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Chrysler 300 Car Insurance Cost

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Looking for a new or used Chrysler 300? And wondering how much it costs to insure by year? We researched average annual insurance costs for each model year and have compiled the results for you below.

Chrysler 300 insurance facts

  • Average full coverage auto insurance premium: $150/month

  • Most affordable companies: State Farm ($91/month) & Progressive ($97/month)

  • 300 insurance cost vs. average rates: $49 less expensive than the average vehicle

Explore the pricing information below to find how much it will cost you to insure your Chrysler 300 by model year and auto insurer.

Make sure to comparison shop before making a new car purchase to save money. 

Below average Chrysler 300 insurer costs by state:

How much does it cost to insure my Chrysler 300?

Select the year of your car:

2021 Chrysler 300

Compare all 2021 Chrysler 300 rates

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Average Cost to Insure Per Year

$1,802

List Price

$31,045

Trims Available

Touring - Touring L - S - Limited - C - Base engine: 292-horsepower 3.6-liter Pentastar V6 – Transmission: eight-speed automatic - with driver assist technologies - Full-Speed Forward Collision Warning with Active Braking, Adaptive Cruise Control, LaneSense Lane Departure Warning with Lane Keep Assist, Blind Spot Monitoring System, ParkSense Front and Rear Park Assist, Rear Cross Path Detection – Standard Safety Features – Driver, Air Bag, Passenger Air Bag, 4-Wheel ABS, 4-Wheel Disc Brakes, Brake Assist, Electronic Stability Control

2020 Chrysler 300

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Average Cost to Insure Per Year

$1,725

List Price

$30,040

Trims Available

Touring - Touring L - S - Limited - C - Base engine: 292-horsepower 3.6-liter Pentastar V6 – Transmission: eight-speed automatic - with driver assist technologies - Full-Speed Forward Collision Warning with Active Braking, Adaptive Cruise Control, LaneSense Lane Departure Warning with Lane Keep Assist, Blind Spot Monitoring System, ParkSense Front and Rear Park Assist, Rear Cross Path Detection – Standard Safety Features – Driver, Air Bag, Passenger Air Bag, 4-Wheel ABS, 4-Wheel Disc Brakes, Brake Assist, Electronic Stability Control

2019 Chrysler 300

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Average Cost to Insure Per Year

$1,653

List Price

$29,470

Trims Available

Touring - Touring L - S - Limited - C - Base engine: 292-horsepower 3.6-liter Pentastar V6 – Transmission: eight-speed automatic - with driver assist technologies - Full-Speed Forward Collision Warning with Active Braking, Adaptive Cruise Control, LaneSense Lane Departure Warning with Lane Keep Assist, Blind Spot Monitoring System, ParkSense Front and Rear Park Assist, Rear Cross Path Detection – Standard Safety Features – Driver, Air Bag, Passenger Air Bag, 4-Wheel ABS, 4-Wheel Disc Brakes, Brake Assist, Electronic Stability Control

2018 Chrysler 300

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Average Cost to Insure Per Year

$1,595

List Price

$28,995

Trims Available

Touring - Touring L - S - Limited - C

2017 Chrysler 300

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Average Cost to Insure Per Year

$1,901

List Price

$32,340

Trims Available

Limited - S - S Alloy Edition - C - C Platinum

2016 Chrysler 300

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Average Cost to Insure Per Year

$1,613

List Price

$32,260

Trims Available

Limited - Limited Anniversary - S - S Alloy Edition - C - C Platinum

2015 Chrysler 300

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Average Cost to Insure Per Year

$2,504

List Price

$31,695

Trims Available

Limited - S - C - C Platinum

2014 Chrysler 300

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Average Cost to Insure Per Year

$1,430

List Price

$30,995

Trims Available

Base - S - C - C John Varvatos Luxury - C John Varvatos Limited Edition - SRT8 Core - SRT8

2013 Chrysler 300

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Average Cost to Insure Per Year

$1,274

List Price

$30,345

Trims Available

Base - Motown - S - C - Glacier Edition - C Luxury Series - C John Varvatos Luxury Edition - C John Varvatos Limited Edition - SRT8 Core - SRT8

2012 Chrysler 300

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Average Cost to Insure Per Year

$1,438

List Price

$27,470

Trims Available

Base - Limited - S V6 - C - S V8 - C Luxury Series - SRT8 - MOPAR 12

2011 Chrysler 300

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Average Cost to Insure Per Year

$1,909

List Price

$27,170

Trims Available

Base - Limited - C

Risk factors affecting Chrysler 300 car insurance rates

The make and model of your vehicle, along with the year of manufacture, are the three most important factors in determining your car's value, which in turn is the main factor in determining your car insurance premium. Your own personal driving history, age, marital status, credit scoretype of vehicle, coverage levels, and other personal factors are also important components of your rate.

How to save money on Chrysler 300 car insurance coverage?

Many driver discounts are available to people through most major auto insurance companies, such as

  • Student discounts

  • Safe drivers

  • Senior discounts

With all Chrysler models, you can get the following car insurance discounts:

  • Passive restraint systems

  • Anti-lock brakes

  • Anti-theft devices

Chrysler Automobile Brand

Chrysler brand is a division of the auto manufacturer Stellantis North America including Jeep, Dodge, and Ram brands selling to the United States market and worldwide. The large diversified target market of Cadillac is customers that demand high-end design, safety, and reliability. All Chrysler automobiles have high safety ratings, with many of their vehicles getting "Top Safety Pick" and 5-star safety and crash test ratings from the National Highway Traffic Safety Administration (NHTSA). The Chrysler Pacifica and 300 are some of their most popular vehicles.

Higher than average Chrysler 300 repair costs equal higher coverage rates

Many consumers are attracted to Chrysler's reliability, high-end features, safety, and driver-assist technologies, like Chrysler's LaneSense Lane Departure Warning. Automotive parts are relatively common as more popular vehicles, like the Toyota, Honda, or Subaru. Repairing a Chrysler is above average since repair parts are more expensive than more popular vehicles. For this reason, many Chrysler's are going to have higher than average car insurance rates to similar cars in their class.

Rapid depreciation for Chrysler 300 affecting auto policies

Another factor to consider for Chryslers is rapid depreciation, affecting auto insurance rates. As your vehicle's value goes down each year, your auto policy could go down at each renewal. On the other hand, in an auto accident, you need repair parts that rarely go down in price for all Chrysler models. This could put you in a difficult situation position since many car insurance companies will subtract depreciation from the amount paid for your insurance claim resulting in a situation where your claim payout doesn't fully cover your repair cost.

High IIHS and NHTSA safety ratings lower car insurance rates for drivers

Chryslers are known for their safety ratings, safety features, 5-star crash test ratings, driver-assist technologies or Chrysler's Rear Cross Path Detection technology, and lower auto insurance rates for drivers with a good driving record, sometimes getting 20% driver discounts for passive restraints and safety features for Chrysler models. The Chrysler Pacifica is the Insurance Institute for Highway Safety (IIHS) "Top Safety Pick," and the NHTSA consistently gives Chrysler automobiles top safety ratings each year, lowering your car insurance costs.

AutoInsureSavings.org licensed car insurance agents to recommend comprehensive and collision coverage, uninsured motorist coverage, and roadside assistance for new Chrysler automobile owners when buying a car insurance policy.

Make sure to shop around with multiple car insurance carriers before making a new car purchase. 

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