Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Joel Ohman is the CEO of a private equity-backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He also has an MBA from the University of South Florid...

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Reviewed by Joel Ohman
Founder, CFP®

UPDATED: Jun 17, 2021

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Are you looking for a new or used Mitsubishi Mirage? And wondering how much it costs to insure by year? We researched average annual car insurance costs for each model year and have compiled the results for you below.

Mitsubishi Mirage car insurance facts

  • Average full coverage auto insurance premium: $120/month

  • Most affordable companies: Erie Insurance ($77/month) & State Farm ($85/month)

  • Mirage car insurance cost vs. average rates: $51 less expensive than the average vehicle

Explore the pricing information below to find how much it will cost you to insure your Mitsubishi Mirage by model year and auto insurer.

Make sure to comparison shop before making a new car purchase to save money. 

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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Below average Mitsubishi Mirage insurer costs by state:

Risk factors affecting Mitsubishi Mirage car insurance rates

The make and model of your vehicle, along with the year of manufacture, are the three most important factors in determining your car’s value, which in turn is the main factor in determining your car insurance premium. Your own personal driving history, age, marital status, credit scoretype of vehicle, coverage levels, and other personal factors are also important components of your rate.

How to save money on Mitsubishi Mirage car insurance coverage?

Many driver discounts are available to people through most major auto insurance companies, such as

  • Student discounts

  • Safe drivers

  • Senior discounts

With all Mitsubishi models, you can get the following car insurance discounts:

  • Passive restraint systems

  • Anti-lock brakes

  • Anti-theft devices

Mitsubishi automobile brand

Mitsubishi Motor Corporation, commonly referred to as Mitsubishi Motors, is a Japanese multinational non-luxury automaker specializing in fuel-efficient and affordable cars for the United States market. The target market of Mitsubishi is middle-class American families 24 to 60 years old. Once known for small sporty cars, Mitsubishi is shifting to larger utility vehicles like SUVs and crossovers with driver-assist technology, cutting-edge design elements, and affordability. All Mitsubishi automobiles have high safety ratings, with a couple of their cars getting “Top Safety Pick” and 5-star safety and crash test ratings from the National Highway Traffic Safety Administration (NHTSA). The Mitsubishi Mirage, Eclipse, and Outlander are their most popular cars.

High Mitsubishi Mirage repair costs equal high coverage rates

Many consumers are attracted to Mitsubishi for affordability, increased fuel efficiency, and driver-assist technologies, like Mitsubishi’s Advanced Driver Assistance Systems (ADAS). Automotive parts are not as common and typically more expensive than popular vehicles, like the Toyota, Honda, or Subaru. Repairing a Mitsubishi is higher than average since repair parts cost more. For this reason, many Mitsubishi’s are going to have higher than average car insurance rates to similar cars in their class.

Rapid depreciation for Mitsubishi Mirage affecting auto policies

Another factor to consider for Mitsubishi is rapid depreciation, affecting auto insurance rates. As your vehicle’s value goes down each year, your auto policy could go down at each renewal. On the other hand, in an auto accident, you need repair parts that rarely go down in price for all Mitsubishi models. This could put you in a difficult situation position since many car insurance companies will subtract depreciation from the amount paid for your insurance claim resulting in a situation where your claim payout doesn’t fully cover your repair cost.

5-Star IIHS and NHTSA crash test and safety ratings decreasing car insurance rates

Mitsubishi is known for their safety ratings, safety features, 5-star crash test ratings, driver-assist technologies such as Forward Collision Mitigation (FAS), and lower auto insurance rates for drivers with a good driving record, sometimes getting 20% driver discounts for passive restraints and safety features for most Mitsubishi models. The Mitsubishi Eclipse and Outlander are the Insurance Institute for Highway Safety (IIHS) “Top Safety Picks,” and the NHTSA consistently gives Mitsubish automobiles top safety ratings each year, lowering your car insurance costs.

AutoInsureSavings.org licensed car insurance agents to recommend comprehensive and collision coverage, uninsured motorist coverage, and roadside assistance for new Mitsubishi automobile owners when buying a car insurance policy.

Make sure to shop around with multiple car insurance carriers before making a new car purchase.

2021 Mitsubishi Mirage

Cheapest Insurance CompaniesAverage Annual Cost
21st Century $1602
Allstate$1350
Erie$927
GEICO$1263
Kentucky Farm Bureau$1462
Liberty Mutual$1088
Mercury$1034
Nationwide$1433
Progressive$1127
Safeco$1618
State Farm$1029
Tennessee Farmers$1341
Texas Farm Bureau$1320
The Hanover$1570
Travelers$1360
USAA$1151

Compare all 2021 Mitsubishi Mirage rates

Average Cost to Insure Per Year

$1439

List Price

$14295

Trims Available

ES - SE - GT - Engine: 1.2-liter three-cylinder engine that generates a modest 78 horsepower, with safety features, review camera system, RISE body construction, airbag safety system, active stability control system, hill start assist, Forward Collision Mitigation, Lane Departure Warning, Rear Cross Traffic Alert, Blind Spot Warning with Lane Change Assist, Active Stability Control (ASC), Adaptive Cruise Control (ACC), 4-Wheel ABS, Front Disc/Rear Drum Brakes, Brake Assist, Traction Control

2020 Mitsubishi Mirage

Cheapest Insurance CompaniesAverage Annual Cost
21st Century $1566
Allstate$1348
American Family$974
Erie$889
Farmers$1450
GEICO$1244
Liberty Mutual$1037
Mercury$1029
Nationwide$1430
Progressive$1090
State Farm$923
Tennessee Farmers$1319
Texas Farm Bureau$1290
The Hanover$1561
Travelers$1355
USAA$1134

Compare all 2020 Mitsubishi Mirage rates

Average Cost to Insure Per Year

$1436

List Price

$13995

Trims Available

ES - SE - GT - Engine: 1.2-liter three-cylinder engine that generates a modest 78 horsepower, with safety features, review camera system, RISE body construction, airbag safety system, active stability control system, hill start assist, Forward Collision Mitigation, Lane Departure Warning, Rear Cross Traffic Alert, Blind Spot Warning with Lane Change Assist, Active Stability Control (ASC), Adaptive Cruise Control (ACC), 4-Wheel ABS, Front Disc/Rear Drum Brakes, Brake Assist, Traction Control

2019 Mitsubishi Mirage

Cheapest Insurance CompaniesAverage Annual Cost
21st Century $1571
Allstate$1324
American Family$935
Erie$876
GEICO$1240
Kentucky Farm Bureau$1429
Liberty Mutual$1036
Mercury$990
Nationwide$1428
Progressive$1054
State Farm$890
Tennessee Farmers$1316
Texas Farm Bureau$1287
The Hanover$1540
Travelers$1350
USAA$1125

Compare all 2019 Mitsubishi Mirage rates

Average Cost to Insure Per Year

$1429

List Price

$13797

Trims Available

ES - SE - GT - Engine: 1.2-liter three-cylinder engine that generates a modest 78 horsepower, with safety features, review camera system, RISE body construction, airbag safety system, active stability control system, hill start assist, Forward Collision Mitigation, Lane Departure Warning, Rear Cross Traffic Alert, Blind Spot Warning with Lane Change Assist, Active Stability Control (ASC), Adaptive Cruise Control (ACC), 4-Wheel ABS, Front Disc/Rear Drum Brakes, Brake Assist, Traction Control

2018 Mitsubishi Mirage

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1331
Acuity$ 1331
Allied$ 1236
Allied$ 1236
American Family$ 1365
American Family$ 1365
Country$ 1442
Country$ 1442
Erie$ 1048
Erie$ 1048
Mercury$ 1344
Mercury$ 1344
Nationwide$ 1398
Nationwide$ 1398
Plymouth Rock Insurance$ 1148
Plymouth Rock Insurance$ 1148
State Farm$ 1423
State Farm$ 1423
Tennessee Farmers$ 1022
Tennessee Farmers$ 1022
USAA$ 965
USAA$ 965
Vermont Mutual$ 1293
Vermont Mutual$ 1293

Compare all 2018 Mitsubishi Mirage rates

Average Cost to Insure Per Year

$ 1630

List Price

$ 13395

Trims Available

ES - SE - GT

2017 Mitsubishi Mirage

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1315
Acuity$ 1315
Allied$ 1277
Allied$ 1277
American Family$ 1309
American Family$ 1309
Country$ 1411
Country$ 1411
Erie$ 1041
Erie$ 1041
Mercury$ 1317
Mercury$ 1317
Nationwide$ 1436
Nationwide$ 1436
Plymouth Rock Insurance$ 1124
Plymouth Rock Insurance$ 1124
State Farm$ 1300
State Farm$ 1300
Tennessee Farmers$ 1030
Tennessee Farmers$ 1030
USAA$ 879
USAA$ 879
Vermont Mutual$ 1240
Vermont Mutual$ 1240

Compare all 2017 Mitsubishi Mirage rates

Average Cost to Insure Per Year

$ 2596

List Price

$ 12995

Trims Available

ES - SE - GT

2015 Mitsubishi Mirage

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1065
Acuity$ 1065
American Family$ 1075
American Family$ 1075
Arbella$ 1190
Arbella$ 1190
Country$ 1130
Country$ 1130
Erie$ 699
Erie$ 699
GEICO$ 979
GEICO$ 979
Plymouth Rock Insurance$ 1068
Plymouth Rock Insurance$ 1068
Progressive$ 770
Progressive$ 770
State Farm$ 1099
State Farm$ 1099
Tennessee Farmers$ 985
Tennessee Farmers$ 985
USAA$ 922
USAA$ 922
Vermont Mutual$ 932
Vermont Mutual$ 932

Compare all 2015 Mitsubishi Mirage rates

Average Cost to Insure Per Year

$ 1835

List Price

$ 12995

Trims Available

DE - ES - RF

2014 Mitsubishi Mirage

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 963
Acuity$ 963
American Family$ 1063
American Family$ 1063
Amica$ 1169
Amica$ 1169
Arbella$ 1058
Arbella$ 1058
Country$ 1059
Country$ 1059
Erie$ 812
Erie$ 812
GEICO$ 1117
GEICO$ 1117
Plymouth Rock Insurance$ 1049
Plymouth Rock Insurance$ 1049
Progressive$ 913
Progressive$ 913
Tennessee Farmers$ 911
Tennessee Farmers$ 911
USAA$ 943
USAA$ 943
Vermont Mutual$ 800
Vermont Mutual$ 800

Compare all 2014 Mitsubishi Mirage rates

Average Cost to Insure Per Year

$ 2193

List Price

$ 12995

Trims Available

DE - ES