Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Joel Ohman is the CEO of a private equity-backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He also has an MBA from the University of South Florid...

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Reviewed by Joel Ohman
Founder, CFP®

UPDATED: Jun 17, 2021

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Looking for a new or used Dodge Challenger? And wondering how much it costs to insure by year? We researched average annual car insurance costs for each model year and have compiled the results for you below.

Dodge Challenger insurance facts

  • Average full coverage auto insurance premium: $169/month

  • Most affordable companies: Allied ($115/month) & GEICO ($121/month)

  • Challenger car insurance cost vs. average rates: $15 more expensive than the average vehicle

Explore the pricing information below to find how much it will cost you to insure your Dodge Challenger by model year and auto insurer.

Make sure to comparison shop before making a new car purchase to save money. 

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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Below average Dodge Challenger insurer costs by state:

Risk factors affecting Dodge Challenger car insurance rates

The make and model of your vehicle, along with the year of manufacture, are the three most important factors in determining your car’s value, which in turn is the main factor in determining your car insurance premium. Your own personal driving history, age, marital status, credit scoretype of vehicle, coverage levels, and other personal factors are also important components of your rate.

How to save money on Dodge Challenger car insurance coverage?

Many driver discounts are available to people through most major auto insurance companies, such as

  • Student discounts

  • Safe drivers

  • Senior discounts

With all Dodge models, you can get the following car insurance discounts:

  • Passive restraint systems

  • Anti-lock brakes

  • Anti-theft devices

Dodge Automobile Brand

Dodge is an American brand of automobiles specializing in performance sports cars. The large diversified target market of Dodge includes middle-income customers that demand high-end design, sporty vehicle that’s affordable. All Dodge automobiles have high safety ratings, with many of their cars getting “Top Safety Pick” and 5-star safety and crash test ratings from the National Highway Traffic Safety Administration (NHTSA). The Dodge Grand Caravan, Durango, and Charger are some of their most popular vehicles.

Higher than average Challenger repair costs equal higher coverage rates

Many consumers are attracted to Dodge’s high-end features, powerful engines, and driver-assist technologies, like Dodge’s Blind Spot Monitoring. Original Equipment Manufacturer (OEM) automotive parts are common but more expensive than popular vehicles, like the Toyota, Honda, or Subaru. Repairing a Dodge is above average since repair parts are more costly than average. For this reason, many Dodge’s are going to have higher than average car insurance rates to similar cars in their class.

Rapid depreciation for Challenger affecting auto policies

Another factor to consider for Dodge is rapid depreciation, affecting auto insurance rates. As your vehicle’s value goes down each year, your auto policy could go down at each renewal. On the other hand, in an auto accident, you need repair parts that rarely go down in price for all Dodge models. This could put you in a difficult situation position since many car insurance companies will subtract depreciation from the amount paid for your insurance claim resulting in a situation where your claim payout doesn’t fully cover your repair cost.

High IIHS and NHTSA safety ratings lower car insurance rates for drivers

Dodge’s are known for their safety ratings, safety features, 5-star crash test ratings, driver-assist technologies such a forward collision warning with active braking technology, and lower auto insurance rates for drivers with a good driving record, sometimes getting 20% driver discounts for passive restraints and safety features for Dodge models. The Dodge Ram is the Insurance Institute for Highway Safety (IIHS) “Top Safety Pick,” and the NHTSA consistently gives Dodge automobiles top safety ratings each year, lowering your car insurance costs.

AutoInsureSavings.org licensed car insurance agents to recommend comprehensive and collision coverage, uninsured motorist coverage, and roadside assistance for new Dodge automobile owners when buying a car insurance policy.

Make sure to shop around with multiple car insurance carriers before making a new car purchase.

2021 Dodge Challenger

Cheapest Insurance CompaniesAverage Annual Cost
21st Century $2680
Allied$1388
Allstate$2040
American Family$1768
Country Financial$2299
Erie$1528
GEICO$1437
Kentucky Farm Bureau$2506
Liberty Mutual$1573
Mercury$1958
Nationwide$1462
Progressive$1648
Safeco$2756
Tennessee Farmers$1886
Texas Farm Bureau$1705
The Hanover$2544
Travelers$2224

Compare all 2021 Dodge Challenger rates

Average Cost to Insure Per Year

$2030

List Price

$28545

Trims Available

SXT - SXT Plus - GT - R/T - R/T Plus - R/T Shaker - T/A - R/T Scat Pack - R/T Plus Shaker - T/A Plus - 392 HEMI Scat Pack Shaker - T/A 392 - SRT 392 - SRT Hellcat - SRT Hellcat Widebody - SRT Demon - With driver assist technologies: Launch Control, Launch Assist, Electric Power Steering, Brake Assist, Electronic Brake-Force Distribution, All-Speed Traction Control, Electronic Stability Control, and Hill-Start Assist, Adaptive Damping Suspension customization with settings for Sport, Track, and Auto

2020 Dodge Challenger

Cheapest Insurance CompaniesAverage Annual Cost
21st Century $2654
Allied$1340
Allstate$2031
American Family$1724
Country Financial$2263
Erie$1511
GEICO$1415
Kentucky Farm Bureau$2360
Liberty Mutual$1560
Mercury$1946
Nationwide$1432
Progressive$1623
Tennessee Farmers$1879
Texas Farm Bureau$1689
The Hanover$2490
Travelers$2185

Compare all 2020 Dodge Challenger rates

Average Cost to Insure Per Year

$1961

List Price

$28095

Trims Available

SXT - SXT Plus - GT - R/T - R/T Plus - R/T Shaker - T/A - R/T Scat Pack - R/T Plus Shaker - T/A Plus - 392 HEMI Scat Pack Shaker - T/A 392 - SRT 392 - SRT Hellcat - SRT Hellcat Widebody - SRT Demon - With driver assist technologies: Launch Control, Launch Assist, Electric Power Steering, Brake Assist, Electronic Brake-Force Distribution, All-Speed Traction Control, Electronic Stability Control, and Hill-Start Assist, Adaptive Damping Suspension customization with settings for Sport, Track, and Auto – with safety features: Adaptive Cruise Control, Forward Collision Warning, Ready Alert Braking, Rain Brake Support, the ParkView rear backup camera, and the ParkSense rear park assist system with standard safety features: 6 Airbags, 4-Wheel ABS, 4-Wheel Disc Brakes, Brake Assist, Electronic Stability Control, Traction Control, Blind Spot Monitor

2019 Dodge Challenger

Cheapest Insurance CompaniesAverage Annual Cost
21st Century $2594
Allied$1265
Allstate$2016
American Family$1755
Country Financial$2254
Erie$1426
GEICO$1360
Kentucky Farm Bureau$2349
Liberty Mutual$1487
Mercury$1935
Nationwide$1387
Progressive$1569
Tennessee Farmers$1869
Texas Farm Bureau$1650
The Hanover$2486
Travelers$2176

Compare all 2019 Dodge Challenger rates

Average Cost to Insure Per Year

$1958

List Price

$28095

Trims Available

SXT - SXT Plus - GT - R/T - R/T Plus - R/T Shaker - T/A - R/T Scat Pack - R/T Plus Shaker - T/A Plus - 392 HEMI Scat Pack Shaker - T/A 392 - SRT 392 - SRT Hellcat - SRT Hellcat Widebody - SRT Demon - With driver assist technologies: Launch Control, Launch Assist, Electric Power Steering, Brake Assist, Electronic Brake-Force Distribution, All-Speed Traction Control, Electronic Stability Control, and Hill-Start Assist, Adaptive Damping Suspension customization with settings for Sport, Track, and Auto – with safety features: Adaptive Cruise Control, Forward Collision Warning, Ready Alert Braking, Rain Brake Support, the ParkView rear backup camera, and the ParkSense rear park assist system with standard safety features: 6 Airbags, 4-Wheel ABS, 4-Wheel Disc Brakes, Brake Assist, Electronic Stability Control, Traction Control, Blind Spot Monitor

2018 Dodge Challenger

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1720
Acuity$ 1720
Allied$ 1586
Allied$ 1586
Country$ 1857
Country$ 1857
Erie$ 1114
Erie$ 1114
GEICO$ 1609
GEICO$ 1609
Mercury$ 1762
Mercury$ 1762
Nationwide$ 1473
Nationwide$ 1473
Plymouth Rock Insurance$ 1220
Plymouth Rock Insurance$ 1220
State Farm$ 1614
State Farm$ 1614
Tennessee Farmers$ 1199
Tennessee Farmers$ 1199
USAA$ 1601
USAA$ 1601
Vermont Mutual$ 1825
Vermont Mutual$ 1825

Compare all 2018 Dodge Challenger rates

Average Cost to Insure Per Year

$ 1883

List Price

$ 27295

Trims Available

SXT - SXT Plus - GT - R/T - R/T Plus - R/T Shaker - T/A - R/T Scat Pack - R/T Plus Shaker - T/A Plus - 392 HEMI Scat Pack Shaker - T/A 392 - SRT 392 - SRT Hellcat - SRT Hellcat Widebody - SRT Demon

2017 Dodge Challenger

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1457
Acuity$ 1457
Country$ 1577
Country$ 1577
Erie$ 996
Erie$ 996
GEICO$ 1413
GEICO$ 1413
Nationwide$ 1479
Nationwide$ 1479
Plymouth Rock Insurance$ 1183
Plymouth Rock Insurance$ 1183
Progressive$ 1616
Progressive$ 1616
State Farm$ 1489
State Farm$ 1489
Tennessee Farmers$ 1124
Tennessee Farmers$ 1124
Texas Farm Bureau$ 1094
Texas Farm Bureau$ 1094
USAA$ 1209
USAA$ 1209
Vermont Mutual$ 1441
Vermont Mutual$ 1441

Compare all 2017 Dodge Challenger rates

Average Cost to Insure Per Year

$ 1575

List Price

$ 26995

Trims Available

SXT - SXT Plus - R/T - GT - R/T Plus - R/T Shaker - T/A - R/T Scat Pack - R/T Plus Shaker - T/A Plus - 392 HEMI Scat Pack Shaker - T/A 392 - SRT 392 - SRT Hellcat

2016 Dodge Challenger

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1537
Acuity$ 1537
Arbella$ 1649
Arbella$ 1649
Country$ 1585
Country$ 1585
Erie$ 978
Erie$ 978
GEICO$ 1581
GEICO$ 1581
Nationwide$ 1584
Nationwide$ 1584
Plymouth Rock Insurance$ 1159
Plymouth Rock Insurance$ 1159
Progressive$ 1644
Progressive$ 1644
Tennessee Farmers$ 1124
Tennessee Farmers$ 1124
Texas Farm Bureau$ 986
Texas Farm Bureau$ 986
USAA$ 1173
USAA$ 1173
Vermont Mutual$ 1522
Vermont Mutual$ 1522

Compare all 2016 Dodge Challenger rates

Average Cost to Insure Per Year

$ 1592

List Price

$ 26995

Trims Available

SXT - SXT Plus - R/T - R/T Plus - R/T Shaker - R/T Scat Pack - R/T Plus Shaker - 392 HEMI Scat Pack Shaker - SRT 392 - SRT Hellcat

2015 Dodge Challenger

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1493
Acuity$ 1493
Country$ 1588
Country$ 1588
Erie$ 936
Erie$ 936
GEICO$ 1620
GEICO$ 1620
Nationwide$ 1599
Nationwide$ 1599
Plymouth Rock Insurance$ 1130
Plymouth Rock Insurance$ 1130
Progressive$ 1594
Progressive$ 1594
State Farm$ 1449
State Farm$ 1449
Tennessee Farmers$ 1439
Tennessee Farmers$ 1439
Texas Farm Bureau$ 1030
Texas Farm Bureau$ 1030
USAA$ 1386
USAA$ 1386
Vermont Mutual$ 1455
Vermont Mutual$ 1455

Compare all 2015 Dodge Challenger rates

Average Cost to Insure Per Year

$ 1542

List Price

$ 26995

Trims Available

SXT - SXT Plus - R/T - R/T Plus - R/T Shaker - R/T Scat Pack - R/T Plus Shaker - R/T Scat Pack Shaker - SRT 392 - SRT Hellcat

2014 Dodge Challenger

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1340
Acuity$ 1340
American Family$ 1526
American Family$ 1526
Country$ 1492
Country$ 1492
Erie$ 849
Erie$ 849
GEICO$ 1301
GEICO$ 1301
Plymouth Rock Insurance$ 1090
Plymouth Rock Insurance$ 1090
Progressive$ 1440
Progressive$ 1440
State Farm$ 1414
State Farm$ 1414
Tennessee Farmers$ 1332
Tennessee Farmers$ 1332
Texas Farm Bureau$ 1064
Texas Farm Bureau$ 1064
USAA$ 1131
USAA$ 1131
Vermont Mutual$ 1280
Vermont Mutual$ 1280

Compare all 2014 Dodge Challenger rates

Average Cost to Insure Per Year

$ 1411

List Price

$ 26495

Trims Available

SXT - SXT Plus - Rallye Redline - R/T - SXT 100th Anniversary - R/T Plus - R/T Classic - R/T 100th Anniversary - R/T Shaker Package - SRT8 Core - SRT8

2013 Dodge Challenger

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1361
Acuity$ 1361
American Family$ 1421
American Family$ 1421
Arbella$ 1539
Arbella$ 1539
Erie$ 858
Erie$ 858
Nationwide$ 1588
Nationwide$ 1588
Plymouth Rock Insurance$ 1065
Plymouth Rock Insurance$ 1065
Progressive$ 1528
Progressive$ 1528
State Farm$ 1427
State Farm$ 1427
Tennessee Farmers$ 1364
Tennessee Farmers$ 1364
Texas Farm Bureau$ 1037
Texas Farm Bureau$ 1037
USAA$ 1134
USAA$ 1134
Vermont Mutual$ 1308
Vermont Mutual$ 1308

Compare all 2013 Dodge Challenger rates

Average Cost to Insure Per Year

$ 1427

List Price

$ 25995

Trims Available

SXT - SXT Plus - Rallye Redline Appearance Group - R/T - R/T Plus - R/T Classic - SRT8 Core - SRT8 392

2012 Dodge Challenger

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1190
Acuity$ 1190
American Family$ 1310
American Family$ 1310
Arbella$ 1372
Arbella$ 1372
Country$ 1356
Country$ 1356
Erie$ 909
Erie$ 909
GEICO$ 1385
GEICO$ 1385
Plymouth Rock Insurance$ 1036
Plymouth Rock Insurance$ 1036
State Farm$ 1406
State Farm$ 1406
Tennessee Farmers$ 1188
Tennessee Farmers$ 1188
Texas Farm Bureau$ 907
Texas Farm Bureau$ 907
USAA$ 1104
USAA$ 1104
Vermont Mutual$ 1084
Vermont Mutual$ 1084

Compare all 2012 Dodge Challenger rates

Average Cost to Insure Per Year

$ 1316

List Price

$ 25195

Trims Available

SXT - SXT Plus - Rallye Redline Appearance Group - R/T - R/T Plus - R/T Classic - SRT8 392 - SRT8 Yellow Jacket

2011 Dodge Challenger

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1277
Acuity$ 1277
American Family$ 1155
American Family$ 1155
Amica$ 1284
Amica$ 1284
Arbella$ 1075
Arbella$ 1075
Country$ 1188
Country$ 1188
Erie$ 816
Erie$ 816
GEICO$ 1084
GEICO$ 1084
Plymouth Rock Insurance$ 993
Plymouth Rock Insurance$ 993
Tennessee Farmers$ 1050
Tennessee Farmers$ 1050
Texas Farm Bureau$ 1217
Texas Farm Bureau$ 1217
USAA$ 987
USAA$ 987
Vermont Mutual$ 927
Vermont Mutual$ 927

Compare all 2011 Dodge Challenger rates

Average Cost to Insure Per Year

$ 1390

List Price

$ 24895

Trims Available

SE - Rallye - R/T - R/T Plus - R/T Classic - SRT8 392