Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Joel Ohman is the CEO of a private equity-backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He also has an MBA from the University of South Florid...

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Reviewed by Joel Ohman
Founder, CFP®

UPDATED: Jun 17, 2021

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Looking for a new or used Audi RS 7? And wondering how much it costs to insure by year? We researched average annual insurance costs for each model year and have compiled the results for you below.

Audi RS 7 insurance facts

  • Average full coverage auto insurance premium: $253/month

  • Most affordable companies: GEICO ($214/month) & Progressive ($223/month)

  • RS 7 car insurance cost vs. average rate: $249 more expensive than the average vehicle

Explore the pricing information below to find how much it will cost you to insure your Audi RS 7 by model year and auto insurer.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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Below average Audi RS 7 insurer costs by state:

Risk factors affecting Audi RS 7 car insurance rates

The make and model of your vehicle, along with the year of manufacture, are the three most important factors in determining your car’s value, which in turn is the main factor in determining your car insurance premium. Your own personal driving history, age, marital status, credit scoretype of vehicle, coverage levels, and other personal factors are also important components of your rate.

How to save money on Audi RS 7 car insurance?

Many driver discounts are available to people through most major auto insurance companies, such as

  • Student discounts

  • Safe drivers

  • Senior discounts

With all Audi models, you can get the following car insurance discounts:

  • Passive restraint systems

  • Anti-lock brakes

  • Anti-theft devices

Audi Luxury Automobile Brand

Audi is a German automobile manufacturer owned by Volkswagen Group, producing luxury vehicles for the United States market. The target market of Audi is the affluent class of modern urban consumers. All of Audi’s automobiles have high safety ratings, with many of their vehicles getting “Top Safety Pick” and 5-star safety and crash test ratings from the National Highway Traffic Safety Administration (NHTSA). The Q5, A3, A6, and the Q7 are their most popular vehicles.

Higher than average RS 7 repair costs equal higher coverage rates

Audi is a luxury brand in the United States market. Many consumers are attracted to the Audi luxury, comfort, safety, and driver-assist technologies, like Audi’s Pre-Sense Systems. Automotive parts are not as common as popular vehicles, like the Toyota or Honda. Repairing an Audi is higher than average since repair parts are more expensive and not as available as popular vehicles. For this reason, many Audi’s are going to have higher than average car insurance rates to similar vehicles in its class.

Rapid depreciation for Audi RS 7’s affecting auto policies

Another factor to consider for Audi’s, is they depreciate rapidly, affecting auto insurance rates. As your vehicle’s value goes down each year, your auto policy could go down at each renewal. On the other hand, in an auto accident, you need repair parts that rarely go down in price for all Audi models. This could put you in a difficult situation position since many car insurance companies will subtract depreciation from the amount paid for your insurance claim resulting in a situation where your claim payout doesn’t fully cover your repair cost.

High IIHS and NHTSA safety ratings lower car insurance rates for drivers

Audi’s are known for their safety ratings, safety features, 5-star crash test ratings, and driver-assist technologies (semiautonomous driving), lowering auto insurance rates for drivers with a good driving record, sometimes getting 20% driver discounts for passive restraints and safety features in Audi models. The A3, A6, and Q3 are Insurance Institute for Highway Safety (IIHS) “Top Safety Picks,” and the NHTSA consistently gives Audi top safety ratings each year, lowering your car insurance costs.

AutoInsureSavings.org licensed car insurance agents to recommend comprehensive and collision coverage, uninsured motorist coverage, and roadside assistance for new Audi automobile owners when buying a car insurance policy.

2021 Audi RS 7

Cheapest Insurance CompaniesAverage Annual Cost
21st Century $4287
Allied$4351
Allstate$3480
American Family$3125
Amica$4925
Country Financial$3663
Erie$2784
GEICO$2562
Kentucky Farm Bureau$3714
Liberty Mutual$2836
Mercury$3326
Nationwide$2942
Progressive$2618
State Farm$2690
Tennessee Farmers$3153
Texas Farm Bureau$3014
The Hanover$3946
Travelers$3600

Compare all 2021 Audi RS 7 rates

Average Cost to Insure Per Year

$3035

List Price

$114995

Trims Available

4.0T quattro - quattro performance Prestige - with engine: Twin-turbo 4.0L V8 (591 hp/590 lb-ft) - with safety features - Electronic Stability Control (ESC) with secondary collision brake assist and traction control (ASR) - Audi pre sense front with pedestrian protection - Driver and front-passenger advanced airbags - with Bluetooth wireless technology preparation with streaming audio for compatible devices

2020 Audi RS 7

Cheapest Insurance CompaniesAverage Annual Cost
21st Century $4215
Allstate$3389
American Family$2989
Country Financial$3548
Erie$2590
GEICO$2404
Kentucky Farm Bureau$3659
Liberty Mutual$2643
Mercury$3250
Nationwide$2719
Progressive$2436
State Farm$2598
Tennessee Farmers$3145
Texas Farm Bureau$2846
The Hanover$3754
Travelers$3427

Compare all 2020 Audi RS 7 rates

Average Cost to Insure Per Year

$3128

List Price

$120000

Trims Available

4.0T quattro - quattro performance Prestige - with engine: Twin-turbo 4.0L V8 (591 hp/590 lb-ft) - with safety features - Electronic Stability Control (ESC) with secondary collision brake assist and traction control (ASR) - Audi pre sense front with pedestrian protection - Driver and front-passenger advanced airbags - with Bluetooth wireless technology preparation with streaming audio for compatible devices

2019 Audi RS 7

Cheapest Insurance CompaniesAverage Annual Cost
21st Century $4126
Allstate$3364
American Family$2915
Country Financial$3485
Erie$2528
GEICO$2356
Kentucky Farm Bureau$3621
Liberty Mutual$2594
Mercury$3157
Nationwide$2688
Progressive$2415
State Farm$2460
Tennessee Farmers$3102
Texas Farm Bureau$2756
The Hanover$3705
Travelers$3419

Compare all 2019 Audi RS 7 rates

Average Cost to Insure Per Year

$2957

List Price

$113900

Trims Available

4.0T quattro - quattro performance Prestige - with engine: Twin-turbo 4.0L V8 (591 hp/590 lb-ft) - with safety features - Electronic Stability Control (ESC) with secondary collision brake assist and traction control (ASR) - Audi pre sense front with pedestrian protection - Driver and front-passenger advanced airbags - with Bluetooth wireless technology preparation with streaming audio for compatible devices

2018 Audi RS 7

Cheapest Insurance CompaniesAverage Annual Cost
21st Century $4059
Allstate$3247
American Family$2849
Country Financial$3415
Erie$2488
GEICO$2320
Kentucky Farm Bureau$3549
Liberty Mutual$2516
Mercury$3129
Nationwide$2641
Progressive$2381
State Farm$2390
Tennessee Farmers$3050
Texas Farm Bureau$2735
The Hanover$3620
Travelers$3303

Compare all 2018 Audi RS 7 rates

Average Cost to Insure Per Year

$2956

List Price

$113900

Trims Available

4.0T quattro - quattro performance Prestige - with engine: Twin-turbo 4.0L V8 (591 hp/590 lb-ft) - with safety features - Electronic Stability Control (ESC) with secondary collision brake assist and traction control (ASR) - Audi pre sense front with pedestrian protection - Driver and front-passenger advanced airbags - with Bluetooth wireless technology preparation with streaming audio for compatible devices

2017 Audi RS 7

Cheapest Insurance CompaniesAverage Annual Cost
Allied$ 2364
Allied$ 2364
Arbella$ 3084
Arbella$ 3084
Country$ 3036
Country$ 3036
Erie$ 2462
Erie$ 2462
Mercury$ 2536
Mercury$ 2536
Nationwide$ 2540
Nationwide$ 2540
Plymouth Rock Insurance$ 2156
Plymouth Rock Insurance$ 2156
Progressive$ 2934
Progressive$ 2934
State Farm$ 2549
State Farm$ 2549
Tennessee Farmers$ 1567
Tennessee Farmers$ 1567
Texas Farm Bureau$ 1464
Texas Farm Bureau$ 1464
USAA$ 3016
USAA$ 3016

Compare all 2017 Audi RS 7 rates

Average Cost to Insure Per Year

$ 2807

List Price

$ 110700

Trims Available

4.0T quattro - quattro performance Prestige

2016 Audi RS 7

Cheapest Insurance CompaniesAverage Annual Cost
Allied$ 2317
Allied$ 2317
Arbella$ 2822
Arbella$ 2822
Country$ 2821
Country$ 2821
Erie$ 2260
Erie$ 2260
Mercury$ 2487
Mercury$ 2487
Nationwide$ 2501
Nationwide$ 2501
Plymouth Rock Insurance$ 2082
Plymouth Rock Insurance$ 2082
Progressive$ 2854
Progressive$ 2854
State Farm$ 2553
State Farm$ 2553
Tennessee Farmers$ 1528
Tennessee Farmers$ 1528
Texas Farm Bureau$ 1428
Texas Farm Bureau$ 1428
USAA$ 2898
USAA$ 2898

Compare all 2016 Audi RS 7 rates

Average Cost to Insure Per Year

$ 2698

List Price

$ 108900

Trims Available

4.0T quattro Prestige - quattro performance Prestige

2015 Audi RS 7

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 2922
Acuity$ 2922
Allied$ 2183
Allied$ 2183
Arbella$ 2549
Arbella$ 2549
Country$ 2605
Country$ 2605
Erie$ 2102
Erie$ 2102
Mercury$ 2442
Mercury$ 2442
Nationwide$ 2436
Nationwide$ 2436
Plymouth Rock Insurance$ 1994
Plymouth Rock Insurance$ 1994
State Farm$ 2435
State Farm$ 2435
Tennessee Farmers$ 2673
Tennessee Farmers$ 2673
Texas Farm Bureau$ 1482
Texas Farm Bureau$ 1482
USAA$ 2808
USAA$ 2808

Compare all 2015 Audi RS 7 rates

Average Cost to Insure Per Year

$ 2627

List Price

$ 106500

Trims Available

4.0T quattro Prestige

2014 Audi RS 7

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 2776
Acuity$ 2776
Allied$ 2181
Allied$ 2181
Arbella$ 2471
Arbella$ 2471
Country$ 2530
Country$ 2530
Erie$ 2018
Erie$ 2018
Mercury$ 2391
Mercury$ 2391
Nationwide$ 2447
Nationwide$ 2447
Plymouth Rock Insurance$ 2634
Plymouth Rock Insurance$ 2634
State Farm$ 2372
State Farm$ 2372
Tennessee Farmers$ 2606
Tennessee Farmers$ 2606
Texas Farm Bureau$ 1442
Texas Farm Bureau$ 1442
USAA$ 2725
USAA$ 2725

Compare all 2014 Audi RS 7 rates

Average Cost to Insure Per Year

$ 2531

List Price

$ 104900

Trims Available

4.0T quattro Prestige