Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Joel Ohman is the CEO of a private equity-backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He also has an MBA from the University of South Florid...

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Reviewed by Joel Ohman
Founder, CFP®

UPDATED: Jun 17, 2021

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Looking for a new or used Audi A4 Allroad? And wondering how much it costs to insure by year? We researched average annual car insurance costs for each model year and have compiled the results for you below.

Audi A4 Allroad car insurance facts

  • Average full coverage auto insurance premium: $192/month

  • Most affordable companies: GEICO ($140/month) & Progressive ($145/month)

  • A4 Allroad car insurance cost vs. average rate: $24 more expensive than the average vehicle

Explore the pricing information below to find how much it will cost you to insure your Audi A4 Allroad by model year and auto insurer.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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Below average Audi A4 Allroad insurer costs by state:

Risk factors affecting Audi A4 Allroad car insurance rates

The make and model of your vehicle, along with the year of manufacture, are the three most important factors in determining your car’s value, which in turn is the main factor in determining your car insurance premium. Your own personal driving history, age, marital status, credit scoretype of vehicle, coverage levels, and other personal factors are also important components of your rate.

How to save money on Audi A4 Allroad car insurance?

Many driver discounts are available to people through most major auto insurance companies, such as

  • Student discounts

  • Safe drivers

  • Senior discounts

With all Audi models, you can get the following discounts:

  • Passive restraint systems

  • Anti-lock brakes

  • Anti-theft devices

Audi Luxury Automobile Brand

Audi is a German automobile manufacturer owned by Volkswagen Group, producing luxury vehicles for the United States market. The target market of Audi is the affluent class of modern urban consumers. All of Audi’s automobiles have high safety ratings, with many of their vehicles getting “Top Safety Pick” and 5-star safety and crash test ratings from the National Highway Traffic Safety Administration (NHTSA). The Q5, A3, A6, and the Q7 are their most popular vehicles.

Higher than average A4 Allroad repair costs equal higher coverage rates

Audi is a luxury brand in the United States market. Many consumers are attracted to the Audi luxury, comfort, safety, and driver-assist technologies, like Audi’s Pre-Sense Systems. Automotive parts are not as common as popular vehicles, like the Toyota or Honda. Repairing an Audi is higher than average since repair parts are more expensive and not as available as popular vehicles. For this reason, many Audi’s are going to have higher than average car insurance rates to similar vehicles in its class.

Rapid depreciation for Audi A4 Allroad’s affecting auto policies

Another factor to consider for Audi’s, is they depreciate rapidly, affecting auto insurance rates. As your vehicle’s value goes down each year, your auto policy could go down at each renewal. On the other hand, in an auto accident, you need repair parts that rarely go down in price for all Audi models. This could put you in a difficult situation position since many car insurance companies will subtract depreciation from the amount paid for your claim resulting in a situation where your claim payout doesn’t fully cover your repair cost.

High IIHS and NHTSA safety ratings lower car insurance rates for drivers

Audi’s are known for their safety ratings, safety features, 5-star crash test ratings, and driver-assist technologies (semiautonomous driving), lowering coverage rates for drivers with a good driving record, sometimes getting 20% driver discounts for passive restraints and safety features in Audi models. The A3, A6, and Q3 are Insurance Institute for Highway Safety (IIHS) “Top Safety Picks,” and the NHTSA consistently gives Audi top safety ratings each year, lowering your car insurance costs.

AutoInsureSavings.org licensed car insurance agents to recommend comprehensive and collision coverage, uninsured motorist coverage, and roadside assistance for new Audi automobile owners when buying a car insurance policy.

2021 Audi A4 Allroad

Cheapest Insurance CompaniesAverage Annual Cost
21st Century $2455
Allied$2634
Allstate$2139
American Family$2048
Amica$2719
Country Financial$2305
Erie$1834
GEICO$1680
Kentucky Farm Bureau$2330
Liberty Mutual$1842
Mercury$2111
Nationwide$1934
Progressive$1751
State Farm$1769
Tennessee Farmers$2084
Texas Farm Bureau$2035
The Hanover$2457
Travelers$2259

Compare all 2021 Audi A4 Allroad rates

Average Cost to Insure Per Year

$2311

List Price

$44600

Trims Available

2.0T Premium - 2.0T quattro Premium - 2.0T Premium Plus - 2.0T quattro Avant Premium - 2.0T quattro Premium Plus - 2.0T quattro Avant Premium Plus - 2.0T quattro Prestige - 2.0T quattro Avant Prestige - with 2.0-liter four-cylinder - Seven-speed S tronic dual-clutch automatic transmission and front-wheel drive and safety features - Electronic Stability Control (ESC) with secondary collision brake assist and traction control (ASR) - Audi pre sense front with pedestrian protection - Driver and front-passenger advanced airbags - with Bluetooth wireless technology preparation with streaming audio for compatible devices

2020 Audi A4 Allroad

Cheapest Insurance CompaniesAverage Annual Cost
21st Century $2451
Allstate$2127
American Family$1953
Country Financial$2270
Erie$1800
GEICO$1623
Kentucky Farm Bureau$2327
Liberty Mutual$1814
Mercury$2035
Nationwide$1819
Progressive$1700
State Farm$1736
Tennessee Farmers$1997
Texas Farm Bureau$1864
The Hanover$2430
Travelers$2248

Compare all 2020 Audi A4 Allroad rates

Average Cost to Insure Per Year

$2190

List Price

$45959

Trims Available

2.0T Premium - 2.0T quattro Premium - 2.0T Premium Plus - 2.0T quattro Avant Premium - 2.0T quattro Premium Plus - 2.0T quattro Avant Premium Plus - 2.0T quattro Prestige - 2.0T quattro Avant Prestige - with 2.0-liter four-cylinder - Seven-speed S tronic dual-clutch automatic transmission and front-wheel drive and safety features - Electronic Stability Control (ESC) with secondary collision brake assist and traction control (ASR) - Audi pre sense front with pedestrian protection - Driver and front-passenger advanced airbags - with Bluetooth wireless technology preparation with streaming audio for compatible devices

2019 Audi A4 Allroad

Cheapest Insurance CompaniesAverage Annual Cost
21st Century $2437
Allstate$2120
American Family$1942
Country Financial$2264
Erie$1785
GEICO$1615
Kentucky Farm Bureau$2321
Liberty Mutual$1795
Mercury$2030
Nationwide$1814
Progressive$1694
State Farm$1733
Tennessee Farmers$1988
Texas Farm Bureau$1855
The Hanover$2426
Travelers$2240

Compare all 2019 Audi A4 Allroad rates

Average Cost to Insure Per Year

$1943

List Price

$46000

Trims Available

2.0T Premium - 2.0T quattro Premium - 2.0T Premium Plus - 2.0T quattro Avant Premium - 2.0T quattro Premium Plus - 2.0T quattro Avant Premium Plus - 2.0T quattro Prestige - 2.0T quattro Avant Prestige - with 2.0-liter four-cylinder - Seven-speed S tronic dual-clutch automatic transmission and front-wheel drive and safety features - Electronic Stability Control (ESC) with secondary collision brake assist and traction control (ASR) - Audi pre sense front with pedestrian protection - Driver and front-passenger advanced airbags - with Bluetooth wireless technology preparation with streaming audio for compatible devices

2018 Audi A4 Allroad

Cheapest Insurance CompaniesAverage Annual Cost
21st Century $2429
Allstate$2119
American Family$1915
Country Financial$2250
Erie$1775
GEICO$1611
Kentucky Farm Bureau$2315
Liberty Mutual$1780
Mercury$2028
Nationwide$1781
Progressive$1680
State Farm$1725
Tennessee Farmers$1960
Texas Farm Bureau$1840
The Hanover$2424
Travelers$2236

Compare all 2018 Audi A4 Allroad rates

Average Cost to Insure Per Year

$1759

List Price

$44500

Trims Available

2.0T Premium - 2.0T quattro Premium - 2.0T Premium Plus - 2.0T quattro Avant Premium - 2.0T quattro Premium Plus - 2.0T quattro Avant Premium Plus - 2.0T quattro Prestige - 2.0T quattro Avant Prestige - with 2.0-liter four-cylinder - Seven-speed S tronic dual-clutch automatic transmission and front-wheel drive and safety features - Electronic Stability Control (ESC) with secondary collision brake assist and traction control (ASR) - Audi pre sense front with pedestrian protection - Driver and front-passenger advanced airbags - with Bluetooth wireless technology preparation with streaming audio for compatible devices

2017 Audi A4 Allroad

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1418
Acuity$ 1418
Allied$ 1461
Allied$ 1461
Country$ 1567
Country$ 1567
Erie$ 1252
Erie$ 1252
GEICO$ 1466
GEICO$ 1466
Nationwide$ 1503
Nationwide$ 1503
Plymouth Rock Insurance$ 1403
Plymouth Rock Insurance$ 1403
Progressive$ 975
Progressive$ 975
Tennessee Farmers$ 1026
Tennessee Farmers$ 1026
Texas Farm Bureau$ 1172
Texas Farm Bureau$ 1172
USAA$ 1536
USAA$ 1536
Vermont Mutual$ 1406
Vermont Mutual$ 1406

Compare all 2017 Audi A4 Allroad rates

Average Cost to Insure Per Year

$ 1538

List Price

$ 34900

Trims Available

2.0T Premium - 2.0T quattro Premium - 2.0T Premium Plus - 2.0T quattro Avant Premium - 2.0T quattro Premium Plus - 2.0T quattro Avant Premium Plus - 2.0T quattro Prestige - 2.0T quattro Avant Prestige

2016 Audi A4 Allroad

Cheapest Insurance CompaniesAverage Annual Cost
21st Century $2415
Allstate$2113
American Family$1906
Country Financial$2247
Erie$1612
GEICO$1523
Kentucky Farm Bureau$2313
Liberty Mutual$1619
Mercury$2016
Nationwide$1721
Progressive$1540
State Farm$1569
Tennessee Farmers$1958
Texas Farm Bureau$1836
The Hanover$2400
Travelers$2216

Compare all 2016 Audi A4 Allroad rates

Average Cost to Insure Per Year

$1825

List Price

$42702

Trims Available

2.0T Premium - 2.0T quattro Premium - 2.0T Premium Plus - 2.0T quattro Avant Premium - 2.0T quattro Premium Plus - 2.0T quattro Avant Premium Plus - 2.0T quattro Prestige - 2.0T quattro Avant Prestige - with 2.0-liter four-cylinder - Seven-speed S tronic dual-clutch automatic transmission and front-wheel drive and safety features - Electronic Stability Control (ESC) with secondary collision brake assist and traction control (ASR) - Audi pre sense front with pedestrian protection - Driver and front-passenger advanced airbags - with Bluetooth wireless technology preparation with streaming audio for compatible devices

2015 Audi A4 Allroad

Cheapest Insurance CompaniesAverage Annual Cost
21st Century $2403
Allstate$1820
American Family$1655
Country Financial$1954
Erie$1540
GEICO$1447
Kentucky Farm Bureau$1946
Liberty Mutual$1601
Mercury$1719
Nationwide$1630
Progressive$1459
State Farm$1506
Tennessee Farmers$1714
Texas Farm Bureau$1660
The Hanover$2183
Travelers$1860

Compare all 2015 Audi A4 Allroad rates

Average Cost to Insure Per Year

$1946

List Price

$42400

Trims Available

2.0T Premium - 2.0T quattro Premium - 2.0T Premium Plus - 2.0T quattro Avant Premium - 2.0T quattro Premium Plus - 2.0T quattro Avant Premium Plus - 2.0T quattro Prestige - 2.0T quattro Avant Prestige - with 2.0-liter four-cylinder - Seven-speed S tronic dual-clutch automatic transmission and front-wheel drive and safety features - Electronic Stability Control (ESC) with secondary collision brake assist and traction control (ASR) - Audi pre sense front with pedestrian protection - Driver and front-passenger advanced airbags - with Bluetooth wireless technology preparation with streaming audio for compatible devices

2014 Audi A4 Allroad

Cheapest Insurance CompaniesAverage Annual Cost
21st Century $2394
Allstate$1784
American Family$1648
Country Financial$1895
Erie$1536
GEICO$1436
Kentucky Farm Bureau$1935
Liberty Mutual$1591
Mercury$1715
Nationwide$1624
Progressive$1450
State Farm$1499
Tennessee Farmers$1706
Texas Farm Bureau$1653
The Hanover$2168
Travelers$1824

Compare all 2014 Audi A4 Allroad rates

Average Cost to Insure Per Year

$1914

List Price

$40700

Trims Available

2.0T Premium - 2.0T quattro Premium - 2.0T Premium Plus - 2.0T quattro Avant Premium - 2.0T quattro Premium Plus - 2.0T quattro Avant Premium Plus - 2.0T quattro Prestige - 2.0T quattro Avant Prestige - with 2.0-liter four-cylinder - Seven-speed S tronic dual-clutch automatic transmission and front-wheel drive and safety features - Electronic Stability Control (ESC) with secondary collision brake assist and traction control (ASR) - Audi pre sense front with pedestrian protection - Driver and front-passenger advanced airbags - with Bluetooth wireless technology preparation with streaming audio for compatible devices