Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Joel Ohman is the CEO of a private equity-backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He also has an MBA from the University of South Florid...

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Reviewed by Joel Ohman
Founder, CFP®

UPDATED: Jun 17, 2021

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Looking for a used Honda Accord Crosstour? And wondering how much it costs to insure by year? We researched average annual insurance costs for each model year up to 2015, the last year the Crosstour was manufactured, and have compiled the results for you below.

Honda Accord Crosstour facts

  • Average auto insurance premium: $84/month

  • Most affordable companies: USAA ($47/month) & GEICO ($51/month)

  • Crosstour insurance cost vs. average rate: $116 less expensive than the average vehicle

Explore the pricing information below to find how much it will cost you to insure your Honda Accord Crosstour by model year and insurer.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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Below average Honda Accord Crosstour insurer costs by state:

Factors affecting Honda Crosstour rates

The make and model of your vehicle, along with the year of manufacture, are the three most important factors in determining your car’s value, which in turn is the main factor in determining your premium. Your own personal driving history, age, and other risk factors are also important components of your rate.

Honda Crosstours are well-known for having exceptional resale value, which typically would result in high rates for even older vehicles. Still, Hondas actually do have some factors helping to mitigate that impact. For example, Hondas has been obtaining excellent safety ratings for decades, with the Honda Accord Crosstour named the Top Safety Pick by the Insurance Institute for Highway Safety.

Other Honda risk factors to consider

Another important factor for lower than average rates is Honda is one of the top-selling auto brands in the US, second only to Toyota. This helps in many ways, as the abundance of the same kind of vehicle helps companies obtain more data to do the underwriting more accurately. Also, it lowers repair costs since there are many replacement parts available for these cars and most mechanics are familiar with working on these vehicles.

One of the best ways to estimate whether the car you are considering will have high or low rates is to evaluate what the car is being used for by most people. In the case of a Honda, more than likely, it is being used by families to commute and provide general transportation. Honda does have a few more sport-like vehicles like the NSX, but the main target market is families by and large. This means that most drivers take care of their vehicles and drive them in a careful, conservative manner. In contrast, Subarus tend to have high rates because some of their more popular models are intended for the sports market they expect to drive them aggressively. In summary, it is hard to go wrong with a Honda as a vehicle, which is why Americans have continued to support the brand providing a very active resale market for even 30-year-old vehicles.

Methodology

AutoInsureSavings.org collects quotes from the state’s largest car insurers for a 30-year-old male or female motorist for our driver profile. Each driver has a clean driving record, and we applied a good driver, anti-theft, and paperless discounts. Price quotes for each insurer are via Quadrant Information Services.

We retrieved quotes for various Accord Crosstours and trim levels from rate data in this instance.

The full coverage policy included:

$50,000 bodily injury liability per person.
$100,000 bodily injury liability per accident.
$50,000 property damage liability per accident.
$50,000 uninsured motorist coverage per person.
$100,000 uninsured motorist coverage per accident.

Collision coverage with a $500 deductible.
Comprehensive coverage with a $500 deductible.

AutoInsureSavings.org uses rate data from Quadrant Information Services. We sourced quotes from insurer filings that are publicly available for rate comparison.

2015 Honda Accord Crosstour

Cheapest Insurance CompaniesAverage Annual Cost
21st Century$1080
Acuity$1033
Allied$1133
Allstate$1203
Amica$911
Erie$727
Farmers$1097
GEICO$814
Progressive$1160
Tennessee Farmers$946
Texas Farm Bureau$712
USAA$771

Compare all 2015 Honda Accord Crosstour rates

Average Cost to Insure Per Year

$1211

List Price

$31990

Trims Available

EX - EX-L - EX-L w/Navi and safety features - Collision Mitigation Braking System, Road Departure Mitigation System, Adaptive Cruise Control with Low-Speed Follow, Lane Keeping Assist System, Forward Collision Warning, Lane Departure Warning, and Traffic Sign Recognition System

2014 Honda Accord Crosstour

Cheapest Insurance CompaniesAverage Annual Cost
21st Century$1067
Acuity$1030
Allied$1116
Allstate$1190
Amica$909
Erie$720
Farmers$1090
GEICO$804
Progressive$1143
Tennessee Farmers$940
Texas Farm Bureau$707
USAA$765

Compare all 2014 Honda Accord Crosstour rates

Average Cost to Insure Per Year

$1214

List Price

$31490

Trims Available

EX - EX-L - EX-L w/Navi and safety features - Collision Mitigation Braking System, Road Departure Mitigation System, Adaptive Cruise Control with Low-Speed Follow, Lane Keeping Assist System, Forward Collision Warning, Lane Departure Warning, and Traffic Sign Recognition System

2011 Honda Accord Crosstour

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1005
Acuity$ 1005
Allied$ 1050
Allied$ 1050
Amica$ 1073
Amica$ 1073
Arbella$ 889
Arbella$ 889
Country$ 1028
Country$ 1028
Erie$ 687
Erie$ 687
GEICO$ 842
GEICO$ 842
Plymouth Rock Insurance$ 1029
Plymouth Rock Insurance$ 1029
Tennessee Farmers$ 922
Tennessee Farmers$ 922
Texas Farm Bureau$ 729
Texas Farm Bureau$ 729
USAA$ 832
USAA$ 832
Vermont Mutual$ 766
Vermont Mutual$ 766

Compare all 2011 Honda Accord Crosstour rates

Average Cost to Insure Per Year

$1030

List Price

$29990

Trims Available

EX - EX-L - EX-L w/Navi and safety features - Collision Mitigation Braking System, Road Departure Mitigation System, Adaptive Cruise Control with Low-Speed Follow, Lane Keeping Assist System, Forward Collision Warning, Lane Departure Warning, and Traffic Sign Recognition System