Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Joel Ohman is the CEO of a private equity-backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He also has an MBA from the University of South Florid...

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Reviewed by Joel Ohman
Founder, CFP®

UPDATED: Jun 17, 2021

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Looking for a new or used Dodge Durango? And wondering how much it costs to insure by year? We researched average annual car insurance costs for each model year and have compiled the results for you below.

Dodge Durango insurance facts

  • Average full coverage auto insurance premium: $144/month

  • Most affordable companies: USAA ($88/month) & GEICO ($95/month)

  • Durango car insurance cost vs. average rates: $37 less expensive than the average vehicle

Explore the pricing information below to find how much it will cost you to insure your Dodge Durango by model year and auto insurer.

Make sure to comparison shop before making a new car purchase to save money. 

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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Below average Dodge Durango insurer costs by state:

Risk factors affecting Dodge Durango car insurance rates

The make and model of your vehicle, along with the year of manufacture, are the three most important factors in determining your car’s value, which in turn is the main factor in determining your car insurance premium. Your own personal driving history, age, marital status, credit scoretype of vehicle, coverage levels, and other personal factors are also important components of your rate.

How to save money on Dodge Durango car insurance coverage?

Many driver discounts are available to people through most major auto insurance companies, such as

  • Student discounts

  • Safe drivers

  • Senior discounts

With all Dodge models, you can get the following car insurance discounts:

  • Passive restraint systems

  • Anti-lock brakes

  • Anti-theft devices

Dodge Automobile Brand

Dodge is an American brand of automobiles specializing in performance sports cars. The large diversified target market of Dodge includes middle-income customers that demand high-end design, sporty vehicle that’s affordable. All Dodge automobiles have high safety ratings, with many of their cars getting “Top Safety Pick” and 5-star safety and crash test ratings from the National Highway Traffic Safety Administration (NHTSA). The Dodge Grand Caravan, Durango, and Charger are some of their most popular vehicles.

Higher than average Durango repair costs equal higher coverage rates

Many consumers are attracted to Dodge’s high-end features, powerful engines, and driver-assist technologies, like Dodge’s Blind Spot Monitoring. Original Equipment Manufacturer (OEM) automotive parts are common but more expensive than popular vehicles, like the ToyotaHonda, or Subaru. Repairing a Dodge is above average since repair parts are more costly than average. For this reason, many Dodge’s are going to have higher than average car insurance rates to similar cars in their class.

Rapid depreciation for Durango affecting auto policies

Another factor to consider for Dodge is rapid depreciation, affecting auto insurance rates. As your vehicle’s value goes down each year, your auto policy could go down at each renewal. On the other hand, in an auto accident, you need repair parts that rarely go down in price for all Dodge models. This could put you in a difficult situation position since many car insurance companies will subtract depreciation from the amount paid for your insurance claim resulting in a situation where your claim payout doesn’t fully cover your repair cost.

High IIHS and NHTSA safety ratings lower car insurance rates for drivers

Dodge’s are known for their safety ratings, safety features, 5-star crash test ratings, driver-assist technologies such a forward collision warning with active braking technology, and lower auto insurance rates for drivers with a good driving record, sometimes getting 20% driver discounts for passive restraints and safety features for Dodge models. The Dodge Ram is the Insurance Institute for Highway Safety (IIHS) “Top Safety Pick,” and the NHTSA consistently gives Dodge automobiles top safety ratings each year, lowering your car insurance costs.

AutoInsureSavings.org licensed car insurance agents to recommend comprehensive and collision coverage, uninsured motorist coverage, and roadside assistance for new Dodge automobile owners when buying a car insurance policy.

Make sure to shop around with multiple car insurance carriers before making a new car purchase.

2021 Dodge Durango

Cheapest Insurance CompaniesAverage Annual Cost
21st Century $2046
Allstate$1634
American Family$1590
Erie$1259
GEICO$1124
Kentucky Farm Bureau$1829
Liberty Mutual$1350
Mercury$1629
Nationwide$1705
Progressive$1459
Safeco$2174
State Farm$1187
Tennessee Farmers$1615
Texas Farm Bureau$1558
The Hanover$1946
Travelers$1679
USAA$1066

Compare all 2021 Dodge Durango rates

Average Cost to Insure Per Year

$1736

List Price

$32245

Trims Available

SXT - Special Service - SXT Plus - GT - Citadel - R/T - Citadel Anodized Platinum - SRT - With driver assist technologies: Launch Control, Launch Assist, Electric Power Steering, Brake Assist, Electronic Brake-Force Distribution, All-Speed Traction Control, Electronic Stability Control, and Hill-Start Assist - with standard safety features: 7 Airbags, 4-Wheel ABS, 4-Wheel Disc Brakes, Brake Assist, Electronic Stability Control, Traction Control, Blind Spot Monitor

2020 Dodge Durango

Cheapest Insurance CompaniesAverage Annual Cost
21st Century $2035
Allstate$1562
American Family$1334
Erie$1149
GEICO$1059
Kentucky Farm Bureau$1792
Liberty Mutual$1199
Mercury$1490
Nationwide$1653
Progressive$1273
State Farm$1125
Tennessee Farmers$1453
Texas Farm Bureau$1306
The Hanover$1863
Travelers$1577
USAA$1029

Compare all 2020 Dodge Durango rates

Average Cost to Insure Per Year

$1560

List Price

$30795

Trims Available

SXT - Special Service - SXT Plus - GT - Citadel - R/T - Citadel Anodized Platinum - SRT - With driver assist technologies: Launch Control, Launch Assist, Electric Power Steering, Brake Assist, Electronic Brake-Force Distribution, All-Speed Traction Control, Electronic Stability Control, and Hill-Start Assist - with standard safety features: 7 Airbags, 4-Wheel ABS, 4-Wheel Disc Brakes, Brake Assist, Electronic Stability Control, Traction Control, Blind Spot Monitor

2019 Dodge Durango

Cheapest Insurance CompaniesAverage Annual Cost
21st Century $2016
Allstate$1521
American Family$1345
Erie$1126
GEICO$1026
Kentucky Farm Bureau$1752
Liberty Mutual$1153
Mercury$1467
Nationwide$1649
Progressive$1240
State Farm$1084
Tennessee Farmers$1420
Texas Farm Bureau$1268
The Hanover$1835
Travelers$1539
USAA$983

Compare all 2019 Dodge Durango rates

Average Cost to Insure Per Year

$1436

List Price

$30445

Trims Available

SXT - Special Service - SXT Plus - GT - Citadel - R/T - Citadel Anodized Platinum - SRT - With driver assist technologies: Launch Control, Launch Assist, Electric Power Steering, Brake Assist, Electronic Brake-Force Distribution, All-Speed Traction Control, Electronic Stability Control, and Hill-Start Assist - with standard safety features: 7 Airbags, 4-Wheel ABS, 4-Wheel Disc Brakes, Brake Assist, Electronic Stability Control, Traction Control, Blind Spot Monitor

2018 Dodge Durango

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1209
Acuity$ 1209
Allied$ 1186
Allied$ 1186
Country$ 1251
Country$ 1251
Erie$ 803
Erie$ 803
GEICO$ 888
GEICO$ 888
Nationwide$ 1097
Nationwide$ 1097
Plymouth Rock Insurance$ 1198
Plymouth Rock Insurance$ 1198
Progressive$ 927
Progressive$ 927
State Farm$ 1076
State Farm$ 1076
Tennessee Farmers$ 1012
Tennessee Farmers$ 1012
USAA$ 988
USAA$ 988
Vermont Mutual$ 1130
Vermont Mutual$ 1130

Compare all 2018 Dodge Durango rates

Average Cost to Insure Per Year

$ 1213

List Price

$ 29995

Trims Available

SXT - Special Service - SXT Plus - GT - Citadel - R/T - Citadel Anodized Platinum - SRT

2017 Dodge Durango

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1165
Acuity$ 1165
Allied$ 1190
Allied$ 1190
Erie$ 762
Erie$ 762
GEICO$ 820
GEICO$ 820
Nationwide$ 1119
Nationwide$ 1119
Plymouth Rock Insurance$ 1166
Plymouth Rock Insurance$ 1166
Progressive$ 923
Progressive$ 923
State Farm$ 1028
State Farm$ 1028
Tennessee Farmers$ 1003
Tennessee Farmers$ 1003
Texas Farm Bureau$ 812
Texas Farm Bureau$ 812
USAA$ 969
USAA$ 969
Vermont Mutual$ 1040
Vermont Mutual$ 1040

Compare all 2017 Dodge Durango rates

Average Cost to Insure Per Year

$ 1102

List Price

$ 29995

Trims Available

SXT - Special Service - SXT Plus - GT - Citadel - R/T - Citadel Anodized Platinum

2016 Dodge Durango

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1138
Acuity$ 1138
Country$ 1139
Country$ 1139
Erie$ 712
Erie$ 712
GEICO$ 664
GEICO$ 664
Nationwide$ 1082
Nationwide$ 1082
Plymouth Rock Insurance$ 1140
Plymouth Rock Insurance$ 1140
Progressive$ 827
Progressive$ 827
State Farm$ 1016
State Farm$ 1016
Tennessee Farmers$ 993
Tennessee Farmers$ 993
Texas Farm Bureau$ 814
Texas Farm Bureau$ 814
USAA$ 862
USAA$ 862
Vermont Mutual$ 1000
Vermont Mutual$ 1000

Compare all 2016 Dodge Durango rates

Average Cost to Insure Per Year

$ 1039

List Price

$ 30495

Trims Available

SXT - Special Service - SXT Plus - Limited - Citadel - R/T - Citadel Anodized Platinum

2015 Dodge Durango

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1108
Acuity$ 1108
Arbella$ 1175
Arbella$ 1175
Country$ 1142
Country$ 1142
Erie$ 738
Erie$ 738
GEICO$ 808
GEICO$ 808
Plymouth Rock Insurance$ 1123
Plymouth Rock Insurance$ 1123
Progressive$ 988
Progressive$ 988
State Farm$ 1036
State Farm$ 1036
Tennessee Farmers$ 964
Tennessee Farmers$ 964
Texas Farm Bureau$ 796
Texas Farm Bureau$ 796
USAA$ 938
USAA$ 938
Vermont Mutual$ 957
Vermont Mutual$ 957

Compare all 2015 Dodge Durango rates

Average Cost to Insure Per Year

$ 1082

List Price

$ 30495

Trims Available

SXT - Special Service - Limited - R/T - Citadel

2014 Dodge Durango

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1027
Acuity$ 1027
American Family$ 1087
American Family$ 1087
Country$ 1071
Country$ 1071
Erie$ 675
Erie$ 675
GEICO$ 617
GEICO$ 617
Nationwide$ 1075
Nationwide$ 1075
Progressive$ 835
Progressive$ 835
State Farm$ 919
State Farm$ 919
Tennessee Farmers$ 915
Tennessee Farmers$ 915
Texas Farm Bureau$ 764
Texas Farm Bureau$ 764
USAA$ 791
USAA$ 791
Vermont Mutual$ 888
Vermont Mutual$ 888

Compare all 2014 Dodge Durango rates

Average Cost to Insure Per Year

$ 967

List Price

$ 29995

Trims Available

SXT - Special Service - Limited - R/T - Citadel

2013 Dodge Durango

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1010
Acuity$ 1010
Arbella$ 1069
Arbella$ 1069
Country$ 1077
Country$ 1077
Erie$ 671
Erie$ 671
GEICO$ 617
GEICO$ 617
Plymouth Rock Insurance$ 1070
Plymouth Rock Insurance$ 1070
Progressive$ 823
Progressive$ 823
State Farm$ 941
State Farm$ 941
Tennessee Farmers$ 913
Tennessee Farmers$ 913
Texas Farm Bureau$ 731
Texas Farm Bureau$ 731
USAA$ 770
USAA$ 770
Vermont Mutual$ 874
Vermont Mutual$ 874

Compare all 2013 Dodge Durango rates

Average Cost to Insure Per Year

$ 950

List Price

$ 29795

Trims Available

SXT - Special Service - Crew - R/T - Citadel

2012 Dodge Durango

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 941
Acuity$ 941
American Family$ 983
American Family$ 983
Country$ 1004
Country$ 1004
Erie$ 638
Erie$ 638
GEICO$ 507
GEICO$ 507
Nationwide$ 986
Nationwide$ 986
Progressive$ 728
Progressive$ 728
State Farm$ 693
State Farm$ 693
Tennessee Farmers$ 857
Tennessee Farmers$ 857
Texas Farm Bureau$ 769
Texas Farm Bureau$ 769
USAA$ 662
USAA$ 662
Vermont Mutual$ 803
Vermont Mutual$ 803

Compare all 2012 Dodge Durango rates

Average Cost to Insure Per Year

$ 849

List Price

$ 29795

Trims Available

Crew Lux - SXT - Special Service - Heat - Crew - R/T - Citadel

2011 Dodge Durango

Cheapest Insurance CompaniesAverage Annual Cost
American Family$ 922
American Family$ 922
Arbella$ 953
Arbella$ 953
Country$ 910
Country$ 910
Erie$ 624
Erie$ 624
GEICO$ 494
GEICO$ 494
Nationwide$ 973
Nationwide$ 973
Progressive$ 677
Progressive$ 677
State Farm$ 706
State Farm$ 706
Tennessee Farmers$ 837
Tennessee Farmers$ 837
Texas Farm Bureau$ 718
Texas Farm Bureau$ 718
USAA$ 600
USAA$ 600
Vermont Mutual$ 782
Vermont Mutual$ 782

Compare all 2011 Dodge Durango rates

Average Cost to Insure Per Year

$ 822

List Price

$ 29195

Trims Available

Express - Heat - Crew - R/T - Crew Lux - Citadel