Gianetta Palmer is a writer, copywriter, and essayist. Her work has appeared in, Healthline, and The Dyrt Magazine. She is the author of Scrunchie-Fried and writes a lot about car insurance in her spare time.

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Joel Ohman is the CEO of a private equity-backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He also has an MBA from the University of South Florid...

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Reviewed by Joel Ohman
Founder, CFP®


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Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

All Agents in Alabama

Sanbuck Incorporated
101 S 3 Notch St, Troy, AL 36081
(334) 566-2644
Regions Insurance
110 S 3 Notch St, Troy, AL 36081
(334) 808-9441
Kenneth Vann
115 W Church St, Troy, AL 36081
(334) 770-8266
Aldridge Insurance
404 W Fairview St, Troy, AL 36081
(334) 566-0051
Alfa Insurance
1208 S Brundidge St, Troy, AL 36081
(334) 566-2700
Palomar Insurance Corporation
1305 S Brundidge St Ste B, Troy, AL 36081
(800) 489-0105
Griffin-Wilkes Insurance
1332 S Brundidge St, Troy, AL 36081
(334) 566-2484
Alfa Insurance
1106 Highway 231 S Ste A, Troy, AL 36081
(334) 566-8200
Andy Blair
121 Mcneil St, Troy, AL 36079
(334) 670-0334
The Witherington Insurance Group
1200 Elba Hwy, Troy, AL 36079
(334) 566-1477
TrustWay Insurance of Troy
141 Troy Plaza Loop, Troy, AL 36081
(334) 807-0056
Mike Shelton
1009 Highway 231 S Ste B, Troy, AL 36081
(334) 566-3486
BancorpSouth Insurance Services
828 Us 231 South, Troy, AL 36081
(334) 566-0220
Kreis Agency
109 Us 231 South, Troy, AL 36079
(334) 566-8777
Turner & Hamrick
440 Highway 231 N, Troy, AL 36081
(334) 566-7665
Jerry Beckett
Po Box 871, Troy, AL 36081
(334) 566-5433
Lindsay Goebel
54 E Square Lake Rd, Troy, MI 48085
(248) 250-6800
Daniel Kowalski
70 W Long Lake Rd Ste 119, Troy, MI 48098
(248) 538-5447
Eric Seifert
70 W Long Lake Rd Ste 119, Troy, MI 48098
(248) 996-5063
Jungran Yoon
70 W Long Lake Rd Ste 119, Troy, MI 48098
(248) 841-1834
Paul Williams
70 W Long Lake Rd Ste 119, Troy, MI 48098
(248) 828-3400
AAA Insurance
25 E Long Lake Rd, Troy, MI 48085
(248) 879-2030
Bill Nettle
6451 Rochester Rd, Troy, MI 48085
(248) 457-1700
Heidi Pichler
6451 Rochester Rd, Troy, MI 48085
(248) 879-0333
Christopher Swift
6535 Rochester Rd Ste 104, Troy, MI 48085
(248) 250-8237
MEEMIC - John T Kennedy Insurance Agency
920 E Long Lake Rd Ste 100b, Troy, MI 48085
(248) 689-5099
Duane D Elkins
6780 Rochester Rd, Troy, MI 48085
(248) 879-8000
Steven Schmitt
1921 South Blvd W, Troy, MI 48098
(248) 813-1000
Hope Dixon
1093 E Long Lake Rd, Troy, MI 48085
(248) 689-2992
Dawn Pullis
89 W South Blvd Ste 300, Troy, MI 48085
(248) 879-8901
Michigan Farm Bureau Insurance
89 W South Blvd Ste 500, Troy, MI 48085
(248) 879-3100
Rochester Insurance Agency
1175 W Long Lake Rd Ste 200, Troy, MI 48098
(248) 652-6060
Valenti Trobec Chandler
1175 W Long Lake Rd Ste 200, Troy, MI 48098
(248) 828-3377
1301 W Long Lake Rd Ste 108, Troy, MI 48098
(800) 288-0780
Insurance World Agency
6936 Shelldrake Dr, Troy, MI 48085
(248) 372-8918
Michael Blum
2032 E Square Lake Rd Ste 500, Troy, MI 48085
(248) 828-1600
Troy-Metro Agency
2032 E Square Lake Rd Ste 300, Troy, MI 48085
(248) 813-8540
Dan Krause
1274 W Auburn Rd, Rochester Hills, MI 48309
(248) 853-9500
Linda Gottschalk
6270 Silverstone Dr, Troy, MI 48085
(248) 840-7214
Mike Bashore
135 W Auburn Rd, Rochester Hills, MI 48307
(248) 606-4150
Tom Bogen
2941 Crooks Rd, Rochester Hills, MI 48309
(855) 732-6436
Allied Insurance Managers
1055 South Blvd E Ste 110, Rochester Hills, MI 48307
(248) 853-0930
Mark C Smith
3622 Rochester Rd, Troy, MI 48083
(248) 524-9970
David Pauwels
673 Lake Ridge Rd, Rochester Hills, MI 48307
(248) 393-2424
E.M. Schroeder Insurance Agency
294 Town Center Dr, Troy, MI 48084
(248) 689-1020
Ann Percy
4101 John R Rd Ste 500, Troy, MI 48085
(248) 879-9690
Bernie Barden Jr
4101 John R Rd Ste 500, Troy, MI 48085
(248) 689-5151
Maria Olivan
1985 E Wattles Rd Ste E, Troy, MI 48085
(248) 524-3840
AAA Insurance
901 E Auburn Rd, Rochester Hills, MI 48307
(248) 853-7005
Julia Patton
3190 Rochester Rd Ste 101, Troy, MI 48083
(248) 689-4400
Jerry Abston
189 E Big Beaver Rd Ste 102, Troy, MI 48083
(248) 689-4404
J.P. Kush & Associates
275 E Big Beaver Rd Ste 111, Troy, MI 48083
(248) 528-0385
Alliant Insurance Services
1050 Wilshire Dr Ste 210, Troy, MI 48084
(248) 540-3131
The McLeod Group
6001 N Adams Rd Ste 201, Bloomfield Hills, MI 48304
(248) 540-1020
Oakland Companies
888 W Big Beaver Rd Ste 1200, Troy, MI 48084
(248) 647-2500
Marty Knollenberg
198 E Big Beaver Rd, Troy, MI 48083
(248) 528-0200
Jay Munj
2916 E Long Lake Rd, Troy, MI 48085
(248) 250-9708
E & Y Insurance Agency
755 W Big Beaver Rd Ste 450, Troy, MI 48084
(248) 362-1313
MetLife Auto & Home
755 W Big Beaver Rd Ste 600, Troy, MI 48084
(248) 680-0490
Luxe Insurance Agency
101 W Big Beavr Rd Fl 14, Troy, MI 48084
(866) 577-3500
Juliet Warner
2232 Crooks Rd, Rochester Hills, MI 48309
(248) 295-4555
Goodman Venegas Insurance Agency
2800 Livernois Rd Ste 170, Troy, MI 48083
(248) 740-9090
Great Lakes Insurance Agency Associates
1773 W Big Beaver Rd, Troy, MI 48084
(248) 649-1700
E&Y Insurance Agency
755 W. Big Beaver Rd, Suite 450, MI 0
(586) 558-5050
Craig Borowsky
41300 Dequindre Rd Ste 210, Sterling Heights, MI 48314
(586) 991-0800
Crumm Insurance Agency
2959 Crooks Rd Ste 1, Troy, MI 48084
(248) 649-6450
Central Park Insurance Agency
2701 Troy Center Dr Ste 305, Troy, MI 48084
(248) 637-5380
Northwest Insurance Agency
2328 Livernois Rd Ste 1040, Troy, MI 48083
(248) 528-1656
Kuzhuharov Agency
1958 White Birch Ct, Rochester Hills, MI 48309
(269) 441-5158
Andrew Leggat
2265 Livernois Rd Ste 300, Troy, MI 48083
(248) 244-0618
David Basch
2555 Crooks Rd Ste 120, Troy, MI 48084
(248) 822-2086
Hylant Group
2401 W Big Beaver Rd Ste 400, Troy, MI 48084
(248) 643-8750
Ken Mazzola
1826 E Auburn Rd, Rochester Hills, MI 48307
(248) 852-0800
Inpro Insurance Group
2095 E Big Beaver Rd Ste 100, Troy, MI 48083
(248) 526-3260
Frank W Bayes
38916 Dequindre Rd, Sterling Heights, MI 48310
(586) 977-9250
Thea Collins
1984 E Auburn Rd, Rochester Hills, MI 48307
(586) 997-0200
Colburn Group
3001 W Big Beaver Rd Ste 302, Troy, MI 48084
(248) 643-4800
McNeil Agency
1995 E Auburn Rd, Rochester Hills, MI 48307
(586) 731-1180
Gold Star Insurance Group
3250 W Big Beaver Rd Ste 312, Troy, MI 48084
(248) 731-7729
Members Home & Auto
2855 Coolidge Hwy Ste 204, Troy, MI 48084
(877) 898-4102
Wayne-Oakland Agency
3221 W Big Beaver Rd Ste 109, Troy, MI 48084
(248) 649-6006
Dennis J Hendren
1890 Crooks Rd Ste 120, Troy, MI 48084
(248) 269-9200
Bruce Martin - Somerset Agency, Inc.
3331 W Big Beaver Rd Ste 110, Troy, MI 48084
(248) 649-0770
AAA Insurance
125 E Maple Rd, Troy, MI 48083
(248) 524-1660
Scott Schumaker
217 E Maple Rd, Troy, MI 48083
(248) 457-0800
Michael Kruckeberg
1565 N Main St, Clawson, MI 48017
(586) 353-1115
Johnston Lewis Associates
575 E Maple Rd, Troy, MI 48083
(248) 528-2400
Colin J Kelly Insurance Agency
1721 Crooks Rd Ste 213, Troy, MI 48084
(248) 220-1014
Melissa Kelly
1721 Crooks Rd Ste 106, Troy, MI 48084
(248) 649-6370
Robert Denha Agency
37490 Dequindre Rd, Sterling Heights, MI 48310
(586) 438-2676
Arena Insurance Agency
1441 E Maple Rd Ste 310, Troy, MI 48083
(248) 524-9933
Donna Quince-Cobb
3312 Auburn Rd, Auburn Hills, MI 48326
(248) 852-8888
Metro One Insurance Agency
59 Park Dr, Troy, MI 48083
(248) 824-6176
Michael Williams
2820 W Maple Rd Ste 121, Troy, MI 48084
(248) 643-7575
Tom Holmes
2820 W Maple Rd Ste 100, Troy, MI 48084
(248) 816-3140
Venture Insurance Agency
2820 W Maple Rd Suite 134, Troy, MI 48084
(248) 792-3707
Fisher Insurance Agency
2567 Metropolitan Pkwy Ste 102, Sterling Heights, MI 48310
(586) 979-1330
John Quagliotto
2456 Metropolitan Pkwy, Sterling Heights, MI 48310
(586) 795-4880
Art Donovan
38825 Ryan Road, Sterling Heights, MI 48310
(586) 979-8408
AAA Insurance
3927 17 Mile Rd, Sterling Heights, MI 48310
(586) 977-3333
Jeffery Torrice
2063 E Maple Rd, Troy, MI 48083
(248) 524-4878
DF Property & Casualty
1250 Stephenson Hwy Ste 300, Troy, MI 48083
(248) 336-0400
The Clayton Duff Insurance Office
430 Main St, Troy, MO 63379
(636) 528-7911
Lincoln County Mutual Insurance Agency
320 Main St, Troy, MO 63379
(636) 528-8242
Burkemper Insurance Agency LLC
445 E Cherry St, Troy, MO 63379
(636) 528-8946
Alternatives Insurance - Troy
512 E Cherry St, Troy, MO 63379
(636) 462-1778
Missouri Farm Bureau Insurance
11 Sydnorville Rd Ste 1, Troy, MO 63379
(636) 528-8443
Town & Country Insurance Agency
15 Sydnorville Rd Ste C, Troy, MO 63379
(636) 528-5288
Dave Kessler
104 Community Bank Plz, Troy, MO 63379
(636) 462-4670
Troy Insurance Agency
193 N Lincoln Dr, Troy, MO 63379
(636) 462-8534
Dewitt Insurance
#23 The Plaza, Troy, MO 63379
(636) 462-9444
Ron Mills
850 E Cherry St Ste C, Troy, MO 63379
(636) 528-7300
Jeffery Zimmer
3 Douglas Sq, Troy, MO 63379
(636) 528-7100
Insurance Stop LLC
413 S Lincoln Dr, Troy, MO 63379
(636) 528-5000
Christopher Silverberg
100 Professional Pkwy Ste A, Troy, MO 63379
(636) 462-3276
K Flynn Insurance Agency
112 Professional Pkwy, Troy, MO 63379
(636) 528-6363
Eric Hood
399 Travis Blvd, Troy, MO 63379
(636) 528-8500
John Larson
126 Professional Pkwy, Troy, MO 63379
(636) 528-7366
Donald E Thompson
175 Highway 47 E, Troy, MO 63379
(636) 528-4650
Bob Koontz
415 Edwardsville Rd, Troy, IL 62294
(618) 667-7720
Dave Margherio
540 Edwardsville Rd, Troy, IL 62294
(618) 667-2555
Willis Insurance Group
197 E Highway 40, Troy, IL 62294
(618) 667-6280
Deluca Insurance Services
219 E Us Highway 40, Troy, IL 62294
(618) 667-3434
Jim Lyons Insurance Agency
420 W Highway 40, Troy, IL 62294
(618) 667-9119
Jessica Harrison-Wilkins
310 Bargraves Blvd, Troy, IL 62294
(618) 667-8494
Deanne Stegeman
19a Professional Park Dr, Maryville, IL 62062
(618) 288-8746
Lea Sommers
19a Professional Park Dr, Maryville, IL 62062
(618) 344-8844
McQuality Insurance Agency
6208 E Main St, Maryville, IL 62062
(618) 343-4046
Michael Farinella
2416 N Center St, Maryville, IL 62062
(618) 344-3600
Troy Insurance Services
111 S Main St, Troy, KS 66087
(785) 985-2131
Mark D Newton
105 Saint Joseph St, Wathena, KS 66090
(785) 989-4561
Jessica Studer
209 Saint Joseph St, Wathena, KS 66090
(785) 989-3555
Wathena Insurance
312 Saint Joseph St, Wathena, KS 66090
(785) 989-4811
Highland Insurance Services Agency
310 W Main St, Highland, KS 66035
(785) 442-3481
CBIZ Insurance Services
218 S 7th St, St Joseph, KS 64501
(816) 233-0201
Tom C Lemmon
2524 Saint Joseph Ave, St Joseph, KS 64505
(816) 279-2606
Richard Bolton
303 Illinois Ave, St Joseph, KS 64504
(816) 238-4444
Matt Thrasher
301 Illinois Ave, St Joseph, KS 64504
(816) 238-1121
St Joseph Consolidated Insurance
401 N 13th St, St Joseph, KS 64501
(816) 279-0894

Nearby Local Cities

Pros & Cons of Each Insurance Company

Type car insurance company name in search bar to find the pros, cons, and ratings. Otherwise, each insurer is from highest to lowest rated.

CompanyProsConsRating out of 5 Stars
Amica InsuranceZero restrictions on which body shop you use for repairs.Few driver discounts, including pre-pay, low mileage, and military discounts.5
USAA InsuranceJ. D. Power has rated USAA with a "perfect" score. Financial stability is highest rating of superior. USAA is only available to members of the military and their immediate family.5
Allstate InsuranceAllstate offers a claims satisfaction guarantee. With Allstate's claims guarantee is typically a higher price in premiums. 4.5
American Family InsuranceAttractive features, discounts and benefits including the teen safe driver program. Coverage is only available in 19 states. To get an online quote you have to enter your car's VIN. 4.5
Auto-Owners InsuranceGood enhancement options from Auto-Owners Personal Automobile Plus Package. Service and claims handling is top notch. No national coverage. Auto-Owners offer coverage in 26 states.4.5
Country Financial InsuranceBeen in business for 85 years and has top financial strength. 24/7 customer service. Coverage is only available in 17 states.4.5
Erie InsuranceFor South, Midwest, or Mid-Atlantic regions Erie consistently get high marks. Limited to certain regions of the country. 4.5
GEICO InsuranceConsistently offers the lowest price. Known to raise rates during the time of the policy. 4.5
Nationwide InsuranceNationwide rewards accident-free years with its vanishing deductible program.Coverage isn’t available in Alaska, Hawaii, Louisiana, or Massachusetts.4.5
Travelers InsuranceTravelers offers rates well below the national average. Not all coverage options are available in all states. Some customer complaints reported with billing/collection and customer service issues.4.5
Electric InsuranceValuable features and benefits for new cars, such as original equipment coverage. Perks for General Electric employees. Numerous discounts offered to bring your premium low. Mixed reviews on communications, billing, and collection practices.4.3
Cincinnati InsuranceOffers Personal Auto Plus program to help drivers get low premiums. Strong financial ratings with lower than average industry complaints. Spotty complaints by consumers of claims process. Online presence is poor you normally have to call an agent. 4.2
Liberty Mutual InsuranceStrong customer service with attractive features such a new and better car replacement. New and Better car replacement are not offered in all states. And reports of poor claims handling for automobile repairs. 4
MetLife InsuranceMetLife includes several extras at no cost, such as expanded coverage when you rent a car and identity theft protection.Other than group discounts and standard bundling discounts, there aren’t a lot of opportunities for savings.4
Ameriprise FinancialVery attractive discounts and strong financial rating. Limited availability. Only 14 states you can get a policy.4
Tennessee Farmers InsuranceLots of discounts such as distant student, homeowners, incident forgiveness, and more are available to give you better rates. No rate hikes for small claims/fender benders. If you get into a small accident, you won’t have to worry about the stability of your premium.Not all policy options are available in every state. 4
Progressive Insurance1 out of 10 drivers have Progressive. Offers roadside assistance and has strong financial strength. Doesn't offer new or better car replacement.4
Texas Farm Bureau InsuranceOffers competitive rates for all age drivers particularly drivers over 35. Not offered in all states. Only available in Texas. Focuses more on life insurance rather than auto. Many customers say there may be substantial rate hikes year by year. 4
Farmers InsuranceWith Farmers you can insure about everything. Customer service is not 24/7 and reports of not-so-great claims handling. 4
Plymouth Rock InsuranceExcellent coverage with competitive premium rates. High satisfaction rate with customers. Considered by most reviews as the 1st or 2nd cheapest in the state of New Jersey. Only available in Connecticut, Massachusetts, New Hampshire, and New Jersey. It features several customer “perks” like the Get Home Safe® cab/ride share program and Door to Door Valet Claim Service. For unmarried drivers in the 4 states offered they are one of the cheapest. 4
Safeco Insurance24/7 customer support with a comprehensive line of products plus discounts. 24/7 claims handling. Customers have complained of claims being underpaid. 4
21st Century InsurancePart of Farmers. Has a partnership with Foremost Insurance to provide insurance on specialty vehicles like motorcycles and ATVs.If you have coverage outside of California you'll be directed to Farmers or Foremost.4
Hartford InsuranceMechanical breakdown coverage helps cover the cost of repairs that aren’t covered by your car’s warranty. Claims satisfaction rating is only 2 out of 5 stars. 4
EsuranceOffers low rates, first rate website, and good customer service. Customers claim Esurance will penalize for cancelling a policy. No local agents. 4
Southern Farm BureauAffordable rates in the markets they service with a bevy of discount options.
Faster than average claim payout times.
Policyholders seem very happy with Farm Bureau's personable customer service.
Can be tough to get in touch with the correct person at times when filing a claim.
There have been several reports of cancelled policies after an initial claim.
NJM InsuranceCompetitive premiums and offerings.
High satisfaction with claims processing and coverage. Most customers stay with them once covered.
Insurance only available to employees of select organizations.
Only in New Jersey and Pennsylvania.
Safety InsuranceVIP Claims Centers from Safety can be a great way to expedite the claims settlement process and minimize upheaval / interruption in drivers' lives. Rates are low for married and unmarried drivers.
Local expertise and concentration of personnel and service facilities in Massachusetts and New Hampshire.
Only available in Massachusetts and New Hampshire. Many customers say the claims process can be extremely slow with many followups after a claim submission. 4
Wawanesa InsuranceIf you have a clean driving record your premium should be below average with this insurer. Available only in California and Oregon. Drivers with infractions may have a substantially higher premium. 3.9
TitanGood, fairly priced options for non-standard auto insurance.
Coverage and company affiliated and backed by Nationwide parent company.
Only available in 26 states. The complaints are higher than average compared to similar insurers.3.8
Alfa MutualGood ratings on their financial strength, and a lower than average complaint index.Some customers complain of delays in and poor investigations during the claims resolution process. Coverage strongest in Alabama, Mississippi, and Georgia. Known in these states: Texas, Missouri, Indiana, Ohio, Virginia, Tennessee, Arkansas, and Kentucky3.5
Allied InsuranceRecent partnership with Nationwide increases their coverage area and availabilityMight not get the same level of coverage and customer service in all areas. Not knowing which company you’re dealing with might cause confusion during the claims process3.5
Farm Bureau MutualOffers lower than average rates. Has a suite of discounts and affinity programs. Only available in 19 states.3.5
Arbella InsuranceSolid financial strength and business ratings should make you more confident in choosing Arbella. Competitive rates inside their service area.Auto policies only available in two states, Massachusetts and Connecticut.3.5
Grange MutualBeen in business since 1935 with over 1 billion in revenues. Can offer rates lower than main-street companies.Coverage available on in 12 states, Georgia, Illinois, Indiana, Iowa, Kentucky, Michigan, Minnesota, Ohio, South Carolina, Tennessee, Virginia and Wisconsin.3.5
Mercury InsuranceMercury has a network of nearly 6,000 agents. Available in Arizona, California, Florida, Georgia, Illinois, Michigan, New Jersey, Nevada, New York, Oklahoma, Pennsylvania, Texas, and Virginia.Some policyholders have expressed concerns in reviews about delays and lack of timely response and follow-up from claims representatives.3.5
Auto ClubExcellent roadside assistance service.
AM Best Rating of A+ Superior. Multiple membership discounts.
Drivers complain new vehicles will have excessive fees. 3.5
Kentucky Farm BureauOffers lower rates than most competitors. Nice discount options and coverage terms. Not available in all states. Only in Kentucky. 3.5
Encompass InsuranceStrong financial ratings. Are able to get unique and tailor policy options at a reasonable price.Poor reviews by customers of claims process. 3.4
Elephant InsuranceGood repair assistance program to help drivers with damage vehicles. Premiums are lower than average. Only available in Virginia, Texas, Illinois, and Maryland. Consumer complaints are higher than average.3.2
Acceptance InsuranceGreat for non-standard or high risk drivers. Drivers with good driving history will pay above average. Claims process can be time consuming. 3.1
State Farm InsuranceSuperior claims handling. State Farm has been the best at claims for years. Doesn’t offer stacked uninsured motorist or new car replacement coverages.3
Horace MannEstablished for teachers and those part of union, etc. Offers competitive rates. Claims process can be slow and payout from accidents are lower than expected. 3
Home StateHome State insurance was originally chartered in 1948. Less known company with little advertising. Strongest in Texas and currently owned by Berkshire Hathaway Group. Specializes in nonstandard policies for drivers.Limited to area where you can get coverage from them. Price of policy is typically higher than the average policy holder. This is to be expected with nonstandard policy coverage. 3
Hanover InsuranceEasy to customize your policy. Nice string of discounts.Prices can be higher than average.3
Mapfre InsuranceCan get low rates through Mapfre in Northeastern states such as Massachusetts.MAPFRE’s geographical territory is limited to 18 U.S. states. Not all policy options are available in every state.3
Kemper InsuranceKemper has excellent financial strength, flexible payment options and attractive discounts for policyholders.Their rates can be higher than average. 3
The General InsuranceHisk risk drivers can get a policy with The General. Good for a person with a history of auto accidents. Has a reputation of not paying out claims in a timely fashion. Not good do for a driver with a clean record.3
Sentry InsuranceSentry has the highest financial strength rating available from A.M. Best. Attractive discounts to lower your premium by 20% or more. There are a number of customer complaints in the areas of products and services.3
State Auto InsuranceState Auto provides a variety of insurance options including car, home, farm, and business. Premium prices are usually average with many customers getting a lower rate from their previous carrier. Been in business since 1921 and policies are offered in 27 states. Claims handling process has poor reviews throughout online review portals. Many customers claim of substantially high rate hike after small claims. 3
Chubb InsuranceCan pay with Agreed Settlements upfront. Choice of repair shops and no rental car daily limit. Tailors to individuals with higher than average net worth. 3
Good2go Car InsuranceOffers extremely low rates some as little at $30 a month. Strong financial ratings.No brand recognition. Most believe to be a new company though Good2go has 25 years experience. 2.5
Infinity InsuranceImmigrant friendly. With an AB 60 driver’s license resource center, immigrants can learn how to get a license in one place. If you’re new to the country, this company is very supportive of your driving.Infinity does make the JP Power list. Have to assume the financials aren't that great. 2.5
Loya InsuranceAccess to full-service and proprietary offices where agents can handle quotes and claims.Mixed reviews on claims resolution and response times. Only available in the states of CA, CO, IL, NV, NM, and TX2.5
National GeneralSmart Services add features and coverages which most other companies don’t offer. Discounts for using or being affiliated with General Motors.Mixed reviews of claims handling and auto insurance coverage types. 2.5
Safeway InsuranceIt is difficult to find anything good about this company. Presentation of inconsistent information from website and agents. 2
Access Auto InsuranceBasic online website with some options so you don't have to talk to an agent. Better Business Bureau ratings are poor. Many times it is difficult to get a claims adjuster on the phone. 1.9
Get Your Rates Quote Now

Minimum Coverage by State, Uninsured Motorist Protection, & Personal Injury Protection

Type your state in the search to find details.

Average Yearly Premium SavingsStateMinimum Auto Insurance Coverage Uninsured Motorist Protection Required?Personal Injury Protection (PIP) Required?
$613/yrAlabama Car Insurance25/50/25
$765/yrAlaska Car Insurance50/100/25
$875/yrArizona Car Insurance15/30/10
$643/yrArkansas Car Insurance25/50/25
$912/yrCalifornia Car Insurance15/30/5
$1,008/yrColorado Car Insurance25/50/15
$876/yrConnecticut Car Insurance20/40/10
$1,043/yrDelaware Car Insurance15/30/10
$342/yrFlorida Car Insurance10/20/10
$1,754/yrGeorgia Car Insurance25/50/25
$438/yrHawai Car Insurance20/40/10
$775/yrIdaho Car Insurance25/50/15
$954/yrIllinois Car Insurance20/40/15
$1,211/yrIndiana Car Insurance25/50/10
$658/yrIowa Car Insurance20/40/15
$699/yrKansas Car Insurance25/50/10
$1,211/yrKentucky Car Insurance25/50/10
$533/yrLouisiana Car Insurance15/30/25
$732/yrMaine Car Insurance50/100/25
$619/yrMaryland Car Insurance30/60/15
$323/yrMassachusetts Car Insurance20/40/5
$487/yrMichigan Car Insurance20/40/10
$769/yrMinnesota Car Insurance30/60/10
$1,006/yrMississippi Car Insurance25/50/25
$790/yrMissouri Car Insurance25/50/10
$643/yrMontana Car Insurance25/50/10
$628/yrNebraska Car Insurance25/50/25
$876/yrNevadaCar Insurance25/50/20
$899/yrNew Hampshire Car Insurance25/50/25
$893/yrNew Jersey Car Insurance15/30/5
$937/yrNew Mexico Car Insurance25/50/10
$1,041/yrNew York Car Insurance25/50/10
$473/yrNorth Carolina Car Insurance30/60/25
$644/yrNorth Dakota Car Insurance25/50/25
$612/yrOhio Car Insurance25/50/25
$687/yrOklahoma Car Insurance25/50/25
$653/yrOregon Car Insurance25/50/20
$1,687/yrPennsylvania Car Insurance15/30/5
$743/yrRhode Island Car Insurance25/50/25
$834/yrSouth Carolina25/50/25
$531/yrSouth Dakota25/50/25
$1,710/yrWest Virginia20/40/10
Get Your Rates Quote Now
Top Tips to Save on Your Auto Insurance
You want to be sure to compare cheap car insurance quotes and with local insurance agents to maximize your savings.
Top rated insurance companies like USAA, Progressive, Hartford, and Liberty Mutual are best. Over 84% are satisfied with claims handling with them.
Maintain good credit to keep your car insurance as low as possible.
Be sure to check for additional add-ons such as uninsured motorist coverage (UM), personal injury protection (PIP), medical payments coverage (MedPay), and roadside assistance.
Don't assume an older model vehicle cost less to insure. Insurance providers go by the safety rating and cost to replace it.
An easy way to lower comprehensive and collision coverage is to raise your deductible.
Take advantage of all auto insurance discounts. Which can be 20% or more in savings.
Do some research and take a few minutes to learn the minimum insurance and financial responsibility laws which apply in your state.
A good driving history is the best way to keep your car insurance rates as low as possible.
If you pay for auto insurance upfront in full you can save an additional 10% to 20%.
Don't let your car insurance lapse. If so, you will see a spike in rates.
Before buying a car shop for insurance quotes to see how much your premium may be.
Be sure to check your car insurance policy for mileage. If you drive less you can save hundreds more per year.
If you have an older model vehicle consider dropping optional car insurance such as comprehensive and collision insurance.
Make sure to do an annual insurance rate check. Plus auto insurance you may or may not need.
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InsurerAnnual costMonthly cost
State Farm$2,537$211
Maryland average$3,480$290
Get Your Rates Quote Now

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