Volkswagen Golf R Car Insurance Cost
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Looking for a used Volkswagen Golf R? And wondering how much it costs to insure by year? We researched average annual insurance costs for each model year and have compiled the results for you below.
Volkswagen Golf R insurance facts
Average full coverage auto insurance premium: $180/month
Most affordable companies: State Farm ($117/month) & Progressive ($126/month)
Golf R car insurance cost vs. average rate: $23 more expensive than the average vehicle
Explore the pricing information below to find how much it will cost you to insure your Volkswagen Golf R by model year and auto insurer.
Below average Volkswagen Golf R insurer costs by state:
California car insurance - $2,638 per year
New Mexico car insurance - $1,737 per year
New York car insurance - $2,925 per year
Arizona - $1,619 per year
Texas - $2,311 per year
How much does it cost to insure my Volkswagen Golf R?
Select the year of your car
2019 Volkswagen Golf R
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| State Farm | $1,406 |
| Progressive | $1,520 |
| USAA | $1,523 |
| Erie | $1,580 |
| GEICO | $1,630 |
| Liberty Mutual | $1,682 |
| Nationwide | $1,730 |
| Texas Farm Bureau | $1,894 |
| American Family | $1,935 |
| Tennessee Farmers | $2,011 |
| Mercury | $2,065 |
| Allstate | $2,139 |
| Travelers | $2,215 |
| Country Financial | $2,219 |
| Kentucky Farm Bureau | $2,237 |
| The Hanover | $2,350 |
| 21st Century | $2,568 |
| MetLife | $2,590 |
| Amica | $2,612 |
Compare all 2019 Volkswagen Golf R rates
Average Cost to Insure Per Year
$2,168List Price
$40,395Trims Available
Base with engine - turbocharged and intercooled DOHC 16-valve inline-4, iron block and aluminum head, direct fuel injection - Tiptronic 6 Speed Automatic Mode Select with Manual Mode - with safety features - Electronic Stability Control - Anti-Slip Regulation Engine - Brake Assist - Antilock Braking System Electronic - Brake Pressure Distribution - Hydraulic Brake Assist - Safety Cage - Intelligent Crash Response System - Automatic Post Collision Breaking - Tire Pressure Monitoring2018 Volkswagen Golf R
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| State Farm | $1,368 |
| Progressive | $1,490 |
| Erie | $1,574 |
| GEICO | $1,630 |
| Liberty Mutual | $1,654 |
| Nationwide | $1,729 |
| Texas Farm Bureau | $1,865 |
| American Family | $1,929 |
| Tennessee Farmers | $1,981 |
| Mercury | $2,045 |
| Allstate | $2,134 |
| Travelers | $2,158 |
| Country Financial | $2,216 |
| Kentucky Farm Bureau | $2,219 |
| The Hanover | $2,348 |
| MetLife | $2,489 |
| Amica | $2,515 |
| 21st Century | $2,561 |
Compare all 2018 Volkswagen Golf R rates
Average Cost to Insure Per Year
$1,890List Price
$39,785Trims Available
Base with engine - turbocharged and intercooled DOHC 16-valve inline-4, iron block and aluminum head, direct fuel injection - Tiptronic 6 Speed Automatic Mode Select with Manual Mode - with safety features - Electronic Stability Control - Anti-Slip Regulation Engine - Brake Assist - Antilock Braking System Electronic - Brake Pressure Distribution - Hydraulic Brake Assist - Safety Cage - Intelligent Crash Response System - Automatic Post Collision Breaking - Tire Pressure Monitoring2017 Volkswagen Golf R
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Plymouth Rock Insurance | $1,164 |
| Erie | $1,181 |
| Progressive | $1,195 |
| Mercury | $1,211 |
| Texas Farm Bureau | $1,283 |
| Tennessee Farmers | $1,387 |
| Acuity | $1,389 |
| Vermont Mutual | $1,398 |
| USAA | $1,451 |
| GEICO | $1,549 |
| Country | $1,553 |
| Arbella | $1,607 |
Compare all 2017 Volkswagen Golf R rates
Average Cost to Insure Per Year
$1,592List Price
$35,655Trims Available
Base2016 Volkswagen Golf R
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive | $1,119 |
| Erie | $1,124 |
| Plymouth Rock Insurance | $1,128 |
| Mercury | $1,193 |
| Texas Farm Bureau | $1,217 |
| USAA | $1,270 |
| Tennessee Farmers | $1,328 |
| Acuity | $1,381 |
| Vermont Mutual | $1,381 |
| State Farm | $1,516 |
| Country | $1,533 |
| American Family | $1,551 |
Compare all 2016 Volkswagen Golf R rates
Average Cost to Insure Per Year
$1,540List Price
$35,650Trims Available
Base2015 Volkswagen Golf R
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Plymouth Rock Insurance | $1,095 |
| Erie | $1,114 |
| Texas Farm Bureau | $1,153 |
| Mercury | $1,181 |
| Progressive | $1,226 |
| Vermont Mutual | $1,275 |
| Tennessee Farmers | $1,299 |
| Acuity | $1,313 |
| USAA | $1,317 |
| Country | $1,464 |
| GEICO | $1,525 |
| Arbella | $1,567 |
Compare all 2015 Volkswagen Golf R rates
Average Cost to Insure Per Year
$1,459List Price
$36,595Trims Available
Base PZEV2013 Volkswagen Golf R
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Erie | $986 |
| Plymouth Rock Insurance | $1,048 |
| Progressive | $1,108 |
| Texas Farm Bureau | $1,127 |
| USAA | $1,140 |
| Vermont Mutual | $1,163 |
| Acuity | $1,210 |
| Mercury | $1,218 |
| Tennessee Farmers | $1,249 |
| GEICO | $1,314 |
| Country | $1,396 |
| Arbella | $1,414 |
Compare all 2013 Volkswagen Golf R rates
Average Cost to Insure Per Year
$1,397List Price
$34,195Trims Available
Base2012 Volkswagen Golf R
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Erie | $950 |
| Progressive | $1,012 |
| Plymouth Rock Insurance | $1,021 |
| Vermont Mutual | $1,077 |
| Texas Farm Bureau | $1,097 |
| USAA | $1,098 |
| Acuity | $1,129 |
| Tennessee Farmers | $1,199 |
| Mercury | $1,220 |
| GEICO | $1,250 |
| Allied | $1,301 |
| Country | $1,332 |
Compare all 2012 Volkswagen Golf R rates
Average Cost to Insure Per Year
$1,323List Price
$33,990Trims Available
BaseRisk factors affecting Volkswagen Golf R car insurance rates
The make and model of your vehicle, along with the year of manufacture, are the three most important factors in determining your car's value, which in turn is the main factor in determining your car insurance premium. Your own personal driving history, age, marital status, credit score, type of vehicle, coverage levels, and other personal factors are also important components of your rate.
How to save money on Volkswagen Golf R car insurance?
Many driver discounts are available to people through most major auto insurance companies, such as
Student discounts
Safe drivers
Senior discounts
With all Volkswagen models, you can get the following discounts:
Passive restraint systems
Anti-lock brakes
Anti-theft devices
Volkswagen Automobile Brand
Volkswagen Group is the world's largest automobile manufacturer overtaking Toyota, selling nearly 12 million vehicles worldwide and in the United States market. The target market of Volkswagen is urban and suburban consumers from 24 to 50 years old. All Volkswagen automobiles have high safety ratings, with many of their vehicles getting "Top Safety Pick" and 5-star safety and crash test ratings from the National Highway Traffic Safety Administration (NHTSA). The Tiguan, Beetle, Jetta, and Passat are some of their most popular vehicles.
Higher than average Golf R repair costs equal higher coverage rates
Many consumers are attracted to the Volkswagen cars for the performance, safety ratings, and driver-assist technologies, such as the forward-collision warning system. Automotive parts are pretty common, but not a cheap as popular vehicles, like Toyota or Honda. Repairing a Volkswagen is higher than average since repair parts are more expensive and not as available as popular vehicles. For this reason, many Volkswagen's are going to have higher than average car insurance rates to similar vehicles in its class.
Fast depreciation for Volkswagen Golf R affecting auto policies
Volkswagens are one of the fastest depreciating automobiles in the U.S. market, affecting auto insurance rates. As your vehicle's value goes down each year, your auto policy could go down at each renewal. On the other hand, in an auto accident, you need repair parts that rarely go down in price for all Volkswagen models. This could put you in a difficult situation position since many car insurance companies will subtract depreciation from the amount paid for your claim resulting in a situation where your claim payout doesn't fully cover your repair cost.
High IIHS and NHTSA safety ratings lower car insurance rates for drivers
Volkswagen's are known for their safety ratings, safety features, 5-star crash test ratings, and driver-assist technologies (Attentiveness Monitoring), lowering coverage rates for drivers with a good driving record, sometimes getting 20% driver discounts for passive restraints and safety features in Volkswagen models. The Tiguan, Golf GTI, and Jetta are Insurance Institute for Highway Safety (IIHS) "Top Safety Picks," and the NHTSA consistently gives Volkswagen top safety ratings each year, lowering your car insurance costs.
AutoInsureSavings.org licensed car insurance agents to recommend comprehensive and collision coverage, uninsured motorist coverage, and roadside assistance for new Volkswagen automobile owners when buying a car insurance policy.