers competitive rates. Claims process can be slow and payout from accidents are lower than expected. 3
Home StateHome State insurance was originally chartered in 1948. Less known company with little advertising. Strongest in Texas and currently owned by Berkshire Hathaway Group. Specializes in nonstandard policies for drivers.Limited to area where you can get coverage from them. Price of policy is typically higher than the average policy holder. This is to be expected with nonstandard policy coverage. 3
HanoverEasy to customize your policy. Nice string of discounts.Prices can be higher than average.3
MapfreCan get low rates through Mapfre in Northeastern states such as Massachusetts.MAPFRE’s geographical territory is limited to 18 U.S. states. Not all policy options are available in every state.3
KemperKemper has excellent financial strength, flexible payment options and attractive discounts for policyholders.Their rates can be higher than average. 3
The GeneralHisk risk drivers can get a policy with The General. Good for a person with a history of auto accidents. Has a reputation of not paying out claims in a timely fashion. Not good do for a driver with a clean record.3
SentrySentry has the highest financial strength rating available from A.M. Best. Attractive discounts to lower your premium by 20% or more. There are a number of customer complaints in the areas of products and services.3
State Auto GroupState Auto provides a variety of insurance options including car, home, farm, and business. Premium prices are usually average with many customers getting a lower rate from their previous carrier. Been in business since 1921 and policies are offered in 27 states. Claims handling process has poor reviews throughout online review portals. Many customers claim of substantially high rate hike after small claims. 3
ChubbCan pay with Agreed Settlements upfront. Choice of repair shops and no rental car daily limit. Tailors to individuals with higher than average net worth. 3
Good2goOffers extremely low rates some as little at $30 a month. Strong financial ratings.No brand recognition. Most believe to be a new company though Good2go has 25 years experience. 2.5
InfinityImmigrant friendly. With an AB 60 driver’s license resource center, immigrants can learn how to get a license in one place. If you’re new to the country, this company is very supportive of your driving.Infinity does make the JP Power list. Have to assume the financials aren't that great. 2.5
LoyaAccess to full-service and proprietary offices where agents can handle quotes and claims.Mixed reviews on claims resolution and response times. Only available in the states of CA, CO, IL, NV, NM, and TX2.5
National GeneralSmart Services add features and coverages which most other companies don’t offer. Discounts for using or being affiliated with General Motors.Mixed reviews of claims handling and auto insurance coverage types. 2.5
SafewayIt is difficult to find anything good about this company. Presentation of inconsistent information from website and agents. 2
Access AutoBasic online website with some options so you don't have to talk to an agent. Better Business Bureau ratings are poor. Many times it is difficult to get a claims adjuster on the phone. 1.9

Minimum Coverage by State, Uninsured Motorist Protection, & Personal Injury Protection

Type your state in the search to find details.

Average Yearly Premium SavingsStateMinimum Auto Insurance Coverage Uninsured Motorist Protection Required?Personal Injury Protection (PIP) Required?
$613/yrAlabama25/50/25
$765/yrAlaska50/100/25
$875/yrArizona15/30/10
$643/yrArkansas25/50/25
$912/yrCalifornia15/30/5
$1,008/yrColorado25/50/15
$876/yrConnecticut20/40/10
$1,043/yrDelaware15/30/10
$342/yrFlorida10/20/10
$1,754/yrGeorgia25/50/25
$438/yrHawaii20/40/10
$775/yrIdaho25/50/15
$954/yrIllinois20/40/15
$1,211/yrIndiana25/50/10
$658/yrIowa20/40/15
$699/yrKansas25/50/10
$1,211/yrKentucky25/50/10
$533/yrLouisiana15/30/25
$732/yrMaine50/100/25
$619/yrMaryland30/60/15
$323/yrMassachusetts20/40/5
$487/yrMichigan20/40/10
$769/yrMinnesota30/60/10
$1,006/yrMississippi25/50/25
$790/yrMissouri25/50/10
$643/yrMontana25/50/10
$628/yrNebraska25/50/25
$876/yrNevada15/30/10
$899/yrNew Hampshire25/50/25
$893/yrNew Jersey15/30/5
$937/yrNew Mexico25/50/10
$1,041/yrNew York25/50/10
$473/yrNorth Carolina30/60/25
$644/yrNorth Dakota25/50/25
$612/yrOhio25/50/25
$687/yrOklahoma25/50/25
$653/yrOregon25/50/20
$1,687/yrPennsylvania15/30/5
$743/yrRhode Island25/50/25
$834/yrSouth Carolina25/50/25
$531/yrSouth Dakota25/50/25
$589/yrTennessee25/50/15
$1,634/yrTexas30/60/25
$897/yrUtah25/65/15
$921/yrVermont25/50/10
$465/yrVirginia25/50/20
$855/yrWashington25/50/10
$1,710/yrWest Virginia20/40/10
$1,027/yrWisconsin25/50/10
$318/yrWyoming25/50/20