Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Joel Ohman is the CEO of a private equity-backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He also has an MBA from the University of South Florid...

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Reviewed by Joel Ohman
Founder, CFP®

UPDATED: Jun 17, 2021

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Looking for a new or used Mercedes Benz SL Class? And wondering how much it costs to insure by year? We researched average annual insurance costs for each model year and have compiled the results for you below.

Mercedes Benz SL Class insurance facts

  • Average full coverage auto insurance premium: $286/month

  • Most affordable companies: Auto-Owners Insurance ($188/month) & State Farm ($196/month)

  • SL Class car insurance cost vs. average rate: $262 more expensive than the average vehicle

Explore the pricing information below to find how much it will cost you to insure your Mercedes Benz SL Class by model year and auto insurer.

Free Auto Insurance Comparison

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Below average Mercedes Benz SL Class insurer costs by state:

Risk factors affecting Mercedes SL-Class car insurance rates

The make and model of your vehicle, along with the year of manufacture, are the three most important factors in determining your car’s value, which in turn is the main factor in determining your car insurance premium. Your own personal driving history, age, marital status, credit scoretype of vehicle, coverage levels, and other personal factors are also important components of your car insurance rate.

How to save money on Mercedes SL-Class car insurance coverage?

Many driver discounts are available to people through most major auto insurance companies, such as

  • Student discounts

  • Safe drivers

  • Senior discounts

With all Mercedes-Benz models, you can get the following car insurance discounts:

  • Passive restraint systems

  • Anti-lock brakes

  • Anti-theft devices

Mercedes-Benz luxury automobile brand

Mercedes-Benz, commonly referred to as Mercedes, is a luxury car division of Daimler AG, a German automobile manufacturer specializing in premium cars with an aura of professionalism and elegance. Mercedes is the largest seller of premium vehicles in the world. The target audience of Mercedes-Benz is the upper-class customer’s age 40 and up that demand the latest features, luxury, and extravagance. All Mercedes automobiles have high safety ratings, with many of their vehicles getting “Top Safety Pick” and 5-star safety and crash test ratings from the National Highway Traffic Safety Administration (NHTSA). The Mercedes-Benz C-Class and GLE 350 their most popular cars.

High Mercedes SL-Class repair costs equal high car insurance rates

Many consumers are attracted to Mercedes for innovation and high-tech development with driver-assist technologies, like Mercedes DISTRONIC PLUS with steering assist and collision prevention. Automotive parts are not typical and more expensive than popular vehicles, like ToyotaHonda, or Subaru. Repairing a Mercedes is higher than average since repair parts are more expensive. For this reason, many Mercedes cars are going to have higher than average car insurance rates compared to similar cars in their class.

Rapid depreciation for Mercedes SL-Class affecting car insurance policies

Another factor to consider for Mercedes is rapid depreciation, affecting auto insurance rates. As your vehicle’s value goes down each year, your auto policy could go down at each renewal. On the other hand, in an auto accident, you need repair parts that rarely go down in price for all Mercedes models. This could put you in a difficult situation position since many car insurance companies will subtract depreciation from the amount paid for your car insurance claim resulting in a situation where your claim payout doesn’t fully cover your repair cost.

Excellent Mercedes IIHS and NHTSA safety ratings decreasing car insurance rates for drivers

Mercedes is known for their safety ratings, safety features, 5-star crash test ratings, driver-assist technologies such as Mercedes’ DISTRONIC PLUS technology, and lower auto insurance rates for drivers with a good driving record, sometimes getting 20% driver discounts for passive restraints and safety features for most Mercedes models. The Mercedes-Benz C-Class, GLC 4-door, and GLE-Class 4-door are the Insurance Institute for Highway Safety (IIHS) “Top Safety Picks.” The NHTSA consistently gives Mercedes-Benz automobiles top safety ratings each year, lowering your car insurance costs.

AutoInsureSavings.org licensed car insurance agents to recommend comprehensive and collision coverage, uninsured motorist coverage, and roadside assistance for new Mercedes-Benz automobile owners when buying a car insurance policy.

Make sure to shop around with multiple car insurance carriers before making a new car purchase.

2022 Mercedes-Benz SL-Class

Cheapest Insurance CompaniesAverage Annual Cost
Allstate$3137
American Family$2460
Auto-Owners$2260
Cincinnati Insurance$3726
Elephant Insurance$3641
Erie Insurance$3021
GEICO$3325
Kentucky Farm Bureau$3506
Liberty Mutual$3091
Mercury$2761
MetLife$3826
Nationwide$2519
Plymouth Rock$3695
Progressive$2714
Safeco$3950
State Farm$2314
Texas Farm Bureau$2864
Travelers$2660
Westfield$3480

Compare all 2022 Mercedes-Benz SL-Class rates

Average Cost to Insure Per Year

$3428

List Price

$92000

Trims Available

SL 450 - SL 550 - AMG SL 63 - AMG SL 65 - Base Engine: twin-turbo 4.7-liter V8 that generates 449 horsepower with Driver Assist Technologies: Distance Assist Distronic with Extended Restart, Active Steering Assist, Blind Spot Assist, Lane Keeping Assist, Lane Change Assist, Brake Assist with Cross-Traffic Function, Active Emergency Stop, Pre-Safe Plus, Pre-Safe Impulse Side, Route-based Speed Adaptation. Active and Passive Safety Features: Airbags, Antilock Braking System, Electronic Stability Program, Advanced Tire Pressure Monitoring, SmartKey with Keyless-Start, 4-Wheel ABS, and 4-Wheel Disc Brakes

2020 Mercedes-Benz SL-Class

Cheapest Insurance CompaniesAverage Annual Cost
Allstate$3125
American Family$2293
Auto-Owners$2165
Elephant Insurance$3619
Erie Insurance$2941
Farmers$3551
GEICO$3283
Liberty Mutual$3061
Mercury$2684
MetLife$3780
Nationwide$2351
Progressive$2564
State Farm$2190
Texas Farm Bureau$2834
Travelers$2500
Westfield$3416

Compare all 2020 Mercedes-Benz SL-Class rates

Average Cost to Insure Per Year

$3420

List Price

$91000

Trims Available

SL 450 - SL 550 - AMG SL 63 - AMG SL 65 - Base Engine: twin-turbo 4.7-liter V8 that generates 449 horsepower with Driver Assist Technologies: Distance Assist Distronic with Extended Restart, Active Steering Assist, Blind Spot Assist, Lane Keeping Assist, Lane Change Assist, Brake Assist with Cross-Traffic Function, Active Emergency Stop, Pre-Safe Plus, Pre-Safe Impulse Side, Route-based Speed Adaptation. Active and Passive Safety Features: Airbags, Antilock Braking System, Electronic Stability Program, Advanced Tire Pressure Monitoring, SmartKey with Keyless-Start, 4-Wheel ABS, and 4-Wheel Disc Brakes

2019 Mercedes-Benz SL-Class

Cheapest Insurance CompaniesAverage Annual Cost
Allstate$3048
American Family$2270
Auto-Owners$2065
Elephant Insurance$3370
Erie Insurance$2843
GEICO$3186
Kentucky Farm Bureau$3326
Liberty Mutual$2954
Mercury$2590
MetLife$3480
Nationwide$2340
Progressive$2516
State Farm$2153
Texas Farm Bureau$2740
Travelers$2441
Westfield$3316

Compare all 2019 Mercedes-Benz SL-Class rates

Average Cost to Insure Per Year

$3369

List Price

$89150

Trims Available

SL 450 - SL 550 - AMG SL 63 - AMG SL 65 - Base Engine: twin-turbo 4.7-liter V8 that generates 449 horsepower with Driver Assist Technologies: Distance Assist Distronic with Extended Restart, Active Steering Assist, Blind Spot Assist, Lane Keeping Assist, Lane Change Assist, Brake Assist with Cross-Traffic Function, Active Emergency Stop, Pre-Safe Plus, Pre-Safe Impulse Side, Route-based Speed Adaptation. Active and Passive Safety Features: Airbags, Antilock Braking System, Electronic Stability Program, Advanced Tire Pressure Monitoring, SmartKey with Keyless-Start, 4-Wheel ABS, and 4-Wheel Disc Brakes

2018 Mercedes-Benz SL-Class

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 2587
Acuity$ 2587
Allied$ 2514
Allied$ 2514
Arbella$ 2466
Arbella$ 2466
Country$ 2603
Country$ 2603
Erie$ 2320
Erie$ 2320
Nationwide$ 2778
Nationwide$ 2778
Plymouth Rock Insurance$ 1979
Plymouth Rock Insurance$ 1979
Southern Farm Bureau$ 2843
Southern Farm Bureau$ 2843
State Farm$ 2849
State Farm$ 2849
Tennessee Farmers$ 1462
Tennessee Farmers$ 1462
USAA$ 2193
USAA$ 2193
Vermont Mutual$ 3026
Vermont Mutual$ 3026

Compare all 2018 Mercedes-Benz SL-Class rates

Average Cost to Insure Per Year

$ 3660

List Price

$ 88200

Trims Available

SL 450 - SL 550 - AMG SL 63 - AMG SL 65

2017 Mercedes-Benz SL-Class

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 2273
Acuity$ 2273
Allied$ 2331
Allied$ 2331
Arbella$ 2217
Arbella$ 2217
Country$ 2337
Country$ 2337
Erie$ 2089
Erie$ 2089
Nationwide$ 2497
Nationwide$ 2497
Plymouth Rock Insurance$ 1882
Plymouth Rock Insurance$ 1882
Southern Farm Bureau$ 2515
Southern Farm Bureau$ 2515
State Farm$ 2449
State Farm$ 2449
Tennessee Farmers$ 1463
Tennessee Farmers$ 1463
Texas Farm Bureau$ 1464
Texas Farm Bureau$ 1464
USAA$ 2043
USAA$ 2043

Compare all 2017 Mercedes-Benz SL-Class rates

Average Cost to Insure Per Year

$ 2492

List Price

$ 86950

Trims Available

SL 450 - SL 550 - AMG SL 63 - AMG SL 65

2016 Mercedes-Benz SL-Class

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 2322
Acuity$ 2322
Allied$ 2510
Allied$ 2510
Arbella$ 2149
Arbella$ 2149
Country$ 2300
Country$ 2300
Erie$ 2016
Erie$ 2016
Nationwide$ 2578
Nationwide$ 2578
Plymouth Rock Insurance$ 1889
Plymouth Rock Insurance$ 1889
Southern Farm Bureau$ 2605
Southern Farm Bureau$ 2605
Tennessee Farmers$ 1392
Tennessee Farmers$ 1392
Texas Farm Bureau$ 1424
Texas Farm Bureau$ 1424
USAA$ 2046
USAA$ 2046
Vermont Mutual$ 2590
Vermont Mutual$ 2590

Compare all 2016 Mercedes-Benz SL-Class rates

Average Cost to Insure Per Year

$ 2559

List Price

$ 85050

Trims Available

SL 400 - SL 550 - AMG SL 63 - AMG SL 65

2015 Mercedes-Benz SL-Class

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 2219
Acuity$ 2219
Allied$ 2431
Allied$ 2431
Arbella$ 2169
Arbella$ 2169
Country$ 2209
Country$ 2209
Erie$ 1923
Erie$ 1923
Plymouth Rock Insurance$ 1802
Plymouth Rock Insurance$ 1802
Southern Farm Bureau$ 2497
Southern Farm Bureau$ 2497
State Farm$ 2345
State Farm$ 2345
Tennessee Farmers$ 2222
Tennessee Farmers$ 2222
Texas Farm Bureau$ 1391
Texas Farm Bureau$ 1391
USAA$ 2109
USAA$ 2109
Vermont Mutual$ 2438
Vermont Mutual$ 2438

Compare all 2015 Mercedes-Benz SL-Class rates

Average Cost to Insure Per Year

$ 2472

List Price

$ 84000

Trims Available

SL 400 - SL 550 - SL 63 AMG - SL 65 AMG

2014 Mercedes-Benz SL-Class

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 2633
Acuity$ 2633
Arbella$ 2392
Arbella$ 2392
Country$ 2472
Country$ 2472
Erie$ 1886
Erie$ 1886
Plymouth Rock Insurance$ 1866
Plymouth Rock Insurance$ 1866
Safeco$ 2714
Safeco$ 2714
Southern Farm Bureau$ 2886
Southern Farm Bureau$ 2886
State Farm$ 2972
State Farm$ 2972
Tennessee Farmers$ 2635
Tennessee Farmers$ 2635
Texas Farm Bureau$ 1351
Texas Farm Bureau$ 1351
USAA$ 2492
USAA$ 2492
Vermont Mutual$ 2950
Vermont Mutual$ 2950

Compare all 2014 Mercedes-Benz SL-Class rates

Average Cost to Insure Per Year

$ 2389

List Price

$ 106700

Trims Available

SL 550 - SL 63 AMG - SL 65 AMG

2013 Mercedes-Benz SL-Class

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1699
Acuity$ 1699
Allied$ 1878
Allied$ 1878
Arbella$ 1894
Arbella$ 1894
Country$ 1890
Country$ 1890
Erie$ 1776
Erie$ 1776
Nationwide$ 2208
Nationwide$ 2208
Oklahoma Farmers Union$ 1598
Oklahoma Farmers Union$ 1598
Plymouth Rock Insurance$ 1597
Plymouth Rock Insurance$ 1597
Southern Farm Bureau$ 2112
Southern Farm Bureau$ 2112
Tennessee Farmers$ 1881
Tennessee Farmers$ 1881
Texas Farm Bureau$ 784
Texas Farm Bureau$ 784
Vermont Mutual$ 1881
Vermont Mutual$ 1881

Compare all 2013 Mercedes-Benz SL-Class rates

Average Cost to Insure Per Year

$ 1366

List Price

$ 105500

Trims Available

SL 550 - SL 63 AMG - SL 65 AMG

2012 Mercedes-Benz SL-Class

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 2004
Acuity$ 2004
Allied$ 1826
Allied$ 1826
Arbella$ 1985
Arbella$ 1985
Country$ 2036
Country$ 2036
Erie$ 1732
Erie$ 1732
Plymouth Rock Insurance$ 1605
Plymouth Rock Insurance$ 1605
Southern Farm Bureau$ 2359
Southern Farm Bureau$ 2359
State Farm$ 2309
State Farm$ 2309
Tennessee Farmers$ 2201
Tennessee Farmers$ 2201
Texas Farm Bureau$ 1275
Texas Farm Bureau$ 1275
USAA$ 2025
USAA$ 2025
Vermont Mutual$ 2239
Vermont Mutual$ 2239

Compare all 2012 Mercedes-Benz SL-Class rates

Average Cost to Insure Per Year

$ 2067

List Price

$ 103650

Trims Available

SL 550 - SL 63 AMG

2011 Mercedes-Benz SL-Class

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 2303
Acuity$ 2303
Allied$ 1888
Allied$ 1888
Amica$ 2482
Amica$ 2482
Arbella$ 1772
Arbella$ 1772
Country$ 1973
Country$ 1973
Erie$ 1774
Erie$ 1774
Plymouth Rock Insurance$ 1650
Plymouth Rock Insurance$ 1650
Southern Farm Bureau$ 2243
Southern Farm Bureau$ 2243
Tennessee Farmers$ 2173
Tennessee Farmers$ 2173
Texas Farm Bureau$ 1240
Texas Farm Bureau$ 1240
USAA$ 1985
USAA$ 1985
Vermont Mutual$ 2147
Vermont Mutual$ 2147

Compare all 2011 Mercedes-Benz SL-Class rates

Average Cost to Insure Per Year

$ 2153

List Price

$ 102600

Trims Available

SL 550 - SL 63 AMG - SL 65 AMG