Gianetta Palmer is a writer, copywriter, and essayist. Her work has appeared in EverydayHealth.com, Healthline, and The Dyrt Magazine. She is the author of Scrunchie-Fried and writes a lot about car insurance in her spare time.

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Joel Ohman is the CEO of a private equity-backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He also has an MBA from the University of South Florid...

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Reviewed by Joel Ohman
Founder, CFP®

UPDATED: Jun 17, 2021

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Looking for a new or used Alfa Romeo Giulia? And wondering how much it costs to insure by year? We researched average annual insurance costs for each model year and have compiled the results for you below.

Alfa Romeo Giulia facts

  • Average auto insurance premium: $176/month

  • Most affordable companies: GEICO ($138/month) & Progressive ($140/month)

  • Giulia insurance cost vs. average rate: $112 more expensive than the average vehicle

Explore the pricing information below to find how much it will cost you to insure your Alfa Romeo Giulia by model year and auto insurer.

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Enter your ZIP code below to view companies that have cheap auto insurance rates.

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Below average Alfa Romeo Giulia insurer costs by state:

Risk factors affecting Giulia rates

The make and model of your vehicle, along with the year of manufacture, are the three most important factors in determining your car’s value, which in turn is the main factor in determining your insurance premium. Your own personal driving history, age, marital status, credit scoretype of vehicle, coverage levels, and other personal factors are also important components of your rate.

How to save money on Alfa Romeo Giulia coverage?

Many driver discounts are available to people through most major auto insurers, such as

  • Student discounts

  • Safe drivers

  • Senior discounts

With all Alfa Romeo models, you can get the following discounts:

  • Passive restraint systems

  • Anti-lock brakes

  • Anti-theft devices

Re-entry into United States market

Alfa Romeo is an Italian car manufacturer known primarily for its stylish vehicles. Alfa Romeo decided to exit the U.S. market in 1995 due to the heavy losses and the fact that stricter emissions standards were about to affect America. Alfa Romeo was not prepared to meet them without considerable investment.

In 2008, the car manufacturer returned to the U.S. market after a more than ten-year hiatus, primarily driven by a change in strategy from new ownership. In 2007, Fiat-Chrysler, another Italian brand, purchased Alfa Romeo, and in 2021, it became part of the French-owned Stellantis. Since entering the U.S. market, the Alfa Romeo Giulia has been named “Top Safety Pick+” by the Insurance Institute for Highway Safety (IIHS).

Niche Alfa Romeo Giulia’s equal higher than average rates

Alfa Romeos are considered a niche vehicle in the U.S. Though they have gained popularity since their re-entry into America, they are still nowhere near as popular as the major car brands. While many drivers enjoy having a unique, relatively uncommon vehicle, this usually means higher insurance rates for the driver. This is for various reasons, but generally, you can think of the same factors that make a Honda or a Toyota inexpensive to insure are the same factors that make Alfa Romeos expensive. Few qualified technicians and replacement parts are not as readily available, resulting in higher repair costs for these vehicles in an auto accident.

Rapid depreciation equals lower rates for some models

Another critical factor to consider is that Alfa Romeos depreciate very rapidly, substantially affecting its insurance rates. As your car value reduces every year, your insurance premium could go down with each renewal. On the other hand, in many cases, you will need new replacement parts in the event of a repair, which rarely goes down in price. This can put you in a difficult position since many insurance companies will subtract depreciation from the amount paid for your claim, which could present a situation where your claim payout doesn’t fully cover your repair costs.

Methodology

AutoInsureSavings.org collects quotes from the state’s largest car insurers for a 30-year-old male or female motorist for our driver profile. Each driver has a clean driving record, and we applied a good driver, anti-theft, and paperless discounts. Price quotes for each insurer are via Quadrant Information Services.

We retrieved quotes for different years of Giulia’s and trim levels from rate data in this instance.

The full coverage policy included:

$50,000 bodily injury liability per person.
$100,000 bodily injury liability per accident.
$50,000 property damage liability per accident.
$50,000 uninsured motorist coverage per person.
$100,000 uninsured motorist coverage per accident.

Collision coverage with a $500 deductible.
Comprehensive coverage with a $500 deductible.

AutoInsureSavings.org uses rate data from Quadrant Information Services. We sourced quotes from insurer filings that are publicly available for rate comparison. Your rates will vary when you get quotes. AutoInsureSavings licensed agents recommend getting quotes before purchasing a new or used motor vehicle to find the best savings for your financial situation and expenses. 

2021 Alfa Romeo Giulia

Cheapest Insurance CompaniesAverage Annual Cost
21st Century $2542
Allied$2680
Allstate$2167
American Family$2018
Amica$2745
Country Financial$2251
Erie$1812
GEICO$1665
Kentucky Farm Bureau$2259
Liberty Mutual$1894
Mercury$2128
Nationwide$1927
Progressive$1688
State Farm$1729
Tennessee Farmers$2116
Texas Farm Bureau$1960
The Hanover$2513
Travelers$2220

Compare all 2021 Alfa Romeo Giulia rates

Average Cost to Insure Per Year

$2119

List Price

$39750

Trims Available

Base - Sport - Ti - Ti Lusso - Ti Sport with engine - 2.0 L GME T4 Multi-air turbocharged SOHC I4 2.9 L F154 twin-turbocharged DOHC V6 - And Safety Features - Highway and Traffic Jam Assist - Driver Attention Alert - Adaptive Cruise Control -Traffic Sign Recognition - Intelligent Speed Assist - Forward Collision Warning Plus Back Up Camera - Rear Park Sensors

2020 Alfa Romeo Giulia

Cheapest Insurance CompaniesAverage Annual Cost
21st Century $2451
Allstate$2142
American Family$1978
Country Financial$2210
Erie$1789
GEICO$1644
Kentucky Farm Bureau$2243
Liberty Mutual$1819
Mercury$2057
Nationwide$1876
Progressive$1667
State Farm$1715
Tennessee Farmers$2053
Texas Farm Bureau$1953
The Hanover$2419
Travelers$2166

Compare all 2020 Alfa Romeo Giulia rates

Average Cost to Insure Per Year

$2113

List Price

$39400

Trims Available

Base - Sport - Ti - Ti Lusso - Ti Sport with engine - 2.0 L GME T4 Multi-air turbocharged SOHC I4 2.9 L F154 twin-turbocharged DOHC V6 - And Safety Features - Highway and Traffic Jam Assist - Driver Attention Alert - Adaptive Cruise Control -Traffic Sign Recognition - Intelligent Speed Assist - Forward Collision Warning Plus Back Up Camera - Rear Park Sensors

2019 Alfa Romeo Giulia

Cheapest Insurance CompaniesAverage Annual Cost
21st Century $2400
Allstate$2069
American Family$1965
Country Financial$2190
Erie$1764
GEICO$1630
Kentucky Farm Bureau$2213
Liberty Mutual$1812
Mercury$2019
Nationwide$1853
Progressive$1651
State Farm$1710
Tennessee Farmers$2016
Texas Farm Bureau$1920
The Hanover$2267
Travelers$2140

Compare all 2019 Alfa Romeo Giulia rates

Average Cost to Insure Per Year

$2089

List Price

$38545

Trims Available

Base - Sport - Ti - Ti Lusso - Ti Sport with engine - 2.0 L GME T4 Multi-air turbocharged SOHC I4 2.9 L F154 twin-turbocharged DOHC V6 - And Safety Features - Highway and Traffic Jam Assist - Driver Attention Alert - Adaptive Cruise Control -Traffic Sign Recognition - Intelligent Speed Assist - Forward Collision Warning Plus Back Up Camera - Rear Park Sensors

2018 Alfa Romeo Giulia

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1454
Acuity$ 1454
Allied$ 1446
Allied$ 1446
American Family$ 1201
American Family$ 1201
Country$ 1635
Country$ 1635
Erie$ 1134
Erie$ 1134
Mercury$ 1249
Mercury$ 1249
Nationwide$ 1593
Nationwide$ 1593
Plymouth Rock Insurance$ 1599
Plymouth Rock Insurance$ 1599
Southern Farm Bureau$ 1751
Southern Farm Bureau$ 1751
Tennessee Farmers$ 1130
Tennessee Farmers$ 1130
USAA$ 1481
USAA$ 1481
Vermont Mutual$ 1479
Vermont Mutual$ 1479

Compare all 2018 Alfa Romeo Giulia rates

Average Cost to Insure Per Year

$ 2068

List Price

$ 38195

Trims Available

Base - Sport - Ti - Ti Lusso - Ti Sport

2017 Alfa Romeo Giulia

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1452
Acuity$ 1452
Allied$ 1483
Allied$ 1483
American Family$ 1151
American Family$ 1151
Country$ 1614
Country$ 1614
Erie$ 1074
Erie$ 1074
Mercury$ 1217
Mercury$ 1217
Nationwide$ 1582
Nationwide$ 1582
Plymouth Rock Insurance$ 1539
Plymouth Rock Insurance$ 1539
Progressive$ 1602
Progressive$ 1602
Tennessee Farmers$ 1126
Tennessee Farmers$ 1126
USAA$ 1466
USAA$ 1466
Vermont Mutual$ 1439
Vermont Mutual$ 1439

Compare all 2017 Alfa Romeo Giulia rates

Average Cost to Insure Per Year

$ 2568

List Price

$ 37995

Trims Available

Base - Ti

2016 Alfa Romeo Giulia

Cheapest Insurance CompaniesAverage Annual Cost
21st Century $2387
Allstate$1946
American Family$1803
Country Financial$2035
Erie$1623
GEICO$1511
Kentucky Farm Bureau$2155
Liberty Mutual$1684
Mercury$1899
Nationwide$1723
Progressive$1523
State Farm$1580
Tennessee Farmers$1846
Texas Farm Bureau$1771
The Hanover$2249
Travelers$1950

Compare all 2016 Alfa Romeo Giulia rates

Average Cost to Insure Per Year

$1970

List Price

$38990

Trims Available

Base - Sport - Ti - Ti Lusso - Ti Sport with engine - 2.0 L GME T4 Multi-air turbocharged SOHC I4 2.9 L F154 twin-turbocharged DOHC V6 - And Safety Features - Highway and Traffic Jam Assist - Driver Attention Alert - Adaptive Cruise Control -Traffic Sign Recognition - Intelligent Speed Assist - Forward Collision Warning Plus Back Up Camera - Rear Park Sensors