Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Joel Ohman is the CEO of a private equity-backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He also has an MBA from the University of South Florid...

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Reviewed by Joel Ohman
Founder, CFP®

UPDATED: Jun 17, 2021

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Are you looking for a new or used Ford Transit Cutaway? And wondering how much it costs to insure by year? We researched average annual car insurance costs for each model year and have compiled the results for you below.

Ford Transit Cutaway insurance facts

  • Average full coverage auto insurance premium: $108/month

  • Most affordable companies: GEICO ($66/month) & American Family Insurance ($73/month)

  • Transit Cutaway car insurance cost vs. average rates: $62 less expensive than the average vehicle

Explore the pricing information below to find how much it will cost you to insure your Ford Transit Cutaway by model year and auto insurer.

Make sure to comparison shop before making a new car purchase to save money. 

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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Below average Ford Transit Cutaway insurer costs by state:

Risk factors affecting Ford Transit Cutaway car insurance rates

The make and model of your vehicle, along with the year of manufacture, are the three most important factors in determining your car’s value, which in turn is the main factor in determining your car insurance premium. Your own personal driving history, age, marital status, credit scoretype of vehicle, coverage levels, and other personal factors are also important components of your rate.

How to save money on Ford Transit Cutaway car insurance coverage?

Many driver discounts are available to people through most major auto insurance companies, such as

  • Student discounts

  • Safe drivers

  • Senior discounts

With all Ford models, you can get the following car insurance discounts:

  • Passive restraint systems

  • Anti-lock brakes

  • Anti-theft devices

Ford automobile brand

Ford Motor Company is an American multinational automaker specializing in affordable automobiles and commercial vehicles under the Ford brand for the United States market. Ford also sells luxury cars under the Lincoln brand. The target market of Ford is various social and income groups for young and old stylish buyers, primarily through social media and YouTube. All Ford automobiles have high safety ratings, with many of their cars getting “Top Safety Pick” and 5-star safety and crash test ratings from the National Highway Traffic Safety Administration (NHTSA). The Ford F-150, Explorer, Edge, and Escape are some of their most popular vehicles.

High Ford Transit Cutaway repair costs equal high coverage rates

Many consumers are attracted to Ford’s creative designs, increased fuel efficiency, and driver-assist technologies, like Ford’s Co-Pilot 360. Automotive parts are common but generally more expensive than popular vehicles, like the ToyotaHonda, or Subaru. Repairing a Ford is higher than average since repair parts are slightly more expensive. For this reason, many Fords are going to have higher than average car insurance rates compared to similar cars in their class.

Rapid depreciation for Ford Transit Cutaway affecting auto policies

Another factor to consider for Ford is rapid depreciation, affecting auto insurance rates. As your vehicle’s value goes down each year, your auto policy could go down at each renewal. On the other hand, in an auto accident, you need repair parts that rarely go down in price for all Ford models. This could put you in a difficult situation position since many car insurance companies will subtract depreciation from the amount paid for your insurance claim resulting in a situation where your claim payout doesn’t fully cover your repair cost.

Excellent Ford IIHS and NHTSA safety ratings decreasing car insurance rates for drivers

Fords are known for their safety ratings, safety features, 5-star crash test ratings, driver-assist technologies such as Ford’s Co-Pilot 360, and lower auto insurance rates for drivers with a good driving record, sometimes getting 20% driver discounts for passive restraints and safety features for most Ford models. The Ford Escape, Edge, and Explorer are the Insurance Institute for Highway Safety (IIHS) “Top Safety Picks,” and the NHTSA consistently gives Ford automobiles top safety ratings each year, lowering your car insurance costs.

AutoInsureSavings.org licensed car insurance agents to recommend comprehensive and collision coverage, uninsured motorist coverage, and roadside assistance for new Ford automobile owners when buying a car insurance policy.

Make sure to shop around with multiple car insurance carriers before making a new car purchase.

2021 Ford Transit Cutaway

Cheapest Insurance CompaniesAverage Annual Cost
21st Century $1541
Acuity$1659
Allied$1082
Allstate$1293
American Family$840
Arbella$1189
Country Financial$1364
GEICO$815
Kentucky Farm Bureau$937
Liberty Mutual$1026
Mercury$1036
Nationwide$1130
Progressive$986
Quincy Mutual$1432
State Farm$893
Texas Farm Bureau$1267
The Hanover$1492
Travelers$1338

Compare all 2021 Ford Transit Cutaway rates

Average Cost to Insure Per Year

$1286

List Price

$31145

Trims Available

250 - 350 - 350 HD - Base Engine: 3.5L PFDI V6 Engine with driver assist technology (Ford Co-Pilot 360) includes forward collision warning with pedestrian detection, automatic forward emergency braking, blind-spot warning, rear cross-traffic warning, lane-departure warning, lane-keeping assistance, automatic high-beam headlights, reversing camera. With passive and active safety features: Airbags, 4-Wheel ABS, 4-Wheel Disc Brakes, Brake Assist, Electronic Stability Control, Daytime Running Lights

2020 Ford Transit Cutaway

Cheapest Insurance CompaniesAverage Annual Cost
21st Century $1530
Allied$1079
Allstate$1290
American Family$780
Arbella$1187
Country Financial$1357
GEICO$778
Kentucky Farm Bureau$895
Liberty Mutual$924
Mercury$987
Nationwide$1123
Quincy Mutual$1421
State Farm$826
Texas Farm Bureau$1265
The Hanover$1462
Travelers$1331

Compare all 2020 Ford Transit Cutaway rates

Average Cost to Insure Per Year

$1261

List Price

$30635

Trims Available

250 - 350 - 350 HD - Base Engine: 3.5L PFDI V6 Engine with driver assist technology (Ford Co-Pilot 360) includes forward collision warning with pedestrian detection, automatic forward emergency braking, blind-spot warning, rear cross-traffic warning, lane-departure warning, lane-keeping assistance, automatic high-beam headlights, reversing camera. With passive and active safety features: Airbags, 4-Wheel ABS, 4-Wheel Disc Brakes, Brake Assist, Electronic Stability Control, Daytime Running Lights

2019 Ford Transit Cutaway

Cheapest Insurance CompaniesAverage Annual Cost
21st Century $1458
Allied$1076
Allstate$1216
American Family$730
Arbella$1165
Country Financial$1326
GEICO$680
Kentucky Farm Bureau$835
Liberty Mutual$962
Mercury$1025
Nationwide$1106
Quincy Mutual$1354
State Farm$774
Texas Farm Bureau$1206
The Hanover$1399
Travelers$1287

Compare all 2019 Ford Transit Cutaway rates

Average Cost to Insure Per Year

$1170

List Price

$29410

Trims Available

250 - 350 - 350 HD - Base Engine: 3.5L PFDI V6 Engine with driver assist technology (Ford Co-Pilot 360) includes forward collision warning with pedestrian detection, automatic forward emergency braking, blind-spot warning, rear cross-traffic warning, lane-departure warning, lane-keeping assistance, automatic high-beam headlights, reversing camera. With passive and active safety features: Airbags, 4-Wheel ABS, 4-Wheel Disc Brakes, Brake Assist, Electronic Stability Control, Daytime Running Lights

2018 Ford Transit Cutaway

Cheapest Insurance CompaniesAverage Annual Cost
21st Century $1456
Allied$935
Allstate$1142
American Family$680
Arbella$1030
Country Financial$1168
GEICO$635
Kentucky Farm Bureau$770
Liberty Mutual$859
Mercury$912
Nationwide$1026
Quincy Mutual$1280
State Farm$721
Texas Farm Bureau$1059
The Hanover$1359
Travelers$1153

Compare all 2018 Ford Transit Cutaway rates

Average Cost to Insure Per Year

$1152

List Price

$28420

Trims Available

250 - 350 - 350 HD - Base Engine: 3.5L PFDI V6 Engine with driver assist technology (Ford Co-Pilot 360) includes forward collision warning with pedestrian detection, automatic forward emergency braking, blind-spot warning, rear cross-traffic warning, lane-departure warning, lane-keeping assistance, automatic high-beam headlights, reversing camera. With passive and active safety features: Airbags, 4-Wheel ABS, 4-Wheel Disc Brakes, Brake Assist, Electronic Stability Control, Daytime Running Lights,

2017 Ford Transit Cutaway

Cheapest Insurance CompaniesAverage Annual Cost
Allstate$ 1729
Allstate$ 1729
Amica$ 1119
Amica$ 1119
Arbella$ 989
Arbella$ 989
GEICO$ 779
GEICO$ 779
Liberty Mutual$ 1794
Liberty Mutual$ 1794
MetLife$ 1396
MetLife$ 1396
Plymouth Rock Insurance$ 832
Plymouth Rock Insurance$ 832
Progressive$ 1061
Progressive$ 1061
Quincy Mutual$ 1163
Quincy Mutual$ 1163
State Farm$ 1209
State Farm$ 1209
Texas Farm Bureau$ 804
Texas Farm Bureau$ 804
USAA$ 1125
USAA$ 1125

Compare all 2017 Ford Transit Cutaway rates

Average Cost to Insure Per Year

$ 1130

List Price

$ 27980

Trims Available

250 - 350 - 350 HD

2016 Ford Transit Cutaway

Cheapest Insurance CompaniesAverage Annual Cost
Allstate$ 1649
Allstate$ 1649
Amica$ 1049
Amica$ 1049
Arbella$ 965
Arbella$ 965
GEICO$ 761
GEICO$ 761
Liberty Mutual$ 1745
Liberty Mutual$ 1745
MetLife$ 1353
MetLife$ 1353
Plymouth Rock Insurance$ 749
Plymouth Rock Insurance$ 749
Progressive$ 1046
Progressive$ 1046
Quincy Mutual$ 1131
Quincy Mutual$ 1131
State Farm$ 1189
State Farm$ 1189
Texas Farm Bureau$ 785
Texas Farm Bureau$ 785
USAA$ 1119
USAA$ 1119

Compare all 2016 Ford Transit Cutaway rates

Average Cost to Insure Per Year

$ 1100

List Price

$ 27360

Trims Available

250 - 350 - 350 HD

2015 Ford Transit Cutaway

Cheapest Insurance CompaniesAverage Annual Cost
Allstate$ 1568
Allstate$ 1568
Amica$ 991
Amica$ 991
Arbella$ 938
Arbella$ 938
GEICO$ 749
GEICO$ 749
Liberty Mutual$ 1690
Liberty Mutual$ 1690
MetLife$ 1311
MetLife$ 1311
Plymouth Rock Insurance$ 670
Plymouth Rock Insurance$ 670
Progressive$ 1058
Progressive$ 1058
Quincy Mutual$ 1107
Quincy Mutual$ 1107
State Farm$ 1169
State Farm$ 1169
Texas Farm Bureau$ 767
Texas Farm Bureau$ 767
USAA$ 1113
USAA$ 1113

Compare all 2015 Ford Transit Cutaway rates

Average Cost to Insure Per Year

$ 1072

List Price

$ 27040

Trims Available

250 - 350 - 350 HD