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Murray, UT Cheap Auto Insurance, Find Local Agents in Utah for Maximum Savings

997 E 3900 S,
Salt Lk C., UT
84124
(801) 264-1100
5207 S State St Ste 2,
Murray, UT
84107
(801) 266-8472
426 E 3300 S,
Salt Lk C., UT
84115
(801) 487-4199
635 W 5300 S Ste 201,
Taylorsville, UT
84123
(801) 957-1201
214 E 4500 S,
Salt Lk C., UT
84107
(801) 268-4843
153 E 4370 S Ste 3,
Murray, UT
84107
(801) 703-3429
292 E 3900 S Ste 3,
Salt Lk C., UT
84107
(801) 263-0829
253 E 3300 S,
Salt Lk C., UT
84115
(801) 466-4002
3761 S 700 E Ste 100,
Salt Lk C., UT
84106
(801) 261-8988
975 E Woodoak Ln Ste 102,
Salt Lk C., UT
84117
(801) 548-5715
302 W 5400 S Ste 101,
Murray, UT
84107
(801) 685-6860
461 Murray Blvd,
Murray, UT
84123
(801) 263-9883
925 Executive Park Dr Ste D,
Salt Lk C., UT
84117
(801) 904-3954
4548 S Atherton Dr Ste 210,
Salt Lk C., UT
84123
(801) 679-3652
5808 S 900 E # A,
Salt Lk C., UT
84121
(801) 268-0823
975 E Woodoak Ln Ste 100,
Salt Lk C., UT
84117
(801) 634-8712
4746 S 900 E Ste 210,
Salt Lk C., UT
84117
(801) 261-5678
1332 E 3300 S,
Salt Lk C., UT
84106
(801) 487-5446
4586 S 700 E,
Salt Lk C., UT
84107
(801) 262-6633
2040 Murray Holliday Road Ste 120d,
Salt Lk C., UT
84124
(801) 274-8221
6589 S 1300 E Ste 100,
Murray, UT
84121
(801) 255-8005
5330 S 900 E Ste 180,
Salt Lk C., UT
84117
(801) 261-5540
5373 Green St Ste 525,
Murray, UT
84123
(800) 594-8900
988 E 3900 S,
Salt Lk C., UT
84124
(801) 262-2700
2091 E 4800 S Ste 14,
Salt Lk C., UT
84117
(801) 277-6809
1850 E 4720 S,
Holladay, UT
84117
(801) 274-0281
1100 E 6600 S Ste 400,
Salt Lk C., UT
84121
(801) 288-1600
3975 Highland Dr Ste 15,
Holladay, UT
84124
(801) 273-1107
920 Woodoak Ln Ste 101,
Salt Lk C., UT
84117
(801) 268-6777
2900 S State St Ste 200,
Salt Lk C., UT
84115
(801) 466-8000
4360 S Redwood Rd Ste 2,
Salt Lk C., UT
84123
(801) 967-5544
3971 S Redwood Rd Ste 6,
Salt Lk C., UT
84123
(801) 886-0957
525 W 5300 S Ste 125,
Salt Lk C., UT
84123
(801) 263-3306
3229 S 800 E,
Salt Lk C., UT
84106
(801) 466-8982
3655 Highland Dr,
Salt Lk C., UT
84106
(801) 484-8704
5500 S Redwood Rd Ste 203,
Salt Lk C., UT
84123
(801) 263-1922
923 Executive Park Dr,
Salt Lk C., UT
84117
(801) 268-8294
5691 S Redwood Rd Unit 16,
Salt Lk C., UT
84123
(801) 713-0750
5258 Pinemont Dr Ste B190,
Murray, UT
84123
(801) 290-2690
181 E 5600 S Ste 270,
Salt Lk C., UT
84107
(801) 281-2557
4306 S State St,
Murray, UT
84107
(801) 568-0070
6589 S 1300 E Ste 100,
Murray, UT
84121
(801) 619-5160
491 W 5300 S Ste 600,
Murray, UT
84123
(801) 808-2658
625 W 5300 S Ste D1,
Salt Lk C., UT
84123
(801) 269-9703
4371 S State St,
Salt Lk C., UT
84107
(801) 312-8882
988 E 3900 S,
Salt Lk C., UT
84124
(801) 269-8880
5330 S 900 E Ste 130,
Salt Lk C., UT
84117
(801) 278-1300
5677 S Redwood Rd Unit 17,
Salt Lk C., UT
84123
(801) 713-0751
547 W 3900 S Ste C,
Murray, UT
84123
(801) 266-3800
525 W 5300 S Ste 125,
Murray, UT
84123
(801) 262-8651
5500 S Redwood Rd Ste 203,
Salt Lk C., UT
84123
(801) 261-5474
965 Murray Holladay Rd Ste 3g,
Salt Lk C., UT
84117
(801) 262-9002
5005 S 900 E Ste 200,
Salt Lk C., UT
84117
(801) 266-6800
5000 S 900 E,
Salt Lk C., UT
84117
(801) 261-0064
2880 S Main St Ste 106,
Salt Lk C., UT
84115
(801) 937-7030
4568 Highland Dr Ste 150,
Salt Lk C., UT
84117
(801) 274-0222
5204 S Redwood Rd Ste A,
Taylorsville, UT
84123
(801) 969-9990
4685 Highland Dr Ste 102,
Holladay, UT
84117
(801) 272-4220
921 Executive Park Dr Ste G,
Salt Lk C., UT
84117
(801) 263-2247
774 E 3300 S,
Salt Lk C., UT
84106
(801) 487-1966
1850 Sycamore Ln,
Salt Lk C., UT
84117
(801) 424-5030
4885 S 900 E Ste 203,
Salt Lk C., UT
84117
(801) 683-3200
923 Executive Park Dr Ste A,
Salt Lk C., UT
84117
(801) 268-0868
3500 S Main St Ste 106,
S. Salt Lk, UT
84115
(801) 263-1890
4055 S 700 E Ste 201,
Salt Lk C., UT
84107
(801) 268-1999
1396 E 3900 S,
Salt Lk C., UT
84124
(801) 272-1026
4885 S 900 E Ste 203,
Salt Lk C., UT
84117
(801) 683-3941
2809 S State St,
Salt Lk C., UT
84115
(801) 486-2171
202 E 4500 S,
Murray, UT
84107
(801) 265-0540
967 Murray Holladay Rd Ste 4a,
Salt Lk C., UT
84117
(801) 273-8177
6056 S State St,
Murray, UT
84107
(801) 281-2833
5969 S State St,
Murray, UT
84107
(801) 263-6300
3535 S State St,
Salt Lk C., UT
84115
(801) 505-4890
635 W 5300 S Ste 201,
Murray, UT
84123
(801) 893-2133
2880 S Main St Ste 108,
Salt Lk C., UT
84115
(801) 487-4433
236 E Winchester St,
Murray, UT
84107
(801) 281-6628
4150 S Carriage Sq,
Taylorsville, UT
84129
(801) 968-6800
6589 S 1300 E Ste 100,
Murray, UT
84121
(801) 683-3436
457 W 4800 S,
Murray, UT
84123
(801) 747-5477
4434 Highland Dr,
Salt Lk C., UT
84124
(801) 272-8900
756 E Winchester St Ste 290,
Murray, UT
84107
(801) 302-0600
5675 S Redwood Rd Unit 11,
Salt Lk C., UT
84123
(801) 268-1168
3785 S 700 E Ste 201,
Salt Lk C., UT
84106
(801) 268-2600
5295 S 300 W Ste 550,
Salt Lk C., UT
84107
(801) 924-1400
922 E 3900 S,
Salt Lk C., UT
84124
(801) 262-7500
5063 S State St,
Murray, UT
84107
(801) 261-4337
5679 S Redwood Rd Unit 26,
Salt Lk C., UT
84123
(801) 262-1220
5679 S Redwood Rd Unit 25,
Salt Lk C., UT
84123
(801) 262-3525
198 E 4500 S,
Murray, UT
84107
(801) 263-1800
774 E 3300 S,
Salt Lk C., UT
84106
(801) 484-2700
2091 E 4800 S Ste 14,
Salt Lk C., UT
84117
(801) 273-1234
123 W 5300 S,
Murray, UT
84107
(801) 262-9000
547 W 3900 S Ste C,
Salt Lk C., UT
84123
(801) 261-6252
4190 S Redwood Rd,
Taylorsville, UT
84123
(801) 982-1109
923 Executive Park Dr Ste A,
Salt Lk C., UT
84117
(801) 268-8239
1035 Bellwood Ln Ste 125,
Murray, UT
84123
(801) 506-5060
525 W 5300 S Ste 125,
Murray, UT
84123
(801) 264-1909
5677 S Redwood Rd Unit 17,
Salt Lk C., UT
84123
(801) 713-0744
3971 S Redwood Rd Ste 6,
Salt Lk C., UT
84123
(801) 972-9200
1121 E 3900 S Ste 119 Bldg C,
Salt Lk C., UT
84124
(801) 262-9997
4568 Highland Dr Ste 110,
Salt Lk C., UT
84117
(801) 272-4321
679 W 5300 S,
Murray, UT
84123
(801) 269-0285
4122 S 1785 W Ste 103,
Taylorsville, UT
84119
(801) 679-9459
4371 S State St,
Salt Lk C., UT
84107
(801) 312-8881
175 E 6100 S,
Murray, UT
84107
(801) 268-6834
181 E 5600 S Ste 270,
Salt Lk C., UT
84107
(801) 265-0467
838 E 3300 S,
Salt Lk C., UT
84106
(801) 484-3253
Top Tips to Save on Your Auto Premium
You want to be sure to compare cheap car insurance quotes and with local agents to maximize your savings.
Top rated insurers like USAA, Progressive, Hartford, and Liberty Mutual are best. Over 84% are satisfied with claims handling with them.
Be sure to check your policy for mileage. If you drive less you can save hundreds more per year.
Don't assume an older model vehicle cost less to insure. Insurers go by the safety rating.
An easy way to lower comprehensive and collision coverage is to raise your deductible.
Take advantage of all discounts. Which can be 20% or more in savings.
A good driving history is the best way to keep your insurance rates as low as possible.
If you pay for coverage upfront in full you can save an additional 10% to 20%.
Don't let your coverage lapse. If so, you will see a spike in rates.
Before buying a car shop for quotes to see how much your premium may be.
If you have an older model vehicle consider dropping optional coverage such as comprehensive and collision.
Do some research and take a few minutes to learn the minimum coverage and other factors which apply in your state.
Maintain good credit to keep your premium as low as possible.
Make sure to do an annual rate check. Plus coverage you may or may not need.

Pros & Cons of Each Insurer

Type company name in search bar to find the pros, cons, and ratings. Otherwise each insurer is from highest to lowest rated.

CompanyProsConsRating out of 5 Stars
AmicaZero restrictions on which body shop you use for repairs.Few driver discounts, including pre-pay, low mileage, and military discounts.5
USAAJ. D. Power has rated USAA with a "perfect" score. Financial stability is highest rating of superior. USAA is only available to members of the military and their immediate family.5
AllstateAllstate offers a claims satisfaction guarantee. With Allstate's claims guarantee is typically a higher price in premiums. 4.5
American FamilyAttractive features, discounts and benefits including the teen safe driver program. Coverage is only available in 19 states. To get an online quote you have to enter your car's VIN. 4.5
Auto-Owners Good enhancement options from Auto-Owners Personal Automobile Plus Package. Service and claims handling is top notch. No national coverage. Auto-Owners offer coverage in 26 states.4.5
Country Financial Been in business for 85 years and has top financial strength. 24/7 customer service. Coverage is only available in 17 states.4.5
ErieFor South, Midwest, or Mid-Atlantic regions Erie consistently get high marks. Limited to certain regions of the country. 4.5
GEICOConsistently offers the lowest price. Known to raise rates during the time of the policy. 4.5
NationwideNationwide rewards accident-free years with its vanishing deductible program.Coverage isn’t available in Alaska, Hawaii, Louisiana, or Massachusetts.4.5
TravelersTravelers offers rates well below the national average. Not all coverage options are available in all states. Some customer complaints reported with billing/collection and customer service issues.4.5
ElectricValuable features and benefits for new cars, such as original equipment coverage. Perks for General Electric employees. Numerous discounts offered to bring your premium low. Mixed reviews on communications, billing, and collection practices.4.3
Cincinnati FinancialOffers Personal Auto Plus program to help drivers get low premiums. Strong financial ratings with lower than average industry complaints. Spotty complaints by consumers of claims process. Online presence is poor you normally have to call an agent. 4.2
Liberty MutualStrong customer service with attractive features such a new and better car replacement. New and Better car replacement are not offered in all states. And reports of poor claims handling for automobile repairs. 4
MetLifeMetLife includes several extras at no cost, such as expanded coverage when you rent a car and identity theft protection.Other than group discounts and standard bundling discounts, there aren’t a lot of opportunities for savings.4
Ameriprise FinancialVery attractive discounts and strong financial rating. Limited availability. Only 14 states you can get a policy.4
Tennessee FarmersLots of discounts such as distant student, homeowners, incident forgiveness, and more are available to give you better rates. No rate hikes for small claims/fender benders. If you get into a small accident, you won’t have to worry about the stability of your premium.Not all policy options are available in every state. 4
Progressive1 out of 10 drivers have Progressive. Offers roadside assistance and has strong financial strength. Doesn't offer new or better car replacement.4
Texas Farm BureauOffers competitive rates for all age drivers particularly drivers over 35. Not offered in all states. Only available in Texas. Focuses more on life insurance rather than auto. Many customers say there may be substantial rate hikes year by year. 4
FarmersWith Farmers you can insure about everything. Customer service is not 24/7 and reports of not-so-great claims handling. 4
Plymouth RockExcellent coverage with competitive premium rates. High satisfaction rate with customers. Considered by most reviews as the 1st or 2nd cheapest in the state of New Jersey. Only available in Connecticut, Massachusetts, New Hampshire, and New Jersey. It features several customer “perks” like the Get Home Safe® cab/ride share program and Door to Door Valet Claim Service. For unmarried drivers in the 4 states offered they are one of the cheapest. 4
Safeco24/7 customer support with a comprehensive line of products plus discounts. 24/7 claims handling. Customers have complained of claims being underpaid. 4
21st CenturyPart of Farmers. Has a partnership with Foremost Insurance to provide insurance on specialty vehicles like motorcycles and ATVs.If you have coverage outside of California you'll be directed to Farmers or Foremost.4
HartfordMechanical breakdown coverage helps cover the cost of repairs that aren’t covered by your car’s warranty. Claims satisfaction rating is only 2 out of 5 stars. 4
EsuranceOffers low rates, first rate website, and good customer service. Customers claim Esurance will penalize for cancelling a policy. No local agents. 4
Southern Farm BureauAffordable rates in the markets they service with a bevy of discount options.
Faster than average claim payout times.
Policyholders seem very happy with Farm Bureau's personable customer service.
Can be tough to get in touch with the correct person at times when filing a claim.
There have been several reports of cancelled policies after an initial claim.
4
NJMCompetitive premiums and offerings.
High satisfaction with claims processing and coverage. Most customers stay with them once covered.
Insurance only available to employees of select organizations.
Only in New Jersey and Pennsylvania.
4
Safety Ins.VIP Claims Centers from Safety can be a great way to expedite the claims settlement process and minimize upheaval / interruption in drivers' lives. Rates are low for married and unmarried drivers.
Local expertise and concentration of personnel and service facilities in Massachusetts and New Hampshire.
Only available in Massachusetts and New Hampshire. Many customers say the claims process can be extremely slow with many followups after a claim submission. 4
WawanesaIf you have a clean driving record your premium should be below average with this insurer. Available only in California and Oregon. Drivers with infractions may have a substantially higher premium. 3.9
TitanGood, fairly priced options for non-standard auto insurance.
Coverage and company affiliated and backed by Nationwide parent company.
Only available in 26 states. The complaints are higher than average compared to similar insurers.3.8
Alfa MutualGood ratings on their financial strength, and a lower than average complaint index.Some customers complain of delays in and poor investigations during the claims resolution process. Coverage strongest in Alabama, Mississippi, and Georgia. Known in these states: Texas, Missouri, Indiana, Ohio, Virginia, Tennessee, Arkansas, and Kentucky3.5
AlliedRecent partnership with Nationwide increases their coverage area and availabilityMight not get the same level of coverage and customer service in all areas. Not knowing which company you’re dealing with might cause confusion during the claims process3.5
Farm Bureau MutualOffers lower than average rates. Has a suite of discounts and affinity programs. Only available in 19 states.3.5
ArbellaSolid financial strength and business ratings should make you more confident in choosing Arbella. Competitive rates inside their service area.Auto policies only available in two states, Massachusetts and Connecticut.3.5
Grange MutualBeen in business since 1935 with over 1 billion in revenues. Can offer rates lower than main-street companies.Coverage available on in 12 states, Georgia, Illinois, Indiana, Iowa, Kentucky, Michigan, Minnesota, Ohio, South Carolina, Tennessee, Virginia and Wisconsin.3.5
MercuryMercury has a network of nearly 6,000 agents. Available in Arizona, California, Florida, Georgia, Illinois, Michigan, New Jersey, Nevada, New York, Oklahoma, Pennsylvania, Texas, and Virginia.Some policyholders have expressed concerns in reviews about delays and lack of timely response and follow-up from claims representatives.3.5
Auto ClubExcellent roadside assistance service.
AM Best Rating of A+ Superior. Multiple membership discounts.
Drivers complain new vehicles will have excessive fees. 3.5
Kentucky Farm BureauOffers lower rates than most competitors. Nice discount options and coverage terms. Not available in all states. Only in Kentucky. 3.5
EncompassStrong financial ratings. Are able to get unique and tailor policy options at a reasonable price.Poor reviews by customers of claims process. 3.4
ElephantGood repair assistance program to help drivers with damage vehicles. Premiums are lower than average. Only available in Virginia, Texas, Illinois, and Maryland. Consumer complaints are higher than average.3.2
AcceptanceGreat for non-standard or high risk drivers. Drivers with good driving history will pay above average. Claims process can be time consuming. 3.1
State FarmSuperior claims handling. State Farm has been the best at claims for years. Doesn’t offer stacked uninsured motorist or new car replacement coverages.3
Horace MannEstablished for teachers and those part of union, etc. Offers competitive rates. Claims process can be slow and payout from accidents are lower than expected. 3
Home StateHome State insurance was originally chartered in 1948. Less known company with little advertising. Strongest in Texas and currently owned by Berkshire Hathaway Group. Specializes in nonstandard policies for drivers.Limited to area where you can get coverage from them. Price of policy is typically higher than the average policy holder. This is to be expected with nonstandard policy coverage. 3
HanoverEasy to customize your policy. Nice string of discounts.Prices can be higher than average.3
MapfreCan get low rates through Mapfre in Northeastern states such as Massachusetts.MAPFRE’s geographical territory is limited to 18 U.S. states. Not all policy options are available in every state.3
KemperKemper has excellent financial strength, flexible payment options and attractive discounts for policyholders.Their rates can be higher than average. 3
The GeneralHisk risk drivers can get a policy with The General. Good for a person with a history of auto accidents. Has a reputation of not paying out claims in a timely fashion. Not good do for a driver with a clean record.3
SentrySentry has the highest financial strength rating available from A.M. Best. Attractive discounts to lower your premium by 20% or more. There are a number of customer complaints in the areas of products and services.3
State Auto GroupState Auto provides a variety of insurance options including car, home, farm, and business. Premium prices are usually average with many customers getting a lower rate from their previous carrier. Been in business since 1921 and policies are offered in 27 states. Claims handling process has poor reviews throughout online review portals. Many customers claim of substantially high rate hike after small claims. 3
ChubbCan pay with Agreed Settlements upfront. Choice of repair shops and no rental car daily limit. Tailors to individuals with higher than average net worth. 3
Good2goOffers extremely low rates some as little at $30 a month. Strong financial ratings.No brand recognition. Most believe to be a new company though Good2go has 25 years experience. 2.5
InfinityImmigrant friendly. With an AB 60 driver’s license resource center, immigrants can learn how to get a license in one place. If you’re new to the country, this company is very supportive of your driving.Infinity does make the JP Power list. Have to assume the financials aren't that great. 2.5
LoyaAccess to full-service and proprietary offices where agents can handle quotes and claims.Mixed reviews on claims resolution and response times. Only available in the states of CA, CO, IL, NV, NM, and TX2.5
National GeneralSmart Services add features and coverages which most other companies don’t offer. Discounts for using or being affiliated with General Motors.Mixed reviews of claims handling and auto insurance coverage types. 2.5
SafewayIt is difficult to find anything good about this company. Presentation of inconsistent information from website and agents. 2
Access AutoBasic online website with some options so you don't have to talk to an agent. Better Business Bureau ratings are poor. Many times it is difficult to get a claims adjuster on the phone. 1.9

Minimum Coverage by State, Uninsured Motorist Protection, & Personal Injury Protection

Type your state in the search to find details.

Average Yearly Premium SavingsStateMinimum Auto Insurance Coverage Uninsured Motorist Protection Required?Personal Injury Protection (PIP) Required?
$613/yrAlabama25/50/25
$765/yrAlaska50/100/25
$875/yrArizona15/30/10
$643/yrArkansas25/50/25
$912/yrCalifornia15/30/5
$1,008/yrColorado25/50/15
$876/yrConnecticut20/40/10
$1,043/yrDelaware15/30/10
$342/yrFlorida10/20/10
$1,754/yrGeorgia25/50/25
$438/yrHawaii20/40/10
$775/yrIdaho25/50/15
$954/yrIllinois20/40/15
$1,211/yrIndiana25/50/10
$658/yrIowa20/40/15
$699/yrKansas25/50/10
$1,211/yrKentucky25/50/10
$533/yrLouisiana15/30/25
$732/yrMaine50/100/25
$619/yrMaryland30/60/15
$323/yrMassachusetts20/40/5
$487/yrMichigan20/40/10
$769/yrMinnesota30/60/10
$1,006/yrMississippi25/50/25
$790/yrMissouri25/50/10
$643/yrMontana25/50/10
$628/yrNebraska25/50/25
$876/yrNevada15/30/10
$899/yrNew Hampshire25/50/25
$893/yrNew Jersey15/30/5
$937/yrNew Mexico25/50/10
$1,041/yrNew York25/50/10
$473/yrNorth Carolina30/60/25
$644/yrNorth Dakota25/50/25
$612/yrOhio25/50/25
$687/yrOklahoma25/50/25
$653/yrOregon25/50/20
$1,687/yrPennsylvania15/30/5
$743/yrRhode Island25/50/25
$834/yrSouth Carolina25/50/25
$531/yrSouth Dakota25/50/25
$589/yrTennessee25/50/15
$1,634/yrTexas30/60/25
$897/yrUtah25/65/15
$921/yrVermont25/50/10
$465/yrVirginia25/50/20
$855/yrWashington25/50/10
$1,710/yrWest Virginia20/40/10
$1,027/yrWisconsin25/50/10
$318/yrWyoming25/50/20

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