Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity-backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He also has an MBA from the University of South Florid...

Full Bio →

Reviewed by Joel Ohman
Founder, CFP®

UPDATED: Jun 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Are you looking for a new or used Hyundai Sante Fe? And wondering how much it costs to insure by year? We researched average annual car insurance costs for each model year and have compiled the results for you below.

Hyundai Sante Fe car insurance facts

  • Average full coverage auto insurance premium: $116/month

  • Most affordable companies: Erie Insurance ($81/month) & State Farm ($84/month)

  • Sante Fe car insurance cost vs. average rates: $46 less expensive than the average vehicle

Explore the pricing information below to find how much it will cost you to insure your Hyundai Sante Fe by model year and auto insurer.

Make sure to comparison shop before making a new car purchase to save money. 

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Below average Hyundai Sante Fe insurer costs by state:

Risk factors affecting Hyundai Sante Fe car insurance rates

The make and model of your vehicle, along with the year of manufacture, are the three most important factors in determining your car’s value, which in turn is the main factor in determining your car insurance premium. Your own personal driving history, age, marital status, credit scoretype of vehicle, coverage levels, and other personal factors are also important components of your car insurance rate.

How to save money on Hyundai Sante Fe car insurance coverage?

Many driver discounts are available to people through most major auto insurance companies, such as

  • Student discounts

  • Safe drivers

  • Senior discounts

With all Hyundai models, you can get the following car insurance discounts:

  • Passive restraint systems

  • Anti-lock brakes

  • Anti-theft devices

Hyundai automobile brand

Hyundai is a South Korean automobile manufacturer specializing in affordable cars offering the same features and technologies as more expensive Japanese and American brands. The target audience of Hyundai is the young through older generation demanding high tech cars that are fashionable at a low price. All Hyundai automobiles have high safety ratings, with many of their vehicles getting “Top Safety Pick” and 5-star safety and crash test ratings from the National Highway Traffic Safety Administration (NHTSA). The Hyundai Sonata, Elantra, Sante Fe, and Palisade are some of their most popular cars.

Low Hyundai Sante Fe repair costs equal low car insurance rates

Many consumers are attracted to Hyundai’s low cost, excellent fuel efficiency, and driver-assist technologies, like Hyundai’s SmartSense safety features. Automotive parts are common and less expensive than popular vehicles, like ToyotaHonda, or Subaru. Repairing a Hyundai is lower than average since repair parts are less expensive. For this reason, many Hyundais are going to have lower than average car insurance rates compared to similar cars in their class.

Rapid depreciation for Hyundai Sante Fe affecting car insurance policies

Another factor to consider for Hyundai is rapid depreciation, affecting auto insurance rates. As your vehicle’s value goes down each year, your auto policy could go down at each renewal. On the other hand, in an auto accident, you need repair parts that rarely go down in price for all Hyundai models. This could put you in a difficult situation position since many car insurance companies will subtract depreciation from the amount paid for your car insurance claim resulting in a situation where your claim payout doesn’t fully cover your repair cost.

Excellent Hyundai IIHS and NHTSA safety ratings decreasing car insurance rates for drivers

Hyundais are known for their safety ratings, safety features, 5-star crash test ratings, driver-assist technologies such as Hyundai’s SmartSense technology innovations and safety, and lower auto insurance rates for drivers with a good driving record, sometimes getting 20% driver discounts for passive restraints and safety features for most Hyundai models. The Hyundai Sonata, Tucson, Kona, and Palisade are the Insurance Institute for Highway Safety (IIHS) “Top Safety Picks,” and the NHTSA consistently gives Hyundai automobiles top safety ratings each year, lowering your car insurance costs.

AutoInsureSavings.org licensed car insurance agents to recommend comprehensive and collision coverage, uninsured motorist coverage, and roadside assistance for new Hyundai automobile owners when buying a car insurance policy.

Make sure to shop around with multiple car insurance carriers before making a new car purchase.

2021 Hyundai Santa Fe

Cheapest Insurance CompaniesAverage Annual Cost
Allied Insurance$1651
Allstate$1421
Auto-Owners$1591
Cincinnati Insurance$1720
Direct Auto$1650
Erie Insurance$989
GEICO$1206
Kentucky Farm Bureau$1632
Liberty Mutual$1381
Mercury$1255
MetLife$1905
Nationwide$1356
Plymouth Rock Insurance$1461
Progressive$1070
Safe Auto$1934
State Farm$1022
Tennessee Farmers$1053
Texas Farm Bureau$1342
Travelers$1133

Compare all 2021 Hyundai Santa Fe rates

Average Cost to Insure Per Year

$1394

List Price

$27000

Trims Available

SE - SE Ultimate - Limited Ultimate - Base engine: 185-horsepower 2.4-liter four-cylinder engine with Hyundai SmartSense technology advanced driving assistance system (ADAS) includes Forward Collision Avoidance Assist w/ Pedestrian Detection (FCA), Smart Cruise Control with Stop & Go (SCC), Lane Keeping Assist (LKA), Lane Follow Assist (LFA), Driver Attention Warning (DAW), High Beam Assist (HBA), Rear Occupant Alert (ROA) door logic, Blind Spot Detection (BSD), Blind Spot Collision Avoidance Assist (BCA), Rear Cross-Traffic Collision-Warning (RCCW), Electronic, Stability Control, Traction Control System, Anti-Lock Braking System, Electronic Brake-Force Distribution, Advanced Airbag System, Tire Pressure Monitoring System

2020 Hyundai Santa Fe

Cheapest Insurance CompaniesAverage Annual Cost
Allied$1482
Allstate$1407
Auto-Owners$1589
Erie Insurance$954
Farmers$1623
GEICO$1180
Liberty Mutual$1342
Mercury$1250
MetLife$1896
Nationwide$1305
Progressive$1065
State Farm$980
Tennessee Farmers$1025
Texas Farm Bureau$1286
The Hanover$1804
Travelers$1120

Compare all 2020 Hyundai Santa Fe rates

Average Cost to Insure Per Year

$1308

List Price

$26275

Trims Available

SE - SE Ultimate - Limited Ultimate - Base engine: 185-horsepower 2.4-liter four-cylinder engine with Hyundai SmartSense technology advanced driving assistance system (ADAS) includes Forward Collision Avoidance Assist w/ Pedestrian Detection (FCA), Smart Cruise Control with Stop & Go (SCC), Lane Keeping Assist (LKA), Lane Follow Assist (LFA), Driver Attention Warning (DAW), High Beam Assist (HBA), Rear Occupant Alert (ROA) door logic, Blind Spot Detection (BSD), Blind Spot Collision Avoidance Assist (BCA), Rear Cross-Traffic Collision-Warning (RCCW), Electronic, Stability Control, Traction Control System, Anti-Lock Braking System, Electronic Brake-Force Distribution, Advanced Airbag System, Tire Pressure Monitoring System

2019 Hyundai Santa Fe

Cheapest Insurance CompaniesAverage Annual Cost
Allied$1462
Allstate$1384
Auto-Owners$1580
Erie Insurance$897
GEICO$1171
Kentucky Farm Bureau$1690
Liberty Mutual$1321
Mercury$1180
MetLife$1855
Nationwide$1280
Progressive$1025
State Farm$926
Tennessee Farmers$981
Texas Farm Bureau$1235
The Hanover$1760
Travelers$1090

Compare all 2019 Hyundai Santa Fe rates

Average Cost to Insure Per Year

$1298

List Price

$25750

Trims Available

SE - SE Ultimate - Limited Ultimate - Base engine: 185-horsepower 2.4-liter four-cylinder engine with Hyundai SmartSense technology advanced driving assistance system (ADAS) includes Forward Collision Avoidance Assist w/ Pedestrian Detection (FCA), Smart Cruise Control with Stop & Go (SCC), Lane Keeping Assist (LKA), Lane Follow Assist (LFA), Driver Attention Warning (DAW), High Beam Assist (HBA), Rear Occupant Alert (ROA) door logic, Blind Spot Detection (BSD), Blind Spot Collision Avoidance Assist (BCA), Rear Cross-Traffic Collision-Warning (RCCW), Electronic, Stability Control, Traction Control System, Anti-Lock Braking System, Electronic Brake-Force Distribution, Advanced Airbag System, Tire Pressure Monitoring System

2018 Hyundai Santa Fe

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1138
Acuity$ 1138
Allied$ 1036
Allied$ 1036
Erie$ 924
Erie$ 924
GEICO$ 905
GEICO$ 905
Mercury$ 1178
Mercury$ 1178
Nationwide$ 1080
Nationwide$ 1080
Plymouth Rock Insurance$ 1079
Plymouth Rock Insurance$ 1079
Progressive$ 825
Progressive$ 825
State Farm$ 1186
State Farm$ 1186
Tennessee Farmers$ 1002
Tennessee Farmers$ 1002
USAA$ 1048
USAA$ 1048
Vermont Mutual$ 1031
Vermont Mutual$ 1031

Compare all 2018 Hyundai Santa Fe rates

Average Cost to Insure Per Year

$ 1218

List Price

$ 30850

Trims Available

SE - SE Ultimate - Limited Ultimate

2017 Hyundai Santa Fe

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1118
Acuity$ 1118
Allied$ 1041
Allied$ 1041
Erie$ 910
Erie$ 910
GEICO$ 810
GEICO$ 810
Nationwide$ 1087
Nationwide$ 1087
Plymouth Rock Insurance$ 1050
Plymouth Rock Insurance$ 1050
Progressive$ 806
Progressive$ 806
State Farm$ 1074
State Farm$ 1074
Tennessee Farmers$ 995
Tennessee Farmers$ 995
Texas Farm Bureau$ 836
Texas Farm Bureau$ 836
USAA$ 1054
USAA$ 1054
Vermont Mutual$ 981
Vermont Mutual$ 981

Compare all 2017 Hyundai Santa Fe rates

Average Cost to Insure Per Year

$ 1082

List Price

$ 30800

Trims Available

SE - Limited - SE Ultimate - Limited Ultimate

2016 Hyundai Santa Fe

Cheapest Insurance CompaniesAverage Annual Cost
Allied$ 1060
Allied$ 1060
Erie$ 854
Erie$ 854
GEICO$ 909
GEICO$ 909
Mercury$ 1140
Mercury$ 1140
Nationwide$ 1110
Nationwide$ 1110
Plymouth Rock Insurance$ 1029
Plymouth Rock Insurance$ 1029
Progressive$ 775
Progressive$ 775
State Farm$ 1144
State Farm$ 1144
Tennessee Farmers$ 982
Tennessee Farmers$ 982
Texas Farm Bureau$ 883
Texas Farm Bureau$ 883
USAA$ 990
USAA$ 990
Vermont Mutual$ 1091
Vermont Mutual$ 1091

Compare all 2016 Hyundai Santa Fe rates

Average Cost to Insure Per Year

$ 1089

List Price

$ 30400

Trims Available

SE - Limited

2015 Hyundai Santa Fe

Cheapest Insurance CompaniesAverage Annual Cost
Allied$ 1071
Allied$ 1071
Erie$ 764
Erie$ 764
GEICO$ 605
GEICO$ 605
Mercury$ 1115
Mercury$ 1115
Nationwide$ 1058
Nationwide$ 1058
Plymouth Rock Insurance$ 1012
Plymouth Rock Insurance$ 1012
Progressive$ 680
Progressive$ 680
State Farm$ 939
State Farm$ 939
Tennessee Farmers$ 984
Tennessee Farmers$ 984
Texas Farm Bureau$ 854
Texas Farm Bureau$ 854
USAA$ 816
USAA$ 816
Vermont Mutual$ 1012
Vermont Mutual$ 1012

Compare all 2015 Hyundai Santa Fe rates

Average Cost to Insure Per Year

$ 969

List Price

$ 30150

Trims Available

GLS - Limited

2014 Hyundai Santa Fe

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1113
Acuity$ 1113
American Family$ 1137
American Family$ 1137
Erie$ 740
Erie$ 740
GEICO$ 625
GEICO$ 625
Nationwide$ 1100
Nationwide$ 1100
Plymouth Rock Insurance$ 992
Plymouth Rock Insurance$ 992
Progressive$ 685
Progressive$ 685
State Farm$ 968
State Farm$ 968
Tennessee Farmers$ 998
Tennessee Farmers$ 998
Texas Farm Bureau$ 835
Texas Farm Bureau$ 835
USAA$ 794
USAA$ 794
Vermont Mutual$ 1015
Vermont Mutual$ 1015

Compare all 2014 Hyundai Santa Fe rates

Average Cost to Insure Per Year

$ 963

List Price

$ 29800

Trims Available

GLS - Limited

2013 Hyundai Santa Fe

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1019
Acuity$ 1019
American Family$ 1099
American Family$ 1099
Arbella$ 1105
Arbella$ 1105
Erie$ 770
Erie$ 770
GEICO$ 765
GEICO$ 765
Plymouth Rock Insurance$ 963
Plymouth Rock Insurance$ 963
Progressive$ 766
Progressive$ 766
State Farm$ 1090
State Farm$ 1090
Tennessee Farmers$ 936
Tennessee Farmers$ 936
Texas Farm Bureau$ 803
Texas Farm Bureau$ 803
USAA$ 853
USAA$ 853
Vermont Mutual$ 899
Vermont Mutual$ 899

Compare all 2013 Hyundai Santa Fe rates

Average Cost to Insure Per Year

$ 996

List Price

$ 28600

Trims Available

GLS - Limited

2012 Hyundai Santa Fe

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 888
Acuity$ 888
American Family$ 969
American Family$ 969
Country$ 970
Country$ 970
Erie$ 610
Erie$ 610
GEICO$ 512
GEICO$ 512
Plymouth Rock Insurance$ 906
Plymouth Rock Insurance$ 906
Progressive$ 682
Progressive$ 682
State Farm$ 832
State Farm$ 832
Tennessee Farmers$ 818
Tennessee Farmers$ 818
Texas Farm Bureau$ 682
Texas Farm Bureau$ 682
USAA$ 710
USAA$ 710
Vermont Mutual$ 726
Vermont Mutual$ 726

Compare all 2012 Hyundai Santa Fe rates

Average Cost to Insure Per Year

$ 843

List Price

$ 23225

Trims Available

GLS - SE - Limited

2011 Hyundai Santa Fe

Cheapest Insurance CompaniesAverage Annual Cost
American Family$ 909
American Family$ 909
Arbella$ 838
Arbella$ 838
Country$ 930
Country$ 930
Erie$ 594
Erie$ 594
GEICO$ 499
GEICO$ 499
Plymouth Rock Insurance$ 888
Plymouth Rock Insurance$ 888
Progressive$ 666
Progressive$ 666
State Farm$ 782
State Farm$ 782
Tennessee Farmers$ 788
Tennessee Farmers$ 788
Texas Farm Bureau$ 637
Texas Farm Bureau$ 637
USAA$ 694
USAA$ 694
Vermont Mutual$ 681
Vermont Mutual$ 681

Compare all 2011 Hyundai Santa Fe rates

Average Cost to Insure Per Year

$ 814

List Price

$ 21845

Trims Available

GLS - SE - Limited