fbpx
Phone: 1-(855) 233-7818

Mazda Mazda3 Car Insurance Cost

Use AutoInsureSavings to find the best rates and save money today.

Compare all car insurance companies at once.

No junk mail. No spam calls. Free quotes.

Are you looking for a new or used Mazda3? And wondering how much it costs to insure by year? We researched average annual car insurance costs for each model year and have compiled the results for you below.

Mazda3 car insurance facts

  • Average full coverage auto insurance premium: $112/month

  • Most affordable companies: GEICO ($82/month) & Tennessee Farmers ($88/month)

  • Mazda3 car insurance cost vs. average rates: $63 less expensive than the average vehicle

Explore the pricing information below to find how much it will cost you to insure your Mazda3 by model year and auto insurer.

Make sure to comparison shop before making a new car purchase to save money. 

Below average Mazda3 insurer costs by state:

How much does it cost to insure my Mazda Mazda3?

Select the year of your car:

2021 Mazda Mazda3

Compare all 2021 Mazda Mazda3 rates

Personalize quotes in 2 minutes. Free to compare quotes.

Average Cost to Insure Per Year

$1,337

List Price

$20,650

Trims Available

Sport - Touring - Grand Touring - Base Engine: 155-horsepower 2.0-liter four-cylinder with Mazda I-Activsense Technologies including automated emergency braking, blind-spot monitoring, and rear cross-traffic alert, lane-departure warning, adaptive cruise control, Smart City Brake Support, Active and Passive safety features: Hill Launch Assist, Rearview Camera, Driver Attention Alert Traction Control System, Child Safety Door Locks, Dynamic Stability Control, Mazda Radar Cruise Control w/Stop & Go, Engine-Immobilizer Anti-Theft System

2020 Mazda Mazda3

Compare all 2020 Mazda Mazda3 rates

Personalize quotes in 2 minutes. Free to compare quotes.

Average Cost to Insure Per Year

$1,329

List Price

$21,500

Trims Available

Sport - Touring - Grand Touring - Base Engine: 155-horsepower 2.0-liter four-cylinder with Mazda I-Activsense Technologies including automated emergency braking, blind-spot monitoring, and rear cross-traffic alert, lane-departure warning, adaptive cruise control, Smart City Brake Support, Active and Passive safety features: Hill Launch Assist, Rearview Camera, Driver Attention Alert Traction Control System, Child Safety Door Locks, Dynamic Stability Control, Mazda Radar Cruise Control w/Stop & Go, Engine-Immobilizer Anti-Theft System

2019 Mazda Mazda3

Compare all 2019 Mazda Mazda3 rates

Personalize quotes in 2 minutes. Free to compare quotes.

Average Cost to Insure Per Year

$1,287

List Price

$21,000

Trims Available

Sport - Touring - Grand Touring - Base Engine: 155-horsepower 2.0-liter four-cylinder with Mazda I-Activsense Technologies including automated emergency braking, blind-spot monitoring, and rear cross-traffic alert, lane-departure warning, adaptive cruise control, Smart City Brake Support, Active and Passive safety features: Hill Launch Assist, Rearview Camera, Driver Attention Alert Traction Control System, Child Safety Door Locks, Dynamic Stability Control, Mazda Radar Cruise Control w/Stop & Go, Engine-Immobilizer Anti-Theft System

2018 Mazda Mazda3

Compare all 2018 Mazda Mazda3 rates

Personalize quotes in 2 minutes. Free to compare quotes.

Average Cost to Insure Per Year

$1,062

List Price

$18,095

Trims Available

Sport - Touring - Grand Touring

2017 Mazda Mazda3

Compare all 2017 Mazda Mazda3 rates

Personalize quotes in 2 minutes. Free to compare quotes.

Average Cost to Insure Per Year

$1,043

List Price

$17,845

Trims Available

i Grand Touring - i Touring - s Touring - Sport - Touring - Touring 2.5 - Grand Touring

2016 Mazda Mazda3

Compare all 2016 Mazda Mazda3 rates

Personalize quotes in 2 minutes. Free to compare quotes.

Average Cost to Insure Per Year

$891

List Price

$17,845

Trims Available

i Sport - i Touring - i Grand Touring - s Grand Touring - s Touring

2015 Mazda Mazda3

Compare all 2015 Mazda Mazda3 rates

Personalize quotes in 2 minutes. Free to compare quotes.

Average Cost to Insure Per Year

$928

List Price

$16,945

Trims Available

i SV - i Sport - i Touring - i Grand Touring - s Touring - s Grand Touring

2014 Mazda Mazda3

Compare all 2014 Mazda Mazda3 rates

Personalize quotes in 2 minutes. Free to compare quotes.

Average Cost to Insure Per Year

$968

List Price

$16,945

Trims Available

i SV - i Sport - i Touring - i Grand Touring - s Touring - s Grand Touring

2013 Mazda Mazda3

Compare all 2013 Mazda Mazda3 rates

Personalize quotes in 2 minutes. Free to compare quotes.

Average Cost to Insure Per Year

$853

List Price

$16,700

Trims Available

i SV - i Sport - i Touring - i Grand Touring - s Grand Touring

2012 Mazda Mazda3

Compare all 2012 Mazda Mazda3 rates

Personalize quotes in 2 minutes. Free to compare quotes.

Average Cost to Insure Per Year

$805

List Price

$15,200

Trims Available

i SV - i Sport - i Touring - s Touring - s Grand Touring - i Grand Touring

2011 Mazda Mazda3

Compare all 2011 Mazda Mazda3 rates

Personalize quotes in 2 minutes. Free to compare quotes.

Average Cost to Insure Per Year

$857

List Price

$15,800

Trims Available

i SV - i Sport - i Touring - s Sport - s Grand Touring

Risk factors affecting Mazda3 car insurance rates

The make and model of your vehicle, along with the year of manufacture, are the three most important factors in determining your car's value, which in turn is the main factor in determining your car insurance premium. Your own personal driving history, age, marital status, credit scoretype of vehicle, coverage levels, and other personal factors are also important components of your rate.

How to save money on Mazda3 car insurance coverage?

Many driver discounts are available to people through most major auto insurance companies, such as

  • Student discounts

  • Safe drivers

  • Senior discounts

With all Mazda models, you can get the following car insurance discounts:

  • Passive restraint systems

  • Anti-lock brakes

  • Anti-theft devices

Mazda automobile brand

Mazda Motor Corporation referred to as Mazda, is a Japanese multinational automaker's vehicle brand specializing in fuel-efficient, sporty and affordable cars for the United States market. The target market of Mazda is urban youth of the middle and upper-middle class. Mazda focuses on advanced technology, top-of-the-line design elements, and affordability. All Mazda automobiles have high safety ratings, with many of their cars getting "Top Safety Pick" and 5-star safety and crash test ratings from the National Highway Traffic Safety Administration (NHTSA). The Mazda CX-5, MX-5 Miata, and the Mazda 6 are some of their most popular vehicles.

Lower than average Mazda3 repair costs equal lower coverage rates

Many consumers are attracted to Mazda's top line design elements, increased fuel efficiency, and driver-assist technologies, like Mazda's Active Safety Technology. Automotive parts are common and less expensive than popular vehicles, like the ToyotaHonda, or Subaru. Repairing a Mazda is lower than average since repair parts are less costly. For this reason, many Mazda's are going to have lower than average car insurance rates to similar cars in their class.

Rapid depreciation for Mazda3 affecting auto policies

Another factor to consider for Mazdas is rapid depreciation, affecting auto insurance rates. As your vehicle's value goes down each year, your auto policy could go down at each renewal. On the other hand, in an auto accident, you need repair parts that rarely go down in price for all Mazda models. This could put you in a difficult situation position since many car insurance companies will subtract depreciation from the amount paid for your insurance claim resulting in a situation where your claim payout doesn't fully cover your repair cost.

High IIHS and NHTSA safety ratings decreasing car insurance rates for drivers

Mazda is known for their safety ratings, safety features, 5-star crash test ratings, driver-assist technologies such as the Lane Keep Assist System (LAS), and lower auto insurance rates for drivers with a good driving record, sometimes getting 20% driver discounts for passive restraints and safety features for most Mazda models. The Mazda 3 Hatchback, CX-3, CX-4, and CX-9 are the Insurance Institute for Highway Safety (IIHS) "Top Safety Picks," and the NHTSA consistently gives Mazda automobiles top safety ratings each year, lowering your car insurance costs.

AutoInsureSavings.org licensed car insurance agents to recommend comprehensive and collision coverage, uninsured motorist coverage, and roadside assistance for new Mazda automobile owners when buying a car insurance policy.

Make sure to shop around with multiple car insurance carriers before making a new car purchase.

Follow us on:
© 2021 AutoInsureSavings LLC. All Rights Reserved. Use of AutoInsureSavings LLC Services (DBA AutoInsureSavings.org) is subject to our Terms of Service, Privacy Policy and License #3000705723. CCPA Disclaimer DUNS: 117443053

Advertiser Disclosure: All rates, insurance quotes, products and services are presented without warranty and guarantee. When evaluating insurance rates, verify directly with your current provider or insurance agent. Insurance quotes and offers are not binding, nor a guarantee of car insurance coverage. Some of the offers within the content are from companies where AutoInsureSavings.org may receive compensation. This does not influence our analysis of services or products. Our opinions are our own in good faith. We are an objective third-party resource for everything auto insurance.