Alfa-romeo Giulia Car Insurance Cost

Looking for a new or used Alfa Romeo Giulia? And wondering how much it costs to insure by year? We researched average annual insurance costs for each model year and have compiled the results for you below.

Alfa Romeo Giulia facts

• Average auto insurance premium: $176/month

• Most affordable companies: GEICO ($138/month) & Progressive ($140/month)

• Giulia insurance cost vs. average rate: $112 more expensive than the average vehicle

Explore the pricing information below to find how much it will cost you to insure your Alfa Romeo Giulia by model year and auto insurer.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Below average Alfa Romeo Giulia insurer costs by state:

• Oregon car insurance – $1,754 per year

• Ohio car insurance – $1,271 per year

• New York car insurance – $2,468 per year

• Georgia – $2,129 per year

• Arizona – $1,364 per year 

Risk factors affecting Giulia rates

The make and model of your vehicle, along with the year of manufacture, are the three most important factors in determining your car’s value, which in turn is the main factor in determining your insurance premium. Your own personal driving history, age, marital status, credit score, type of vehicle, coverage levels, and other personal factors are also important components of your rate.

How to save money on Alfa Romeo Giulia coverage?

Many driver discounts are available to people through most major auto insurers, such as

• Student discounts

• Safe drivers

• Senior discounts

With all Alfa Romeo models, you can get the following discounts:

• Passive restraint systems

• Anti-lock brakes

• Anti-theft devices

Re-entry into United States market

Alfa Romeo is an Italian car manufacturer known primarily for its stylish vehicles. Alfa Romeo decided to exit the U.S. market in 1995 due to the heavy losses and the fact that stricter emissions standards were about to affect America. Alfa Romeo was not prepared to meet them without considerable investment.

In 2008, the car manufacturer returned to the U.S. market after a more than ten-year hiatus, primarily driven by a change in strategy from new ownership. In 2007, Fiat-Chrysler, another Italian brand, purchased Alfa Romeo, and in 2021, it became part of the French-owned Stellantis. Since entering the U.S. market, the Alfa Romeo Giulia has been named “Top Safety Pick+” by the Insurance Institute for Highway Safety (IIHS).

Niche Alfa Romeo Giulia’s equal higher than average rates

Alfa Romeos are considered a niche vehicle in the U.S. Though they have gained popularity since their re-entry into America, they are still nowhere near as popular as the major car brands. While many drivers enjoy having a unique, relatively uncommon vehicle, this usually means higher insurance rates for the driver. This is for various reasons, but generally, you can think of the same factors that make a Honda or a Toyota inexpensive to insure are the same factors that make Alfa Romeos expensive. Few qualified technicians and replacement parts are not as readily available, resulting in higher repair costs for these vehicles in an auto accident.

Rapid depreciation equals lower rates for some models

Another critical factor to consider is that Alfa Romeos depreciate very rapidly, substantially affecting its insurance rates. As your car value reduces every year, your insurance premium could go down with each renewal. On the other hand, in many cases, you will need new replacement parts in the event of a repair, which rarely goes down in price. This can put you in a difficult position since many insurance companies will subtract depreciation from the amount paid for your claim, which could present a situation where your claim payout doesn’t fully cover your repair costs.

Methodology

AutoInsureSavings.org collects quotes from the state’s largest car insurers for a 30-year-old male or female motorist for our driver profile. Each driver has a clean driving record, and we applied a good driver, anti-theft, and paperless discounts. Price quotes for each insurer are via Quadrant Information Services.

We retrieved quotes for different years of Giulia’s and trim levels from rate data in this instance.

The full coverage policy included:

$50,000 bodily injury liability per person.
$100,000 bodily injury liability per accident.
$50,000 property damage liability per accident.
$50,000 uninsured motorist coverage per person.
$100,000 uninsured motorist coverage per accident.

Collision coverage with a $500 deductible.
Comprehensive coverage with a $500 deductible.

AutoInsureSavings.org uses rate data from Quadrant Information Services. We sourced quotes from insurer filings that are publicly available for rate comparison. Your rates will vary when you get quotes. AutoInsureSavings licensed agents recommend getting quotes before purchasing a new or used motor vehicle to find the best savings for your financial situation and expenses.