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GMC Sierra 2500HD Car Insurance Cost

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Are you looking for a new or used GMC Sierra 2500HD? And wondering how much it costs to insure by year? We researched average annual car insurance costs for each model year and have compiled the results for you below.

GMC Sierra 2500HD car insurance facts

  • Average full coverage auto insurance premium: $133/month

  • Most affordable companies: Allied Insurance ($78/month) & Progressive ($86/month)

  • Sierra 2500HD car insurance cost vs. average rates: $37 less expensive than the average vehicle

Explore the pricing information below to find how much it will cost you to insure your GMC Sierra 2500HD by model year and auto insurer.

Make sure to comparison shop before making a new car purchase to save money. 

Below average GMC Sierra 2500HD insurer costs by state:

How much does it cost to insure my GMC Sierra 2500HD?

Select the year of your car:

2021 GMC Sierra 2500HD

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Average Cost to Insure Per Year

$1,526

List Price

$36,200

Trims Available

Base - SLE - SLT - Denali - Base Engine: 6.6-liter gas-powered V-8 at 401 horsepower with GMC Safe Assist driver technologies: forward collision warning (FCW) with pedestrian detection, automatic emergency braking (AEB), lane departure warning (LDW), lane-keeping assistance (LKA), a following distance indicator, IntelliBeam automatic high-beam headlights, Standard and passive safety features: Adaptive Cruise Control, Lane Departure Warning, Rear Cross-Traffic Alert, Lane Change Alert with Side Blind Zone Alert, Safety Alert Seat, Onstar Safety and Security, Airbags, Anti-lock brakes, Stability control, Airbags, and Pretensioners

2020 GMC Sierra 2500HD

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Average Cost to Insure Per Year

$1,327

List Price

$35,800

Trims Available

Base - SLE - SLT - Denali - Base Engine: 6.6-liter gas-powered V-8 at 401 horsepower with GMC Safe Assist driver technologies: forward collision warning (FCW) with pedestrian detection, automatic emergency braking (AEB), lane departure warning (LDW), lane-keeping assistance (LKA), a following distance indicator, IntelliBeam automatic high-beam headlights, Standard and passive safety features: Adaptive Cruise Control, Lane Departure Warning, Rear Cross-Traffic Alert, Lane Change Alert with Side Blind Zone Alert, Safety Alert Seat, Onstar Safety and Security, Airbags, Anti-lock brakes, Stability control, Airbags, and Pretensioners

2019 GMC Sierra 2500HD

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Average Cost to Insure Per Year

$1,289

List Price

$38,200

Trims Available

Base - SLE - SLT - Denali - Base Engine: 6.6-liter gas-powered V-8 at 401 horsepower with GMC Safe Assist driver technologies: forward collision warning (FCW) with pedestrian detection, automatic emergency braking (AEB), lane departure warning (LDW), lane-keeping assistance (LKA), a following distance indicator, IntelliBeam automatic high-beam headlights, Standard and passive safety features: Adaptive Cruise Control, Lane Departure Warning, Rear Cross-Traffic Alert, Lane Change Alert with Side Blind Zone Alert, Safety Alert Seat, Onstar Safety and Security, Airbags, Anti-lock brakes, Stability control, Airbags, and Pretensioners

2018 GMC Sierra 2500HD

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Average Cost to Insure Per Year

$990

List Price

$35,000

Trims Available

Base - SLE - SLT - Denali

2017 GMC Sierra 2500HD

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Average Cost to Insure Per Year

$1,533

List Price

$34,190

Trims Available

Base - SLE - SLT - Denali

2016 GMC Sierra 2500HD

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Average Cost to Insure Per Year

$851

List Price

$33,535

Trims Available

Base - SLE - SLT - Denali

2015 GMC Sierra 2500HD

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Average Cost to Insure Per Year

$874

List Price

$33,195

Trims Available

Base - SLE - SLT - Denali

2014 GMC Sierra 2500HD

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Average Cost to Insure Per Year

$839

List Price

$31,310

Trims Available

Work Truck - SLE - SLT - Denali

2013 GMC Sierra 2500HD

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Average Cost to Insure Per Year

$746

List Price

$29,300

Trims Available

Work Truck - SLE - SLT - Denali

2012 GMC Sierra 2500HD

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Average Cost to Insure Per Year

$727

List Price

$28,800

Trims Available

Work Truck - SLE - SLT - Denali

2011 GMC Sierra 2500HD

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Average Cost to Insure Per Year

$727

List Price

$28,415

Trims Available

Work Truck - SLE - SLT - Denali

Risk factors affecting GMC Sierra 2500HD car insurance rates

The make and model of your vehicle, along with the year of manufacture, are the three most important factors in determining your car's value, which in turn is the main factor in determining your car insurance premium. Your own personal driving history, age, marital status, credit scoretype of vehicle, coverage levels, and other personal factors are also important components of your car insurance rate.

How to save money on GMC Sierra 2500HD car insurance coverage?

Many driver discounts are available to people through most major auto insurance companies, such as

  • Student discounts

  • Safe drivers

  • Senior discounts

With all GMC models, you can get the following car insurance discounts:

  • Passive restraint systems

  • Anti-lock brakes

  • Anti-theft devices

GMC automobile brand

General Motors Company (GMC) is an American multinational automaker specializing in affordable automobiles and commercial vehicles under the GMC brand for the United States market. GMC is the largest United States automobile manufacturer and one of the world's largest auto manufacturers. The target market of GMC is middle, upper-middle, and upper-class U.S. consumers focusing on advanced technology with creative designs and affordability. All GMC automobiles have high safety ratings, with many of their cars getting "Top Safety Pick" and 5-star safety and crash test ratings from the National Highway Traffic Safety Administration (NHTSA). The GMC Sierra 1500, Canyon, Terrain, and Yukon are some of their most popular vehicles.

High GMC Sierra 2500HD repair costs equal high car insurance rates

Many consumers are attracted to GMC's creative designs, increased fuel efficiencies, and driver-assist technologies, like GMC's Pro and GMC Pro Safety technological innovations. Automotive parts are common but generally more expensive than popular vehicles, like the ToyotaHonda, or Subaru. Repairing a GMC is higher than average since repair parts are slightly more expensive. For this reason, many GMCs are going to have higher than average car insurance rates compared to similar cars in their class.

Rapid depreciation for GMC Sierra 2500HD affecting car insurance policies

Another factor to consider for GMC is rapid depreciation, affecting auto insurance rates. As your vehicle's value goes down each year, your auto policy could go down at each renewal. On the other hand, in an auto accident, you need repair parts that rarely go down in price for all GMC models. This could put you in a difficult situation position since many car insurance companies will subtract depreciation from the amount paid for your car insurance claim resulting in a situation where your claim payout doesn't fully cover your repair cost.

Excellent GMC IIHS and NHTSA safety ratings decreasing car insurance rates for drivers

GMCs are known for their safety ratings, safety features, 5-star crash test ratings, driver-assist technologies such as GMC's Pro Safety and Pro Safety Plus innovations, and lower auto insurance rates for drivers with a good driving record, sometimes getting 20% car insurance discounts for passive restraints and safety features for most GMC models. The GMC Terrain and Acadia are the Insurance Institute for Highway Safety (IIHS) "Top Safety Picks," and the NHTSA consistently gives GMC automobiles top safety ratings each year, lowering your car insurance costs.

AutoInsureSavings.org licensed car insurance agents to recommend comprehensive and collision coverage, uninsured motorist coverage, and roadside assistance for new GMC automobile owners when buying a car insurance policy.

Make sure to shop around with multiple car insurance carriers before making a new car purchase.

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