Gianetta Palmer is a writer, copywriter, and essayist. Her work has appeared in EverydayHealth.com, Healthline, and The Dyrt Magazine. She is the author of Scrunchie-Fried and writes a lot about car insurance in her spare time.

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Joel Ohman is the CEO of a private equity-backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He also has an MBA from the University of South Florid...

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Reviewed by Joel Ohman
Founder, CFP®

UPDATED: Jun 17, 2021

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Looking for a new or used Acura RDX? And wondering how much it costs to insure by year? We researched average annual insurance costs for each model year and have compiled the results for you below.

Acura RDX facts

  • Average auto insurance premium: $188/month

  • Most affordable companies: Auto-Owners Insurance ($162/month) & Progressive ($164/month)

  • RDX insurance cost vs. average rate: $17 less expensive than the average vehicle

Explore the pricing information below to find how much it will cost you to insure your Acura RDX by model year and auto insurer.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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Below average Acura RDX insurer costs by state:

Risk factors affecting RDX rates

The make and model of your vehicle, along with the year of manufacture, are the three most important factors in determining your car’s value, which in turn is the main factor in determining your insurance premium. Your own personal driving historyagemarital statuscredit scoretype of vehiclecoverage levels, and other personal factors are also important components of your rate.

RDX Insurance Rates Similar to Honda

Acura is Honda’s premium luxury brand for the United States market. It is important to note that Acuras are essentially Hondas, wherein in Japan and other markets, the traditional Acura models are branded as Honda. For example, an Acura RDX is branded as a Honda RDX in Japan and Europe.

Given this fact, it is expected that Acura insurance rates are similar to Honda rates, particularly those at higher price ranges. The same factors regarding reliability and substantial resale value that Hondas are known for apply to Acuras. The one exception to this is that Acuras are not nearly as popular as Hondas – understandable given their higher price. As a result, you can expect their rates to be slightly higher since some Acura-specific parts will be more expensive than Honda replacement parts due to them being less prevalent in the market.

Low-Cost RDX Replacement Parts Equal Lower Rates

Thankfully, Acuras still share many parts with mass-market Hondas. Their repair costs are still reasonable relative to other luxury brands. Additionally, any technicians certified and familiarized to work on Hondas should also be able to repair Acuras, meaning Acuras will have many more qualified technicians available than other luxury brands – resulting in lower rates.

Top Safety Ratings & Safety Features for All Models

Acuras also benefit from Honda’s excellent engineering not only in reliability but in safety performance. The strong safety ratings from the Insurance Institute of Highway Safety (IIHS) obtained by Acura models help keep Acura insurance rates under control as insurance companies feel comfortable underwriting the risk of the vehicle occupants if injured in an accident. Recent “Top Safety Pick+” from IIHS include the Acura RDX, MDX, and TLX. All Acura’s receive 5-star ratings from the National Highway Traffic Safety Administration (NHTSA.gov).

2021 Acura RDX

Cheapest Insurance CompaniesAverage Annual Cost
Allied$2943
Allstate$2649
American Family$2347
Amica$3014
Arbella$2380
Auto-Owners$1952
Erie$2043
GEICO$2080
Kentucky Farm Bureau$2230
Mercury$2597
MetLife$2912
Nationwide$2184
Progressive$1961
Safe Auto$2681
State Farm$2189
Tennessee Farmers$2477
Travelers$2647
USAA$1999

Compare all 2021 Acura RDX rates

Average Cost to Insure Per Year

$2259

List Price

$38400

Trims Available

Base - w/AcuraWatch - w/Tech - w/Tech w/AcuraWatch - w/Advance - with 272-HP 2.0L VTEC TURBO - with safety features - Collision Mitigation Braking System (CMBS) - Road Departure Mitigation (RDM) - Adaptive Cruise Control (ACC) with Low-Speed Follow - Lane Keeping Assist System (LKAS) - Pedestrian Detection - Traffic Sign Recognition - Traffic Jam Assist

2020 Acura RDX

Cheapest Insurance CompaniesAverage Annual Cost
Allstate$2597
American Family$2319
Auto-Owners$1940
Erie$2016
GEICO$2027
Kentucky Farm Bureau$2211
Mercury$2580
MetLife$2875
Nationwide$2147
Progressive$1944
Safe Auto$2642
State Farm$2180
Tennessee Farmers$2417
Travelers$2619
USAA$1971
Vermont Mutual$2644

Compare all 2020 Acura RDX rates

Average Cost to Insure Per Year

$2190

List Price

$37800

Trims Available

Base - w/AcuraWatch - w/Tech - w/Tech w/AcuraWatch - w/Advance - with 272-HP 2.0L VTEC TURBO - with safety features - Collision Mitigation Braking System (CMBS) - Road Departure Mitigation (RDM) - Adaptive Cruise Control (ACC) with Low-Speed Follow - Lane Keeping Assist System (LKAS) - Pedestrian Detection - Traffic Sign Recognition - Traffic Jam Assist

2019 Acura RDX

Cheapest Insurance CompaniesAverage Annual Cost
Allstate$2447
American Family$2279
Auto-Owners$1935
Erie$2013
GEICO$2019
Kentucky Farm Bureau$2249
Mercury$2416
MetLife$2844
Nationwide$2113
Progressive$1955
Safe Auto$2587
State Farm$2180
Tennessee Farmers$2318
Travelers$2519
USAA$1957
Vermont Mutual$2614

Compare all 2019 Acura RDX rates

Average Cost to Insure Per Year

$2255

List Price

$38295

Trims Available

Base - w/AcuraWatch - w/Tech - w/Tech w/AcuraWatch - w/Advance - with 272-HP 2.0L VTEC TURBO - with safety features - Collision Mitigation Braking System (CMBS) - Road Departure Mitigation (RDM) - Adaptive Cruise Control (ACC) with Low-Speed Follow - Lane Keeping Assist System (LKAS) - Pedestrian Detection - Traffic Sign Recognition - Traffic Jam Assist

2018 Acura RDX

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 988
Acuity$ 988
Allied$ 953
Allied$ 953
American Family$ 1177
American Family$ 1177
Arbella$ 1076
Arbella$ 1076
Country$ 1080
Country$ 1080
Erie$ 963
Erie$ 963
GEICO$ 785
GEICO$ 785
Nationwide$ 988
Nationwide$ 988
State Farm$ 1084
State Farm$ 1084
Tennessee Farmers$ 1011
Tennessee Farmers$ 1011
USAA$ 1150
USAA$ 1150
Vermont Mutual$ 884
Vermont Mutual$ 884

Compare all 2018 Acura RDX rates

Average Cost to Insure Per Year

$ 1295

List Price

$ 36000

Trims Available

Base - w/AcuraWatch - w/Tech - w/Tech w/AcuraWatch - w/Advance

2017 Acura RDX

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 972
Acuity$ 972
Allied$ 948
Allied$ 948
Arbella$ 1026
Arbella$ 1026
Country$ 1006
Country$ 1006
Erie$ 909
Erie$ 909
GEICO$ 616
GEICO$ 616
Nationwide$ 963
Nationwide$ 963
Progressive$ 1036
Progressive$ 1036
State Farm$ 959
State Farm$ 959
Tennessee Farmers$ 1008
Tennessee Farmers$ 1008
USAA$ 1106
USAA$ 1106
Vermont Mutual$ 848
Vermont Mutual$ 848

Compare all 2017 Acura RDX rates

Average Cost to Insure Per Year

$ 1606

List Price

$ 35670

Trims Available

Base - w/AcuraWatch - w/Tech - w/Tech w/AcuraWatch - w/Advance

2016 Acura RDX

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 955
Acuity$ 955
Allied$ 961
Allied$ 961
Arbella$ 1016
Arbella$ 1016
Country$ 980
Country$ 980
Erie$ 839
Erie$ 839
GEICO$ 559
GEICO$ 559
Nationwide$ 964
Nationwide$ 964
Progressive$ 983
Progressive$ 983
State Farm$ 1015
State Farm$ 1015
Tennessee Farmers$ 952
Tennessee Farmers$ 952
USAA$ 1061
USAA$ 1061
Vermont Mutual$ 830
Vermont Mutual$ 830

Compare all 2016 Acura RDX rates

Average Cost to Insure Per Year

$ 1470

List Price

$ 35370

Trims Available

Base - w/AcuraWatch - w/Tech - w/Tech w/AcuraWatch - w/Advance

2015 Acura RDX

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 932
Acuity$ 932
Allied$ 919
Allied$ 919
Arbella$ 1017
Arbella$ 1017
Country$ 993
Country$ 993
Erie$ 897
Erie$ 897
GEICO$ 850
GEICO$ 850
Nationwide$ 1044
Nationwide$ 1044
Plymouth Rock Insurance$ 1098
Plymouth Rock Insurance$ 1098
State Farm$ 1059
State Farm$ 1059
Tennessee Farmers$ 870
Tennessee Farmers$ 870
USAA$ 1097
USAA$ 1097
Vermont Mutual$ 808
Vermont Mutual$ 808

Compare all 2015 Acura RDX rates

Average Cost to Insure Per Year

$ 1954

List Price

$ 35095

Trims Available

Base - w/Tech

2014 Acura RDX

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 941
Acuity$ 941
Allied$ 936
Allied$ 936
American Family$ 1109
American Family$ 1109
Arbella$ 1055
Arbella$ 1055
Country$ 1028
Country$ 1028
Erie$ 887
Erie$ 887
GEICO$ 967
GEICO$ 967
Nationwide$ 1085
Nationwide$ 1085
Plymouth Rock Insurance$ 1077
Plymouth Rock Insurance$ 1077
Tennessee Farmers$ 890
Tennessee Farmers$ 890
USAA$ 1049
USAA$ 1049
Vermont Mutual$ 823
Vermont Mutual$ 823

Compare all 2014 Acura RDX rates

Average Cost to Insure Per Year

$ 2088

List Price

$ 34520

Trims Available

Base - w/Tech

2013 Acura RDX

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 879
Acuity$ 879
Allied$ 895
Allied$ 895
American Family$ 1098
American Family$ 1098
Arbella$ 966
Arbella$ 966
Country$ 1030
Country$ 1030
Erie$ 842
Erie$ 842
GEICO$ 795
GEICO$ 795
Nationwide$ 1030
Nationwide$ 1030
Plymouth Rock Insurance$ 1050
Plymouth Rock Insurance$ 1050
Tennessee Farmers$ 835
Tennessee Farmers$ 835
USAA$ 981
USAA$ 981
Vermont Mutual$ 752
Vermont Mutual$ 752

Compare all 2013 Acura RDX rates

Average Cost to Insure Per Year

$ 1857

List Price

$ 34320

Trims Available

Base - w/Tech

2012 Acura RDX

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 868
Acuity$ 868
Allied$ 919
Allied$ 919
American Family$ 1072
American Family$ 1072
Arbella$ 980
Arbella$ 980
Country$ 981
Country$ 981
Erie$ 809
Erie$ 809
GEICO$ 809
GEICO$ 809
Plymouth Rock Insurance$ 1021
Plymouth Rock Insurance$ 1021
State Farm$ 1042
State Farm$ 1042
Tennessee Farmers$ 855
Tennessee Farmers$ 855
USAA$ 924
USAA$ 924
Vermont Mutual$ 756
Vermont Mutual$ 756

Compare all 2012 Acura RDX rates

Average Cost to Insure Per Year

$ 1799

List Price

$ 32895

Trims Available

Base - SH-AWD - w/Tech - SH-AWD w/Tech

2011 Acura RDX

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 945
Acuity$ 945
Allied$ 947
Allied$ 947
American Family$ 962
American Family$ 962
Amica$ 1022
Amica$ 1022
Arbella$ 818
Arbella$ 818
Country$ 931
Country$ 931
Erie$ 785
Erie$ 785
GEICO$ 792
GEICO$ 792
Plymouth Rock Insurance$ 1007
Plymouth Rock Insurance$ 1007
Tennessee Farmers$ 829
Tennessee Farmers$ 829
USAA$ 884
USAA$ 884
Vermont Mutual$ 712
Vermont Mutual$ 712

Compare all 2011 Acura RDX rates

Average Cost to Insure Per Year

$ 1775

List Price

$ 32895

Trims Available

Base - SH-AWD - w/Tech - SH-AWD w/Tech