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BMW M6 Car Insurance Cost

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Looking for a new or used BMW M6? And wondering how much it costs to insure by year? We researched average annual insurance costs for each model year and have compiled the results for you below.

BMW M6 insurance facts

  • Average full coverage auto insurance premium: $318/month

  • Most affordable companies: USAA ($171/month) & GEICO ($182/month)

  • M6 car insurance cost vs. average rate: $419 more expensive than the average vehicle

Explore the pricing information below to find how much it will cost you to insure your BMW M6 by model year and auto insurer.

Below average BMW M6 insurer costs by state:

How much does it cost to insure my BMW M6?

Select the year of your car:

2021 BMW M6

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Average Cost to Insure Per Year

$3,816

List Price

$119,900

Trims Available

Gran Coupe - Base - Base Engine: 4.4-litre V8 bi-turbo engine with M TwinPower Turbo technology with advance and passive safety features: BMW Active Driving Assistant, collision avoidance technologies with forward-collision warning, pedestrian detection, low-speed automatic emergency braking, lane-departure warning, blind-spot warning, rear cross-traffic warning, Safety Features: Airbags, 4-Wheel ABS, 4-Wheel Disc Brakes, Brake Assist, Electronic Stability Control, Traction Control, Blind Spot Monitor, Lane Departure Warning, and Lane Keeping Assist

2020 BMW M6

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Average Cost to Insure Per Year

$3,812

List Price

$119,900

Trims Available

Gran Coupe - Base - Base Engine: 4.4-litre V8 bi-turbo engine with M TwinPower Turbo technology with advance and passive safety features: BMW Active Driving Assistant, collision avoidance technologies with forward-collision warning, pedestrian detection, low-speed automatic emergency braking, lane-departure warning, blind-spot warning, rear cross-traffic warning, Safety Features: Airbags, 4-Wheel ABS, 4-Wheel Disc Brakes, Brake Assist, Electronic Stability Control, Traction Control, Blind Spot Monitor, Lane Departure Warning, and Lane Keeping Assist

2019 BMW M6

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Average Cost to Insure Per Year

$3,798

List Price

$119,900

Trims Available

Gran Coupe - Base - Base Engine: 4.4-litre V8 bi-turbo engine with M TwinPower Turbo technology with advance and passive safety features: BMW Active Driving Assistant, collision avoidance technologies with forward-collision warning, pedestrian detection, low-speed automatic emergency braking, lane-departure warning, blind-spot warning, rear cross-traffic warning, Safety Features: Airbags, 4-Wheel ABS, 4-Wheel Disc Brakes, Brake Assist, Electronic Stability Control, Traction Control, Blind Spot Monitor, Lane Departure Warning, and Lane Keeping Assist

2018 BMW M6

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Average Cost to Insure Per Year

$3,768

List Price

$119,800

Trims Available

Gran Coupe - Base

2017 BMW M6

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Average Cost to Insure Per Year

$3,776

List Price

$113,700

Trims Available

Base - Gran Coupe

2016 BMW M6

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Average Cost to Insure Per Year

$3,655

List Price

$113,400

Trims Available

Base - Gran Coupe

2015 BMW M6

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Average Cost to Insure Per Year

$3,604

List Price

$111,900

Trims Available

Base - Gran Coupe

2014 BMW M6

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Average Cost to Insure Per Year

$3,481

List Price

$111,200

Trims Available

Base - Gran Coupe

2013 BMW M6

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Average Cost to Insure Per Year

$3,194

List Price

$106,100

Trims Available

Base

2012 BMW M6

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Average Cost to Insure Per Year

$2,370

List Price

$113,100

Trims Available

Base

Risk factors affecting BMW M6 car insurance rates

The make and model of your vehicle, along with the year of manufacture, are the three most important factors in determining your car's value, which in turn is the main factor in determining your car insurance premium. Your own personal driving history, age, marital status, credit scoretype of vehicle, coverage levels, and other personal factors are also important components of your rate.

How to save money on BMW M6 car insurance?

Many driver discounts are available to people through most major auto insurance companies, such as

  • Student discounts

  • Safe drivers

  • Senior discounts

With all BMW models, you can get the following car insurance discounts:

  • Passive restraint systems

  • Anti-lock brakes

  • Anti-theft devices

BMW Luxury Automobile Brand

BMW is a German automobile manufacturer and owner of the MINI brand, producing luxury vehicles for the United States and other international markets. The target market of BMW is the affluent class of modern urban consumers. All BMW's automobiles have high safety ratings, with many of their vehicles getting "Top Safety Pick" and 5-star safety and crash test ratings from the National Highway Traffic Safety Administration (NHTSA). The BMW 3 Series, Z4, and X5 are some of their most popular vehicles.

Higher than average M6 repair costs equal higher car insurance rates

Many consumers are attracted to the BMW luxury, comfort, safety, and driver-assist technologies, like BMW's driver assistance system. Automotive parts are not as common as popular vehicles, like the Toyota or Honda. Repairing a BMW is higher than average since repair parts are more expensive and not as available as popular vehicles. For this reason, many BMWs are going to have higher than average car insurance rates to similar vehicles in their class.

Rapid depreciation for BMW M6 affecting auto policies

Another factor to consider for BMW's, is they depreciate rapidly (notably higher-end luxury BMW models), affecting auto insurance rates. As your vehicle's value goes down each year, your auto policy could go down at each renewal. On the other hand, in an auto accident, you need repair parts that rarely go down in price for all BMW models. This could put you in a difficult situation position since many car insurance companies will subtract depreciation from the amount paid for your insurance claim resulting in a situation where your claim payout doesn't fully cover your repair cost.

High IIHS and NHTSA safety ratings lower car insurance rates for drivers

BMW's are known for their safety ratings, safety features, 5-star crash test ratings, and driver-assist technologies (semiautonomous driving), lowering auto insurance rates for drivers with a good driving record, sometimes getting 20% driver discounts for passive restraints and safety features in BMW models. The BMW 3 series, five series, X3, and X5 are Insurance Institute for Highway Safety (IIHS) "Top Safety Picks," and the NHTSA consistently gives BMW top safety ratings each year, lowering your car insurance costs.

AutoInsureSavings.org licensed car insurance agents to recommend comprehensive and collision coverage, uninsured motorist coverage, and roadside assistance for new Audi automobile owners when buying a car insurance policy.

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