Gianetta Palmer is a writer, copywriter, and essayist. Her work has appeared in EverydayHealth.com, Healthline, and The Dyrt Magazine. She is the author of Scrunchie-Fried and writes a lot about car insurance in her spare time.

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Joel Ohman is the CEO of a private equity-backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He also has an MBA from the University of South Florid...

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Reviewed by Joel Ohman
Founder, CFP®

UPDATED: Jun 17, 2021

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Looking for a new or used Acura MDX? And wondering how much it costs to insure by year? We researched average annual insurance costs for each model year and have compiled the results for you below.

Acura MDX car insurance facts

  • Average auto insurance premium: $187/month

  • Most affordable companies: Auto-Owners ($131/month) & Erie Insurance ($139/month)

  • MDX insurance cost vs. average rate: $18 less expensive than the average vehicle

Explore the pricing information below to find how much it will cost you to insure your Acura MDX by model year and auto insurer.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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Below average Acura MDX insurer costs by state:

Risk factors affecting MDX rates

The make and model of your vehicle, along with the year of manufacture, are the three most important factors in determining your car’s value, which in turn is the main factor in determining your insurance premium. Your own personal driving historyagemarital statuscredit scoretype of vehiclecoverage levels, and other personal factors are also important components of your rate.

MDX Insurance Rates Similar to Honda

Acura is Honda’s premium luxury brand for the United States market. It is important to note that Acuras are essentially Hondas, wherein in Japan and other markets, the traditional Acura models are branded as Honda. For example, an Acura MDX is branded as a Honda MDX in Japan and Europe.

Given this fact, it is expected that Acura insurance rates are similar to Honda rates, particularly those at higher price ranges. The same factors regarding reliability and substantial resale value that Hondas are known for apply to Acuras. The one exception to this is that Acuras are not nearly as popular as Hondas – understandable given their higher price. As a result, you can expect their rates to be slightly higher since some Acura-specific parts will be more expensive than Honda replacement parts due to them being less prevalent in the market.

Low-Cost MDX Replacement Parts Equal Lower Rates

Thankfully, Acuras still share many parts with mass-market Hondas. Their repair costs are still reasonable relative to other luxury brands. Additionally, any technicians certified and familiarized to work on Hondas should also be able to repair Acuras, meaning Acuras will have many more qualified technicians available than other luxury brands – resulting in lower rates.

Top Safety Ratings & Safety Features for All Models

Acuras also benefit from Honda’s excellent engineering not only in reliability but in safety performance. The strong safety ratings from the Insurance Institute of Highway Safety (IIHS) obtained by Acura models help keep Acura insurance rates under control as insurance companies feel comfortable underwriting the risk of the vehicle occupants if injured in an accident. Recent “Top Safety Pick+” from IIHS include the Acura RDX, MDX, and TLX. All Acura’s receive 5-star ratings from the National Highway Traffic Safety Administration (NHTSA.gov).

2021 Acura MDX

Cheapest Insurance CompaniesAverage Annual Cost
Allied$2730
Allstate$2230
American Family$1967
Amica$2846
Arbella$2038
Auto-Owners$1580
Erie$1659
GEICO$1723
Kentucky Farm Bureau$1890
Mercury$2184
MetLife$2611
Nationwide$1758
Progressive$1611
Safe Auto$2519
State Farm$1842
Tennessee Farmers$2047
Travelers$2249
USAA$1634

Compare all 2021 Acura MDX rates

Average Cost to Insure Per Year

$2245

List Price

$44500

Trims Available

Base - SH-AWD - w/Tech - SH-AWD w/Tech - w/Tech w/RES - SH-AWD Sport Hybrid w/Tech - SH-AWD w/Tech w/RES - w/Advance - SH-AWD w/Advance - w/Advance w/RES - SH-AWD Sport Hybrid w/Advance - SH-AWD w/Advance w/RES - with A 290-HP81 V-6 mated to a quick shifting 10-speed automatic transmission delivers aggressive power and acceleration; with safety features - Collision Mitigation Braking System (CMBS) - Road Departure Mitigation (RDM) - Adaptive Cruise Control (ACC) with Low-Speed Follow - Lane Keeping Assist System (LKAS) - Pedestrian Detection - Traffic Sign Recognition - Traffic Jam Assist

2020 Acura MDX

Cheapest Insurance CompaniesAverage Annual Cost
Allstate$2190
American Family$1958
Auto-Owners$1536
Erie$1641
GEICO$1668
Kentucky Farm Bureau$1867
Mercury$2149
MetLife$2549
Nationwide$1735
Progressive$1581
Safe Auto$2463
State Farm$1823
Tennessee Farmers$2034
Travelers$2247
USAA$1596
Vermont Mutual$2487

Compare all 2020 Acura MDX rates

Average Cost to Insure Per Year

$2230

List Price

$44500

Trims Available

Base - SH-AWD - w/Tech - SH-AWD w/Tech - w/Tech w/RES - SH-AWD Sport Hybrid w/Tech - SH-AWD w/Tech w/RES - w/Advance - SH-AWD w/Advance - w/Advance w/RES - SH-AWD Sport Hybrid w/Advance - SH-AWD w/Advance w/RES - with A 290-HP81 V-6 mated to a quick shifting 10-speed automatic transmission delivers aggressive power and acceleration; with safety features - Collision Mitigation Braking System (CMBS) - Road Departure Mitigation (RDM) - Adaptive Cruise Control (ACC) with Low-Speed Follow - Lane Keeping Assist System (LKAS) - Pedestrian Detection - Traffic Sign Recognition - Traffic Jam Assist

2019 Acura MDX

Cheapest Insurance CompaniesAverage Annual Cost
Allstate$2174
American Family$1921
Auto-Owners$1529
Erie$1623
GEICO$1651
Kentucky Farm Bureau$1859
Mercury$2035
MetLife$2537
Nationwide$1729
Progressive$1560
Safe Auto$2419
State Farm$1811
Tennessee Farmers$1983
Travelers$2239
USAA$1580
Vermont Mutual$2426

Compare all 2019 Acura MDX rates

Average Cost to Insure Per Year

$2168

List Price

$45295

Trims Available

Base - SH-AWD - w/Tech - SH-AWD w/Tech - w/Tech w/RES - SH-AWD Sport Hybrid w/Tech - SH-AWD w/Tech w/RES - w/Advance - SH-AWD w/Advance - w/Advance w/RES - SH-AWD Sport Hybrid w/Advance - SH-AWD w/Advance w/RES - with A 290-HP81 V-6 mated to a quick shifting 10-speed automatic transmission delivers aggressive power and acceleration; with safety features - Collision Mitigation Braking System (CMBS) - Road Departure Mitigation (RDM) - Adaptive Cruise Control (ACC) with Low-Speed Follow - Lane Keeping Assist System (LKAS) - Pedestrian Detection - Traffic Sign Recognition - Traffic Jam Assist

2018 Acura MDX

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1173
Acuity$ 1173
Allied$ 1088
Allied$ 1088
Amica$ 1421
Amica$ 1421
Arbella$ 1259
Arbella$ 1259
Country$ 1282
Country$ 1282
Erie$ 1266
Erie$ 1266
GEICO$ 1262
GEICO$ 1262
Nationwide$ 1184
Nationwide$ 1184
Plymouth Rock Insurance$ 1360
Plymouth Rock Insurance$ 1360
Progressive$ 1165
Progressive$ 1165
USAA$ 1186
USAA$ 1186
Vermont Mutual$ 1128
Vermont Mutual$ 1128

Compare all 2018 Acura MDX rates

Average Cost to Insure Per Year

$ 1559

List Price

$ 44200

Trims Available

Base - SH-AWD - w/Tech - SH-AWD w/Tech - w/Tech w/RES - SH-AWD Sport Hybrid w/Tech - SH-AWD w/Tech w/RES - w/Advance - SH-AWD w/Advance - w/Advance w/RES - SH-AWD Sport Hybrid w/Advance - SH-AWD w/Advance w/RES

2017 Acura MDX

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1143
Acuity$ 1143
Allied$ 1162
Allied$ 1162
Arbella$ 1185
Arbella$ 1185
Country$ 1216
Country$ 1216
Erie$ 1126
Erie$ 1126
GEICO$ 825
GEICO$ 825
Nationwide$ 1136
Nationwide$ 1136
Progressive$ 963
Progressive$ 963
State Farm$ 1082
State Farm$ 1082
Tennessee Farmers$ 1147
Tennessee Farmers$ 1147
USAA$ 1150
USAA$ 1150
Vermont Mutual$ 1063
Vermont Mutual$ 1063

Compare all 2017 Acura MDX rates

Average Cost to Insure Per Year

$ 1682

List Price

$ 44050

Trims Available

Base - SH-AWD - w/Tech - SH-AWD w/Tech - w/Tech w/RES - SH-AWD Sport Hybrid w/Tech - SH-AWD w/Tech w/RES - w/Advance - SH-AWD w/Advance - w/Advance w/RES - SH-AWD Sport Hybrid w/Advance - SH-AWD w/Advance w/RES

2016 Acura MDX

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1109
Acuity$ 1109
Allied$ 1140
Allied$ 1140
Arbella$ 1142
Arbella$ 1142
Country$ 1176
Country$ 1176
Erie$ 1061
Erie$ 1061
GEICO$ 857
GEICO$ 857
Nationwide$ 1139
Nationwide$ 1139
Progressive$ 1112
Progressive$ 1112
State Farm$ 1129
State Farm$ 1129
Tennessee Farmers$ 1094
Tennessee Farmers$ 1094
USAA$ 1162
USAA$ 1162
Vermont Mutual$ 1011
Vermont Mutual$ 1011

Compare all 2016 Acura MDX rates

Average Cost to Insure Per Year

$ 1697

List Price

$ 43015

Trims Available

Base - w/AcuraWatch - SH-AWD - SH-AWD w/AcuraWatch - w/Tech - w/Tech w/AcuraWatch - SH-AWD w/Tech - w/Tech w/RES - SH-AWD w/Tech w/AcuraWatch - w/Tech w/RES w/AcuraWatch - SH-AWD w/Tech w/RES - SH-AWD w/Tech w/RES w/AcuraWatch - w/Advance - SH-AWD w/Advance - w/Advance w/RES - SH-AWD w/Advance w/RES

2015 Acura MDX

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1180
Acuity$ 1180
Allied$ 1080
Allied$ 1080
American Family$ 1258
American Family$ 1258
Country$ 1256
Country$ 1256
Erie$ 941
Erie$ 941
GEICO$ 907
GEICO$ 907
Nationwide$ 1133
Nationwide$ 1133
Progressive$ 1080
Progressive$ 1080
State Farm$ 1039
State Farm$ 1039
Tennessee Farmers$ 1074
Tennessee Farmers$ 1074
USAA$ 1083
USAA$ 1083
Vermont Mutual$ 1098
Vermont Mutual$ 1098

Compare all 2015 Acura MDX rates

Average Cost to Insure Per Year

$ 1667

List Price

$ 42765

Trims Available

Base - SH-AWD - w/Tech - SH-AWD w/Tech - w/Tech w/RES - SH-AWD w/Tech w/RES - w/Advance w/RES - SH-AWD w/Advance w/RES

2014 Acura MDX

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1277
Acuity$ 1277
Allied$ 1119
Allied$ 1119
American Family$ 1308
American Family$ 1308
Erie$ 852
Erie$ 852
GEICO$ 1138
GEICO$ 1138
Nationwide$ 1207
Nationwide$ 1207
Plymouth Rock Insurance$ 1242
Plymouth Rock Insurance$ 1242
Progressive$ 1108
Progressive$ 1108
State Farm$ 1082
State Farm$ 1082
Tennessee Farmers$ 1224
Tennessee Farmers$ 1224
USAA$ 1031
USAA$ 1031
Vermont Mutual$ 1231
Vermont Mutual$ 1231

Compare all 2014 Acura MDX rates

Average Cost to Insure Per Year

$ 1722

List Price

$ 42290

Trims Available

Base - SH-AWD - w/Tech - SH-AWD w/Tech - w/Tech w/RES - SH-AWD w/Tech w/RES - w/Advance w/RES - SH-AWD w/Advance w/RES

2013 Acura MDX

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 932
Acuity$ 932
Allied$ 1014
Allied$ 1014
American Family$ 1145
American Family$ 1145
Arbella$ 1009
Arbella$ 1009
Country$ 1034
Country$ 1034
Erie$ 767
Erie$ 767
GEICO$ 861
GEICO$ 861
Nationwide$ 1136
Nationwide$ 1136
State Farm$ 1142
State Farm$ 1142
Tennessee Farmers$ 905
Tennessee Farmers$ 905
USAA$ 1041
USAA$ 1041
Vermont Mutual$ 832
Vermont Mutual$ 832

Compare all 2013 Acura MDX rates

Average Cost to Insure Per Year

$ 1782

List Price

$ 43280

Trims Available

SH-AWD - SH-AWD w/Tech - SH-AWD w/Tech w/RES - SH-AWD w/Advance - SH-AWD w/Advance w/RES

2012 Acura MDX

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 908
Acuity$ 908
Allied$ 979
Allied$ 979
American Family$ 1100
American Family$ 1100
Arbella$ 1067
Arbella$ 1067
Country$ 1032
Country$ 1032
Erie$ 735
Erie$ 735
GEICO$ 871
GEICO$ 871
Nationwide$ 1099
Nationwide$ 1099
State Farm$ 1047
State Farm$ 1047
Tennessee Farmers$ 927
Tennessee Farmers$ 927
USAA$ 944
USAA$ 944
Vermont Mutual$ 831
Vermont Mutual$ 831

Compare all 2012 Acura MDX rates

Average Cost to Insure Per Year

$ 1736

List Price

$ 43030

Trims Available

SH-AWD - SH-AWD w/Tech - SH-AWD w/Tech w/RES - SH-AWD w/Advance - SH-AWD w/Advance w/RES

2011 Acura MDX

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 948
Acuity$ 948
Allied$ 971
Allied$ 971
American Family$ 1049
American Family$ 1049
Amica$ 1069
Amica$ 1069
Arbella$ 1031
Arbella$ 1031
Country$ 969
Country$ 969
Erie$ 467
Erie$ 467
GEICO$ 822
GEICO$ 822
State Farm$ 1062
State Farm$ 1062
Tennessee Farmers$ 881
Tennessee Farmers$ 881
USAA$ 939
USAA$ 939
Vermont Mutual$ 768
Vermont Mutual$ 768

Compare all 2011 Acura MDX rates

Average Cost to Insure Per Year

$ 1672

List Price

$ 42930

Trims Available

SH-AWD - SH-AWD w/Tech - SH-AWD w/Tech w/RES - SH-AWD w/Advance - SH-AWD w/Advance w/RES