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Acura RDX Car Insurance Cost

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Looking for a new or used Acura RDX? And wondering how much it costs to insure by year? We researched average annual insurance costs for each model year and have compiled the results for you below.

Acura RDX facts

  • Average auto insurance premium: $188/month

  • Most affordable companies: Auto-Owners Insurance ($162/month) & Progressive ($164/month)

  • RDX insurance cost vs. average rate: $17 less expensive than the average vehicle

Explore the pricing information below to find how much it will cost you to insure your Acura RDX by model year and auto insurer.

Below average Acura RDX insurer costs by state:

How much does it cost to insure my Acura RDX?

Select the year of your car

2021 Acura RDX

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Average Cost to Insure Per Year

$2,259

List Price

$38,400

Trims Available

Base - w/AcuraWatch - w/Tech - w/Tech w/AcuraWatch - w/Advance - with 272-HP 2.0L VTEC TURBO - with safety features - Collision Mitigation Braking System (CMBS) - Road Departure Mitigation (RDM) - Adaptive Cruise Control (ACC) with Low-Speed Follow - Lane Keeping Assist System (LKAS) - Pedestrian Detection - Traffic Sign Recognition - Traffic Jam Assist

2020 Acura RDX

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Average Cost to Insure Per Year

$2,190

List Price

$37,800

Trims Available

Base - w/AcuraWatch - w/Tech - w/Tech w/AcuraWatch - w/Advance - with 272-HP 2.0L VTEC TURBO - with safety features - Collision Mitigation Braking System (CMBS) - Road Departure Mitigation (RDM) - Adaptive Cruise Control (ACC) with Low-Speed Follow - Lane Keeping Assist System (LKAS) - Pedestrian Detection - Traffic Sign Recognition - Traffic Jam Assist

2019 Acura RDX

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Average Cost to Insure Per Year

$2,255

List Price

$38,295

Trims Available

Base - w/AcuraWatch - w/Tech - w/Tech w/AcuraWatch - w/Advance - with 272-HP 2.0L VTEC TURBO - with safety features - Collision Mitigation Braking System (CMBS) - Road Departure Mitigation (RDM) - Adaptive Cruise Control (ACC) with Low-Speed Follow - Lane Keeping Assist System (LKAS) - Pedestrian Detection - Traffic Sign Recognition - Traffic Jam Assist

2018 Acura RDX

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Average Cost to Insure Per Year

$1,295

List Price

$36,000

Trims Available

Base - w/AcuraWatch - w/Tech - w/Tech w/AcuraWatch - w/Advance

2017 Acura RDX

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Average Cost to Insure Per Year

$1,606

List Price

$35,670

Trims Available

Base - w/AcuraWatch - w/Tech - w/Tech w/AcuraWatch - w/Advance

2016 Acura RDX

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Average Cost to Insure Per Year

$1,470

List Price

$35,370

Trims Available

Base - w/AcuraWatch - w/Tech - w/Tech w/AcuraWatch - w/Advance

2015 Acura RDX

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Average Cost to Insure Per Year

$1,954

List Price

$35,095

Trims Available

Base - w/Tech

2014 Acura RDX

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Average Cost to Insure Per Year

$2,088

List Price

$34,520

Trims Available

Base - w/Tech

2013 Acura RDX

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Average Cost to Insure Per Year

$1,857

List Price

$34,320

Trims Available

Base - w/Tech

2012 Acura RDX

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Average Cost to Insure Per Year

$1,799

List Price

$32,895

Trims Available

Base - SH-AWD - w/Tech - SH-AWD w/Tech

2011 Acura RDX

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Average Cost to Insure Per Year

$1,775

List Price

$32,895

Trims Available

Base - SH-AWD - w/Tech - SH-AWD w/Tech

Risk factors affecting RDX rates

The make and model of your vehicle, along with the year of manufacture, are the three most important factors in determining your car's value, which in turn is the main factor in determining your insurance premium. Your own personal driving historyagemarital statuscredit scoretype of vehiclecoverage levels, and other personal factors are also important components of your rate.

RDX Insurance Rates Similar to Honda

Acura is Honda's premium luxury brand for the United States market. It is important to note that Acuras are essentially Hondas, wherein in Japan and other markets, the traditional Acura models are branded as Honda. For example, an Acura RDX is branded as a Honda RDX in Japan and Europe.

Given this fact, it is expected that Acura insurance rates are similar to Honda rates, particularly those at higher price ranges. The same factors regarding reliability and substantial resale value that Hondas are known for apply to Acuras. The one exception to this is that Acuras are not nearly as popular as Hondas - understandable given their higher price. As a result, you can expect their rates to be slightly higher since some Acura-specific parts will be more expensive than Honda replacement parts due to them being less prevalent in the market.

Low-Cost RDX Replacement Parts Equal Lower Rates

Thankfully, Acuras still share many parts with mass-market Hondas. Their repair costs are still reasonable relative to other luxury brands. Additionally, any technicians certified and familiarized to work on Hondas should also be able to repair Acuras, meaning Acuras will have many more qualified technicians available than other luxury brands - resulting in lower rates.

Top Safety Ratings & Safety Features for All Models

Acuras also benefit from Honda's excellent engineering not only in reliability but in safety performance. The strong safety ratings from the Insurance Institute of Highway Safety (IIHS) obtained by Acura models help keep Acura insurance rates under control as insurance companies feel comfortable underwriting the risk of the vehicle occupants if injured in an accident. Recent "Top Safety Pick+" from IIHS include the Acura RDX, MDX, and TLX. All Acura's receive 5-star ratings from the National Highway Traffic Safety Administration (NHTSA.gov).

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