Gianetta Palmer is a writer, copywriter, and essayist. Her work has appeared in EverydayHealth.com, Healthline, and The Dyrt Magazine. She is the author of Scrunchie-Fried and writes a lot about car insurance in her spare time.

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Joel Ohman is the CEO of a private equity-backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He also has an MBA from the University of South Florid...

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Reviewed by Joel Ohman
Founder, CFP®

UPDATED: Jun 17, 2021

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Looking for a new or used Audi A7? And wondering how much it costs to insure by year? We researched average annual insurance costs for each model year and have compiled the results for you below.

Audi A7 insurance facts

  • Average full coverage auto insurance premium: $223/month

  • Most affordable companies: GEICO ($145/month) & Progressive ($148/month)

  • A7 car insurance cost vs. average rate: $106 more expensive than the average vehicle

Explore the pricing information below to find how much it will cost you to insure your Audi A7 by model year and auto insurer.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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Below average Audi A7 insurer costs by state:

Risk factors affecting Audi A7 car insurance rates

The make and model of your vehicle, along with the year of manufacture, are the three most important factors in determining your car’s value, which in turn is the main factor in determining your car insurance premium. Your own personal driving history, age, marital status, credit scoretype of vehicle, coverage levels, and other personal factors are also important components of your rate.

How to save money on Audi A7 car insurance?

Many driver discounts are available to people through most major auto insurance companies, such as

  • Student discounts

  • Safe drivers

  • Senior discounts

With all Audi models, you can get the following car insurance discounts:

  • Passive restraint systems

  • Anti-lock brakes

  • Anti-theft devices

Audi Luxury Automobile Brand

Audi is a German automobile manufacturer owned by Volkswagen Group, producing luxury vehicles for the United States market. The target market of Audi is the affluent class of modern urban consumers. All of Audi’s automobiles have high safety ratings, with many of their vehicles getting “Top Safety Pick” and 5-star safety and crash test ratings from the National Highway Traffic Safety Administration (NHTSA). The Q5, A3, A6, and the Q7 are their most popular vehicles.

Higher than average A7 repair costs equal higher coverage rates

Audi is a luxury brand in the United States market. Many consumers are attracted to the Audi luxury, comfort, safety, and driver-assist technologies, like Audi’s Pre-Sense Systems. Automotive parts are not as common as popular vehicles, like the Toyota or Honda. Repairing an Audi is higher than average since repair parts are more expensive and not as available as popular vehicles. For this reason, many Audi’s are going to have higher than average car insurance rates to similar vehicles in its class.

Rapid depreciation for Audi A7’s affecting auto policies

Another factor to consider for Audi’s, is they depreciate rapidly, affecting auto insurance rates. As your vehicle’s value goes down each year, your auto policy could go down at each renewal. On the other hand, in an auto accident, you need repair parts that rarely go down in price for all Audi models. This could put you in a difficult situation position since many car insurance companies will subtract depreciation from the amount paid for your insurance claim resulting in a situation where your claim payout doesn’t fully cover your repair cost.

High IIHS and NHTSA safety ratings lower car insurance rates for drivers

Audi’s are known for their safety ratings, safety features, 5-star crash test ratings, and driver-assist technologies (semiautonomous driving), lowering auto insurance rates for drivers with a good driving record, sometimes getting 20% driver discounts for passive restraints and safety features in Audi models. The A3, A6, and Q3 are Insurance Institute for Highway Safety (IIHS) “Top Safety Picks,” and the NHTSA consistently gives Audi top safety ratings each year, lowering your car insurance costs.

AutoInsureSavings.org licensed car insurance agents to recommend comprehensive and collision coverage, uninsured motorist coverage, and roadside assistance for new Audi automobile owners when buying a car insurance policy.

2021 Audi A7

Cheapest Insurance CompaniesAverage Annual Cost
21st Century $2784
Allied$2835
Allstate$2341
American Family$2150
Amica$2942
Country Financial$2469
Erie$1894
GEICO$1741
Kentucky Farm Bureau$2547
Liberty Mutual$1924
Mercury$2236
Nationwide$1947
Progressive$1784
State Farm$1853
Tennessee Farmers$2205
Texas Farm Bureau$2044
The Hanover$2711
Travelers$2430

Compare all 2021 Audi A7 rates

Average Cost to Insure Per Year

$2684

List Price

$69200

Trims Available

3.0T quattro Premium Plus - 3.0T quattro Prestige - quattro competition Prestige - 3.0-liter supercharged V-6 with 340 hp and 325 lb-ft of torque - with safety features - Electronic Stability Control (ESC) with secondary collision brake assist and traction control (ASR) - Audi pre sense front with pedestrian protection - Driver and front-passenger advanced airbags - with Bluetooth wireless technology preparation with streaming audio for compatible devices

2020 Audi A7

Cheapest Insurance CompaniesAverage Annual Cost
21st Century $2749
Allstate$2314
American Family$2147
Country Financial$2452
Erie$1764
GEICO$1638
Kentucky Farm Bureau$2520
Liberty Mutual$1824
Mercury$2213
Nationwide$1895
Progressive$1694
State Farm$1738
Tennessee Farmers$2188
Texas Farm Bureau$2034
The Hanover$2684
Travelers$2395

Compare all 2020 Audi A7 rates

Average Cost to Insure Per Year

$2614

List Price

$69000

Trims Available

3.0T quattro Premium Plus - 3.0T quattro Prestige - quattro competition Prestige - 3.0-liter supercharged V-6 with 340 hp and 325 lb-ft of torque - with safety features - Electronic Stability Control (ESC) with secondary collision brake assist and traction control (ASR) - Audi pre sense front with pedestrian protection - Driver and front-passenger advanced airbags - with Bluetooth wireless technology preparation with streaming audio for compatible devices

2019 Audi A7

Cheapest Insurance CompaniesAverage Annual Cost
21st Century $2684
Allstate$2300
American Family$2034
Country Financial$2426
Erie$1733
GEICO$1587
Kentucky Farm Bureau$2516
Liberty Mutual$1797
Mercury$2158
Nationwide$1846
Progressive$1632
State Farm$1650
Tennessee Farmers$2105
Texas Farm Bureau$1981
The Hanover$2647
Travelers$2346

Compare all 2019 Audi A7 rates

Average Cost to Insure Per Year

$2498

List Price

$68995

Trims Available

3.0T quattro Premium Plus - 3.0T quattro Prestige - quattro competition Prestige - 3.0-liter supercharged V-6 with 340 hp and 325 lb-ft of torque - with safety features - Electronic Stability Control (ESC) with secondary collision brake assist and traction control (ASR) - Audi pre sense front with pedestrian protection - Driver and front-passenger advanced airbags - with Bluetooth wireless technology preparation with streaming audio for compatible devices

2018 Audi A7

Cheapest Insurance CompaniesAverage Annual Cost
21st Century $2618
Allstate$2270
American Family$2022
Country Financial$2389
Erie$1725
GEICO$1520
Kentucky Farm Bureau$2490
Liberty Mutual$1789
Mercury$2139
Nationwide$1836
Progressive$1569
State Farm$1614
Tennessee Farmers$2045
Texas Farm Bureau$1954
The Hanover$2574
Travelers$2327

Compare all 2018 Audi A7 rates

Average Cost to Insure Per Year

$2535

List Price

$69700

Trims Available

3.0T quattro Premium Plus - 3.0T quattro Prestige - quattro competition Prestige - 3.0-liter supercharged V-6 with 340 hp and 325 lb-ft of torque - with safety features - Electronic Stability Control (ESC) with secondary collision brake assist and traction control (ASR) - Audi pre sense front with pedestrian protection - Driver and front-passenger advanced airbags - with Bluetooth wireless technology preparation with streaming audio for compatible devices

2017 Audi A7

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 2283
Acuity$ 2283
Allied$ 1908
Allied$ 1908
Arbella$ 2202
Arbella$ 2202
Erie$ 1598
Erie$ 1598
Mercury$ 1904
Mercury$ 1904
Nationwide$ 1949
Nationwide$ 1949
Plymouth Rock Insurance$ 1795
Plymouth Rock Insurance$ 1795
Progressive$ 1910
Progressive$ 1910
State Farm$ 2172
State Farm$ 2172
Tennessee Farmers$ 1521
Tennessee Farmers$ 1521
Texas Farm Bureau$ 1464
Texas Farm Bureau$ 1464
USAA$ 2062
USAA$ 2062

Compare all 2017 Audi A7 rates

Average Cost to Insure Per Year

$ 2316

List Price

$ 68800

Trims Available

3.0T quattro Premium Plus - 3.0T quattro Prestige - quattro competition Prestige

2016 Audi A7

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 2107
Acuity$ 2107
Allied$ 1941
Allied$ 1941
Arbella$ 2074
Arbella$ 2074
Erie$ 1454
Erie$ 1454
Mercury$ 2087
Mercury$ 2087
Nationwide$ 1895
Nationwide$ 1895
Plymouth Rock Insurance$ 1842
Plymouth Rock Insurance$ 1842
Progressive$ 1611
Progressive$ 1611
State Farm$ 2012
State Farm$ 2012
Tennessee Farmers$ 1449
Tennessee Farmers$ 1449
Texas Farm Bureau$ 1428
Texas Farm Bureau$ 1428
USAA$ 1748
USAA$ 1748

Compare all 2016 Audi A7 rates

Average Cost to Insure Per Year

$ 2236

List Price

$ 68300

Trims Available

3.0T quattro Premium Plus - 3.0 quattro TDI Premium Plus - 3.0T quattro Prestige - 3.0 quattro TDI Prestige

2015 Audi A7

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1905
Acuity$ 1905
Allied$ 2011
Allied$ 2011
Arbella$ 2003
Arbella$ 2003
Erie$ 1434
Erie$ 1434
Mercury$ 1990
Mercury$ 1990
Nationwide$ 1970
Nationwide$ 1970
Plymouth Rock Insurance$ 1770
Plymouth Rock Insurance$ 1770
Progressive$ 1770
Progressive$ 1770
State Farm$ 1953
State Farm$ 1953
Tennessee Farmers$ 1952
Tennessee Farmers$ 1952
Texas Farm Bureau$ 1381
Texas Farm Bureau$ 1381
USAA$ 1661
USAA$ 1661

Compare all 2015 Audi A7 rates

Average Cost to Insure Per Year

$ 2054

List Price

$ 65900

Trims Available

3.0T quattro Premium Plus - 3.0 quattro TDI Premium Plus - 3.0T quattro Prestige - 3.0 quattro TDI Prestige

2014 Audi A7

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1794
Acuity$ 1794
Arbella$ 1941
Arbella$ 1941
Country$ 1965
Country$ 1965
Erie$ 1269
Erie$ 1269
Nationwide$ 2006
Nationwide$ 2006
Plymouth Rock Insurance$ 1701
Plymouth Rock Insurance$ 1701
Progressive$ 1716
Progressive$ 1716
State Farm$ 1999
State Farm$ 1999
Tennessee Farmers$ 1890
Tennessee Farmers$ 1890
Texas Farm Bureau$ 1351
Texas Farm Bureau$ 1351
USAA$ 1617
USAA$ 1617
Vermont Mutual$ 1930
Vermont Mutual$ 1930

Compare all 2014 Audi A7 rates

Average Cost to Insure Per Year

$ 1982

List Price

$ 64500

Trims Available

3.0T quattro Premium Plus - 3.0 quattro TDI Premium Plus - 3.0T quattro Prestige - 3.0 quattro TDI Prestige

2013 Audi A7

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1775
Acuity$ 1775
Allied$ 1836
Allied$ 1836
Arbella$ 1857
Arbella$ 1857
Erie$ 1248
Erie$ 1248
Nationwide$ 1841
Nationwide$ 1841
Plymouth Rock Insurance$ 1646
Plymouth Rock Insurance$ 1646
Progressive$ 1510
Progressive$ 1510
State Farm$ 1648
State Farm$ 1648
Tennessee Farmers$ 1871
Tennessee Farmers$ 1871
Texas Farm Bureau$ 1316
Texas Farm Bureau$ 1316
USAA$ 1420
USAA$ 1420
Vermont Mutual$ 1901
Vermont Mutual$ 1901

Compare all 2013 Audi A7 rates

Average Cost to Insure Per Year

$ 1885

List Price

$ 60100

Trims Available

3.0T quattro Premium - 3.0T quattro Premium Plus - 3.0T quattro Prestige

2012 Audi A7

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1536
Acuity$ 1536
American Family$ 1787
American Family$ 1787
Arbella$ 1768
Arbella$ 1768
Erie$ 1099
Erie$ 1099
Nationwide$ 1727
Nationwide$ 1727
Plymouth Rock Insurance$ 1595
Plymouth Rock Insurance$ 1595
Progressive$ 1208
Progressive$ 1208
State Farm$ 1352
State Farm$ 1352
Tennessee Farmers$ 1717
Tennessee Farmers$ 1717
Texas Farm Bureau$ 1280
Texas Farm Bureau$ 1280
USAA$ 1255
USAA$ 1255
Vermont Mutual$ 1641
Vermont Mutual$ 1641

Compare all 2012 Audi A7 rates

Average Cost to Insure Per Year

$ 1655

List Price

$ 59250

Trims Available

3.0T quattro Premium - 3.0T quattro Premium Plus - 3.0T quattro Prestige