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GMC Acadia Car Insurance Cost

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Are you looking for a new or used GMC Acadia? And wondering how much it costs to insure by year? We researched average annual car insurance costs for each model year and have compiled the results for you below.

GMC Acadia car insurance facts

  • Average full coverage auto insurance premium: $114/month

  • Most affordable companies: GEICO ($77/month) & American Family Insurance ($81/month)

  • Acadia car insurance cost vs. average rates: $58 less expensive than the average vehicle

Explore the pricing information below to find how much it will cost you to insure your GMC Acadia by model year and auto insurer.

Make sure to comparison shop before making a new car purchase to save money. 

Below average GMC Acadia insurer costs by state:

How much does it cost to insure my GMC Acadia?

Select the year of your car:

2021 GMC Acadia

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Average Cost to Insure Per Year

$1,368

List Price

$29,800

Trims Available

SL - SLE-1 - SLE-2 - SLT-1 - SLT-2 - Denali - Base Engine: 2.5-liter four-cylinder at 193 horsepower with GMC Safe Assist driver technologies: forward collision warning (FCW) with pedestrian detection, automatic emergency braking (AEB), lane departure warning (LDW), lane-keeping assistance (LKA), a following distance indicator, IntelliBeam automatic high-beam headlights, Standard and passive safety features: Adaptive Cruise Control, Lane Departure Warning, Rear Cross-Traffic Alert, Lane Change Alert with Side Blind Zone Alert, Safety Alert Seat, Onstar Safety and Security, Airbags, Anti-lock brakes, Stability control, Airbags, and Pretensioners

2020 GMC Acadia

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Average Cost to Insure Per Year

$1,359

List Price

$29,800

Trims Available

SL - SLE-1 - SLE-2 - SLT-1 - SLT-2 - Denali - Base Engine: 2.5-liter four-cylinder at 193 horsepower with GMC Safe Assist driver technologies: forward collision warning (FCW) with pedestrian detection, automatic emergency braking (AEB), lane departure warning (LDW), lane-keeping assistance (LKA), a following distance indicator, IntelliBeam automatic high-beam headlights, Standard and passive safety features: Adaptive Cruise Control, Lane Departure Warning, Rear Cross-Traffic Alert, Lane Change Alert with Side Blind Zone Alert, Safety Alert Seat, Onstar Safety and Security, Airbags, Anti-lock brakes, Stability control, Airbags, and Pretensioners

2019 GMC Acadia

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Average Cost to Insure Per Year

$1,298

List Price

$29,000

Trims Available

SL - SLE-1 - SLE-2 - SLT-1 - SLT-2 - Denali - Base Engine: 2.5-liter four-cylinder at 193 horsepower with GMC Safe Assist driver technologies: forward collision warning (FCW) with pedestrian detection, automatic emergency braking (AEB), lane departure warning (LDW), lane-keeping assistance (LKA), a following distance indicator, IntelliBeam automatic high-beam headlights, Standard and passive safety features: Adaptive Cruise Control, Lane Departure Warning, Rear Cross-Traffic Alert, Lane Change Alert with Side Blind Zone Alert, Safety Alert Seat, Onstar Safety and Security, Airbags, Anti-lock brakes, Stability control, Airbags, and Pretensioners

2018 GMC Acadia

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Average Cost to Insure Per Year

$1,289

List Price

$29,000

Trims Available

SL - SLE-1 - SLE-2 - SLT-1 - SLT-2 - Denali - Base Engine: 2.5-liter four-cylinder at193 horsepower with GMC Safe Assist driver technologies: forward collision warning (FCW) with pedestrian detection, automatic emergency braking (AEB), lane departure warning (LDW), lane-keeping assistance (LKA), a following distance indicator, IntelliBeam automatic high-beam headlights, Standard and passive safety features: Adaptive Cruise Control, Lane Departure Warning, Rear Cross-Traffic Alert, Lane Change Alert with Side Blind Zone Alert, Safety Alert Seat, Onstar Safety and Security, Airbags, Anti-lock brakes, Stability control, Airbags, and Pretensioners

2017 GMC Acadia

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Average Cost to Insure Per Year

$1,049

List Price

$29,070

Trims Available

SL - SLE-1 - SLE-2 - SLT-1 - SLT-2 - Denali

2016 GMC Acadia

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Average Cost to Insure Per Year

$1,004

List Price

$30,975

Trims Available

SL - SLE-1 - SLE-2 - SLT-1 - SLT-2 - Denali

2015 GMC Acadia

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Average Cost to Insure Per Year

$961

List Price

$33,975

Trims Available

SLE-1 - SLE-2 - SLT-1 - SLT-2 - Denali

2014 GMC Acadia

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Average Cost to Insure Per Year

$926

List Price

$34,485

Trims Available

SLE-1 - SLE-2 - SLT-1 - SLT-2 - Denali

2013 GMC Acadia

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Average Cost to Insure Per Year

$916

List Price

$34,050

Trims Available

SLE-1 - SLE-2 - SLT-1 - SLT-2 - Denali

2012 GMC Acadia

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Average Cost to Insure Per Year

$867

List Price

$32,835

Trims Available

SL - SLE - SLT-1 - SLT-2 - Denali

2011 GMC Acadia

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Average Cost to Insure Per Year

$856

List Price

$32,000

Trims Available

SL - SLE - SLT-1 - SLT-2 - Denali

Risk factors affecting GMC Acadia car insurance rates

The make and model of your vehicle, along with the year of manufacture, are the three most important factors in determining your car's value, which in turn is the main factor in determining your car insurance premium. Your own personal driving history, age, marital status, credit scoretype of vehicle, coverage levels, and other personal factors are also important components of your car insurance rate.

How to save money on GMC Acadia car insurance coverage?

Many driver discounts are available to people through most major auto insurance companies, such as

  • Student discounts

  • Safe drivers

  • Senior discounts

With all GMC models, you can get the following car insurance discounts:

  • Passive restraint systems

  • Anti-lock brakes

  • Anti-theft devices

GMC automobile brand

General Motors Company (GMC) is an American multinational automaker specializing in affordable automobiles and commercial vehicles under the GMC brand for the United States market. GMC is the largest United States automobile manufacturer and one of the world's largest auto manufacturers. The target market of GMC is middle, upper-middle, and upper-class U.S. consumers focusing on advanced technology with creative designs and affordability. All GMC automobiles have high safety ratings, with many of their cars getting "Top Safety Pick" and 5-star safety and crash test ratings from the National Highway Traffic Safety Administration (NHTSA). The GMC Sierra 1500, Canyon, Terrain, and Yukon are some of their most popular vehicles.

High GMC Acadia repair costs equal high car insurance rates

Many consumers are attracted to GMC's creative designs, increased fuel efficiencies, and driver-assist technologies, like GMC's Pro and GMC Pro Safety technological innovations. Automotive parts are common but generally more expensive than popular vehicles, like the ToyotaHonda, or Subaru. Repairing a GMC is higher than average since repair parts are slightly more expensive. For this reason, many GMCs are going to have higher than average car insurance rates compared to similar cars in their class.

Rapid depreciation for GMC Acadia affecting car insurance policies

Another factor to consider for GMC is rapid depreciation, affecting auto insurance rates. As your vehicle's value goes down each year, your auto policy could go down at each renewal. On the other hand, in an auto accident, you need repair parts that rarely go down in price for all GMC models. This could put you in a difficult situation position since many car insurance companies will subtract depreciation from the amount paid for your car insurance claim resulting in a situation where your claim payout doesn't fully cover your repair cost.

Excellent GMC IIHS and NHTSA safety ratings decreasing car insurance rates for drivers

GMCs are known for their safety ratings, safety features, 5-star crash test ratings, driver-assist technologies such as GMC's Pro Safety and Pro Safety Plus innovations, and lower auto insurance rates for drivers with a good driving record, sometimes getting 20% car insurance discounts for passive restraints and safety features for most GMC models. The GMC Terrain and Acadia are the Insurance Institute for Highway Safety (IIHS) "Top Safety Picks," and the NHTSA consistently gives GMC automobiles top safety ratings each year, lowering your car insurance costs.

AutoInsureSavings.org licensed car insurance agents to recommend comprehensive and collision coverage, uninsured motorist coverage, and roadside assistance for new GMC automobile owners when buying a car insurance policy.

Make sure to shop around with multiple car insurance carriers before making a new car purchase.

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