Gianetta Palmer is a writer, copywriter, and essayist. Her work has appeared in EverydayHealth.com, Healthline, and The Dyrt Magazine. She is the author of Scrunchie-Fried and writes a lot about car insurance in her spare time.

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Joel Ohman is the CEO of a private equity-backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He also has an MBA from the University of South Florid...

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Reviewed by Joel Ohman
Founder, CFP®

UPDATED: Jun 17, 2021

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Looking for a new or used Audi A5? And wondering how much it costs to insure by year? We researched average annual insurance costs for each model year and have compiled the results for you below.

Audi A5 insurance facts

  • Average full coverage auto insurance premium: $153/month

  • Most affordable companies: Auto-Owners ($125/month) & Progressive ($129/month)

  • A5 car insurance cost vs. average rate: $32 more expensive than the average vehicle

Explore the pricing information below to find how much it will cost you to insure your Audi A5 by model year and auto insurer.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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Below average Audi A5 insurer costs by state:

Risk factors affecting Audi A5 car insurance rates

The make and model of your vehicle, along with the year of manufacture, are the three most important factors in determining your car’s value, which in turn is the main factor in determining your car insurance premium. Your own personal driving history, age, marital status, credit scoretype of vehicle, coverage levels, and other personal factors are also important components of your rate.

How to save money on Audi A5 car insurance?

Many driver discounts are available to people through most major auto insurance companies, such as

  • Student discounts

  • Safe drivers

  • Senior discounts

With all Audi models, you can get the following discounts:

  • Passive restraint systems

  • Anti-lock brakes

  • Anti-theft devices

Audi Luxury Automobile Brand

Audi is a German automobile manufacturer owned by Volkswagen Group, producing luxury vehicles for the United States market. The target market of Audi is the affluent class of modern urban consumers. All of Audi’s automobiles have high safety ratings, with many of their vehicles getting “Top Safety Pick” and 5-star safety and crash test ratings from the National Highway Traffic Safety Administration (NHTSA). The Q5, A3, A6, and the Q7 are their most popular vehicles.

Higher than average A5 repair costs equal higher coverage rates

Audi is a luxury brand in the United States market. Many consumers are attracted to the Audi luxury, comfort, safety, and driver-assist technologies, like Audi’s Pre-Sense Systems. Automotive parts are not as common as popular vehicles, like the Toyota or Honda. Repairing an Audi is higher than average since repair parts are more expensive and not as available as popular vehicles. For this reason, many Audi’s are going to have higher than average car insurance rates to similar vehicles in its class.

Rapid depreciation for Audi A5’s affecting auto policies

Another factor to consider for Audi’s, is they depreciate rapidly, affecting auto insurance rates. As your vehicle’s value goes down each year, your auto policy could go down at each renewal. On the other hand, in an auto accident, you need repair parts that rarely go down in price for all Audi models. This could put you in a difficult situation position since many car insurance companies will subtract depreciation from the amount paid for your claim resulting in a situation where your claim payout doesn’t fully cover your repair cost.

High IIHS and NHTSA safety ratings lower car insurance rates for drivers

Audi’s are known for their safety ratings, safety features, 5-star crash test ratings, and driver-assist technologies (semiautonomous driving), lowering coverage rates for drivers with a good driving record, sometimes getting 20% driver discounts for passive restraints and safety features in Audi models. The A3, A6, and Q3 are Insurance Institute for Highway Safety (IIHS) “Top Safety Picks,” and the NHTSA consistently gives Audi top safety ratings each year, lowering your car insurance costs.

AutoInsureSavings.org licensed car insurance agents to recommend comprehensive and collision coverage, uninsured motorist coverage, and roadside assistance for new Audi automobile owners when buying a car insurance policy.

2021 Audi A5

Cheapest Insurance CompaniesAverage Annual Cost
Allied$2584
Allstate$2060
American Family$1925
Amica$2619
Arbella$2034
Auto-Owners$1511
Erie$1590
GEICO$1628
Liberty Mutual$1796
Mercury$2041
MetLife$2516
Nationwide$1697
Progressive$1538
Safe Auto$2280
State Farm$1765
Tennessee Farmers$2038
Travelers$2147
USAA$1574

Compare all 2021 Audi A5 rates

Average Cost to Insure Per Year

$1842

List Price

$41800

Trims Available

2.0T quattro Premium - 2.0T quattro Premium Plus - 2.0T quattro Prestige - with Base engine: turbocharged 2.0-liter four-cylinder with 201 horsepower and 236 pound-feet of torque - safety features - Electronic Stability Control (ESC) with secondary collision brake assist and traction control (ASR) - Audi pre sense front with pedestrian protection - Driver and front-passenger advanced airbags - with Bluetooth wireless technology preparation with streaming audio for compatible devices

2020 Audi A5

Cheapest Insurance CompaniesAverage Annual Cost
Allstate$2058
American Family$1890
Auto-Owners$1453
Erie$1554
GEICO$1605
Liberty Mutual$1730
Mercury$1940
MetLife$2470
Nationwide$1669
Progressive$1516
Safe Auto$2260
State Farm$1728
Tennessee Farmers$1925
Travelers$2131
USAA$1520
Vermont Mutual$2354

Compare all 2020 Audi A5 rates

Average Cost to Insure Per Year

$1830

List Price

$42900

Trims Available

2.0T quattro Premium - 2.0T quattro Premium Plus - 2.0T quattro Prestige - with Base engine: turbocharged 2.0-liter four-cylinder with 201 horsepower and 236 pound-feet of torque - safety features - Electronic Stability Control (ESC) with secondary collision brake assist and traction control (ASR) - Audi pre sense front with pedestrian protection - Driver and front-passenger advanced airbags - with Bluetooth wireless technology preparation with streaming audio for compatible devices

2019 Audi A5

Cheapest Insurance CompaniesAverage Annual Cost
Allstate$2053
American Family$1835
Auto-Owners$1416
Erie$1515
GEICO$1590
Liberty Mutual$1730
Mercury$1931
MetLife$2461
Nationwide$1659
Progressive$1480
Safe Auto$2257
State Farm$1712
Tennessee Farmers$1857
Travelers$2116
USAA$1503
Vermont Mutual$2350

Compare all 2019 Audi A5 rates

Average Cost to Insure Per Year

$1720

List Price

$44200

Trims Available

2.0T quattro Premium - 2.0T quattro Premium Plus - 2.0T quattro Prestige - with Base engine: turbocharged 2.0-liter four-cylinder with 201 horsepower and 236 pound-feet of torque - safety features - Electronic Stability Control (ESC) with secondary collision brake assist and traction control (ASR) - Audi pre sense front with pedestrian protection - Driver and front-passenger advanced airbags - with Bluetooth wireless technology preparation with streaming audio for compatible devices

2018 Audi A5

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1705
Acuity$ 1705
Allied$ 1244
Allied$ 1244
Country$ 1873
Country$ 1873
Erie$ 1121
Erie$ 1121
GEICO$ 1560
GEICO$ 1560
Nationwide$ 1219
Nationwide$ 1219
Plymouth Rock Insurance$ 1632
Plymouth Rock Insurance$ 1632
Progressive$ 1163
Progressive$ 1163
State Farm$ 1256
State Farm$ 1256
Tennessee Farmers$ 1416
Tennessee Farmers$ 1416
USAA$ 1312
USAA$ 1312
Vermont Mutual$ 1877
Vermont Mutual$ 1877

Compare all 2018 Audi A5 rates

Average Cost to Insure Per Year

$ 1641

List Price

$ 42800

Trims Available

2.0T quattro Premium - 2.0T quattro Premium Plus - 2.0T quattro Prestige

2017 Audi A5

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1484
Acuity$ 1484
Allied$ 1703
Allied$ 1703
Country$ 1671
Country$ 1671
Erie$ 1171
Erie$ 1171
Nationwide$ 1670
Nationwide$ 1670
Plymouth Rock Insurance$ 1556
Plymouth Rock Insurance$ 1556
Progressive$ 1709
Progressive$ 1709
State Farm$ 1600
State Farm$ 1600
Tennessee Farmers$ 1335
Tennessee Farmers$ 1335
Texas Farm Bureau$ 849
Texas Farm Bureau$ 849
USAA$ 1565
USAA$ 1565
Vermont Mutual$ 1523
Vermont Mutual$ 1523

Compare all 2017 Audi A5 rates

Average Cost to Insure Per Year

$ 1643

List Price

$ 41200

Trims Available

2.0T quattro Sport

2016 Audi A5

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1479
Acuity$ 1479
Allied$ 1657
Allied$ 1657
Country$ 1640
Country$ 1640
Erie$ 1051
Erie$ 1051
GEICO$ 1697
GEICO$ 1697
Nationwide$ 1641
Nationwide$ 1641
Plymouth Rock Insurance$ 1541
Plymouth Rock Insurance$ 1541
Progressive$ 1587
Progressive$ 1587
Tennessee Farmers$ 1283
Tennessee Farmers$ 1283
Texas Farm Bureau$ 1193
Texas Farm Bureau$ 1193
USAA$ 1408
USAA$ 1408
Vermont Mutual$ 1507
Vermont Mutual$ 1507

Compare all 2016 Audi A5 rates

Average Cost to Insure Per Year

$ 1641

List Price

$ 40500

Trims Available

2.0T quattro Premium - 2.0T quattro Premium Plus

2015 Audi A5

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1510
Acuity$ 1510
Allied$ 1678
Allied$ 1678
Country$ 1676
Country$ 1676
Erie$ 1058
Erie$ 1058
Nationwide$ 1612
Nationwide$ 1612
Plymouth Rock Insurance$ 1452
Plymouth Rock Insurance$ 1452
Progressive$ 1364
Progressive$ 1364
State Farm$ 1401
State Farm$ 1401
Tennessee Farmers$ 1561
Tennessee Farmers$ 1561
Texas Farm Bureau$ 1214
Texas Farm Bureau$ 1214
USAA$ 1259
USAA$ 1259
Vermont Mutual$ 1560
Vermont Mutual$ 1560

Compare all 2015 Audi A5 rates

Average Cost to Insure Per Year

$ 1563

List Price

$ 40000

Trims Available

2.0T quattro Premium - 2.0T quattro Premium Plus - 2.0T quattro Prestige

2014 Audi A5

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1477
Acuity$ 1477
Allied$ 1609
Allied$ 1609
Erie$ 882
Erie$ 882
GEICO$ 1486
GEICO$ 1486
Nationwide$ 1510
Nationwide$ 1510
Plymouth Rock Insurance$ 1429
Plymouth Rock Insurance$ 1429
Progressive$ 1195
Progressive$ 1195
State Farm$ 1227
State Farm$ 1227
Tennessee Farmers$ 1534
Tennessee Farmers$ 1534
Texas Farm Bureau$ 1159
Texas Farm Bureau$ 1159
USAA$ 1096
USAA$ 1096
Vermont Mutual$ 1492
Vermont Mutual$ 1492

Compare all 2014 Audi A5 rates

Average Cost to Insure Per Year

$ 1425

List Price

$ 39000

Trims Available

2.0T quattro Premium - 2.0T quattro Premium Plus - 2.0T Premium - 2.0T Premium Plus - 2.0T quattro Prestige - 2.0T Prestige

2013 Audi A5

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1307
Acuity$ 1307
Country$ 1485
Country$ 1485
Erie$ 773
Erie$ 773
GEICO$ 1011
GEICO$ 1011
Nationwide$ 1281
Nationwide$ 1281
Plymouth Rock Insurance$ 1389
Plymouth Rock Insurance$ 1389
Progressive$ 1009
Progressive$ 1009
State Farm$ 1080
State Farm$ 1080
Tennessee Farmers$ 1418
Tennessee Farmers$ 1418
Texas Farm Bureau$ 1127
Texas Farm Bureau$ 1127
USAA$ 933
USAA$ 933
Vermont Mutual$ 1355
Vermont Mutual$ 1355

Compare all 2013 Audi A5 rates

Average Cost to Insure Per Year

$ 1236

List Price

$ 37850

Trims Available

2.0T quattro Premium - 2.0T quattro Premium Plus - 2.0T Premium - 2.0T Premium Plus - 2.0T quattro Prestige - 2.0T Prestige

2012 Audi A5

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1285
Acuity$ 1285
Allied$ 1443
Allied$ 1443
American Family$ 1428
American Family$ 1428
Erie$ 761
Erie$ 761
GEICO$ 978
GEICO$ 978
Nationwide$ 1287
Nationwide$ 1287
Plymouth Rock Insurance$ 1337
Plymouth Rock Insurance$ 1337
Progressive$ 1058
Progressive$ 1058
State Farm$ 1066
State Farm$ 1066
Texas Farm Bureau$ 1097
Texas Farm Bureau$ 1097
USAA$ 916
USAA$ 916
Vermont Mutual$ 1342
Vermont Mutual$ 1342

Compare all 2012 Audi A5 rates

Average Cost to Insure Per Year

$ 1225

List Price

$ 37100

Trims Available

2.0T quattro Premium - 2.0T quattro Premium Plus - 2.0T Premium - 2.0T quattro Prestige - 2.0T Premium Plus - 2.0T Prestige

2011 Audi A5

Cheapest Insurance CompaniesAverage Annual Cost
American Family$ 1356
American Family$ 1356
Arbella$ 1375
Arbella$ 1375
Erie$ 720
Erie$ 720
GEICO$ 852
GEICO$ 852
Nationwide$ 1270
Nationwide$ 1270
Plymouth Rock Insurance$ 1320
Plymouth Rock Insurance$ 1320
Progressive$ 1018
Progressive$ 1018
State Farm$ 1121
State Farm$ 1121
Tennessee Farmers$ 1344
Tennessee Farmers$ 1344
Texas Farm Bureau$ 1010
Texas Farm Bureau$ 1010
USAA$ 893
USAA$ 893
Vermont Mutual$ 1189
Vermont Mutual$ 1189

Compare all 2011 Audi A5 rates

Average Cost to Insure Per Year

$ 1181

List Price

$ 36900

Trims Available

2.0T quattro Premium - 2.0T quattro Premium Plus - 2.0T Premium - 2.0T quattro Prestige - 2.0T Premium Plus - 2.0T Prestige