Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Joel Ohman is the CEO of a private equity-backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He also has an MBA from the University of South Florid...

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Reviewed by Joel Ohman
Founder, CFP®

UPDATED: Jun 17, 2021

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Looking for a used Volkswagen Touareg? And wondering how much it costs to insure by year? We researched average annual insurance costs for each model year and have compiled the results for you below.

Volkswagen Touareg insurance facts

  • Average full coverage auto insurance premium: $144/month

  • Most affordable companies: Erie ($88/month) & Tennessee Farmers ($91/month)

  • Touareg car insurance cost vs. average rate: $19 less expensive than the average vehicle

Explore the pricing information below to find how much it will cost you to insure your Volkswagen Touareg by model year and auto insurer.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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Below average Volkswagen Touareg insurer costs by state:

Risk factors affecting Volkswagen Touareg car insurance rates

The make and model of your vehicle, along with the year of manufacture, are the three most important factors in determining your car’s value, which in turn is the main factor in determining your car insurance premium. Your own personal driving history, age, marital status, credit scoretype of vehicle, coverage levels, and other personal factors are also important components of your car insurance rate.

How to save money on Volkswagen Touareg car insurance?

Many insurance discounts are available to people through most major auto insurance companies, such as

  • Student discounts

  • Safe drivers

  • Senior discounts

With all Volkswagen models, you can get the following car insurance discounts:

  • Passive restraint systems

  • Anti-lock brakes

  • Anti-theft devices

Volkswagen Automobile Brand

Volkswagen Group is the world’s largest automobile manufacturer overtaking Toyota, selling nearly 12 million vehicles worldwide and in the United States market. The target market of Volkswagen is urban and suburban consumers from 24 to 50 years old. All Volkswagen automobiles have high safety ratings, with many of their vehicles getting “Top Safety Pick” and 5-star safety and crash test ratings from the National Highway Traffic Safety Administration (NHTSA). The Tiguan, Beetle, Jetta, and Passat are some of their most popular vehicles.

Higher than average Touareg repair costs equal higher coverage rates

Many consumers are attracted to the Volkswagen cars for the performance, safety ratings, and driver-assist technologies, such as the forward-collision warning system. Automotive parts are pretty common, but not a cheap as popular vehicles, like Toyota or Honda. Repairing a Volkswagen is higher than average since repair parts are more expensive and not as available as popular vehicles. For this reason, many Volkswagen’s are going to have higher than average car insurance rates to similar vehicles in its class.

Fast depreciation for Volkswagen Toureg affecting auto policies

Volkswagens are one of the fastest depreciating automobiles in the U.S. market, affecting auto insurance rates. As your vehicle’s value goes down each year, your auto policy could go down at each renewal. On the other hand, in an auto accident, you need repair parts that rarely go down in price for all Volkswagen models. This could put you in a difficult situation position since many car insurance companies will subtract depreciation from the amount paid for your claim resulting in a situation where your claim payout doesn’t fully cover your repair cost.

High IIHS and NHTSA safety ratings lower car insurance rates for drivers

Volkswagen’s are known for their safety ratings, safety features, 5-star crash test ratings, and driver-assist technologies (Attentiveness Monitoring), lowering car insurance rates for drivers with a good driving record, sometimes getting 20% driver discounts for passive restraints and safety features in Volkswagen models. The Tiguan, Golf GTI, and Jetta are Insurance Institute for Highway Safety (IIHS) “Top Safety Picks,” and the NHTSA consistently gives Volkswagen top safety ratings each year, lowering your car insurance costs.

AutoInsureSavings.org licensed car insurance agents to recommend comprehensive and collision coverage, uninsured motorist coverage, and roadside assistance for new Volkswagen automobile owners when buying a car insurance policy.

2017 Volkswagen Touareg

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1411
Acuity$ 1411
Allied$ 1460
Allied$ 1460
Country$ 1496
Country$ 1496
Erie$ 1061
Erie$ 1061
GEICO$ 1441
GEICO$ 1441
Mercury$ 1517
Mercury$ 1517
Plymouth Rock Insurance$ 1251
Plymouth Rock Insurance$ 1251
Progressive$ 1154
Progressive$ 1154
Tennessee Farmers$ 1093
Tennessee Farmers$ 1093
Texas Farm Bureau$ 1114
Texas Farm Bureau$ 1114
USAA$ 1254
USAA$ 1254
Vermont Mutual$ 1350
Vermont Mutual$ 1350

Compare all 2017 Volkswagen Touareg rates

Average Cost to Insure Per Year

$1728

List Price

$49495

Trims Available

VR6 Sport - TDI Sport - VR6 Lux - TDI Lux - VR6 Executive - TDI Executive - with safety features - rear traffic alert, forward collision warning, autonomous emergency breaking, a lane keeping system, high beam control and a blind spot monitor Electronic Stability Control (ESC), Anti-Slip Regulation (ASR), Electronic Differential Lock (EDL), Engine Brake Assist (EBA), an Anti-Lock Braking System (ABS), Electronic Brake-Pressure Distribution (EBD), and Hydraulic Brake Assist (HBA)

2016 Volkswagen Touareg

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1335
Acuity$ 1335
Arbella$ 1484
Arbella$ 1484
Country$ 1385
Country$ 1385
Erie$ 896
Erie$ 896
GEICO$ 1282
GEICO$ 1282
Mercury$ 1496
Mercury$ 1496
Plymouth Rock Insurance$ 1215
Plymouth Rock Insurance$ 1215
Progressive$ 1072
Progressive$ 1072
Tennessee Farmers$ 1022
Tennessee Farmers$ 1022
Texas Farm Bureau$ 1022
Texas Farm Bureau$ 1022
USAA$ 1281
USAA$ 1281
Vermont Mutual$ 1239
Vermont Mutual$ 1239

Compare all 2016 Volkswagen Touareg rates

Average Cost to Insure Per Year

$1789

List Price

$43705

Trims Available

VR6 Sport - TDI Sport - VR6 Lux - TDI Lux - VR6 Executive - TDI Executive - with safety features - rear traffic alert, forward collision warning, autonomous emergency breaking, a lane keeping system, high beam control and a blind spot monitor Electronic Stability Control (ESC), Anti-Slip Regulation (ASR), Electronic Differential Lock (EDL), Engine Brake Assist (EBA), an Anti-Lock Braking System (ABS), Electronic Brake-Pressure Distribution (EBD), and Hydraulic Brake Assist (HBA)

2015 Volkswagen Touareg

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1319
Acuity$ 1319
Country$ 1395
Country$ 1395
Erie$ 818
Erie$ 818
GEICO$ 1207
GEICO$ 1207
Mercury$ 1477
Mercury$ 1477
Plymouth Rock Insurance$ 1220
Plymouth Rock Insurance$ 1220
Progressive$ 1031
Progressive$ 1031
State Farm$ 1375
State Farm$ 1375
Tennessee Farmers$ 1187
Tennessee Farmers$ 1187
Texas Farm Bureau$ 1035
Texas Farm Bureau$ 1035
USAA$ 1092
USAA$ 1092
Vermont Mutual$ 1232
Vermont Mutual$ 1232

Compare all 2015 Volkswagen Touareg rates

Average Cost to Insure Per Year

$ 1306

List Price

$ 44705

Trims Available

V6 Sport - TDI Sport - V6 Lux - TDI Lux - V6 Executive - TDI Executive - Hybrid

2014 Volkswagen Touareg

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1199
Acuity$ 1199
Arbella$ 1405
Arbella$ 1405
Country$ 1284
Country$ 1284
Erie$ 712
Erie$ 712
GEICO$ 1007
GEICO$ 1007
Plymouth Rock Insurance$ 1182
Plymouth Rock Insurance$ 1182
Progressive$ 919
Progressive$ 919
State Farm$ 1277
State Farm$ 1277
Tennessee Farmers$ 1097
Tennessee Farmers$ 1097
Texas Farm Bureau$ 982
Texas Farm Bureau$ 982
USAA$ 978
USAA$ 978
Vermont Mutual$ 1113
Vermont Mutual$ 1113

Compare all 2014 Volkswagen Touareg rates

Average Cost to Insure Per Year

$ 1200

List Price

$ 44570

Trims Available

V6 Sport - TDI Sport - V6 Lux - V6 R-Line - TDI Lux - X Special Edition - V6 Executive - TDI R-Line - TDI Executive - Hybrid

2013 Volkswagen Touareg

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1218
Acuity$ 1218
Arbella$ 1381
Arbella$ 1381
Country$ 1363
Country$ 1363
Erie$ 749
Erie$ 749
GEICO$ 1067
GEICO$ 1067
Plymouth Rock Insurance$ 1161
Plymouth Rock Insurance$ 1161
Progressive$ 946
Progressive$ 946
State Farm$ 1233
State Farm$ 1233
Tennessee Farmers$ 1134
Tennessee Farmers$ 1134
Texas Farm Bureau$ 957
Texas Farm Bureau$ 957
USAA$ 997
USAA$ 997
Vermont Mutual$ 1124
Vermont Mutual$ 1124

Compare all 2013 Volkswagen Touareg rates

Average Cost to Insure Per Year

$ 1184

List Price

$ 43945

Trims Available

VR6 Sport - TDI Sport - VR6 Lux - TDI Lux - VR6 Executive - TDI Executive - Hybrid

2012 Volkswagen Touareg

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1085
Acuity$ 1085
American Family$ 1204
American Family$ 1204
Country$ 1185
Country$ 1185
Erie$ 602
Erie$ 602
GEICO$ 624
GEICO$ 624
Plymouth Rock Insurance$ 1126
Plymouth Rock Insurance$ 1126
Progressive$ 792
Progressive$ 792
State Farm$ 894
State Farm$ 894
Tennessee Farmers$ 1026
Tennessee Farmers$ 1026
Texas Farm Bureau$ 898
Texas Farm Bureau$ 898
USAA$ 751
USAA$ 751
Vermont Mutual$ 1000
Vermont Mutual$ 1000

Compare all 2012 Volkswagen Touareg rates

Average Cost to Insure Per Year

$ 988

List Price

$ 43375

Trims Available

VR6 Sport - TDI Sport - VR6 Lux - TDI Lux - VR6 Executive - TDI Executive - Hybrid

2011 Volkswagen Touareg

Cheapest Insurance CompaniesAverage Annual Cost
Allied$ 1096
Allied$ 1096
Allstate$ 1001
Allstate$ 1001
American Family$ 982
American Family$ 982
Erie$ 722
Erie$ 722
GEICO$ 723
GEICO$ 723
Nationwide$ 945
Nationwide$ 945
Progressive$ 359
Progressive$ 359
Safeco$ 995
Safeco$ 995
State Farm$ 501
State Farm$ 501
Texas Farm Bureau$ 833
Texas Farm Bureau$ 833
USAA$ 670
USAA$ 670
Vermont Mutual$ 833
Vermont Mutual$ 833

Compare all 2011 Volkswagen Touareg rates

Average Cost to Insure Per Year

$ 769

List Price

$ 44450

Trims Available

VR6 Sport - TDI Sport - VR6 Lux - TDI Lux - VR6 Executive - TDI Executive - Hybrid