Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Joel Ohman is the CEO of a private equity-backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He also has an MBA from the University of South Florid...

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Reviewed by Joel Ohman
Founder, CFP®

UPDATED: Jun 17, 2021

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Looking for a new or used Mercedes Benz E Class? And wondering how much it costs to insure by year? We researched average annual insurance costs for each model year and have compiled the results for you below.

Mercedes Benz E Class insurance facts

  • Average full coverage auto insurance premium: $199/month

  • Most affordable companies: Westfield Insurance ($131/month) & Progressive ($139/month)

  • E Class car insurance cost vs. average rate: $97 more expensive than the average vehicle

Explore the pricing information below to find how much it will cost you to insure your Mercedes Benz E Class by model year and auto insurer.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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Below average Mercedes Benz CLS Class insurer costs by state:

Risk factors affecting Mercedes E-Class car insurance rates

The make and model of your vehicle, along with the year of manufacture, are the three most important factors in determining your car’s value, which in turn is the main factor in determining your car insurance premium. Your own personal driving history, age, marital status, credit scoretype of vehicle, coverage levels, and other personal factors are also important components of your car insurance rate.

How to save money on Mercedes E-Class car insurance coverage?

Many driver discounts are available to people through most major auto insurance companies, such as

  • Student discounts

  • Safe drivers

  • Senior discounts

With all Mercedes-Benz models, you can get the following car insurance discounts:

  • Passive restraint systems

  • Anti-lock brakes

  • Anti-theft devices

Mercedes-Benz luxury automobile brand

Mercedes-Benz, commonly referred to as Mercedes, is a luxury car division of Daimler AG, a German automobile manufacturer specializing in premium cars with an aura of professionalism and elegance. Mercedes is the largest seller of premium vehicles in the world. The target audience of Mercedes-Benz is the upper-class customer’s age 40 and up that demand the latest features, luxury, and extravagance. All Mercedes automobiles have high safety ratings, with many of their vehicles getting “Top Safety Pick” and 5-star safety and crash test ratings from the National Highway Traffic Safety Administration (NHTSA). The Mercedes-Benz C-Class and GLE 350 their most popular cars.

High Mercedes E-Class repair costs equal high coverage rates

Many consumers are attracted to Mercedes for innovation and high-tech development with driver-assist technologies, like Mercedes DISTRONIC PLUS with steering assist and collision prevention. Automotive parts are not typical and more expensive than popular vehicles, like ToyotaHonda, or Subaru. Repairing a Mercedes is higher than average since repair parts are more expensive. For this reason, many Mercedes cars are going to have higher than average car insurance rates compared to similar cars in their class.

Rapid depreciation for Mercedes E-Class affecting car insurance policies

Another factor to consider for Mercedes is rapid depreciation, affecting auto insurance rates. As your vehicle’s value goes down each year, your auto policy could go down at each renewal. On the other hand, in an auto accident, you need repair parts that rarely go down in price for all Mercedes models. This could put you in a difficult situation position since many car insurance companies will subtract depreciation from the amount paid for your insurance claim resulting in a situation where your claim payout doesn’t fully cover your repair cost.

Excellent Mercedes IIHS and NHTSA safety ratings decreasing car insurance rates for drivers

Mercedes is known for their safety ratings, safety features, 5-star crash test ratings, driver-assist technologies such as Mercedes’ DISTRONIC PLUS technology, and lower auto insurance rates for drivers with a good driving record, sometimes getting 20% driver discounts for passive restraints and safety features for most Mercedes models. The Mercedes-Benz C-Class, GLC 4-door, and GLE-Class 4-door are the Insurance Institute for Highway Safety (IIHS) “Top Safety Picks.” The NHTSA consistently gives Mercedes-Benz automobiles top safety ratings each year, lowering your car insurance costs.

AutoInsureSavings.org licensed car insurance agents to recommend comprehensive and collision coverage, uninsured motorist coverage, and roadside assistance for new Mercedes-Benz automobile owners when buying a car insurance policy.

Make sure to shop around with multiple car insurance carriers before making a new car purchase.

2021 Mercedes-Benz E-Class

Cheapest Insurance CompaniesAverage Annual Cost
Allstate$2350
American Family$1720
Auto-Owners$2428
Cincinnati Insurance$2634
Elephant Insurance$2571
Erie Insurance$2108
GEICO$1897
Kentucky Farm Bureau$2461
Liberty Mutual$2319
Mercury$1999
MetLife$2659
Nationwide$1789
Plymouth Rock$2615
Progressive$1613
Safeco$2740
State Farm$2385
Texas Farm Bureau$2035
Travelers$1823
Westfield$1580

Compare all 2021 Mercedes-Benz E-Class rates

Average Cost to Insure Per Year

$2390

List Price

$54250

Trims Available

E 300 - E 300 4MATIC - E 400 - E 400 4MATIC - AMG E 43 - AMG E 63 S - Base Engine: turbocharged four-cylinder at 255 horsepower with Driver Assist Technologies: Distance Assist Distronic with Extended Restart, Active Steering Assist, Blind Spot Assist, Lane Keeping Assist, Lane Change Assist, Brake Assist with Cross-Traffic Function, Active Emergency Stop, Pre-Safe Plus, Pre-Safe Impulse Side, Route-based Speed Adaptation. Active and Passive Safety Features: Airbags, Antilock Braking System, Electronic Stability Program, Advanced Tire Pressure Monitoring, SmartKey with Keyless-Start, 4-Wheel ABS, and 4-Wheel Disc Brakes

2020 Mercedes-Benz E-Class

Cheapest Insurance CompaniesAverage Annual Cost
Allstate$2316
American Family$1715
Auto-Owners$2361
Elephant Insurance$2560
Erie Insurance$2068
Farmers$2419
GEICO$1846
Liberty Mutual$2290
Mercury$1947
MetLife$2626
Nationwide$1762
Progressive$1605
State Farm$2354
Texas Farm Bureau$2014
Travelers$1812
Westfield$1523

Compare all 2020 Mercedes-Benz E-Class rates

Average Cost to Insure Per Year

$2360

List Price

$54050

Trims Available

E 300 - E 300 4MATIC - E 400 - E 400 4MATIC - AMG E 43 - AMG E 63 S - Base Engine: turbocharged four-cylinder at 255 horsepower with Driver Assist Technologies: Distance Assist Distronic with Extended Restart, Active Steering Assist, Blind Spot Assist, Lane Keeping Assist, Lane Change Assist, Brake Assist with Cross-Traffic Function, Active Emergency Stop, Pre-Safe Plus, Pre-Safe Impulse Side, Route-based Speed Adaptation. Active and Passive Safety Features: Airbags, Antilock Braking System, Electronic Stability Program, Advanced Tire Pressure Monitoring, SmartKey with Keyless-Start, 4-Wheel ABS, and 4-Wheel Disc Brakes

2019 Mercedes-Benz E-Class

Cheapest Insurance CompaniesAverage Annual Cost
Allstate$2067
American Family$1487
Auto-Owners$2156
Elephant Insurance$2315
Erie Insurance$1935
GEICO$1783
Kentucky Farm Bureau$2263
Liberty Mutual$2016
Mercury$1806
MetLife$2387
Nationwide$1560
Progressive$1426
State Farm$2130
Texas Farm Bureau$1874
Travelers$1651
Westfield$1420

Compare all 2019 Mercedes-Benz E-Class rates

Average Cost to Insure Per Year

$2235

List Price

$53500

Trims Available

E 300 - E 300 4MATIC - E 400 - E 400 4MATIC - AMG E 43 - AMG E 63 S - Base Engine: turbocharged four-cylinder at 255 horsepower with Driver Assist Technologies: Distance Assist Distronic with Extended Restart, Active Steering Assist, Blind Spot Assist, Lane Keeping Assist, Lane Change Assist, Brake Assist with Cross-Traffic Function, Active Emergency Stop, Pre-Safe Plus, Pre-Safe Impulse Side, Route-based Speed Adaptation. Active and Passive Safety Features: Airbags, Antilock Braking System, Electronic Stability Program, Advanced Tire Pressure Monitoring, SmartKey with Keyless-Start, 4-Wheel ABS, and 4-Wheel Disc Brakes

2018 Mercedes-Benz E-Class

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1760
Acuity$ 1760
Allied$ 1365
Allied$ 1365
Erie$ 1610
Erie$ 1610
GEICO$ 2051
GEICO$ 2051
Mercury$ 1813
Mercury$ 1813
Nationwide$ 1542
Nationwide$ 1542
Plymouth Rock Insurance$ 1908
Plymouth Rock Insurance$ 1908
Progressive$ 1942
Progressive$ 1942
Southern Farm Bureau$ 2041
Southern Farm Bureau$ 2041
State Farm$ 1958
State Farm$ 1958
Tennessee Farmers$ 1792
Tennessee Farmers$ 1792
Vermont Mutual$ 1977
Vermont Mutual$ 1977

Compare all 2018 Mercedes-Benz E-Class rates

Average Cost to Insure Per Year

$ 2202

List Price

$ 52950

Trims Available

E 300 - E 300 4MATIC - E 400 - E 400 4MATIC - AMG E 43 - AMG E 63 S

2017 Mercedes-Benz E-Class

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1589
Acuity$ 1589
Allied$ 1576
Allied$ 1576
Erie$ 1311
Erie$ 1311
GEICO$ 1620
GEICO$ 1620
Mercury$ 1670
Mercury$ 1670
Nationwide$ 1563
Nationwide$ 1563
Oklahoma Farmers Union$ 1487
Oklahoma Farmers Union$ 1487
Progressive$ 1700
Progressive$ 1700
State Farm$ 1596
State Farm$ 1596
Tennessee Farmers$ 1403
Tennessee Farmers$ 1403
Texas Farm Bureau$ 1651
Texas Farm Bureau$ 1651
Vermont Mutual$ 1702
Vermont Mutual$ 1702

Compare all 2017 Mercedes-Benz E-Class rates

Average Cost to Insure Per Year

$ 1856

List Price

$ 52150

Trims Available

E 300 - E 400 - E 300 4MATIC - E 400 4MATIC - E 550 - AMG E 43

2016 Mercedes-Benz E-Class

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1606
Acuity$ 1606
Allied$ 1740
Allied$ 1740
Country$ 1736
Country$ 1736
Erie$ 1230
Erie$ 1230
GEICO$ 1325
GEICO$ 1325
Nationwide$ 1535
Nationwide$ 1535
Progressive$ 1495
Progressive$ 1495
State Farm$ 1542
State Farm$ 1542
Tennessee Farmers$ 1300
Tennessee Farmers$ 1300
Texas Farm Bureau$ 1263
Texas Farm Bureau$ 1263
USAA$ 1550
USAA$ 1550
Vermont Mutual$ 1699
Vermont Mutual$ 1699

Compare all 2016 Mercedes-Benz E-Class rates

Average Cost to Insure Per Year

$ 1692

List Price

$ 52650

Trims Available

E 250 BlueTEC - E 350 - E 400 - E 250 BlueTEC 4MATIC - E 350 4MATIC - E 400 4MATIC - E 550 - AMG E 63 S

2015 Mercedes-Benz E-Class

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1552
Acuity$ 1552
Allied$ 1697
Allied$ 1697
Country$ 1647
Country$ 1647
Erie$ 954
Erie$ 954
GEICO$ 915
GEICO$ 915
Nationwide$ 1235
Nationwide$ 1235
Progressive$ 1091
Progressive$ 1091
State Farm$ 1026
State Farm$ 1026
Tennessee Farmers$ 1584
Tennessee Farmers$ 1584
Texas Farm Bureau$ 1262
Texas Farm Bureau$ 1262
USAA$ 1160
USAA$ 1160
Vermont Mutual$ 1666
Vermont Mutual$ 1666

Compare all 2015 Mercedes-Benz E-Class rates

Average Cost to Insure Per Year

$ 1351

List Price

$ 51800

Trims Available

E 250 BlueTEC - E250 BlueTEC Sport - E 350 - E350 Sport - E 400 - E400 Sport - E 250 BlueTEC 4MATIC - E250 BlueTEC Sport 4MATIC - E 350 4MATIC - E350 Sport 4MATIC - E 400 4MATIC - E 400 Hybrid - E 550 - E400 Sport 4MATIC - E 63 AMG - E 63 AMG S-Model

2014 Mercedes-Benz E-Class

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1646
Acuity$ 1646
Allied$ 1704
Allied$ 1704
Country$ 1747
Country$ 1747
Erie$ 868
Erie$ 868
GEICO$ 968
GEICO$ 968
Nationwide$ 1367
Nationwide$ 1367
Plymouth Rock Insurance$ 1693
Plymouth Rock Insurance$ 1693
Progressive$ 1137
Progressive$ 1137
State Farm$ 1139
State Farm$ 1139
Tennessee Farmers$ 1709
Tennessee Farmers$ 1709
Texas Farm Bureau$ 1238
Texas Farm Bureau$ 1238
USAA$ 1179
USAA$ 1179

Compare all 2014 Mercedes-Benz E-Class rates

Average Cost to Insure Per Year

$ 1404

List Price

$ 51400

Trims Available

E 250 BlueTEC Luxury - E 250 BlueTEC Sport - E 350 Luxury - E 350 Sport - E 350 - E 250 BlueTEC Luxury 4MATIC - E 250 BlueTEC Sport 4MATIC - E 350 Luxury 4MATIC - E 350 Sport 4MATIC - E 350 4MATIC - E 400 Hybrid - E 550 - E 550 4MATIC - E 63 AMG - E 63 AMG S-Model - E63 AMG S-Model

2013 Mercedes-Benz E-Class

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1349
Acuity$ 1349
Allied$ 1576
Allied$ 1576
Erie$ 931
Erie$ 931
GEICO$ 951
GEICO$ 951
Nationwide$ 1383
Nationwide$ 1383
Plymouth Rock Insurance$ 1603
Plymouth Rock Insurance$ 1603
Progressive$ 1306
Progressive$ 1306
State Farm$ 1196
State Farm$ 1196
Tennessee Farmers$ 1448
Tennessee Farmers$ 1448
Texas Farm Bureau$ 1200
Texas Farm Bureau$ 1200
USAA$ 1195
USAA$ 1195
Vermont Mutual$ 1389
Vermont Mutual$ 1389

Compare all 2013 Mercedes-Benz E-Class rates

Average Cost to Insure Per Year

$ 1419

List Price

$ 51000

Trims Available

E 350 Luxury - E 350 Sport - E 350 - E 350 BlueTEC Luxury - E 350 BlueTEC Sport - E 350 Luxury 4MATIC - E 350 Sport 4MATIC - E 350 4MATIC - E 400 Hybrid - E 550 - E 550 4MATIC - E 63 AMG

2012 Mercedes-Benz E-Class

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1338
Acuity$ 1338
Allied$ 1501
Allied$ 1501
Erie$ 916
Erie$ 916
GEICO$ 1035
GEICO$ 1035
Nationwide$ 1363
Nationwide$ 1363
Plymouth Rock Insurance$ 1557
Plymouth Rock Insurance$ 1557
Progressive$ 1298
Progressive$ 1298
State Farm$ 1123
State Farm$ 1123
Tennessee Farmers$ 1499
Tennessee Farmers$ 1499
Texas Farm Bureau$ 1173
Texas Farm Bureau$ 1173
USAA$ 1113
USAA$ 1113
Vermont Mutual$ 1397
Vermont Mutual$ 1397

Compare all 2012 Mercedes-Benz E-Class rates

Average Cost to Insure Per Year

$ 1399

List Price

$ 49400

Trims Available

E 350 Luxury - E 350 Sport - E 350 - E 350 BlueTEC Luxury - E 350 BlueTEC Sport - E 350 Luxury 4MATIC - E 350 Sport 4MATIC - E 350 4MATIC - E 550 - E 550 Luxury 4MATIC - E 550 Sport 4MATIC - E 63 AMG

2011 Mercedes-Benz E-Class

Cheapest Insurance CompaniesAverage Annual Cost
Allied$ 1446
Allied$ 1446
Arbella$ 1421
Arbella$ 1421
Country$ 1489
Country$ 1489
Erie$ 862
Erie$ 862
GEICO$ 1009
GEICO$ 1009
Nationwide$ 1325
Nationwide$ 1325
Progressive$ 1262
Progressive$ 1262
State Farm$ 1143
State Farm$ 1143
Tennessee Farmers$ 1448
Tennessee Farmers$ 1448
Texas Farm Bureau$ 1092
Texas Farm Bureau$ 1092
USAA$ 996
USAA$ 996
Vermont Mutual$ 1297
Vermont Mutual$ 1297

Compare all 2011 Mercedes-Benz E-Class rates

Average Cost to Insure Per Year

$ 1344

List Price

$ 48850

Trims Available

E 350 - E 350 Luxury - E 350 Sport - E 350 BlueTEC Luxury - E 350 BlueTEC Sport - E 350 Luxury 4MATIC - E 350 Sport 4MATIC - E 550 - E 550 Luxury - E 550 Sport - E 550 Luxury 4MATIC - E 550 Sport 4MATIC - E 63 AMG