Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity-backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He also has an MBA from the University of South Florid...

Full Bio →

Reviewed by Joel Ohman
Founder, CFP®


Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

All Agents in Minnesota

Benjamin Leach
13550 26th Ave N Ste 100, Plymouth, MN 55441
(952) 229-5103
Eric W Marquardt
13550 26th Ave N, Plymouth, MN 55441
(763) 559-4879
Cormac Dunning
3033 Campus Dr Suite E195, Plymouth, MN 55441
(763) 951-7111
Anchor Insurance Agency
3131 Fernbrook Ln N Ste 111, Plymouth, MN 55447
(763) 473-4090
Jason R Kochevar
3350 Annapolis Ln N, Plymouth, MN 55447
(763) 390-4714
Paul Schirmers
3350 Annapolis Ln N Ste A, Plymouth, MN 55447
(763) 390-4737
Pinnacle Midwest Insurance Advisors
3141 Fernbrook Ln N, Plymouth, MN 55447
(763) 331-8888
Choice Insurance Agency
3020 Harbor Ln N Ste 104, Minneapolis, MN 55447
(763) 503-0140
Atlas Insurance Brokers - City Insurance & Financial
3030 Harbor Ln N Ste 205, Plymouth, MN 55447
(763) 582-1888
Jacob Group Agency
3211 Fernbrook Ln N, Plymouth, MN 55447
(763) 559-4165
Common Sense Insurance Agency
3140 Harbor Ln N Ste 202, Plymouth, MN 55447
(763) 557-6707
Bob Neuberger
3021 Harbor Ln N Ste 208, Plymouth, MN 55447
(763) 545-5657
Jeffrey R Mayhew
3390 Annapolis Ln N Ste C, Plymouth, MN 55447
(763) 551-1074
Criterion Insurance Agency
3300 Fernbrook Ln N Ste 170, Plymouth, MN 55447
(763) 253-0590
Kelly Eldred
3251 Fernbrook Ln N, Plymouth, MN 55447
(952) 544-8449
Mark Ylitalo
3251 Fernbrook Ln N, Plymouth, MN 55447
(763) 541-0478
Bob Lind
3025 Harbor Ln N Ste 104, Plymouth, MN 55447
(763) 551-9400
David Kemper
3025 Harbor Ln N Ste 110c, Plymouth, MN 55447
(763) 551-1118
Action Insurance Brokers
13895 Industrial Park Blvd Ste 155, Plymouth, MN 55441
(763) 559-7528
Jeffrey Spear
13895 Industrial Park Blvd, Plymouth, MN 55441
(763) 557-7139
Shane Mason
1915 Xenium Ln N, Plymouth, MN 55441
(763) 561-2970
Insurance Advisors Inc
15020 27th Ave N, Plymouth, MN 56377
(763) 536-8006
Affiliated Insurance Services
12805 Highway 55 Ste 212, Plymouth, MN 55441
(763) 551-1300
Dan Schroeder
3900 Vinewood Ln N # No.15, Plymouth, MN 55441
(763) 557-2926
Christine D Way
3515 Plymouth Blvd Ste 106, Plymouth, MN 55447
(763) 591-9990
Max Insurance Agency Group
3515 Plymouth Blvd Ste 105, Plymouth, MN 55447
(763) 390-0323
McKee & Andrews Insurance Agency
15600 35th Ave N Ste 202, Plymouth, MN 55447
(763) 231-3340
Kaplan Insurance Agency
3555 Plymouth Blvd Ste 118, Plymouth, MN 55447
(763) 746-5000
Greg Buckingham
3500 Vicksburg Ln N Ste 200, Plymouth, MN 55447
(763) 509-4900
Country Financial Agency
15650 36th Ave N Ste 120, Plymouth, MN 55446
(763) 577-9069
American Family Insurance - Tyler A Downs
1115 Vicksburg Ln N Ste 2, Plymouth, MN 55447
(763) 354-7000
The InterAgency
3600 Holly Ln N Ste 90, Plymouth, MN 55447
(763) 694-9933
Lana Yatskina
10730 11th Ave N, Plymouth, MN 55441
(612) 986-9386
Joe Gehlen
17610 19th Ave N, Plymouth, MN 55447
(763) 475-3400
Leslie Howes
10700 Highway 55 Ste 135, Plymouth, MN 55441
(763) 525-1581
Thielmann Insurance Agency
10700 Highway 55 Ste 311, Plymouth, MN 55441
(763) 746-8410
Mea Insurance Agency
3240 Queensland Ln N, Plymouth, MN 55447
(763) 475-3631
Chris Ogaard
3401 Kilmer Ln N, Plymouth, MN 55441
(763) 546-4406
Fleming Agency
9909 S Shore Dr Ste 210e, Plymouth, MN 55441
(763) 205-2122
Array Financial Services
2500 Mendelssohn Ave N, Gld Vly, MN 55427
(763) 504-3067
Atlas Insurance Brokers - Dudley Bartholow Agency
13911 Ridgedale Dr # 401, Minnetonka, MN 55305
(952) 593-0400
Craig Pearson
13911 Ridgedale Dr # 253, Minnetonka, MN 55305
(952) 443-2288
Minnesota Insurance Group
13911 Ridgedale Dr Ste 135, Minnetonka, MN 55305
(952) 930-3661
Insurance Management Services
1001 Twelve Oaks Center Dr Ste 1030b, Wayzata, MN 55391
(952) 404-8267
Cassandra Spear
4205 Lancaster Ln N Ste 106, Plymouth, MN 55441
(763) 557-5773
Randy L Svendsen
4205 Lancaster Ln N Ste 103, Plymouth, MN 55441
(763) 559-1477
Jerry Stanke
9390 Medicine Lake Rd, New Hope, MN 55427
(763) 544-8444
Kyle Vitense
10100 6th Ave N Ste 116, Plymouth, MN 55441
(763) 231-3058
Minnesota Insurance Agency
13033 Ridgedale Dr Ste 279, Minnetonka, MN 55305
(763) 242-2508
AAA Insurance
13007 Ridgedale Dr, Minnetonka, MN 55305
(952) 545-5454
Robert Moulton
12931 Ridgedale Dr, Minnetonka, MN 55305
(952) 545-5820
Hawkins Insurance & Financial Services
2708 Flag Ave N, New Hope, MN 55427
(763) 545-0882
James Klukken
9800 Rockford Rd Ste 200, Plymouth, MN 55442
(763) 577-0977
Victor Birthler
9800 Rockford Rd Ste 200, Plymouth, MN 55442
(763) 577-0799
James Walker
9905 45th Ave N Ste 120, Plymouth, MN 55442
(612) 327-6377
Mamuka Machkhashvili
9905 45th Ave N Ste 120, Plymouth, MN 55442
(763) 559-9824
Patrick Bania
9905 45th Ave N Ste 120, Plymouth, MN 55442
(612) 245-1411
Stepan Kravets
9905 45th Ave N Ste 120, Plymouth, MN 55442
(952) 210-7052
Atlas Insurance Brokers - Valley Insurance
11812 Wayzata Blvd Ste 200d, Minnetonka, MN 55305
(952) 500-0956
Jeffrey Thomas
11812 Wayzata Blvd Ste 222, Minnetonka, MN 55305
(952) 746-8085
Center Insurance Agency
1907 Wayzata Blvd Ste 320, Wayzata, MN 55391
(952) 475-2121
Dan Ylitalo
11666 Wayzata Blvd, Minnetonka, MN 55305
(952) 593-1504
Choice Insurance Agency
1730 Plymouth Rd Ste 203, Minnetonka, MN 55305
(952) 417-0088
James N Anderson
1730 Plymouth Rd Ste 307, Minnetonka, MN 55305
(952) 544-4466
Leonard E Berg
1730 Plymouth Rd Ste 307, Minnetonka, MN 55305
(952) 544-4466
Steve Brown Agency
4730 Pilgrim Ln N, Plymouth, MN 55442
(952) 270-0030
Atlas Insurance Brokers - S & R Insurance
32 Nathan Ln N, Plymouth, MN 55441
(763) 545-8951

Nearby Local Cities

Pros & Cons of Each Insurance Company

Type car insurance company name in search bar to find the pros, cons, and ratings. Otherwise, each insurer is from highest to lowest rated.

CompanyProsConsRating out of 5 Stars
Amica InsuranceZero restrictions on which body shop you use for repairs.Few driver discounts, including pre-pay, low mileage, and military discounts.5
USAA InsuranceJ. D. Power has rated USAA with a "perfect" score. Financial stability is highest rating of superior. USAA is only available to members of the military and their immediate family.5
Allstate InsuranceAllstate offers a claims satisfaction guarantee. With Allstate's claims guarantee is typically a higher price in premiums. 4.5
American Family InsuranceAttractive features, discounts and benefits including the teen safe driver program. Coverage is only available in 19 states. To get an online quote you have to enter your car's VIN. 4.5
Auto-Owners InsuranceGood enhancement options from Auto-Owners Personal Automobile Plus Package. Service and claims handling is top notch. No national coverage. Auto-Owners offer coverage in 26 states.4.5
Country Financial InsuranceBeen in business for 85 years and has top financial strength. 24/7 customer service. Coverage is only available in 17 states.4.5
Erie InsuranceFor South, Midwest, or Mid-Atlantic regions Erie consistently get high marks. Limited to certain regions of the country. 4.5
GEICO InsuranceConsistently offers the lowest price. Known to raise rates during the time of the policy. 4.5
Nationwide InsuranceNationwide rewards accident-free years with its vanishing deductible program.Coverage isn’t available in Alaska, Hawaii, Louisiana, or Massachusetts.4.5
Travelers InsuranceTravelers offers rates well below the national average. Not all coverage options are available in all states. Some customer complaints reported with billing/collection and customer service issues.4.5
Electric InsuranceValuable features and benefits for new cars, such as original equipment coverage. Perks for General Electric employees. Numerous discounts offered to bring your premium low. Mixed reviews on communications, billing, and collection practices.4.3
Cincinnati InsuranceOffers Personal Auto Plus program to help drivers get low premiums. Strong financial ratings with lower than average industry complaints. Spotty complaints by consumers of claims process. Online presence is poor you normally have to call an agent. 4.2
Liberty Mutual InsuranceStrong customer service with attractive features such a new and better car replacement. New and Better car replacement are not offered in all states. And reports of poor claims handling for automobile repairs. 4
MetLife InsuranceMetLife includes several extras at no cost, such as expanded coverage when you rent a car and identity theft protection.Other than group discounts and standard bundling discounts, there aren’t a lot of opportunities for savings.4
Ameriprise FinancialVery attractive discounts and strong financial rating. Limited availability. Only 14 states you can get a policy.4
Tennessee Farmers InsuranceLots of discounts such as distant student, homeowners, incident forgiveness, and more are available to give you better rates. No rate hikes for small claims/fender benders. If you get into a small accident, you won’t have to worry about the stability of your premium.Not all policy options are available in every state. 4
Progressive Insurance1 out of 10 drivers have Progressive. Offers roadside assistance and has strong financial strength. Doesn't offer new or better car replacement.4
Texas Farm Bureau InsuranceOffers competitive rates for all age drivers particularly drivers over 35. Not offered in all states. Only available in Texas. Focuses more on life insurance rather than auto. Many customers say there may be substantial rate hikes year by year. 4
Farmers InsuranceWith Farmers you can insure about everything. Customer service is not 24/7 and reports of not-so-great claims handling. 4
Plymouth Rock InsuranceExcellent coverage with competitive premium rates. High satisfaction rate with customers. Considered by most reviews as the 1st or 2nd cheapest in the state of New Jersey. Only available in Connecticut, Massachusetts, New Hampshire, and New Jersey. It features several customer “perks” like the Get Home Safe® cab/ride share program and Door to Door Valet Claim Service. For unmarried drivers in the 4 states offered they are one of the cheapest. 4
Safeco Insurance24/7 customer support with a comprehensive line of products plus discounts. 24/7 claims handling. Customers have complained of claims being underpaid. 4
21st Century InsurancePart of Farmers. Has a partnership with Foremost Insurance to provide insurance on specialty vehicles like motorcycles and ATVs.If you have coverage outside of California you'll be directed to Farmers or Foremost.4
Hartford InsuranceMechanical breakdown coverage helps cover the cost of repairs that aren’t covered by your car’s warranty. Claims satisfaction rating is only 2 out of 5 stars. 4
EsuranceOffers low rates, first rate website, and good customer service. Customers claim Esurance will penalize for cancelling a policy. No local agents. 4
Southern Farm BureauAffordable rates in the markets they service with a bevy of discount options.
Faster than average claim payout times.
Policyholders seem very happy with Farm Bureau's personable customer service.
Can be tough to get in touch with the correct person at times when filing a claim.
There have been several reports of cancelled policies after an initial claim.
NJM InsuranceCompetitive premiums and offerings.
High satisfaction with claims processing and coverage. Most customers stay with them once covered.
Insurance only available to employees of select organizations.
Only in New Jersey and Pennsylvania.
Safety InsuranceVIP Claims Centers from Safety can be a great way to expedite the claims settlement process and minimize upheaval / interruption in drivers' lives. Rates are low for married and unmarried drivers.
Local expertise and concentration of personnel and service facilities in Massachusetts and New Hampshire.
Only available in Massachusetts and New Hampshire. Many customers say the claims process can be extremely slow with many followups after a claim submission. 4
Wawanesa InsuranceIf you have a clean driving record your premium should be below average with this insurer. Available only in California and Oregon. Drivers with infractions may have a substantially higher premium. 3.9
TitanGood, fairly priced options for non-standard auto insurance.
Coverage and company affiliated and backed by Nationwide parent company.
Only available in 26 states. The complaints are higher than average compared to similar insurers.3.8
Alfa MutualGood ratings on their financial strength, and a lower than average complaint index.Some customers complain of delays in and poor investigations during the claims resolution process. Coverage strongest in Alabama, Mississippi, and Georgia. Known in these states: Texas, Missouri, Indiana, Ohio, Virginia, Tennessee, Arkansas, and Kentucky3.5
Allied InsuranceRecent partnership with Nationwide increases their coverage area and availabilityMight not get the same level of coverage and customer service in all areas. Not knowing which company you’re dealing with might cause confusion during the claims process3.5
Farm Bureau MutualOffers lower than average rates. Has a suite of discounts and affinity programs. Only available in 19 states.3.5
Arbella InsuranceSolid financial strength and business ratings should make you more confident in choosing Arbella. Competitive rates inside their service area.Auto policies only available in two states, Massachusetts and Connecticut.3.5
Grange MutualBeen in business since 1935 with over 1 billion in revenues. Can offer rates lower than main-street companies.Coverage available on in 12 states, Georgia, Illinois, Indiana, Iowa, Kentucky, Michigan, Minnesota, Ohio, South Carolina, Tennessee, Virginia and Wisconsin.3.5
Mercury InsuranceMercury has a network of nearly 6,000 agents. Available in Arizona, California, Florida, Georgia, Illinois, Michigan, New Jersey, Nevada, New York, Oklahoma, Pennsylvania, Texas, and Virginia.Some policyholders have expressed concerns in reviews about delays and lack of timely response and follow-up from claims representatives.3.5
Auto ClubExcellent roadside assistance service.
AM Best Rating of A+ Superior. Multiple membership discounts.
Drivers complain new vehicles will have excessive fees. 3.5
Kentucky Farm BureauOffers lower rates than most competitors. Nice discount options and coverage terms. Not available in all states. Only in Kentucky. 3.5
Encompass InsuranceStrong financial ratings. Are able to get unique and tailor policy options at a reasonable price.Poor reviews by customers of claims process. 3.4
Elephant InsuranceGood repair assistance program to help drivers with damage vehicles. Premiums are lower than average. Only available in Virginia, Texas, Illinois, and Maryland. Consumer complaints are higher than average.3.2
Acceptance InsuranceGreat for non-standard or high risk drivers. Drivers with good driving history will pay above average. Claims process can be time consuming. 3.1
State Farm InsuranceSuperior claims handling. State Farm has been the best at claims for years. Doesn’t offer stacked uninsured motorist or new car replacement coverages.3
Horace MannEstablished for teachers and those part of union, etc. Offers competitive rates. Claims process can be slow and payout from accidents are lower than expected. 3
Home StateHome State insurance was originally chartered in 1948. Less known company with little advertising. Strongest in Texas and currently owned by Berkshire Hathaway Group. Specializes in nonstandard policies for drivers.Limited to area where you can get coverage from them. Price of policy is typically higher than the average policy holder. This is to be expected with nonstandard policy coverage. 3
Hanover InsuranceEasy to customize your policy. Nice string of discounts.Prices can be higher than average.3
Mapfre InsuranceCan get low rates through Mapfre in Northeastern states such as Massachusetts.MAPFRE’s geographical territory is limited to 18 U.S. states. Not all policy options are available in every state.3
Kemper InsuranceKemper has excellent financial strength, flexible payment options and attractive discounts for policyholders.Their rates can be higher than average. 3
The General InsuranceHisk risk drivers can get a policy with The General. Good for a person with a history of auto accidents. Has a reputation of not paying out claims in a timely fashion. Not good do for a driver with a clean record.3
Sentry InsuranceSentry has the highest financial strength rating available from A.M. Best. Attractive discounts to lower your premium by 20% or more. There are a number of customer complaints in the areas of products and services.3
State Auto InsuranceState Auto provides a variety of insurance options including car, home, farm, and business. Premium prices are usually average with many customers getting a lower rate from their previous carrier. Been in business since 1921 and policies are offered in 27 states. Claims handling process has poor reviews throughout online review portals. Many customers claim of substantially high rate hike after small claims. 3
Chubb InsuranceCan pay with Agreed Settlements upfront. Choice of repair shops and no rental car daily limit. Tailors to individuals with higher than average net worth. 3
Good2go Car InsuranceOffers extremely low rates some as little at $30 a month. Strong financial ratings.No brand recognition. Most believe to be a new company though Good2go has 25 years experience. 2.5
Infinity InsuranceImmigrant friendly. With an AB 60 driver’s license resource center, immigrants can learn how to get a license in one place. If you’re new to the country, this company is very supportive of your driving.Infinity does make the JP Power list. Have to assume the financials aren't that great. 2.5
Loya InsuranceAccess to full-service and proprietary offices where agents can handle quotes and claims.Mixed reviews on claims resolution and response times. Only available in the states of CA, CO, IL, NV, NM, and TX2.5
National GeneralSmart Services add features and coverages which most other companies don’t offer. Discounts for using or being affiliated with General Motors.Mixed reviews of claims handling and auto insurance coverage types. 2.5
Safeway InsuranceIt is difficult to find anything good about this company. Presentation of inconsistent information from website and agents. 2
Access Auto InsuranceBasic online website with some options so you don't have to talk to an agent. Better Business Bureau ratings are poor. Many times it is difficult to get a claims adjuster on the phone. 1.9
Get Your Rates Quote Now

Minimum Coverage by State, Uninsured Motorist Protection, & Personal Injury Protection

Type your state in the search to find details.

Average Yearly Premium SavingsStateMinimum Auto Insurance Coverage Uninsured Motorist Protection Required?Personal Injury Protection (PIP) Required?
$613/yrAlabama Car Insurance25/50/25
$765/yrAlaska Car Insurance50/100/25
$875/yrArizona Car Insurance15/30/10
$643/yrArkansas Car Insurance25/50/25
$912/yrCalifornia Car Insurance15/30/5
$1,008/yrColorado Car Insurance25/50/15
$876/yrConnecticut Car Insurance20/40/10
$1,043/yrDelaware Car Insurance15/30/10
$342/yrFlorida Car Insurance10/20/10
$1,754/yrGeorgia Car Insurance25/50/25
$438/yrHawai Car Insurance20/40/10
$775/yrIdaho Car Insurance25/50/15
$954/yrIllinois Car Insurance20/40/15
$1,211/yrIndiana Car Insurance25/50/10
$658/yrIowa Car Insurance20/40/15
$699/yrKansas Car Insurance25/50/10
$1,211/yrKentucky Car Insurance25/50/10
$533/yrLouisiana Car Insurance15/30/25
$732/yrMaine Car Insurance50/100/25
$619/yrMaryland Car Insurance30/60/15
$323/yrMassachusetts Car Insurance20/40/5
$487/yrMichigan Car Insurance20/40/10
$769/yrMinnesota Car Insurance30/60/10
$1,006/yrMississippi Car Insurance25/50/25
$790/yrMissouri Car Insurance25/50/10
$643/yrMontana Car Insurance25/50/10
$628/yrNebraska Car Insurance25/50/25
$876/yrNevadaCar Insurance25/50/20
$899/yrNew Hampshire Car Insurance25/50/25
$893/yrNew Jersey Car Insurance15/30/5
$937/yrNew Mexico Car Insurance25/50/10
$1,041/yrNew York Car Insurance25/50/10
$473/yrNorth Carolina Car Insurance30/60/25
$644/yrNorth Dakota Car Insurance25/50/25
$612/yrOhio Car Insurance25/50/25
$687/yrOklahoma Car Insurance25/50/25
$653/yrOregon Car Insurance25/50/20
$1,687/yrPennsylvania Car Insurance15/30/5
$743/yrRhode Island Car Insurance25/50/25
$834/yrSouth Carolina25/50/25
$531/yrSouth Dakota25/50/25
$1,710/yrWest Virginia20/40/10
Get Your Rates Quote Now
Top Tips to Save on Your Auto Insurance
You want to be sure to compare cheap car insurance quotes and with local insurance agents to maximize your savings.
Top rated insurance companies like USAA, Progressive, Hartford, and Liberty Mutual are best. Over 84% are satisfied with claims handling with them.
Maintain good credit to keep your car insurance as low as possible.
Be sure to check for additional add-ons such as uninsured motorist coverage (UM), personal injury protection (PIP), medical payments coverage (MedPay), and roadside assistance.
Don't assume an older model vehicle cost less to insure. Insurance providers go by the safety rating and cost to replace it.
An easy way to lower comprehensive and collision coverage is to raise your deductible.
Take advantage of all auto insurance discounts. Which can be 20% or more in savings.
Do some research and take a few minutes to learn the minimum insurance and financial responsibility laws which apply in your state.
A good driving history is the best way to keep your car insurance rates as low as possible.
If you pay for auto insurance upfront in full you can save an additional 10% to 20%.
Don't let your car insurance lapse. If so, you will see a spike in rates.
Before buying a car shop for insurance quotes to see how much your premium may be.
Be sure to check your car insurance policy for mileage. If you drive less you can save hundreds more per year.
If you have an older model vehicle consider dropping optional car insurance such as comprehensive and collision insurance.
Make sure to do an annual insurance rate check. Plus auto insurance you may or may not need.
Get Your Rates Quote Now
InsurerAnnual costMonthly cost
State Farm$2,537$211
Maryland average$3,480$290
Get Your Rates Quote Now

Recent in Auto Insurance and Vehicles