Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Joel Ohman is the CEO of a private equity-backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He also has an MBA from the University of South Florid...

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Reviewed by Joel Ohman
Founder, CFP®

UPDATED: Jun 17, 2021

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Looking for a used Subaru BRZ? And wondering how much it costs to insure by year? We researched average annual insurance costs for each model year and have compiled the results for you below.

Subaru BRZ insurance facts

  • Average full coverage auto insurance premium: $140/month

  • Most affordable companies: GEICO ($94/month) & Progressive ($101/month)

  • BRZ car insurance cost vs. average rate: $18 less expensive than the average vehicle

Explore the pricing information below to find how much it will cost you to insure your Subaru BRZ by model year and auto insurer.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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Below average Subura BRZ insurer costs by state:

Risk factors affecting Subaru BRZ car insurance rates

The make and model of your vehicle, along with the year of manufacture, are the three most important factors in determining your car’s value, which in turn is the main factor in determining your car insurance premium. Your own personal driving history, age, marital status, credit scoretype of vehicle, coverage levels, and other personal factors are also important components of your rate.

How to save money on Subaru BRZ car insurance?

Many driver discounts are available to people through most major auto insurance companies, such as

  • Student discounts

  • Safe drivers

  • Senior discounts

With all Subaru models, you can get the following car insurance discounts:

  • Passive restraint systems

  • Anti-lock brakes

  • Anti-theft devices

Subaru Automobile Brand

Subaru is the 21st largest worldwide automobile manufacturer from Japan, selling to a small but devoted group of buyers in the United States market. The target market of Subaru is financially stable middle-aged couples with strong family values. All Volkswagen automobiles have high safety ratings, with many of their vehicles getting “Top Safety Pick” and 5-star safety and crash test ratings from the National Highway Traffic Safety Administration (NHTSA). The Outback, Forester, Impreza, and Crosstrek are some of their most popular vehicles.

Higher than average BRZ repair costs equal higher car insurance rates

Many consumers are attracted to Subaru cars for the stability, safety ratings, and driver-assist technologies, such as the forward-collision warning system and their excellent all-wheel drive (AWD) system. Automotive parts are pretty common, but not as cheap as popular vehicles, like Toyota or Honda. Repairing a Subaru is higher than average since repair parts are more expensive and not as available as popular vehicles. For this reason, many Subaru’s are going to have higher than average car insurance rates to similar vehicles in its class.

Fast depreciation for Subaru BRZ affecting auto policies

Subarus have a higher than average depreciating value except for the Outback, according to Kelly Blue Book, affecting auto insurance rates. As your vehicle’s value goes down each year, your auto policy could go down at each renewal. On the other hand, in an auto accident, you need repair parts that rarely go down in price for all Subaru models. This could put you in a difficult situation position since many car insurance companies will subtract depreciation from the amount paid for your insurance claim resulting in a situation where your claim payout doesn’t fully cover your repair cost.

High IIHS and NHTSA safety ratings lower car insurance rates for drivers

Subarus are known for their safety ratings, safety features, 5-star crash test ratings, and EyeSight driver-assist technologies, lowering car insurance rates for drivers with a good driving record, sometimes getting 20% driver discounts for passive restraints and safety features in Subaru models. The Outback, WRZ, and Crosstrek are Insurance Institute for Highway Safety (IIHS) “Top Safety Picks,” and the NHTSA consistently gives Subaru top safety ratings each year, lowering your car insurance costs.

AutoInsureSavings.org licensed car insurance agents to recommend comprehensive and collision coverage, uninsured motorist coverage, and roadside assistance for new Subaru automobile owners when buying a car insurance policy.

2020 Subaru BRZ

Cheapest Insurance CompaniesAverage Annual Cost
21st Century $2201
Allstate$1885
American Family$1627
Country Financial$2035
Erie$1316
GEICO$1130
Kentucky Farm Bureau$2079
Liberty Mutual$1340
Mercury$1790
Nationwide$1489
Progressive$1219
State Farm$1302
Tennessee Farmers$1710
Texas Farm Bureau$1543
The Hanover$2130
Travelers$1945

Compare all 2020 Subaru BRZ rates

Average Cost to Insure Per Year

$1683

List Price

$28845

Trims Available

Premium - Limited - tS - Engine: 2.4-liter flat-four-cylinder with 228 horsepower and 184 lb-ft of torque Blind-Spot Detection, Rear Cross-Traffic Alert, Reverse Automatic Braking, with EyeSight driver assist technology, Adaptive Cruise Control, Lane Keep Assist and Sway Warning, Pre-collision braking, Pre-collision throttle management, Active Torque Vectoring, Symmetrical All-Wheel Drive (AWD), Safety Features· Anti-lock brakes · Stability control · Front-impact airbags· Side impact airbags Overhead airbags· Pretensioners · Security system.

2019 Subaru BRZ

Cheapest Insurance CompaniesAverage Annual Cost
21st Century $2158
Allstate$1870
American Family$1588
Country Financial$1989
Erie$1290
GEICO$1129
Kentucky Farm Bureau$2044
Liberty Mutual$1337
Mercury$1780
Nationwide$1465
Progressive$1173
State Farm$1252
Tennessee Farmers$1669
Texas Farm Bureau$1523
The Hanover$2090
Travelers$1936

Compare all 2019 Subaru BRZ rates

Average Cost to Insure Per Year

$1642

List Price

$25795

Trims Available

Premium - Limited - Series.Gray - Engine: 2.4-liter flat-four-cylinder with 228 horsepower and 184 lb-ft of torque Blind-Spot Detection, Rear Cross-Traffic Alert, Reverse Automatic Braking, with EyeSight driver assist technology, Adaptive Cruise Control, Lane Keep Assist and Sway Warning, Pre-collision braking, Pre-collision throttle management, Active Torque Vectoring, Symmetrical All-Wheel Drive (AWD), Safety Features· Anti-lock brakes · Stability control · Front-impact airbags· Side impact airbags Overhead airbags· Pretensioners · Security system.

2018 Subaru BRZ

Cheapest Insurance CompaniesAverage Annual Cost
21st Century $2147
Allstate$1865
American Family$1542
Country Financial$1977
Erie$1289
GEICO$1123
Kentucky Farm Bureau$2034
Liberty Mutual$1325
Mercury$1759
Nationwide$1455
Progressive$1161
State Farm$1240
Tennessee Farmers$1653
Texas Farm Bureau$1512
The Hanover$2056
Travelers$1924

Compare all 2018 Subaru BRZ rates

Average Cost to Insure Per Year

$1630

List Price

$25595

Trims Available

Premium - Limited - Series.Yellow - Engine: 2.4-liter flat-four-cylinder with 228 horsepower and 184 lb-ft of torque Blind-Spot Detection, Rear Cross-Traffic Alert, Reverse Automatic Braking, with EyeSight driver assist technology, Adaptive Cruise Control, Lane Keep Assist and Sway Warning, Pre-collision braking, Pre-collision throttle management, Active Torque Vectoring, Symmetrical All-Wheel Drive (AWD), Safety Features· Anti-lock brakes · Stability control · Front-impact airbags· Side impact airbags Overhead airbags· Pretensioners · Security system.

2017 Subaru BRZ

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1621
Acuity$ 1621
Allied$ 1686
Allied$ 1686
Erie$ 1061
Erie$ 1061
Mercury$ 1368
Mercury$ 1368
Nationwide$ 1781
Nationwide$ 1781
Plymouth Rock Insurance$ 1420
Plymouth Rock Insurance$ 1420
Progressive$ 1422
Progressive$ 1422
Southern Farm Bureau$ 1798
Southern Farm Bureau$ 1798
State Farm$ 1730
State Farm$ 1730
Tennessee Farmers$ 1200
Tennessee Farmers$ 1200
USAA$ 1249
USAA$ 1249
Vermont Mutual$ 1625
Vermont Mutual$ 1625

Compare all 2017 Subaru BRZ rates

Average Cost to Insure Per Year

$ 3030

List Price

$ 25495

Trims Available

Premium - Limited - Series.Yellow

2016 Subaru BRZ

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1511
Acuity$ 1511
Allied$ 1719
Allied$ 1719
Country$ 1714
Country$ 1714
Erie$ 981
Erie$ 981
GEICO$ 1662
GEICO$ 1662
Mercury$ 1349
Mercury$ 1349
Plymouth Rock Insurance$ 1366
Plymouth Rock Insurance$ 1366
Progressive$ 1358
Progressive$ 1358
State Farm$ 1716
State Farm$ 1716
Tennessee Farmers$ 1256
Tennessee Farmers$ 1256
USAA$ 1175
USAA$ 1175
Vermont Mutual$ 1483
Vermont Mutual$ 1483

Compare all 2016 Subaru BRZ rates

Average Cost to Insure Per Year

$ 2751

List Price

$ 25395

Trims Available

Premium - Limited - Series.HyperBlue

2015 Subaru BRZ

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1427
Acuity$ 1427
American Family$ 1530
American Family$ 1530
Country$ 1641
Country$ 1641
Erie$ 946
Erie$ 946
GEICO$ 1511
GEICO$ 1511
Mercury$ 1334
Mercury$ 1334
Plymouth Rock Insurance$ 1320
Plymouth Rock Insurance$ 1320
Progressive$ 1336
Progressive$ 1336
State Farm$ 1560
State Farm$ 1560
Tennessee Farmers$ 1412
Tennessee Farmers$ 1412
USAA$ 1085
USAA$ 1085
Vermont Mutual$ 1379
Vermont Mutual$ 1379

Compare all 2015 Subaru BRZ rates

Average Cost to Insure Per Year

$ 2625

List Price

$ 25695

Trims Available

Premium - Limited - Series.Blue

2014 Subaru BRZ

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1269
Acuity$ 1269
American Family$ 1392
American Family$ 1392
Arbella$ 1518
Arbella$ 1518
Erie$ 997
Erie$ 997
GEICO$ 1489
GEICO$ 1489
Mercury$ 1324
Mercury$ 1324
Plymouth Rock Insurance$ 1253
Plymouth Rock Insurance$ 1253
Progressive$ 1509
Progressive$ 1509
State Farm$ 1549
State Farm$ 1549
Tennessee Farmers$ 1244
Tennessee Farmers$ 1244
USAA$ 1088
USAA$ 1088
Vermont Mutual$ 1167
Vermont Mutual$ 1167

Compare all 2014 Subaru BRZ rates

Average Cost to Insure Per Year

$ 3155

List Price

$ 25595

Trims Available

Premium - Limited

2013 Subaru BRZ

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1308
Acuity$ 1308
American Family$ 1287
American Family$ 1287
Arbella$ 1501
Arbella$ 1501
Erie$ 915
Erie$ 915
GEICO$ 1377
GEICO$ 1377
Mercury$ 1318
Mercury$ 1318
Plymouth Rock Insurance$ 1221
Plymouth Rock Insurance$ 1221
Progressive$ 1274
Progressive$ 1274
State Farm$ 1408
State Farm$ 1408
Tennessee Farmers$ 1336
Tennessee Farmers$ 1336
USAA$ 985
USAA$ 985
Vermont Mutual$ 1238
Vermont Mutual$ 1238

Compare all 2013 Subaru BRZ rates

Average Cost to Insure Per Year

$ 2344

List Price

$ 25495

Trims Available

Premium - Limited