Gianetta Palmer is a writer, copywriter, and essayist. Her work has appeared in EverydayHealth.com, Healthline, and The Dyrt Magazine. She is the author of Scrunchie-Fried and writes a lot about car insurance in her spare time.

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Joel Ohman is the CEO of a private equity-backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He also has an MBA from the University of South Florid...

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Reviewed by Joel Ohman
Founder, CFP®

UPDATED: Jun 17, 2021

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Looking for a new or used Alfa Romeo 4C? And wondering how much it costs to insure by year? We researched average annual insurance costs for each model year and have compiled the results for you below.

Alfa Romeo 4C facts

  • Average auto insurance premium: $202/month

  • Most affordable companies: GEICO ($146/month) & Progressive ($150/month)

  • 4C insurance cost vs. average rate: $217 more expensive than the average vehicle

Explore the pricing information below to find how much it will cost you to insure your Alfa Romeo 4C by model year and auto insurer.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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Below average Alfa Romeo 4C insurer costs by state:

Risk factors affecting 4C rates

The make and model of your vehicle, along with the year of manufacture, are the three most important factors in determining your car’s value, which in turn is the main factor in determining your insurance premium. Your own personal driving history, age, marital status, credit score, type of vehicle, coverage levels, and other personal factors are also important components of your rate.

How to save money on Alfa Romeo 4C coverage?

Many driver discounts are available to people through most major auto insurers, such as

  • Student discounts

  • Safe drivers

  • Senior discounts

With all Alfa Romeo models, you can get the following discounts:

  • Passive restraint systems

  • Anti-lock brakes

  • Anti-theft devices

Re-entry into United States market

Alfa Romeo is an Italian car manufacturer known primarily for its stylish vehicles. Alfa Romeo decided to exit the U.S. market in 1995 due to the heavy losses and the fact that stricter emissions standards were about to affect America. Alfa Romeo was not prepared to meet them without considerable investment.

In 2008, the car manufacturer returned to the U.S. market after a more than ten-year hiatus, primarily driven by a change in strategy from new ownership. In 2007, Fiat-Chrysler, another Italian brand, purchased Alfa Romeo, and in 2021, it became part of the French-owned Stellantis. Since entering the U.S. market, the Alfa Romeo Giulia has been named “Top Safety Pick+” by the Insurance Institute for Highway Safety (IIHS).

Niche Alfa Romeo 4C’s equal higher than average rates

Alfa Romeos are considered a niche vehicle in the U.S. Though they have gained popularity since their re-entry into America, they are still nowhere near as popular as the major car brands. While many drivers enjoy having a unique, relatively uncommon vehicle, this usually means higher insurance rates for the driver. This is for various reasons, but generally, you can think of the same factors that make a Honda or a Toyota inexpensive to insure are the same factors that make Alfa Romeos expensive. Few qualified technicians and replacement parts are not as readily available, resulting in higher repair costs for these vehicles in an auto accident.

Rapid depreciation equals lower rates for some models

Another critical factor to consider is that Alfa Romeos depreciate very rapidly, substantially affecting its insurance rates. As your car value reduces every year, your insurance premium could go down with each renewal. On the other hand, in many cases, you will need new replacement parts in the event of a repair, which rarely goes down in price. This can put you in a difficult position since many insurance companies will subtract depreciation from the amount paid for your claim, which could present a situation where your claim payout doesn’t fully cover your repair costs.

2021 Alfa Romeo 4C

Cheapest Insurance CompaniesAverage Annual Cost
21st Century $2715
Allstate$2341
American Family$2086
Country Financial$2452
Erie$1891
GEICO$1757
Liberty Mutual$1955
Mercury$2258
MetLife$2460
Nationwide$1999
Progressive$1806
State Farm$1829
Tennessee Farmers$2164
Texas Farm Bureau$2035
The Hanover$2641
Travelers$2413

Compare all 2021 Alfa Romeo 4C rates

Average Cost to Insure Per Year

$2428

List Price

$79995

Trims Available

Base with 1750 TURBOCHARGED FOUR-CYLINDER ENGINE - 237 HORSEPOWER 237 HORSEPOWER 258 LB-FT OF TORQUE 258 LB-FT OF TORQUE 160 with standard and advance safety features - Electronic Stability Control (ESC) - ABS And Driveline Traction Control - Side Impact Beams Rear Parking Sensors -Tire Specific Low Tire Pressure Warning - Dual Stage Driver And Passenger Front Airbags - Curtain 1st Row Airbags Airbag - Occupancy Sensor Driver Knee Airbag - Outboard Front Lap And Shoulder Safety Belts - Pretensioners Back-Up Camera

2020 Alfa Romeo 4C

Cheapest Insurance CompaniesAverage Annual Cost
21st Century $2648
Allstate$2288
American Family$2030
Country Financial$2406
Erie$1771
GEICO$1720
Liberty Mutual$1853
Mercury$2198
Nationwide$1869
Progressive$1724
State Farm$1765
Tennessee Farmers$2102
Texas Farm Bureau$1953
The Hanover$2615
Travelers$2339

Compare all 2020 Alfa Romeo 4C rates

Average Cost to Insure Per Year

$2259

List Price

$67150

Trims Available

Base with 1750 TURBOCHARGED FOUR-CYLINDER ENGINE - 237 HORSEPOWER 237 HORSEPOWER 258 LB-FT OF TORQUE 258 LB-FT OF TORQUE 160 with standard and advance safety features - Electronic Stability Control (ESC) - ABS And Driveline Traction Control - Side Impact Beams Rear Parking Sensors -Tire Specific Low Tire Pressure Warning - Dual Stage Driver And Passenger Front Airbags - Curtain 1st Row Airbags Airbag - Occupancy Sensor Driver Knee Airbag - Outboard Front Lap And Shoulder Safety Belts - Pretensioners Back-Up Camera

2019 Alfa Romeo 4C

Cheapest Insurance CompaniesAverage Annual Cost
21st Century $2616
Allstate$2258
American Family$1950
Country Financial$2364
Erie$1750
GEICO$1640
Liberty Mutual$1779
Mercury$2165
Nationwide$1841
Progressive$1668
State Farm$1712
Tennessee Farmers$2059
Texas Farm Bureau$1894
The Hanover$2590
Travelers$2328

Compare all 2019 Alfa Romeo 4C rates

Average Cost to Insure Per Year

$2254

List Price

$67150

Trims Available

Base with 1750 TURBOCHARGED FOUR-CYLINDER ENGINE - 237 HORSEPOWER 237 HORSEPOWER 258 LB-FT OF TORQUE 258 LB-FT OF TORQUE 160 with standard and advance safety features - Electronic Stability Control (ESC) - ABS And Driveline Traction Control - Side Impact Beams Rear Parking Sensors -Tire Specific Low Tire Pressure Warning - Dual Stage Driver And Passenger Front Airbags - Curtain 1st Row Airbags Airbag - Occupancy Sensor Driver Knee Airbag - Outboard Front Lap And Shoulder Safety Belts - Pretensioners Back-Up Camera

2018 Alfa Romeo 4C

Cheapest Insurance CompaniesAverage Annual Cost
21st Century $2611
Allstate$2249
American Family$1921
Country Financial$2347
Erie$1742
GEICO$1623
Kentucky Farm Bureau$2416
Liberty Mutual$1763
Mercury$2157
Nationwide$1835
Progressive$1650
State Farm$1705
Tennessee Farmers$2046
Texas Farm Bureau$1859
The Hanover$2548
Travelers$2319

Compare all 2018 Alfa Romeo 4C rates

Average Cost to Insure Per Year

$2059

List Price

$55901

Trims Available

Base with 1750 TURBOCHARGED FOUR-CYLINDER ENGINE - 237 HORSEPOWER 237 HORSEPOWER 258 LB-FT OF TORQUE 258 LB-FT OF TORQUE 160 with standard and advance safety features - Electronic Stability Control (ESC) - ABS And Driveline Traction Control - Side Impact Beams Rear Parking Sensors -Tire Specific Low Tire Pressure Warning - Dual Stage Driver And Passenger Front Airbags - Curtain 1st Row Airbags Airbag - Occupancy Sensor Driver Knee Airbag - Outboard Front Lap And Shoulder Safety Belts - Pretensioners Back-Up Camera

2017 Alfa Romeo 4C

Cheapest Insurance CompaniesAverage Annual Cost
21st Century$ 1907
21st Century$ 1907
Allstate$ 1599
Allstate$ 1599
American Family$ 1178
American Family$ 1178
Amica$ 2009
Amica$ 2009
Farmers$ 1725
Farmers$ 1725
GEICO$ 1483
GEICO$ 1483
Mercury$ 1022
Mercury$ 1022
Nationwide$ 1454
Nationwide$ 1454
Progressive$ 1446
Progressive$ 1446
Southern Farm Bureau$ 1684
Southern Farm Bureau$ 1684
State Farm$ 999
State Farm$ 999
USAA$ 705
USAA$ 705

Compare all 2017 Alfa Romeo 4C rates

Average Cost to Insure Per Year

$ 1407

List Price

$ 55900

Trims Available

Base

2016 Alfa Romeo 4C

Cheapest Insurance CompaniesAverage Annual Cost
21st Century $2348
Allstate$2059
American Family$1932
Country Financial$2216
Erie$1721
GEICO$1620
Liberty Mutual$1786
Mercury$2041
Nationwide$1811
Progressive$1638
State Farm$1680
Tennessee Farmers$2034
Texas Farm Bureau$1865
The Hanover$2301
Travelers$2130

Compare all 2016 Alfa Romeo 4C rates

Average Cost to Insure Per Year

$1946

List Price

$65900

Trims Available

Base

2015 Alfa Romeo 4C

Cheapest Insurance CompaniesAverage Annual Cost
21st Century $2332
Allstate$2047
American Family$1925
Country Financial$2186
Erie$1719
GEICO$1599
Liberty Mutual$1753
Mercury$2035
Nationwide$1799
Progressive$1636
State Farm$1672
Tennessee Farmers$2019
Texas Farm Bureau$1953
The Hanover$2277
Travelers$2118

Compare all 2015 Alfa Romeo 4C rates

Average Cost to Insure Per Year

$1820

List Price

$63900

Trims Available

Base

2014 Alfa Romeo 4C

Cheapest Insurance CompaniesAverage Annual Cost
21st Century $2327
Allstate$2038
American Family$1953
Country Financial$2118
Erie$1703
GEICO$1580
Kentucky Farm Bureau$2130
Liberty Mutual$1750
Mercury$2030
Nationwide$1788
Progressive$1629
State Farm$1654
Tennessee Farmers$2016
Texas Farm Bureau$1950
The Hanover$2275
Travelers$2114

Compare all 2014 Alfa Romeo 4C rates

Average Cost to Insure Per Year

$1793

List Price

$54000

Trims Available

Base