Gianetta Palmer is a writer, copywriter, and essayist. Her work has appeared in EverydayHealth.com, Healthline, and The Dyrt Magazine. She is the author of Scrunchie-Fried and writes a lot about car insurance in her spare time.

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Joel Ohman is the CEO of a private equity-backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He also has an MBA from the University of South Florid...

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Reviewed by Joel Ohman
Founder, CFP®

UPDATED: Jun 17, 2021

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Looking for a new or used Acura TLX? And wondering how much it costs to insure by year? We researched average annual insurance costs for each model year and have compiled the results for you below.

Acura TLX facts

  • Average auto insurance premium: $187/month

  • Most affordable companies: Auto-Owners Insurance ($122/month) & Progressive ($131/month)

  • TLX insurance cost vs. average rate: $19 less expensive than the average vehicle

Explore the pricing information below to find how much it will cost you to insure your Acura TLX by model year and auto insurer.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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Below average Acura TLX insurer costs by state:

Risk factors affecting TLX rates

The make and model of your vehicle, along with the year of manufacture, are the three most important factors in determining your car’s value, which in turn is the main factor in determining your insurance premium. Your own personal driving historyagemarital statuscredit scoretype of vehiclecoverage levels, and other personal factors are also important components of your rate.

TLX Insurance Rates Similar to Honda

Acura is Honda’s premium luxury brand for the United States market. It is important to note that Acuras are essentially Hondas, wherein in Japan and other markets, the traditional Acura models are branded as Honda. For example, an Acura TLX is branded as a Honda TLX in Japan and Europe.

Given this fact, it is expected that Acura insurance rates are similar to Honda rates, particularly those at higher price ranges. The same factors regarding reliability and substantial resale value that Hondas are known for apply to Acuras. The one exception to this is that Acuras are not nearly as popular as Hondas – understandable given their higher price. As a result, you can expect their rates to be slightly higher since some Acura-specific parts will be more expensive than Honda replacement parts due to them being less prevalent in the market.

Low-Cost TLX Replacement Parts Equal Lower Rates

Thankfully, Acuras still share many parts with mass-market Hondas. Their repair costs are still reasonable relative to other luxury brands. Additionally, any technicians certified and familiarized to work on Hondas should also be able to repair Acuras, meaning Acuras will have many more qualified technicians available than other luxury brands – resulting in lower rates.

Top Safety Ratings & Safety Features for All Models

Acuras also benefit from Honda’s excellent engineering not only in reliability but in safety performance. The strong safety ratings from the Insurance Institute of Highway Safety (IIHS) obtained by Acura models help keep Acura insurance rates under control as insurance companies feel comfortable underwriting the risk of the vehicle occupants if injured in an accident. Recent “Top Safety Pick+” from IIHS include the Acura RDX, MDX, and TLX. All Acura’s receive 5-star ratings from the National Highway Traffic Safety Administration (NHTSA.gov).

Methodology

AutoInsureSavings.org collects quotes from the state’s largest car insurers for a 30-year-old male or female motorist for our driver profile. Each driver has a clean driving record, and we applied a good driver, anti-theft, and paperless discounts. Price quotes for each insurer are via Quadrant Information Services.

We retrieved quotes for different years of TLX’s and trim levels from rate data in this instance.

The full coverage policy included:

$50,000 bodily injury liability per person.
$100,000 bodily injury liability per accident.
$50,000 property damage liability per accident.
$50,000 uninsured motorist coverage per person.
$100,000 uninsured motorist coverage per accident.

Collision coverage with a $500 deductible.
Comprehensive coverage with a $500 deductible.

AutoInsureSavings.org uses rate data from Quadrant Information Services. We sourced quotes from insurer filings that are publicly available for rate comparison. Your rates will vary when you get quotes. AutoInsureSavings licensed agents recommend getting quotes before purchasing a new or used motor vehicle to find the best savings for your financial situation and expenses.

2021 Acura TLX

Cheapest Insurance CompaniesAverage Annual Cost
Allied$2649
Allstate$2113
American Family$1945
Amica$2658
Arbella$1980
Auto-Owners$1469
Erie$1600
GEICO$1652
Kentucky Farm Bureau$1850
Mercury$2072
MetLife$2609
Nationwide$1714
Progressive$1572
Safe Auto$2319
State Farm$1795
Tennessee Farmers$2016
Travelers$2190
USAA$1580

Compare all 2021 Acura TLX rates

Average Cost to Insure Per Year

$2248

List Price

$37500

Trims Available

SH-AWD V6 w/Tech w/A-SPEC - Base - V6 - w/Tech - SH-AWD V6 - V6 w/Tech - SH-AWD V6 w/Tech - V6 w/Tech w/A-SPEC - V6 w/Advance - SH-AWD V6 w/Advance with standard and advance safety features - ACE Body Structure - Collision Mitigation Braking System (CMBS) Road Departure Mitigation (RDM) Adaptive Cruise Control (ACC) Lane Keeping Assist System (LKAS) - Traffic Jam Assist (TJA) - Driver Awareness Monitor

2020 Acura TLX

Cheapest Insurance CompaniesAverage Annual Cost
Allstate$2053
American Family$1916
Auto-Owners$1438
Erie$1594
GEICO$1648
Kentucky Farm Bureau$1846
Mercury$2005
MetLife$2604
Nationwide$1705
Progressive$1570
Safe Auto$2313
State Farm$1781
Tennessee Farmers$1964
Travelers$2168
USAA$1579
Vermont Mutual$2347

Compare all 2020 Acura TLX rates

Average Cost to Insure Per Year

$2014

List Price

$33000

Trims Available

SH-AWD V6 w/Tech w/A-SPEC - Base - V6 - w/Tech - SH-AWD V6 - V6 w/Tech - SH-AWD V6 w/Tech - V6 w/Tech w/A-SPEC - V6 w/Advance - SH-AWD V6 w/Advance with standard and advance safety features - ACE Body Structure - Collision Mitigation Braking System (CMBS) Road Departure Mitigation (RDM) Adaptive Cruise Control (ACC) Lane Keeping Assist System (LKAS) - Traffic Jam Assist (TJA) - Driver Awareness Monitor

2019 Acura TLX

Cheapest Insurance CompaniesAverage Annual Cost
Allstate$2014
American Family$1906
Auto-Owners$1420
Erie$1571
GEICO$1640
Kentucky Farm Bureau$1824
Mercury$1954
MetLife$2549
Nationwide$1689
Progressive$1562
Safe Auto$2280
State Farm$1752
Tennessee Farmers$1911
Travelers$2146
USAA$1567
Vermont Mutual$2317

Compare all 2019 Acura TLX rates

Average Cost to Insure Per Year

$2180

List Price

$36200

Trims Available

SH-AWD V6 w/Tech w/A-SPEC - Base - V6 - w/Tech - SH-AWD V6 - V6 w/Tech - SH-AWD V6 w/Tech - V6 w/Tech w/A-SPEC - V6 w/Advance - SH-AWD V6 w/Advance with standard and advance safety features - ACE Body Structure - Collision Mitigation Braking System (CMBS) Road Departure Mitigation (RDM) Adaptive Cruise Control (ACC) Lane Keeping Assist System (LKAS) - Traffic Jam Assist (TJA) - Driver Awareness Monitor

2018 Acura TLX

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1335
Acuity$ 1335
Allied$ 1278
Allied$ 1278
Erie$ 997
Erie$ 997
GEICO$ 1104
GEICO$ 1104
Mercury$ 1387
Mercury$ 1387
Nationwide$ 1274
Nationwide$ 1274
Plymouth Rock Insurance$ 1403
Plymouth Rock Insurance$ 1403
Progressive$ 1132
Progressive$ 1132
State Farm$ 1150
State Farm$ 1150
Tennessee Farmers$ 1178
Tennessee Farmers$ 1178
USAA$ 1146
USAA$ 1146
Vermont Mutual$ 1341
Vermont Mutual$ 1341

Compare all 2018 Acura TLX rates

Average Cost to Insure Per Year

$ 1455

List Price

$ 35305

Trims Available

SH-AWD V6 w/Tech w/A-SPEC - Base - V6 - w/Tech - SH-AWD V6 - V6 w/Tech - SH-AWD V6 w/Tech - V6 w/Tech w/A-SPEC - V6 w/Advance - SH-AWD V6 w/Advance

2017 Acura TLX

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1330
Acuity$ 1330
Allied$ 1378
Allied$ 1378
American Family$ 1412
American Family$ 1412
Erie$ 999
Erie$ 999
GEICO$ 1295
GEICO$ 1295
Mercury$ 1366
Mercury$ 1366
Nationwide$ 1382
Nationwide$ 1382
Plymouth Rock Insurance$ 1362
Plymouth Rock Insurance$ 1362
State Farm$ 1208
State Farm$ 1208
Tennessee Farmers$ 1164
Tennessee Farmers$ 1164
USAA$ 1219
USAA$ 1219
Vermont Mutual$ 1291
Vermont Mutual$ 1291

Compare all 2017 Acura TLX rates

Average Cost to Insure Per Year

$ 2186

List Price

$ 32000

Trims Available

Base - V6 - w/Tech - V6 w/Tech - SH-AWD V6 w/Tech - V6 w/Advance - SH-AWD V6 w/Advance

2016 Acura TLX

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1270
Acuity$ 1270
Allied$ 1356
Allied$ 1356
American Family$ 1291
American Family$ 1291
Erie$ 941
Erie$ 941
GEICO$ 1089
GEICO$ 1089
Mercury$ 1344
Mercury$ 1344
Nationwide$ 1349
Nationwide$ 1349
Plymouth Rock Insurance$ 1307
Plymouth Rock Insurance$ 1307
State Farm$ 1221
State Farm$ 1221
Tennessee Farmers$ 1118
Tennessee Farmers$ 1118
USAA$ 1161
USAA$ 1161
Vermont Mutual$ 1209
Vermont Mutual$ 1209

Compare all 2016 Acura TLX rates

Average Cost to Insure Per Year

$ 1930

List Price

$ 31695

Trims Available

Base - V6 - w/Tech - V6 w/Tech - SH-AWD V6 w/Tech - V6 w/Advance - SH-AWD V6 w/Advance

2015 Acura TLX

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1311
Acuity$ 1311
Allied$ 1361
Allied$ 1361
American Family$ 1305
American Family$ 1305
Erie$ 926
Erie$ 926
GEICO$ 1149
GEICO$ 1149
Mercury$ 1328
Mercury$ 1328
Nationwide$ 1376
Nationwide$ 1376
Plymouth Rock Insurance$ 1266
Plymouth Rock Insurance$ 1266
State Farm$ 1035
State Farm$ 1035
Tennessee Farmers$ 1278
Tennessee Farmers$ 1278
USAA$ 1128
USAA$ 1128
Vermont Mutual$ 1264
Vermont Mutual$ 1264

Compare all 2015 Acura TLX rates

Average Cost to Insure Per Year

$ 1890

List Price

$ 31445

Trims Available

Base - V6 - w/Tech - V6 w/Tech - SH-AWD V6 w/Tech - V6 w/Advance - SH-AWD V6 w/Advance