Gianetta Palmer is a writer, copywriter, and essayist. Her work has appeared in, Healthline, and The Dyrt Magazine. She is the author of Scrunchie-Fried and writes a lot about car insurance in her spare time.

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Joel Ohman is the CEO of a private equity-backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He also has an MBA from the University of South Florid...

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Founder, CFP®


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Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

All Agents in Indiana

Edwards Smith & Prather Insurance Agency
41 1st St SE, Carmel, IN 46032
(317) 843-2621
Donley-Horan & Associates
111 N Rangeline Rd, Carmel, IN 46032
(317) 259-1345
Nesbit Agencies
33 West Main Street, St Joseph, IN 56374
(320) 363-7350
Fearrin Insurance Agency
110 N Range Line Rd, Carmel, IN 46032
(317) 846-4275
Security First Insurance Services
110 N Rangeline Rd, Carmel, IN 46032
(317) 842-1014
Teresa M Chapman
14 W Main St, Carmel, IN 46032
(317) 844-1270
David E Weaver
581 S Range Line Rd Ste B4, Carmel, IN 46032
(317) 844-7020
Steven W Attar
581 S Range Line Rd Ste B3, Carmel, IN 46032
(317) 844-9252
Gail Rubisch-Hawkey
651 N Range Line Rd, Carmel, IN 46032
(317) 815-8551
Hoosier Insurance & Financial Services
720 N Range Line Rd, Carmel, IN 46032
(317) 844-3515
Thomas Pea
620 S Range Line Rd, Carmel, IN 46032
(317) 844-6800
Casey Dehmer
725 S Range Line Rd, Carmel, IN 46032
(317) 574-0800
Regions Insurance
630 3rd Ave SW Ste 200, Carmel, IN 46032
(877) 846-2558
United Insurance Agencies
770 3rd Ave SW, Carmel, IN 46032
(317) 814-8244
Deborah Brandon Insurance Agency
75 Executive Dr Ste B, Carmel, IN 46032
(317) 814-5215
R J Financial Solutions
1033 3rd Ave SW Ste 111, Carmel, IN 46032
(317) 815-1441
Walker & Associates Insurance Agency
360 Gradle Dr, Carmel, IN 46032
(317) 848-4400
Phil Lukes
248 E Carmel Dr, Carmel, IN 46032
(317) 844-6277
Rob Lukes
248 E Carmel Dr, Carmel, IN 46032
(317) 844-6300
Indiana Farm Bureau Insurance
240 E Carmel Dr, Carmel, IN 46032
(317) 846-5861
R J Rupp & Associates
1081 3rd Ave SW Ste 6, Carmel, IN 46032
(317) 848-7241
Innovative Risk Solutions Company
1 E Carmel Dr Ste 250, Carmel, IN 46032
(317) 863-2561
Insurance Associates of Indiana
160 W Carmel Dr Ste 227, Carmel, IN 46032
(317) 580-0900
Michael E Clore
160 W Carmel Dr Ste 293, Carmel, IN 46032
(317) 844-8689
NSB Ellis Insurance
160 W Carmel Dr Ste 226, Carmel, IN 46032
(317) 575-2900
Larry Webb
250 W Carmel Dr, Carmel, IN 46032
(317) 844-5400
Jim E Sunday
154 Medical Dr Ste 170, Carmel, IN 46032
(317) 571-5200
Dave Zook
1980 E 116th St Ste 330, Carmel, IN 46032
(317) 844-7243
Stanley Insurance Services
1980 E 116th St Ste 120c, Carmel, IN 46032
(317) 848-7686
AAA Insurance
1130 Aaa Way, Carmel, IN 46032
(317) 846-7399
Ben Brown
2750 E 146th St Ste 204, Carmel, IN 46033
(317) 569-9200
Kim Gaskill
815 W Carmel Dr, Carmel, IN 46032
(317) 844-4683
R J Puthran
815 W Carmel Dr, Carmel, IN 46032
(317) 844-4683
Garrett-Stotz Company
755 W Carmel Dr Ste 216, Carmel, IN 46032
(317) 569-9970
Andrew Kennedy
12407 Old Meridian St, Carmel, IN 46032
(317) 844-2507
MetLife Carmel
13295 Illinois St Ste 222, Carmel, IN 46032
(317) 569-0699
Peter Schindel
12460 N Meridian St, Carmel, IN 46032
(317) 846-1000
Wendi Brunner
12460 N Meridian St, Carmel, IN 46032
(317) 292-6112
Shepherd Insurance & Financial Services
111 Congressional Blvd, Carmel, IN 46032
(317) 846-5554
Greystone Insurance Group
10726 Lakeview Dr, Carmel, IN 46033
(317) 522-8801
Performance Insurance Services
11611 N Meridian St Ste 600, Carmel, IN 46032
(317) 984-5580
USA Agencies
11611 N Meridian St Ste 230, Carmel, IN 46032
(317) 664-7023
Brown & Brown Insurance
11555 N Meridian St Ste 220, Carmel, IN 46032
(317) 574-5000
Caitlin-Morgan Insurance Services
11555 N Meridian St Ste 100, Carmel, IN 46032
(317) 575-4440
St. Joseph Agency
601 E 106th St Ste 100, Indianapolis, IN 46280
(317) 564-4949
Lazar Insurance Agency
14623 Linn Ct, W.field, IN 46074
(317) 571-0064
Advanced Insurance & Risk Management
5849 Stone Pine Trl, Carmel, IN 46033
(317) 721-7475
DT Power & Associates
3091 E 98th St Ste 150, Indianapolis, IN 46280
(317) 663-4141
Conley Insurance Agency
3003 E 98th St Ste 250, Indianapolis, IN 46280
(317) 848-8865
Enclave Insurance Group
10401 N Meridian St Ste 300, Indianapolis, IN 46290
(317) 229-6868
Bridge Insurance & Financial Services
9755 Randall Dr Ste 101, Indianapolis, IN 46280
(317) 663-4049
Newby Insurance
15672 River Birch Rd, W.field, IN 46074
(317) 867-0988
Jimmie Crawford
3510 E 96th St Ste 35l, Indianapolis, IN 46240
(317) 848-2728
Michael Staton
3510 E 96th St Ste 35l, Indianapolis, IN 46240
(317) 582-0135
Stanley Kyser Insurance Agency
3510 E 96th St Ste 33l, Indianapolis, IN 46240
(317) 575-8400
A-1 Insurance Agency
2929 E 96th St Ste A, Indianapolis, IN 46240
(317) 844-3049
Jim Metzler
2935 E 96th St Ste 100, Indianapolis, IN 46240
(317) 844-4402
Joseph H Entezari
3520 E 96th St Ste 6l, Indianapolis, IN 46240
(317) 844-9795
Coapstick Insurance Agency
301 Pennsylvania Pkwy Ste 100, Indianapolis, IN 46280
(765) 654-5546
Hylant Group
301 Pennsylvania Pkwy Ste 201, Indianapolis, IN 46280
(800) 678-0361
Pillar Group Risk Management
301 Pennsylvania Pkwy Ste 100, Indianapolis, IN 46280
(317) 853-3500
Lazar Insurance
222 W 161st St, W.field, IN 46074
(317) 867-1303
Hoosier Insurance Group
450 E 96th St Ste 500, Indianapolis, IN 46240
(317) 399-6973
Urban Insurance Agency
9465 Counselors Row, Indianapolis, IN 45240
(317) 755-0666
9382 Priority Way West Dr, Indianapolis, IN 46240
(800) 288-0780
Old National Insurance
600 E 96th St Ste 400, Indianapolis, IN 46240
(317) 706-9500
Barry Turvy
1031 E 169th St, W.field, IN 46074
(317) 896-9814
MJ Insurance
9225 Priority Way West Dr Ste 100, Indianapolis, IN 46240
(317) 805-7500
Fox & Fox
9265 Counselors Row Ste 108, Indianapolis, IN 46240
(317) 925-1456
Hoch Insurance Agency
9000 Keystone Xing Ste 1060, Indianapolis, IN 46240
(260) 437-7820
Arlington/Roe & Company
8900 Keystone Xing Ste 800, Indianapolis, IN 46240
(800) 878-9891
Burns & Wilcox
8888 Keystone Xing Ste 710, Indianapolis, IN 46240
(317) 810-0722
OneSolution Insurance & Financial Services
450 E 96th St Ste 500, Indianapolis, IN 46240
(317) 660-2207
David Gilmore
9450 N Meridian St Ste B, Indianapolis, IN 46260
(317) 819-1800
Davidson Insurance
11988 Fishers Crossing Dr Ste, Fishers, IN 46038
(800) 900-5915
Consolidated Insurance Services
9333 N Meridian St Ste 100, Indianapolis, IN 46260
(317) 846-5805
Ferree & Dusko Insurance
9302 N Meridian St Ste 200, Indianapolis, IN 46260
(317) 574-8060
Summit Insurance Agency
9302 N Meridian St Ste 297, Indianapolis, IN 46260
(317) 844-4701
Tobias Insurance Group
9247 N Meridian St Ste 300, Indianapolis, IN 46260
(317) 844-7759
Matthew O'Malley
11844 Allisonville Rd, Fishers, IN 46038
(317) 849-7660
Marshall Griffith
10412 Allisonville Rd Ste 212, Fishers, IN 46038
(317) 577-7872
Mike Kleine
10412 Allisonville Rd Ste 115, Fishers, IN 46038
(317) 595-9220
Ted Phelps
10412 Allisonville Rd Ste 212, Fishers, IN 46038
(317) 576-0250
Dennis A Hunt Insurance
411 E Main St, W.field, IN 46074
(317) 896-2420
David Mlynarik
211 E Main St, W.field, IN 46074
(317) 867-0688
Conor Patrick Insurance
705 E Main St, W.field, IN 46074
(317) 399-2550
Douglas Cooper
783 E Main St, W.field, IN 46074
(317) 804-2452
Chappell Insurance Agency
9993 Allisonville Rd, Fishers, IN 46038
(317) 813-0693
Subris Insurance Agency
9993 Allisonville Rd, Fishers, IN 46038
(317) 576-0055
Craig Hoge
9202 N Meridian St Ste 150, Indianapolis, IN 46260
(317) 574-6600
Michael Mulvey Insurance Agency
9202 N Meridian St Ste 150, Indianapolis, IN 46260
(317) 574-6606
Niki Steveson
9202 N Meridian St Ste 150, Indianapolis, IN 46260
(317) 574-6608
Bo Liao
10085 Allisonville Rd Ste 204, Fishers, IN 46038
(317) 570-8942
Burns & Associates
10085 Allisonville Rd, Fishers, IN 46038
(317) 845-8154
Jim Guffey
9135 N Meridian St Ste A4, Indianapolis, IN 46260
(317) 844-4900
Hobson Insurance Agency
104 N Union St, W.field, IN 46074
(317) 867-0006
Andy Oleson
9546 Allisonville Rd Ste 107, Indianapolis, IN 46250
(317) 570-0854
Central Insurance Associates
70 E 91st St Ste 200, Indianapolis, IN 46240
(317) 846-4622
Crandall Insurance Corporation
50 E 91st St, Indianapolis, IN 46240
(317) 818-0900
David N Sidery
108 N Union St, W.field, IN 46074
(317) 896-5689
Gregory L Becker
8925 N Meridian St Ste 101, Indianapolis, IN 46260
(317) 582-1774
Sam S Goldstein
8925 N Meridian St Ste 101, Indianapolis, IN 46260
(317) 582-1772
Ballenger Insurance
3501 Westfield Rd Ste 107, W.field, IN 46062
(317) 594-3094
Rick Aton
3501 Westfield Rd Ste 122, W.field, IN 46062
(317) 867-5000
Insurance Services Center
1030 E 86th St Ste 34a, Indianapolis, IN 46240
(317) 844-6500
Farmers Insurance Group
526 State Road 32 E, W.field, IN 46074
(317) 804-5549
Stuart Brown
526 State Road 32 E, W.field, IN 46074
(317) 755-8733
Timothy Simmons
526 State Road 32 E, W.field, IN 46074
(317) 250-2068
Chris Pedersen
1001 E 86th St, Indianapolis, IN 46240
(317) 251-1001
Joe Gonzalez
8440 Woodfield Crossing Blvd Ste 470, Indianapolis, IN 46240
(317) 254-1000
Richard B Schmitt Agency
931 E 86th St Ste 107, Indianapolis, IN 46240
(317) 536-6846
Conner Insurance Agency
8445 Keystone Xing Ste 200, Indianapolis, IN 46240
(317) 808-7711
Capitol Insurance Center
8395 Keystone Xing Ste 315, Indianapolis, IN 46240
(317) 253-1155
Steffey Insurance Agency
8395 Keystone Xing Ste 300, Indianapolis, IN 46240
(317) 334-3743
Chris Mauk Insurance
8606 Allisonville Rd Ste 240, Indianapolis, IN 46250
(317) 813-2886
Dave Schermerhorn
8606 Allisonville Rd Ste 118, Indianapolis, IN 46250
(317) 849-1942
Kane Insurance
8606 Allisonville Rd Ste 138f, Indianapolis, IN 46250
(317) 596-1177
Mauk Bennett Insurance
8606 Allisonville Rd Ste 240, Indianapolis, IN 46250
(317) 813-3500
Ralston Group Insurance Services
8606 Allisonville Rd Ste 240, Indianapolis, IN 46250
(317) 752-1563
Reynolds Insurance Group
8302 Fawnsbrook Dr, Fishers, IN 46038
(317) 506-7718
Trahin Miller Insurance Services
8250 Haverstick Rd Ste 145, Indianapolis, IN 46240
(317) 489-4400
Greater Midstates - Gunderman Insurance Services
4000 W 106th St Unit 125-400, Carmel, IN 46032
(317) 634-4863
Grindstaff Insurance
3860 Cornwallis Ln, Carmel, IN 46032
(317) 660-1532
Shawn Higgins
9860 N Michigan Rd Ste D, Carmel, IN 46032
(317) 228-0655
Patrick Terry
9850 N Michigan Rd Ste F, Carmel, IN 46032
(317) 879-1523
The Rocchio Agency
4660 Lisborn Dr, Carmel, IN 46033
(317) 816-0789
Cochran Agencies
316 S Range Line Rd Ste E, Carmel, IN 46032
(317) 587-1970
The Cohen-Putnam Agency
72 Gleneida Ave, Carmel, NY 10512
(845) 225-4100
John Grana
17 Fair St, Carmel, NY 10512
(845) 225-5508
Marshall & Sterling
51 Gleneida Ave, Carmel, NY 10512
(845) 878-4590
John Regan
1751 Route 6, Carmel, NY 10512
(845) 225-7300
Aardvark Insurance Agency
1849 Route 6, Carmel, NY 10512
(866) 669-9237
Meyer Agency, Ltd.
533 Route 52 Ste 5, Carmel, NY 10512
(845) 225-3009
Feehan Insurance Agency
2350 Route 6, Brewster, NY 10509
(845) 278-7070
Wallberg Company
2390 Route 6, Brewster, NY 10509
(845) 278-1800
Dick Beyrer
710 Route 6, Mahopac, NY 10541
(845) 628-9100
Tim Beyrer
710 Route 6, Mahopac, NY 10541
(914) 248-5600

Nearby Local Cities

Pros & Cons of Each Insurance Company

Type car insurance company name in search bar to find the pros, cons, and ratings. Otherwise, each insurer is from highest to lowest rated.

CompanyProsConsRating out of 5 Stars
Amica InsuranceZero restrictions on which body shop you use for repairs.Few driver discounts, including pre-pay, low mileage, and military discounts.5
USAA InsuranceJ. D. Power has rated USAA with a "perfect" score. Financial stability is highest rating of superior. USAA is only available to members of the military and their immediate family.5
Allstate InsuranceAllstate offers a claims satisfaction guarantee. With Allstate's claims guarantee is typically a higher price in premiums. 4.5
American Family InsuranceAttractive features, discounts and benefits including the teen safe driver program. Coverage is only available in 19 states. To get an online quote you have to enter your car's VIN. 4.5
Auto-Owners InsuranceGood enhancement options from Auto-Owners Personal Automobile Plus Package. Service and claims handling is top notch. No national coverage. Auto-Owners offer coverage in 26 states.4.5
Country Financial InsuranceBeen in business for 85 years and has top financial strength. 24/7 customer service. Coverage is only available in 17 states.4.5
Erie InsuranceFor South, Midwest, or Mid-Atlantic regions Erie consistently get high marks. Limited to certain regions of the country. 4.5
GEICO InsuranceConsistently offers the lowest price. Known to raise rates during the time of the policy. 4.5
Nationwide InsuranceNationwide rewards accident-free years with its vanishing deductible program.Coverage isn’t available in Alaska, Hawaii, Louisiana, or Massachusetts.4.5
Travelers InsuranceTravelers offers rates well below the national average. Not all coverage options are available in all states. Some customer complaints reported with billing/collection and customer service issues.4.5
Electric InsuranceValuable features and benefits for new cars, such as original equipment coverage. Perks for General Electric employees. Numerous discounts offered to bring your premium low. Mixed reviews on communications, billing, and collection practices.4.3
Cincinnati InsuranceOffers Personal Auto Plus program to help drivers get low premiums. Strong financial ratings with lower than average industry complaints. Spotty complaints by consumers of claims process. Online presence is poor you normally have to call an agent. 4.2
Liberty Mutual InsuranceStrong customer service with attractive features such a new and better car replacement. New and Better car replacement are not offered in all states. And reports of poor claims handling for automobile repairs. 4
MetLife InsuranceMetLife includes several extras at no cost, such as expanded coverage when you rent a car and identity theft protection.Other than group discounts and standard bundling discounts, there aren’t a lot of opportunities for savings.4
Ameriprise FinancialVery attractive discounts and strong financial rating. Limited availability. Only 14 states you can get a policy.4
Tennessee Farmers InsuranceLots of discounts such as distant student, homeowners, incident forgiveness, and more are available to give you better rates. No rate hikes for small claims/fender benders. If you get into a small accident, you won’t have to worry about the stability of your premium.Not all policy options are available in every state. 4
Progressive Insurance1 out of 10 drivers have Progressive. Offers roadside assistance and has strong financial strength. Doesn't offer new or better car replacement.4
Texas Farm Bureau InsuranceOffers competitive rates for all age drivers particularly drivers over 35. Not offered in all states. Only available in Texas. Focuses more on life insurance rather than auto. Many customers say there may be substantial rate hikes year by year. 4
Farmers InsuranceWith Farmers you can insure about everything. Customer service is not 24/7 and reports of not-so-great claims handling. 4
Plymouth Rock InsuranceExcellent coverage with competitive premium rates. High satisfaction rate with customers. Considered by most reviews as the 1st or 2nd cheapest in the state of New Jersey. Only available in Connecticut, Massachusetts, New Hampshire, and New Jersey. It features several customer “perks” like the Get Home Safe® cab/ride share program and Door to Door Valet Claim Service. For unmarried drivers in the 4 states offered they are one of the cheapest. 4
Safeco Insurance24/7 customer support with a comprehensive line of products plus discounts. 24/7 claims handling. Customers have complained of claims being underpaid. 4
21st Century InsurancePart of Farmers. Has a partnership with Foremost Insurance to provide insurance on specialty vehicles like motorcycles and ATVs.If you have coverage outside of California you'll be directed to Farmers or Foremost.4
Hartford InsuranceMechanical breakdown coverage helps cover the cost of repairs that aren’t covered by your car’s warranty. Claims satisfaction rating is only 2 out of 5 stars. 4
EsuranceOffers low rates, first rate website, and good customer service. Customers claim Esurance will penalize for cancelling a policy. No local agents. 4
Southern Farm BureauAffordable rates in the markets they service with a bevy of discount options.
Faster than average claim payout times.
Policyholders seem very happy with Farm Bureau's personable customer service.
Can be tough to get in touch with the correct person at times when filing a claim.
There have been several reports of cancelled policies after an initial claim.
NJM InsuranceCompetitive premiums and offerings.
High satisfaction with claims processing and coverage. Most customers stay with them once covered.
Insurance only available to employees of select organizations.
Only in New Jersey and Pennsylvania.
Safety InsuranceVIP Claims Centers from Safety can be a great way to expedite the claims settlement process and minimize upheaval / interruption in drivers' lives. Rates are low for married and unmarried drivers.
Local expertise and concentration of personnel and service facilities in Massachusetts and New Hampshire.
Only available in Massachusetts and New Hampshire. Many customers say the claims process can be extremely slow with many followups after a claim submission. 4
Wawanesa InsuranceIf you have a clean driving record your premium should be below average with this insurer. Available only in California and Oregon. Drivers with infractions may have a substantially higher premium. 3.9
TitanGood, fairly priced options for non-standard auto insurance.
Coverage and company affiliated and backed by Nationwide parent company.
Only available in 26 states. The complaints are higher than average compared to similar insurers.3.8
Alfa MutualGood ratings on their financial strength, and a lower than average complaint index.Some customers complain of delays in and poor investigations during the claims resolution process. Coverage strongest in Alabama, Mississippi, and Georgia. Known in these states: Texas, Missouri, Indiana, Ohio, Virginia, Tennessee, Arkansas, and Kentucky3.5
Allied InsuranceRecent partnership with Nationwide increases their coverage area and availabilityMight not get the same level of coverage and customer service in all areas. Not knowing which company you’re dealing with might cause confusion during the claims process3.5
Farm Bureau MutualOffers lower than average rates. Has a suite of discounts and affinity programs. Only available in 19 states.3.5
Arbella InsuranceSolid financial strength and business ratings should make you more confident in choosing Arbella. Competitive rates inside their service area.Auto policies only available in two states, Massachusetts and Connecticut.3.5
Grange MutualBeen in business since 1935 with over 1 billion in revenues. Can offer rates lower than main-street companies.Coverage available on in 12 states, Georgia, Illinois, Indiana, Iowa, Kentucky, Michigan, Minnesota, Ohio, South Carolina, Tennessee, Virginia and Wisconsin.3.5
Mercury InsuranceMercury has a network of nearly 6,000 agents. Available in Arizona, California, Florida, Georgia, Illinois, Michigan, New Jersey, Nevada, New York, Oklahoma, Pennsylvania, Texas, and Virginia.Some policyholders have expressed concerns in reviews about delays and lack of timely response and follow-up from claims representatives.3.5
Auto ClubExcellent roadside assistance service.
AM Best Rating of A+ Superior. Multiple membership discounts.
Drivers complain new vehicles will have excessive fees. 3.5
Kentucky Farm BureauOffers lower rates than most competitors. Nice discount options and coverage terms. Not available in all states. Only in Kentucky. 3.5
Encompass InsuranceStrong financial ratings. Are able to get unique and tailor policy options at a reasonable price.Poor reviews by customers of claims process. 3.4
Elephant InsuranceGood repair assistance program to help drivers with damage vehicles. Premiums are lower than average. Only available in Virginia, Texas, Illinois, and Maryland. Consumer complaints are higher than average.3.2
Acceptance InsuranceGreat for non-standard or high risk drivers. Drivers with good driving history will pay above average. Claims process can be time consuming. 3.1
State Farm InsuranceSuperior claims handling. State Farm has been the best at claims for years. Doesn’t offer stacked uninsured motorist or new car replacement coverages.3
Horace MannEstablished for teachers and those part of union, etc. Offers competitive rates. Claims process can be slow and payout from accidents are lower than expected. 3
Home StateHome State insurance was originally chartered in 1948. Less known company with little advertising. Strongest in Texas and currently owned by Berkshire Hathaway Group. Specializes in nonstandard policies for drivers.Limited to area where you can get coverage from them. Price of policy is typically higher than the average policy holder. This is to be expected with nonstandard policy coverage. 3
Hanover InsuranceEasy to customize your policy. Nice string of discounts.Prices can be higher than average.3
Mapfre InsuranceCan get low rates through Mapfre in Northeastern states such as Massachusetts.MAPFRE’s geographical territory is limited to 18 U.S. states. Not all policy options are available in every state.3
Kemper InsuranceKemper has excellent financial strength, flexible payment options and attractive discounts for policyholders.Their rates can be higher than average. 3
The General InsuranceHisk risk drivers can get a policy with The General. Good for a person with a history of auto accidents. Has a reputation of not paying out claims in a timely fashion. Not good do for a driver with a clean record.3
Sentry InsuranceSentry has the highest financial strength rating available from A.M. Best. Attractive discounts to lower your premium by 20% or more. There are a number of customer complaints in the areas of products and services.3
State Auto InsuranceState Auto provides a variety of insurance options including car, home, farm, and business. Premium prices are usually average with many customers getting a lower rate from their previous carrier. Been in business since 1921 and policies are offered in 27 states. Claims handling process has poor reviews throughout online review portals. Many customers claim of substantially high rate hike after small claims. 3
Chubb InsuranceCan pay with Agreed Settlements upfront. Choice of repair shops and no rental car daily limit. Tailors to individuals with higher than average net worth. 3
Good2go Car InsuranceOffers extremely low rates some as little at $30 a month. Strong financial ratings.No brand recognition. Most believe to be a new company though Good2go has 25 years experience. 2.5
Infinity InsuranceImmigrant friendly. With an AB 60 driver’s license resource center, immigrants can learn how to get a license in one place. If you’re new to the country, this company is very supportive of your driving.Infinity does make the JP Power list. Have to assume the financials aren't that great. 2.5
Loya InsuranceAccess to full-service and proprietary offices where agents can handle quotes and claims.Mixed reviews on claims resolution and response times. Only available in the states of CA, CO, IL, NV, NM, and TX2.5
National GeneralSmart Services add features and coverages which most other companies don’t offer. Discounts for using or being affiliated with General Motors.Mixed reviews of claims handling and auto insurance coverage types. 2.5
Safeway InsuranceIt is difficult to find anything good about this company. Presentation of inconsistent information from website and agents. 2
Access Auto InsuranceBasic online website with some options so you don't have to talk to an agent. Better Business Bureau ratings are poor. Many times it is difficult to get a claims adjuster on the phone. 1.9
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Minimum Coverage by State, Uninsured Motorist Protection, & Personal Injury Protection

Type your state in the search to find details.

Average Yearly Premium SavingsStateMinimum Auto Insurance Coverage Uninsured Motorist Protection Required?Personal Injury Protection (PIP) Required?
$613/yrAlabama Car Insurance25/50/25
$765/yrAlaska Car Insurance50/100/25
$875/yrArizona Car Insurance15/30/10
$643/yrArkansas Car Insurance25/50/25
$912/yrCalifornia Car Insurance15/30/5
$1,008/yrColorado Car Insurance25/50/15
$876/yrConnecticut Car Insurance20/40/10
$1,043/yrDelaware Car Insurance15/30/10
$342/yrFlorida Car Insurance10/20/10
$1,754/yrGeorgia Car Insurance25/50/25
$438/yrHawai Car Insurance20/40/10
$775/yrIdaho Car Insurance25/50/15
$954/yrIllinois Car Insurance20/40/15
$1,211/yrIndiana Car Insurance25/50/10
$658/yrIowa Car Insurance20/40/15
$699/yrKansas Car Insurance25/50/10
$1,211/yrKentucky Car Insurance25/50/10
$533/yrLouisiana Car Insurance15/30/25
$732/yrMaine Car Insurance50/100/25
$619/yrMaryland Car Insurance30/60/15
$323/yrMassachusetts Car Insurance20/40/5
$487/yrMichigan Car Insurance20/40/10
$769/yrMinnesota Car Insurance30/60/10
$1,006/yrMississippi Car Insurance25/50/25
$790/yrMissouri Car Insurance25/50/10
$643/yrMontana Car Insurance25/50/10
$628/yrNebraska Car Insurance25/50/25
$876/yrNevadaCar Insurance25/50/20
$899/yrNew Hampshire Car Insurance25/50/25
$893/yrNew Jersey Car Insurance15/30/5
$937/yrNew Mexico Car Insurance25/50/10
$1,041/yrNew York Car Insurance25/50/10
$473/yrNorth Carolina Car Insurance30/60/25
$644/yrNorth Dakota Car Insurance25/50/25
$612/yrOhio Car Insurance25/50/25
$687/yrOklahoma Car Insurance25/50/25
$653/yrOregon Car Insurance25/50/20
$1,687/yrPennsylvania Car Insurance15/30/5
$743/yrRhode Island Car Insurance25/50/25
$834/yrSouth Carolina25/50/25
$531/yrSouth Dakota25/50/25
$1,710/yrWest Virginia20/40/10
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Top Tips to Save on Your Auto Insurance
You want to be sure to compare cheap car insurance quotes and with local insurance agents to maximize your savings.
Top rated insurance companies like USAA, Progressive, Hartford, and Liberty Mutual are best. Over 84% are satisfied with claims handling with them.
Maintain good credit to keep your car insurance as low as possible.
Be sure to check for additional add-ons such as uninsured motorist coverage (UM), personal injury protection (PIP), medical payments coverage (MedPay), and roadside assistance.
Don't assume an older model vehicle cost less to insure. Insurance providers go by the safety rating and cost to replace it.
An easy way to lower comprehensive and collision coverage is to raise your deductible.
Take advantage of all auto insurance discounts. Which can be 20% or more in savings.
Do some research and take a few minutes to learn the minimum insurance and financial responsibility laws which apply in your state.
A good driving history is the best way to keep your car insurance rates as low as possible.
If you pay for auto insurance upfront in full you can save an additional 10% to 20%.
Don't let your car insurance lapse. If so, you will see a spike in rates.
Before buying a car shop for insurance quotes to see how much your premium may be.
Be sure to check your car insurance policy for mileage. If you drive less you can save hundreds more per year.
If you have an older model vehicle consider dropping optional car insurance such as comprehensive and collision insurance.
Make sure to do an annual insurance rate check. Plus auto insurance you may or may not need.
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InsurerAnnual costMonthly cost
State Farm$2,537$211
Maryland average$3,480$290
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