Gianetta Palmer is a writer, copywriter, and essayist. Her work has appeared in EverydayHealth.com, Healthline, and The Dyrt Magazine. She is the author of Scrunchie-Fried and writes a lot about car insurance in her spare time.

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Joel Ohman is the CEO of a private equity-backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He also has an MBA from the University of South Florid...

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Reviewed by Joel Ohman
Founder, CFP®

UPDATED: Jun 17, 2021

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Looking for a new or used Acura ILX? And wondering how much it costs to insure by year? We researched average annual insurance costs for each model year and have compiled the results for you below.

Acura ILX facts

  • Average auto insurance premium: $168/month

  • Most affordable companies: USAA ($131/month) & Progressive ($133/month)

  • ILX insurance cost vs. average rate: $42 less expensive than the average vehicle

Explore the pricing information below to find how much it will cost you to insure your Acura ILX by model year and auto insurer.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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Below average Acura ILX insurer costs by state:

Risk factors affecting ILX rates

The make and model of your vehicle, along with the year of manufacture, are the three most important factors in determining your car’s value, which in turn is the main factor in determining your insurance premium. Your own personal driving historyagemarital statuscredit scoretype of vehicle, coverage levels, and other personal factors are also important components of your rate.

ILX Insurance Rates Similar to Honda

Acura is Honda’s premium luxury brand for the United States market. It is important to note that Acuras are essentially Hondas, wherein in Japan and other markets, the traditional Acura models are branded as Honda. For example, an Acura ILX is branded as a Honda ILX in Japan and Europe.

Given this fact, it is expected that Acura insurance rates are similar to Honda rates, particularly those at higher price ranges. The same factors regarding reliability and substantial resale value that Hondas are known for apply to Acuras. The one exception to this is that Acuras are not nearly as popular as Hondas – understandable given their higher price. As a result, you can expect their rates to be slightly higher since some Acura-specific parts will be more expensive than Honda replacement parts due to them being less prevalent in the market.

Low-Cost ILX Replacement Parts Equal Lower Rates

Thankfully, Acuras still share many parts with mass-market Hondas. Their repair costs are still reasonable relative to other luxury brands. Additionally, any technicians certified and familiarized to work on Hondas should also be able to repair Acuras, meaning Acuras will have many more qualified technicians available than other luxury brands – resulting in lower rates.

Top Safety Ratings & Safety Features for All Models

Acuras also benefit from Honda’s excellent engineering not only in reliability but in safety performance. The strong safety ratings from the Insurance Institute of Highway Safety (IIHS) obtained by Acura models help keep Acura insurance rates under control as insurance companies feel comfortable underwriting the risk of the vehicle occupants if injured in an accident. Recent “Top Safety Pick+” from IIHS include the Acura RDX, MDX, and TLX. All Acura’s receive 5-star ratings from the National Highway Traffic Safety Administration (NHTSA.gov).

2021 Acura ILX

Cheapest Insurance CompaniesAverage Annual Cost
21st Century $2490
Allstate$2016
American Family$1785
Country Financial$2319
Erie$1657
GEICO$1684
Mercury$1860
MetLife$2320
Nationwide$1693
Progressive$1598
State Farm$1627
Tennessee Farmers$1844
Texas Farm Bureau$1761
Travelers$2137
USAA$1572

Compare all 2021 Acura ILX rates

Average Cost to Insure Per Year

$2016

List Price

$26100

Trims Available

Base, w/AcuraWatch, w/Premium, w/Premium w/A-SPEC, w/Tech, w/Tech w/A-SPEC - with ILX houses a high-revving 201-HP82 DOHC i-VTEC engine with 180 ft.-lb. of torque111 and amplitude reactive dampers, creating an intensely agile and responsive drive-feel; Safety Features - Collision Mitigation Braking System (CMBS) Road Departure Mitigation (RDM) Adaptive Cruise Control (ACC) Lane Keeping Assist System (LKAS)

2020 Acura ILX

Cheapest Insurance CompaniesAverage Annual Cost
21st Century $2453
Allstate$1961
American Family$1753
Country Financial$2259
Erie$1625
GEICO$1648
Mercury$1859
Nationwide$1657
Progressive$1541
State Farm$1560
Tennessee Farmers$1807
Texas Farm Bureau$1729
Travelers$2043
USAA$1520

Compare all 2020 Acura ILX rates

Average Cost to Insure Per Year

$1864

List Price

$25900

Trims Available

Base, w/AcuraWatch, w/Premium, w/Premium w/A-SPEC, w/Tech, w/Tech w/A-SPEC - with ILX houses a high-revving 201-HP82 DOHC i-VTEC engine with 180 ft.-lb. of torque111 and amplitude reactive dampers, creating an intensely agile and responsive drive-feel; Safety Features - Collision Mitigation Braking System (CMBS) Road Departure Mitigation (RDM) Adaptive Cruise Control (ACC) Lane Keeping Assist System (LKAS)

2019 Acura ILX

Cheapest Insurance CompaniesAverage Annual Cost
21st Century $2319
Allstate$1943
American Family$1720
Country Financial$2154
Erie$1587
GEICO$1620
Mercury$1829
Nationwide$1652
Progressive$1523
State Farm$1549
Tennessee Farmers$1760
Texas Farm Bureau$1705
Travelers$1995
USAA$1486

Compare all 2019 Acura ILX rates

Average Cost to Insure Per Year

$1990

List Price

$25900

Trims Available

Base, w/AcuraWatch, w/Premium, w/Premium w/A-SPEC, w/Tech, w/Tech w/A-SPEC - with ILX houses a high-revving 201-HP82 DOHC i-VTEC engine with 180 ft.-lb. of torque111 and amplitude reactive dampers, creating an intensely agile and responsive drive-feel; Safety Features - Collision Mitigation Braking System (CMBS) Road Departure Mitigation (RDM) Adaptive Cruise Control (ACC) Lane Keeping Assist System (LKAS)

2018 Acura ILX

Cheapest Insurance CompaniesAverage Annual Cost
21st Century $2275
Allstate$1927
American Family$1710
Country Financial$2030
Erie$1548
GEICO$1592
Kentucky Farm Bureau$2048
Mercury$1813
Nationwide$1643
Progressive$1480
State Farm$1516
Tennessee Farmers$1752
Texas Farm Bureau$1681
Travelers$1953
USAA$1430

Compare all 2018 Acura ILX rates

Average Cost to Insure Per Year

$2035

List Price

$28100

Trims Available

Base, w/AcuraWatch, w/Premium, w/Premium w/A-SPEC, w/Tech, w/Tech w/A-SPEC - with ILX houses a high-revving 201-HP82 DOHC i-VTEC engine with 180 ft.-lb. of torque111 and amplitude reactive dampers, creating an intensely agile and responsive drive-feel; Safety Features - Collision Mitigation Braking System (CMBS) Road Departure Mitigation (RDM) Adaptive Cruise Control (ACC) Lane Keeping Assist System (LKAS)

2017 Acura ILX

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1232
Acuity$ 1232
American Family$ 1328
American Family$ 1328
Country$ 1298
Country$ 1298
Erie$1082
Erie$1083
GEICO$ 1222
GEICO$ 1222
Mercury$ 1367
Mercury$ 1367
Plymouth Rock Insurance$ 1215
Plymouth Rock Insurance$ 1215
Progressive$ 1393
Progressive$ 1393
State Farm$ 1358
State Farm$ 1358
Tennessee Farmers$ 1138
Tennessee Farmers$ 1138
USAA$ 1082
USAA$ 1082
Vermont Mutual$ 1142
Vermont Mutual$ 1142

Compare all 2017 Acura ILX rates

Average Cost to Insure Per Year

$2186

List Price

$27990

Trims Available

Base, w/AcuraWatch, w/Premium, w/Premium w/A-SPEC, w/Tech, w/Tech w/A-SPEC

2016 Acura ILX

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1205
Acuity$ 1205
American Family$ 1212
American Family$ 1212
Arbella$ 1344
Arbella$ 1344
Country$ 1262
Country$ 1262
Erie$ 1019
Erie$ 1019
GEICO$ 1032
GEICO$ 1032
Plymouth Rock Insurance$ 1231
Plymouth Rock Insurance$ 1231
Progressive$ 1233
Progressive$ 1233
State Farm$ 1251
State Farm$ 1251
Tennessee Farmers$ 1105
Tennessee Farmers$ 1105
USAA$ 1081
USAA$ 1081
Vermont Mutual$ 1109
Vermont Mutual$ 1109

Compare all 2016 Acura ILX rates

Average Cost to Insure Per Year

$ 1897

List Price

$ 27900

Trims Available

Base - w/AcuraWatch - w/Premium - w/Premium w/A-SPEC - w/Tech - w/Tech w/A-SPEC

2015 Acura ILX

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1176
Acuity$ 1176
Allied$ 1300
Allied$ 1300
American Family$ 1229
American Family$ 1229
Arbella$ 1330
Arbella$ 1330
Country$ 1260
Country$ 1260
Erie$ 1036
Erie$ 1036
GEICO$ 1189
GEICO$ 1189
Plymouth Rock Insurance$ 1150
Plymouth Rock Insurance$ 1150
State Farm$ 1273
State Farm$ 1273
Tennessee Farmers$ 1099
Tennessee Farmers$ 1099
USAA$ 1024
USAA$ 1024
Vermont Mutual$ 1080
Vermont Mutual$ 1080

Compare all 2015 Acura ILX rates

Average Cost to Insure Per Year

$ 2107

List Price

$ 27050

Trims Available

2.0L - 2.0L w/Premium - 2.4L w/Premium - 2.0L w/Tech

2014 Acura ILX

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1186
Acuity$ 1186
Allied$ 1219
Allied$ 1219
American Family$ 1229
American Family$ 1229
Erie$ 920
Erie$ 920
GEICO$ 1144
GEICO$ 1144
Mercury$ 1316
Mercury$ 1316
Plymouth Rock Insurance$ 1124
Plymouth Rock Insurance$ 1124
Progressive$ 1283
Progressive$ 1283
State Farm$ 1189
State Farm$ 1189
Tennessee Farmers$ 1148
Tennessee Farmers$ 1148
USAA$ 967
USAA$ 967
Vermont Mutual$ 1100
Vermont Mutual$ 1100

Compare all 2014 Acura ILX rates

Average Cost to Insure Per Year

$ 1901

List Price

$ 26900

Trims Available

2.0L - 1.5L Hybrid - 2.0L w/Premium - 2.4L w/Premium - 2.0L w/Tech - 1.5L Hybrid w/Tech

2013 Acura ILX

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1091
Acuity$ 1091
Allied$ 1169
Allied$ 1169
American Family$ 1216
American Family$ 1216
Arbella$ 1161
Arbella$ 1161
Country$ 1209
Country$ 1209
Erie$ 869
Erie$ 869
GEICO$ 913
GEICO$ 913
Progressive$ 1171
Progressive$ 1171
State Farm$ 1064
State Farm$ 1064
Tennessee Farmers$ 1033
Tennessee Farmers$ 1033
USAA$ 908
USAA$ 908
Vermont Mutual$ 961
Vermont Mutual$ 961

Compare all 2013 Acura ILX rates

Average Cost to Insure Per Year

$ 1723

List Price

$ 25900

Trims Available

2.0L - 1.5L Hybrid - 2.0L w/Premium - 2.4L w/Premium - 2.0L w/Tech - 1.5L Hybrid w/Tech