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Toyota Sienna Car Insurance Cost

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Looking for a new or used Toyota Sienna? And wondering how much it costs to insure by year? We researched average annual insurance costs for each model year and have compiled the results for you below.

Toyota Sienna facts

  • Average auto insurance premium: $152/month

  • Most affordable companies: USAA ($101/month) & Progressive ($110/month)

  • Sienna insurance cost vs. average rate: $41 less expensive than the average vehicle

Explore the pricing information below to find how much it will cost you to insure your Toyota Sienna by model year and auto insurer.

Below average Toyota Sienna insurer costs by state:

How much does it cost to insure my Toyota Sienna?

Select the year of your car

2021 Toyota Sienna

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Average Cost to Insure Per Year

$1,825

List Price

$34,460

Trims Available

CE - Auto Access Seat - with safety features - with Toyota Safety Sense 2.0 (TSS 2.0) Pre-Collision System with Pedestrian Detection - Star Safety System—includes Enhanced Vehicle Stability Control (VSC),Traction Control (TRAC) - Premium Audio with 14 JBL speakers, 12.3-in. touchscreen display, and Android Auto & Apple CarPlay & Amazon Alexa 94 compatibility

2020 Toyota Sienna

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Average Cost to Insure Per Year

$1,619

List Price

$31,640

Trims Available

CE - L 7-Passenger - LE 8-Passenger - LE Mobility 7-Passenger - LE 7-Passenger - SE 8-Passenger - XLE 8-Passenger - XLE 7-Passenger - LE 7-Passenger Auto Access Seat - XLE Premium 8-Passenger - SE Premium 8-Passenger - XLE Premium 7-Passenger - XLE 7-Passenger Auto Access Seat - Limited 7-Passenger - Limited Premium 7-Passenger - with Toyota Safety Sense 2.0 (TSS 2.0) Pre-Collision System with Pedestrian Detection - Star Safety System—includes Enhanced Vehicle Stability Control (VSC),Traction Control (TRAC)

2019 Toyota Sienna

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Average Cost to Insure Per Year

$1,529

List Price

$31,115

Trims Available

CE - L 7-Passenger - LE 8-Passenger - LE Mobility 7-Passenger - LE 7-Passenger - SE 8-Passenger - XLE 8-Passenger - XLE 7-Passenger - LE 7-Passenger Auto Access Seat - XLE Premium 8-Passenger - SE Premium 8-Passenger - XLE Premium 7-Passenger - XLE 7-Passenger Auto Access Seat - Limited 7-Passenger - Limited Premium 7-Passenger - with Toyota Safety Sense 2.0 (TSS 2.0) Pre-Collision System with Pedestrian Detection - Star Safety System—includes Enhanced Vehicle Stability Control (VSC),Traction Control (TRAC)

2018 Toyota Sienna

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Average Cost to Insure Per Year

$1,438

List Price

$30,745

Trims Available

CE - L 7-Passenger - LE 8-Passenger - LE Mobility 7-Passenger - LE 7-Passenger - SE 8-Passenger - XLE 8-Passenger - XLE 7-Passenger - LE 7-Passenger Auto Access Seat - XLE Premium 8-Passenger - SE Premium 8-Passenger - XLE Premium 7-Passenger - XLE 7-Passenger Auto Access Seat - Limited 7-Passenger - Limited Premium 7-Passenger - with Toyota Safety Sense 2.0 (TSS 2.0) Pre-Collision System with Pedestrian Detection - Star Safety System—includes Enhanced Vehicle Stability Control (VSC),Traction Control (TRAC)

2017 Toyota Sienna

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Average Cost to Insure Per Year

$1,090

List Price

$27,645

Trims Available

CE - L 7-Passenger - LE 8-Passenger - LE Mobility 7-Passenger - LE 7-Passenger - SE 8-Passenger - XLE 8-Passenger - XLE 7-Passenger - LE 7-Passenger Auto Access Seat - XLE Premium 8-Passenger - SE Premium 8-Passenger - XLE Premium 7-Passenger - XLE 7-Passenger Auto Access Seat - Limited 7-Passenger - Limited Premium 7-Passenger

2016 Toyota Sienna

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Average Cost to Insure Per Year

$1,033

List Price

$26,745

Trims Available

CE - L 7-Passenger - LE 8-Passenger - LE Mobility 7-Passenger - LE 7-Passenger - SE 8-Passenger - XLE 8-Passenger - XLE 7-Passenger - LE 7-Passenger Auto Access Seat - XLE Premium 8-Passenger - SE Premium 8-Passenger - XLE Premium 7-Passenger - XLE 7-Passenger Auto Access Seat - Limited 7-Passenger - Limited Premium 7-Passenger

2015 Toyota Sienna

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Average Cost to Insure Per Year

$1,019

List Price

$26,595

Trims Available

Base - with safety features - Toyota Safety Sense 2.0 (TSS 2.0) Pre-Collision System with Pedestrian Detection - Star Safety System—includes Enhanced Vehicle Stability Control (VSC),Traction Control (TRAC), Anti-lock Brake System (ABS), Electronic Brake-force Distribution (EBD), Brake Assist (BA) and Smart Stop Technology (SST)

2014 Toyota Sienna

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Average Cost to Insure Per Year

$1,018

List Price

$24,920

Trims Available

Base - with safety features - Toyota Safety Sense 2.0 (TSS 2.0) Pre-Collision System with Pedestrian Detection - Star Safety System—includes Enhanced Vehicle Stability Control (VSC),Traction Control (TRAC), Anti-lock Brake System (ABS), Electronic Brake-force Distribution (EBD), Brake Assist (BA) and Smart Stop Technology (SST)

2013 Toyota Sienna

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Average Cost to Insure Per Year

$912

List Price

$26,585

Trims Available

Base - with safety features - Toyota Safety Sense 2.0 (TSS 2.0) Pre-Collision System with Pedestrian Detection - Star Safety System—includes Enhanced Vehicle Stability Control (VSC),Traction Control (TRAC), Anti-lock Brake System (ABS), Electronic Brake-force Distribution (EBD), Brake Assist (BA) and Smart Stop Technology (SST)

2012 Toyota Sienna

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Average Cost to Insure Per Year

$840

List Price

$25,060

Trims Available

Base - with safety features - Toyota Safety Sense 2.0 (TSS 2.0) Pre-Collision System with Pedestrian Detection - Star Safety System—includes Enhanced Vehicle Stability Control (VSC),Traction Control (TRAC), Anti-lock Brake System (ABS), Electronic Brake-force Distribution (EBD), Brake Assist (BA) and Smart Stop Technology (SST)

2011 Toyota Sienna

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Average Cost to Insure Per Year

$812

List Price

$25,060

Trims Available

Base - with safety features - Toyota Safety Sense 2.0 (TSS 2.0) Pre-Collision System with Pedestrian Detection - Star Safety System—includes Enhanced Vehicle Stability Control (VSC),Traction Control (TRAC), Anti-lock Brake System (ABS), Electronic Brake-force Distribution (EBD), Brake Assist (BA) and Smart Stop Technology (SST)

Risk factors affecting Toyota Sienna rates

The make and model of your vehicle, along with the year of manufacture, are the three most important factors in determining your car's value, which in turn is the main factor in determining your premium. Your own personal driving history, age, marital status, credit score, type of vehicle, coverage levels, and other personal factors are also important components of your rate.

Safety Ratings & Sienna Rates

Toyotas are world-famous for their reliability, and this has made them the 3rd highest selling car manufacturer in the United States, behind Ford and General Motors. Toyota had 13.87% of the US market share. Part of their popularity is that Toyotas also have some of the highest safety ratings of any car manufacturer.

Top Safety Ratings from IIHS & NHTSA

The Insurance Institute for Highway Safety (IIHS) has 7 different Toyota models as "Top Safety Pick+" (the highest rating given by the institute) award winners, including the Corolla, Camry, C-HR, Rav4, Venza, Highlander, and Sienna. The National Highway Traffic Safety Administration (NHTSA) ranks eight Toyota models with 5-star ratings based on safety, driver-assist technologies to avoid car accidents. The NHTSA ranks each Toyota with high marks for frontal crash, side crash, and rollover with 4 or 5 stars.

These factors of high reliability and strong safety marks combine to make Toyotas one of the more affordable vehicles to insure. A safer car will represent less risk for an auto insurer, and they will offer the driver lower rates for it. Note that often, a safer car doesn't necessarily mean lower repair costs in the event of an accident. Still, it does protect the car's occupants, which greatly reduces property damage liability and bodily injury claims.

Lower repair costs equal lower rates

Thankfully, Toyotas also have reasonable repair costs for several reasons. Their ubiquitous popularity means that many technicians and mechanics are familiar and qualified to work on these vehicles, and spare parts are readily available for almost any Toyota model. Toyota is also very well known for its engineering prowess, and this is evidenced by the logical way they lay out their cars, often making them easy to service for the future.

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