Looking for a new or used Volvo V60 Cross Country? And wondering how much it costs to insure by year? We researched average annual car insurance costs for each model year and have compiled the results for you below.

Volvo V60 Cross Country car insurance facts

• Average full coverage auto insurance premium: $180/month

• Most affordable companies: American Family ($119/month) & Liberty Mutual ($123/month)

• V60 Cross Country car insurance cost vs. average rate: $27 more expensive than the average vehicle

Explore the pricing information below to find how much it will cost you to insure your Volvo V60 Cross Country by model year and car insurance company.

Below average Volvo V60 Cross Country car insurance costs by state:

• California car insurance - $2,432 per year

• Ohio car insurance - $1,610 per year

• New York car insurance - $2,732 per year

• Nevada car insurance - $2,047 per year

• Texas car insurance - $2,614 per year 

How much does it cost to insure my Volvo V60 Cross Country?

Select the year of your car

Risk factors affecting V60 Cross Country rates

The make and model of your vehicle, along with the year of manufacture, are the three most important factors in determining your car's value, which in turn is the main factor in determining your insurance premium. Your own personal driving history, age, marital status, credit score, type of vehicle, coverage levels, and other personal factors are also important components of your rate.

How to save money on Volvo V60 Cross Country coverage?

Many driver discounts are available to people through most major auto insurers, such as

• Student discounts

• Safe drivers

• Senior discounts

With all Volvo models, you can get the following discounts:

• Passive restraint systems

• Anti-lock brakes

• Anti-theft devices

Volvo Luxury Automobile Brand

Volvo is a Swedish luxury automobile brand partially owned by a Chinese company in the United States market. Volvo's target market is families typically with children in the higher-end price vehicle market. All of Volvo's automobiles have high safety ratings, with 11 of their vehicles getting "Top Safety Pick" and 5-star ratings from the National Highway Traffic Safety Administration (NHTSA). The S60, XC60, and the XC90 are their most popular vehicles.

Higher than average V60 Cross Country repair costs equal higher coverage rates

Volvo's are considered a niche vehicle in the United States market. Many consumers are attracted to the Volvo for its style and driver-assist technologies, like Volvo's Pilot Assist. Automotive parts are not as common as popular vehicles, like the Toyota or Honda. Repairing a Volvo is higher than average since repair parts are more expensive and not as available as popular vehicles. For this reason, many Volvo's are going to have higher than average insurance rates to similar vehicles its class.

Rapid depreciation for V60 Cross Country's affecting auto policies

Another factor to consider for Volvo's, is they depreciate rapidly, affecting coverage rates. As your vehicle's value goes down each year, your auto policy could go down at each renewal. On the other hand, in an auto accident, you need repair parts that rarely go down in price for all Volvo models. This could put you in a difficult situation position since many insurance companies will subtract depreciation from the amount paid for your claim resulting in a situation where your claim payout doesn't fully cover your repair cost.

High IIHS and NHTSA safety ratings lower coverage rates for drivers

Volvo's are known for their safety ratings, safety features, and driver-assist technologies (semiautonomous driving), lowering coverage rates for drivers with a good driving record, sometimes getting 20% driver discounts for passive restraints and safety features in Volvo models. The V60, S90, and V90 are Insurance Institute for Highway Safety (IIHS) "Top Safety Picks," and the NHTSA consistently gives Volvo top safety ratings each year, lowering your insurance costs.

AutoInsureSavings.org insurance agents recommend comprehensive and collision coverage and uninsured motorist coverage for new Volvo automobile owners. 

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