Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity-backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He also has an MBA from the University of South Florid...

Full Bio →

Reviewed by Joel Ohman
Founder, CFP®

UPDATED: Jun 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Are you looking for a used Kia K900? And wondering how much it costs to insure by year? We researched average annual car insurance costs for each model year and have compiled the results for you below.

Kia K900 insurance facts

  • Average full coverage auto insurance premium: $192/month

  • Most affordable companies: Progressive ($116/month) & GEICO ($121/month)

  • K900 car insurance cost vs. average rates: $36 more expensive than the average vehicle

Explore the pricing information below to find how much it will cost you to insure your Kia K900 by model year and auto insurer.

Make sure to comparison shop before making a new car purchase to save money. 

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Below average Kia K900 insurer costs by state:

Risk factors affecting Kia K900 coverage rates

The make and model of your vehicle, along with the year of manufacture, are the three most important factors in determining your car’s value, which in turn is the main factor in determining your car insurance premium. Your own personal driving history, age, marital status, credit scoretype of vehicle, coverage levels, and other personal factors are also important components of your rate.

How to save money on Kia K900 insurance coverage?

Many driver discounts are available to people through most major auto insurance companies, such as

  • Student discounts

  • Safe drivers

  • Senior discounts

With all Kia models, you can get the following car insurance discounts:

  • Passive restraint systems

  • Anti-lock brakes

  • Anti-theft devices

Kia automobile brand

Kia Corporation is a South Korean multinational automaker specializing in affordable sport utility vehicles (SUVs) and exceptional reliability for the United States market. Kia is the second-largest auto manufacturer in South Korea after Hyundai. The target audience of Kia is young couples that are physically active with a high interest in new technology. All Kia automobiles have high safety ratings, with many of their cars getting “Top Safety Pick” and 5-star safety and crash test ratings from the National Highway Traffic Safety Administration (NHTSA). The Kia Forte, Kia Soul, Optima, and Kia Sorento are some of their most popular vehicles.

High Kia K900 repair costs equal high coverage rates

Many consumers are attracted to Kia’s high-tech innovations and features, increased value for the money, and driver-assist technologies, like Kia’s DriveWise safety features. Automotive parts are common but generally more expensive than popular vehicles, like the ToyotaHonda, or Subaru. Repairing a Kia is higher than average since repair parts are slightly more expensive. For this reason, many Kias are going to have higher than average car insurance rates compared to similar cars in their class.

Rapid depreciation for Kia K900 affecting auto policies

Another factor to consider for Kia is rapid depreciation, affecting auto insurance rates. As your vehicle’s value goes down each year, your auto policy could go down at each renewal. On the other hand, in an auto accident, you need repair parts that rarely go down in price for all Kia models. This could put you in a difficult situation position since many car insurance companies will subtract depreciation from the amount paid for your insurance claim resulting in a situation where your claim payout doesn’t fully cover your repair cost.

Excellent Kia IIHS and NHTSA safety ratings decreasing car insurance rates for drivers

Kias are known for their safety ratings, safety features, 5-star crash test ratings, driver-assist technologies such as Kia’s DriveWise technology innovations and safety, and lower auto insurance rates for drivers with a good driving record, sometimes getting 20% driver discounts for passive restraints and safety features for most Kia models. The Kia Forte, Stinger, Sportage, and Sorento are the Insurance Institute for Highway Safety (IIHS) “Top Safety Picks,” and the NHTSA consistently gives Kia automobiles top safety ratings each year lowering your car insurance costs.

AutoInsureSavings.org licensed car insurance agents to recommend comprehensive and collision coverage, uninsured motorist coverage, and roadside assistance for new Kia automobile owners when buying a car insurance policy.

Make sure to shop around with multiple car insurance carriers before making a new car purchase.

2020 Kia K900

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$2653
Allstate$2184
American Family$2016
Country Financial$2268
Erie$1680
GEICO$1469
Kentucky Farm Bureau$2384
Liberty Mutual$1755
Mercury$2135
Nationwide$1846
Progressive$1411
State Farm$1534
Tennessee Farmers$2057
Texas Farm Bureau$1962
The Hanover$2459
Travelers$2190

Compare all 2020 Kia K900 rates

Average Cost to Insure Per Year

$2296

List Price

$59900

Trims Available

Premium V6 - Luxury V6 - Luxury V8 - Base Engine: 365 horsepower Twin Turbocharged 3.3-liter V6 Engine with driver assist technologies (Kia Drive WiSE): Blind-Spot Collision Avoidance Assist-Rear (BCA-R), Forward Collison-Avoidance Assist (FCA), Lane Keep Assist (LKA), Rear Cross-Traffic Collison-Avoidance (RCCA), Safe Exit Assist (SEA), Adaptive Cruise Control with stop-and-go capability, automatic forward emergency braking, with passive and active safety features: Airbags, 4-Wheel ABS, 4-Wheel Disc Brakes. Brake Assist, Daytime Running Lights, Integrated Turn Signal Mirrors

2019 Kia K900

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$2360
Allstate$1964
American Family$1686
Country Financial$2068
Erie$1439
GEICO$1354
Kentucky Farm Bureau$2124
Liberty Mutual$1561
Mercury$1890
Nationwide$1612
Progressive$1340
State Farm$1378
Tennessee Farmers$1736
Texas Farm Bureau$1638
The Hanover$2186
Travelers$2016

Compare all 2019 Kia K900 rates

Average Cost to Insure Per Year

$2280

List Price

$59900

Trims Available

Premium V6 - Luxury V6 - Luxury V8 - Base Engine: 365 horsepower Twin Turbocharged 3.3-liter V6 Engine with driver assist technologies (Kia Drive WiSE): Blind-Spot Collision Avoidance Assist-Rear (BCA-R), Forward Collison-Avoidance Assist (FCA), Lane Keep Assist (LKA), Rear Cross-Traffic Collison-Avoidance (RCCA), Safe Exit Assist (SEA), Adaptive Cruise Control with stop-and-go capability, automatic forward emergency braking, with passive and active safety features: Airbags, 4-Wheel ABS, 4-Wheel Disc Brakes. Brake Assist, Daytime Running Lights, Integrated Turn Signal Mirrors

2018 Kia K900

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$2206
Allstate$1860
American Family$1635
Country Financial$1935
Erie$1490
GEICO$1323
Kentucky Farm Bureau$2046
Liberty Mutual$1526
Mercury$1764
Nationwide$1588
Progressive$1280
State Farm$1389
Tennessee Farmers$1690
Texas Farm Bureau$1614
The Hanover$2157
Travelers$1897

Compare all 2018 Kia K900 rates

Average Cost to Insure Per Year

$1930

List Price

$51000

Trims Available

Premium V6 - Luxury V6 - Luxury V8 - Base Engine: 365 horsepower Twin Turbocharged 3.3-liter V6 Engine with driver assist technologies (Kia Drive WiSE): Blind-Spot Collision Avoidance Assist-Rear (BCA-R), Forward Collison-Avoidance Assist (FCA), Lane Keep Assist (LKA), Rear Cross-Traffic Collison-Avoidance (RCCA), Safe Exit Assist (SEA), Adaptive Cruise Control with stop-and-go capability, automatic forward emergency braking, with passive and active safety features: Airbags, 4-Wheel ABS, 4-Wheel Disc Brakes. Brake Assist, Daytime Running Lights, Integrated Turn Signal Mirrors

2017 Kia K900

Cheapest Insurance CompaniesAverage Annual Cost
ALFA$ 1136
ALFA$ 1136
Allied$ 786
Allied$ 786
American Family$ 1021
American Family$ 1021
Erie$ 753
Erie$ 753
Farmers$ 1239
Farmers$ 1239
GEICO$ 844
GEICO$ 844
Nationwide$ 869
Nationwide$ 869
Progressive$ 394
Progressive$ 394
State Farm$ 554
State Farm$ 554
Texas Farm Bureau$ 849
Texas Farm Bureau$ 849
USAA$ 659
USAA$ 659
Vermont Mutual$ 931
Vermont Mutual$ 931

Compare all 2017 Kia K900 rates

Average Cost to Insure Per Year

$ 864

List Price

$ 49900

Trims Available

Premium V6 - Luxury V6 - Luxury V8

2016 Kia K900

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1709
Acuity$ 1709
Allied$ 1858
Allied$ 1858
Country$ 1913
Country$ 1913
Erie$ 1556
Erie$ 1556
Farmers$ 1925
Farmers$ 1925
Mercury$ 1355
Mercury$ 1355
Nationwide$ 1901
Nationwide$ 1901
Plymouth Rock Insurance$ 1423
Plymouth Rock Insurance$ 1423
Tennessee Farmers$ 1323
Tennessee Farmers$ 1323
Texas Farm Bureau$ 1351
Texas Farm Bureau$ 1351
USAA$ 1356
USAA$ 1356
Vermont Mutual$ 1827
Vermont Mutual$ 1827

Compare all 2016 Kia K900 rates

Average Cost to Insure Per Year

$ 1779

List Price

$ 54500

Trims Available

Luxury - Premium V6 - Luxury V6 - Luxury V8

2015 Kia K900

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1551
Acuity$ 1551
Allied$ 1863
Allied$ 1863
Arbella$ 1832
Arbella$ 1832
Country$ 1774
Country$ 1774
Erie$ 1498
Erie$ 1498
Mercury$ 1341
Mercury$ 1341
Plymouth Rock Insurance$ 1490
Plymouth Rock Insurance$ 1490
Southern Farm Bureau$ 1822
Southern Farm Bureau$ 1822
Tennessee Farmers$ 1626
Tennessee Farmers$ 1626
Texas Farm Bureau$ 818
Texas Farm Bureau$ 818
USAA$ 1770
USAA$ 1770
Vermont Mutual$ 1613
Vermont Mutual$ 1613

Compare all 2015 Kia K900 rates

Average Cost to Insure Per Year

$ 1185

List Price

$ 54500

Trims Available

Premium - Luxury