Gianetta Palmer is a writer, copywriter, and essayist. Her work has appeared in EverydayHealth.com, Healthline, and The Dyrt Magazine. She is the author of Scrunchie-Fried and writes a lot about car insurance in her spare time.

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Joel Ohman is the CEO of a private equity-backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He also has an MBA from the University of South Florid...

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Reviewed by Joel Ohman
Founder, CFP®

UPDATED: Jun 17, 2021

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Looking for a new or used Acura RLX? And wondering how much it costs to insure by year? We researched average annual insurance costs for each model year and have compiled the results for you below.

Acura RLX facts

  • Average auto insurance premium: $219/month

  • Most affordable companies: USAA ($155/month) & GEICO ($168/month)

  • RLX insurance cost vs. average rate: $33 more expensive than the average vehicle

Explore the pricing information below to find how much it will cost you to insure your Acura RLX by model year and auto insurer.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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Below average Acura RLX insurer costs by state:

Risk factors affecting RLX rates

The make and model of your vehicle, along with the year of manufacture, are the three most important factors in determining your car’s value, which in turn is the main factor in determining your insurance premium. Your own personal driving historyagemarital statuscredit scoretype of vehiclecoverage levels, and other personal factors are also important components of your rate.

RLX Insurance Rates

Acura is Honda’s premium luxury brand for the United States market. It is important to note that Acuras are essentially Hondas, wherein in Japan and other markets, the traditional Acura models are branded as Honda. For example, an Acura RLX is branded as a Honda RLX in Japan and Europe.

Given this fact, it is expected that Acura insurance rates are similar to Honda rates, particularly those at higher price ranges. The same factors regarding reliability and substantial resale value that Hondas are known for apply to Acuras. The one exception to this is that Acuras are not nearly as popular as Hondas – understandable given their higher price. As a result, you can expect their rates to be slightly higher since some Acura-specific parts will be more expensive than Honda replacement parts due to them being less prevalent in the market.

Low-Cost RLX Replacement Parts Equal Lower Rates

Thankfully, Acuras still share many parts with mass-market Hondas. Their repair costs are still reasonable relative to other luxury brands. Additionally, any technicians certified and familiarized to work on Hondas should also be able to repair Acuras, meaning Acuras will have many more qualified technicians available than other luxury brands – resulting in lower rates.

Top Safety Ratings & Safety Features for All Models

Acuras also benefit from Honda’s excellent engineering not only in reliability but in safety performance. The strong safety ratings from the Insurance Institute of Highway Safety (IIHS) obtained by Acura models help keep Acura insurance rates under control as insurance companies feel comfortable underwriting the risk of the vehicle occupants if injured in an accident. Recent “Top Safety Pick+” from IIHS include the Acura RDX, MDX, and TLX. All Acura’s receive 5-star ratings from the National Highway Traffic Safety Administration (NHTSA.gov).

Methodology

AutoInsureSavings.org collects quotes from the state’s largest car insurers for a 30-year-old male or female motorist for our driver profile. Each driver has a clean driving record, and we applied a good driver, anti-theft, and paperless discounts. Price quotes for each insurer are via Quadrant Information Services.

We retrieved quotes for different years of RLX’s and trim levels from rate data in this instance.

The full coverage policy included:

$50,000 bodily injury liability per person.
$100,000 bodily injury liability per accident.
$50,000 property damage liability per accident.
$50,000 uninsured motorist coverage per person.
$100,000 uninsured motorist coverage per accident.

Collision coverage with a $500 deductible.
Comprehensive coverage with a $500 deductible.

AutoInsureSavings.org uses rate data from Quadrant Information Services. We sourced quotes from insurer filings that are publicly available for rate comparison. Your rates will vary when you get quotes. AutoInsureSavings licensed agents recommend getting quotes before purchasing a new or used motor vehicle to find the best savings for your financial situation and expenses.

2020 Acura RLX

Cheapest Insurance CompaniesAverage Annual Cost
21st Century $2653
Allstate$2390
American Family$2316
Country Financial$2434
Erie$2004
GEICO$2024
Mercury$2356
Nationwide$2134
Progressive$1906
State Farm$1945
Tennessee Farmers$2342
Texas Farm Bureau$2215
Travelers$2411
USAA$1862

Compare all 2020 Acura RLX rates

Average Cost to Insure Per Year

$2630

List Price

$54900

Trims Available

w/Tech - SH-AWD Sport Hybrid w/Tech - w/Advance - SH-AWD Sport Hybrid w/Advance - 3-Motor Sport Hybrid Super Handling - All-Wheel Drive SH-AWD System - Idle Stop - 7-Speed Dual-Clutch Transmission - with standard safety features - Collision Mitigation Braking System, Adaptive Cruise Control, Lane Keeping Assist System - Road Departure Mitigation - Forward Collision Warning

2019 Acura RLX

Cheapest Insurance CompaniesAverage Annual Cost
21st Century $2614
Allstate$2319
American Family$2271
Country Financial$2359
Erie$1979
GEICO$2019
Mercury$2305
Nationwide$2047
Progressive$1870
State Farm$1940
Tennessee Farmers$2294
Texas Farm Bureau$2180
Travelers$2348
USAA$1851

Compare all 2019 Acura RLX rates

Average Cost to Insure Per Year

$2629

List Price

$55895

Trims Available

w/Tech - SH-AWD Sport Hybrid w/Tech - w/Advance - SH-AWD Sport Hybrid w/Advance - 3-Motor Sport Hybrid Super Handling - All-Wheel Drive SH-AWD System - Idle Stop - 7-Speed Dual-Clutch Transmission - with standard safety features - Collision Mitigation Braking System, Adaptive Cruise Control, Lane Keeping Assist System - Road Departure Mitigation - Forward Collision Warning

2018 Acura RLX

Cheapest Insurance CompaniesAverage Annual Cost
21st Century $2586
Allstate$2240
American Family$2189
Country Financial$2316
Erie$1961
GEICO$2016
Kentucky Farm Bureau$2419
Mercury$2237
Nationwide$2045
Progressive$1864
State Farm$1937
Tennessee Farmers$2241
Texas Farm Bureau$2138
Travelers$2298
USAA$1834

Compare all 2018 Acura RLX rates

Average Cost to Insure Per Year

$2619

List Price

$54900

Trims Available

w/Tech - SH-AWD Sport Hybrid w/Tech - w/Advance - SH-AWD Sport Hybrid w/Advance - 3-Motor Sport Hybrid Super Handling - All-Wheel Drive SH-AWD System - Idle Stop - 7-Speed Dual-Clutch Transmission - with standard safety features - Collision Mitigation Braking System, Adaptive Cruise Control, Lane Keeping Assist System - Road Departure Mitigation - Forward Collision Warning

2017 Acura RLX

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1583
Acuity$ 1583
Allied$ 1509
Allied$ 1509
Arbella$ 1780
Arbella$ 1780
Country$ 1807
Country$ 1807
Erie$ 1322
Erie$ 1322
GEICO$ 1861
GEICO$ 1861
Mercury$ 1831
Mercury$ 1831
Nationwide$ 1612
Nationwide$ 1612
Plymouth Rock Insurance$ 1542
Plymouth Rock Insurance$ 1542
Tennessee Farmers$ 1323
Tennessee Farmers$ 1323
USAA$ 1593
USAA$ 1593
Vermont Mutual$ 1673
Vermont Mutual$ 1673

Compare all 2017 Acura RLX rates

Average Cost to Insure Per Year

$ 2771

List Price

$ 54450

Trims Available

w/Tech - SH-AWD Sport Hybrid w/Tech - w/Advance - SH-AWD Sport Hybrid w/Advance

2016 Acura RLX

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1602
Acuity$ 1602
Allied$ 1543
Allied$ 1543
Arbella$ 1713
Arbella$ 1713
Country$ 1805
Country$ 1805
Erie$ 1268
Erie$ 1268
GEICO$ 1882
GEICO$ 1882
Mercury$ 1802
Mercury$ 1802
Nationwide$ 1638
Nationwide$ 1638
Plymouth Rock Insurance$ 1518
Plymouth Rock Insurance$ 1518
Tennessee Farmers$ 1270
Tennessee Farmers$ 1270
USAA$ 1611
USAA$ 1611
Vermont Mutual$ 1690
Vermont Mutual$ 1690

Compare all 2016 Acura RLX rates

Average Cost to Insure Per Year

$ 2608

List Price

$ 50950

Trims Available

w/Navi - w/Tech - SH-AWD Sport Hybrid w/Tech - w/Advance - SH-AWD Sport Hybrid w/Advance

2015 Acura RLX

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1477
Acuity$ 1477
Allied$ 1502
Allied$ 1502
Arbella$ 1764
Arbella$ 1764
Country$ 1678
Country$ 1678
Erie$ 1101
Erie$ 1101
GEICO$ 1615
GEICO$ 1615
Nationwide$ 1569
Nationwide$ 1569
Plymouth Rock Insurance$ 1458
Plymouth Rock Insurance$ 1458
State Farm$ 1617
State Farm$ 1617
Tennessee Farmers$ 1542
Tennessee Farmers$ 1542
USAA$ 1313
USAA$ 1313
Vermont Mutual$ 1517
Vermont Mutual$ 1517

Compare all 2015 Acura RLX rates

Average Cost to Insure Per Year

$ 2358

List Price

$ 48450

Trims Available

Base - w/Navi - w/Tech - w/Krell Audio - w/Advance

2014 Acura RLX

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1485
Acuity$ 1485
Allied$ 1571
Allied$ 1571
Arbella$ 1779
Arbella$ 1779
Country$ 1734
Country$ 1734
Erie$ 1098
Erie$ 1098
GEICO$ 1770
GEICO$ 1770
Mercury$ 1746
Mercury$ 1746
Nationwide$ 1672
Nationwide$ 1672
Southern Farm Bureau$ 1786
Southern Farm Bureau$ 1786
Tennessee Farmers$ 1600
Tennessee Farmers$ 1600
USAA$ 1255
USAA$ 1255
Vermont Mutual$ 1550
Vermont Mutual$ 1550

Compare all 2014 Acura RLX rates

Average Cost to Insure Per Year

$ 2567

List Price

$ 48450

Trims Available

Base - w/Navi - w/Tech - w/Krell Audio - SH-AWD Sport Hybrid w/Tech - w/Advance - SH-AWD Sport Hybrid w/Advance