Gianetta Palmer is a writer, copywriter, and essayist. Her work has appeared in EverydayHealth.com, Healthline, and The Dyrt Magazine. She is the author of Scrunchie-Fried and writes a lot about car insurance in her spare time.

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Joel Ohman is the CEO of a private equity-backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He also has an MBA from the University of South Florid...

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Reviewed by Joel Ohman
Founder, CFP®

UPDATED: Jun 17, 2021

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Looking for a new or used Audi Q3? And wondering how much it costs to insure by year? We researched average annual insurance costs for each model year and have compiled the results for you below.

Audi Q3 insurance facts

  • Average full coverage auto insurance premium: $152/month

  • Most affordable companies: Auto-Owners ($133/month) & Progressive ($140/month)

  • Q3 car insurance cost vs. average rate: $9 less expensive than the average vehicle

Explore the pricing information below to find how much it will cost you to insure your Audi Q3 by model year and auto insurer.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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Below average Audi Q3 insurer costs by state:

Risk factors affecting Audi Q3 car insurance rates

The make and model of your vehicle, along with the year of manufacture, are the three most important factors in determining your car’s value, which in turn is the main factor in determining your car insurance premium. Your own personal driving history, age, marital status, credit scoretype of vehicle, coverage levels, and other personal factors are also important components of your rate.

How to save money on Audi Q3 car insurance?

Many driver discounts are available to people through most major auto insurance companies, such as

  • Student discounts

  • Safe drivers

  • Senior discounts

With all Audi models, you can get the following car insurance discounts:

  • Passive restraint systems

  • Anti-lock brakes

  • Anti-theft devices

Audi Luxury Automobile Brand

Audi is a German automobile manufacturer owned by Volkswagen Group, producing luxury vehicles for the United States market. The target market of Audi is the affluent class of modern urban consumers. All of Audi’s automobiles have high safety ratings, with many of their vehicles getting “Top Safety Pick” and 5-star safety and crash test ratings from the National Highway Traffic Safety Administration (NHTSA). The Q5, A3, A6, and the Q7 are their most popular vehicles.

Higher than average Q3 repair costs equal higher coverage rates

Audi is a luxury brand in the United States market. Many consumers are attracted to the Audi luxury, comfort, safety, and driver-assist technologies, like Audi’s Pre-Sense Systems. Automotive parts are not as common as popular vehicles, like the Toyota or Honda. Repairing an Audi is higher than average since repair parts are more expensive and not as available as popular vehicles. For this reason, many Audi’s are going to have higher than average car insurance rates to similar vehicles in its class.

Rapid depreciation for Audi Q3’s affecting auto policies

Another factor to consider for Audi’s, is they depreciate rapidly, affecting auto insurance rates. As your vehicle’s value goes down each year, your auto policy could go down at each renewal. On the other hand, in an auto accident, you need repair parts that rarely go down in price for all Audi models. This could put you in a difficult situation position since many car insurance companies will subtract depreciation from the amount paid for your insurance claim resulting in a situation where your claim payout doesn’t fully cover your repair cost.

High IIHS and NHTSA safety ratings lower car insurance rates for drivers

Audi’s are known for their safety ratings, safety features, 5-star crash test ratings, and driver-assist technologies (semiautonomous driving), lowering auto insurance rates for drivers with a good driving record, sometimes getting 20% driver discounts for passive restraints and safety features in Audi models. The A3, A6, and Q3 are Insurance Institute for Highway Safety (IIHS) “Top Safety Picks,” and the NHTSA consistently gives Audi top safety ratings each year, lowering your car insurance costs.

AutoInsureSavings.org licensed car insurance agents to recommend comprehensive and collision coverage, uninsured motorist coverage, and roadside assistance for new Audi automobile owners when buying a car insurance policy.

2021 Audi Q3

Cheapest Insurance CompaniesAverage Annual Cost
Allied$2347
Allstate$2249
American Family$2144
Amica$2398
Arbella$2215
Auto-Owners$1603
Erie$1806
GEICO$1854
Liberty Mutual$2098
Mercury$2236
MetLife$2311
Nationwide$1965
Progressive$1625
Safe Auto$2286
State Farm$2051
Tennessee Farmers$2219
Travelers$2251
USAA$1659

Compare all 2021 Audi Q3 rates

Average Cost to Insure Per Year

$1814

List Price

$34000

Trims Available

2.0T Premium - 2.0T Sport Premium - 2.0T quattro Premium - 2.0T Premium Plus - 2.0T Sport Premium Plus - 2.0T quattro Sport Premium - 2.0T quattro Premium Plus - 2.0T quattro Sport Premium Plus with engine: 2.0-liter turbocharged four-cylinder with 228 horsepower and 258 pound-feet of torque - safety features - Electronic Stability Control (ESC) with secondary collision brake assist and traction control (ASR) - Audi pre sense front with pedestrian protection - Driver and front-passenger advanced airbags - with Bluetooth wireless technology preparation with streaming audio for compatible devices

2020 Audi Q3

Cheapest Insurance CompaniesAverage Annual Cost
Allstate$2112
American Family$2046
Auto-Owners$1553
Erie$1680
GEICO$1735
Liberty Mutual$2005
Mercury$2084
MetLife$2303
Nationwide$1800
Progressive$1590
Safe Auto$2219
State Farm$1837
Tennessee Farmers$2049
Travelers$2118
USAA$1613
Vermont Mutual$2240

Compare all 2020 Audi Q3 rates

Average Cost to Insure Per Year

$1811

List Price

$34700

Trims Available

2.0T Premium - 2.0T Sport Premium - 2.0T quattro Premium - 2.0T Premium Plus - 2.0T Sport Premium Plus - 2.0T quattro Sport Premium - 2.0T quattro Premium Plus - 2.0T quattro Sport Premium Plus with engine: 2.0-liter turbocharged four-cylinder with 228 horsepower and 258 pound-feet of torque - safety features - Electronic Stability Control (ESC) with secondary collision brake assist and traction control (ASR) - Audi pre sense front with pedestrian protection - Driver and front-passenger advanced airbags - with Bluetooth wireless technology preparation with streaming audio for compatible devices

2019 Audi Q3

Cheapest Insurance CompaniesAverage Annual Cost
Allstate$2154
American Family$1936
Auto-Owners$1516
Erie$1616
GEICO$1690
Liberty Mutual$1930
Mercury$2035
MetLife$2290
Nationwide$1759
Progressive$1580
Safe Auto$2214
State Farm$1813
Tennessee Farmers$1958
Travelers$2160
USAA$1603
Vermont Mutual$2237

Compare all 2019 Audi Q3 rates

Average Cost to Insure Per Year

$1734

List Price

$35695

Trims Available

2.0T Premium - 2.0T Sport Premium - 2.0T quattro Premium - 2.0T Premium Plus - 2.0T Sport Premium Plus - 2.0T quattro Sport Premium - 2.0T quattro Premium Plus - 2.0T quattro Sport Premium Plus with engine: 2.0-liter turbocharged four-cylinder with 228 horsepower and 258 pound-feet of torque - safety features - Electronic Stability Control (ESC) with secondary collision brake assist and traction control (ASR) - Audi pre sense front with pedestrian protection - Driver and front-passenger advanced airbags - with Bluetooth wireless technology preparation with streaming audio for compatible devices

2018 Audi Q3

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1247
Acuity$ 1247
Allied$ 1178
Allied$ 1178
Arbella$ 1381
Arbella$ 1381
Country$ 1312
Country$ 1312
Erie$ 1187
Erie$ 1187
GEICO$ 1319
GEICO$ 1319
Nationwide$ 1312
Nationwide$ 1312
Plymouth Rock Insurance$ 1300
Plymouth Rock Insurance$ 1300
Progressive$ 1236
Progressive$ 1236
Tennessee Farmers$ 1027
Tennessee Farmers$ 1027
USAA$ 1374
USAA$ 1374
Vermont Mutual$ 1192
Vermont Mutual$ 1192

Compare all 2018 Audi Q3 rates

Average Cost to Insure Per Year

$ 1558

List Price

$ 32900

Trims Available

2.0T Premium - 2.0T Sport Premium - 2.0T quattro Premium - 2.0T Premium Plus - 2.0T Sport Premium Plus - 2.0T quattro Sport Premium - 2.0T quattro Premium Plus - 2.0T quattro Sport Premium Plus

2017 Audi Q3

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1250
Acuity$ 1250
Allied$ 1244
Allied$ 1244
Country$ 1304
Country$ 1304
Erie$ 1114
Erie$ 1114
GEICO$ 1136
GEICO$ 1136
Plymouth Rock Insurance$ 1263
Plymouth Rock Insurance$ 1263
Progressive$ 1110
Progressive$ 1110
State Farm$ 1314
State Farm$ 1314
Tennessee Farmers$ 1036
Tennessee Farmers$ 1036
Texas Farm Bureau$ 936
Texas Farm Bureau$ 936
USAA$ 1319
USAA$ 1319
Vermont Mutual$ 1173
Vermont Mutual$ 1173

Compare all 2017 Audi Q3 rates

Average Cost to Insure Per Year

$ 1267

List Price

$ 31800

Trims Available

2.0T Premium - 2.0T quattro Premium - 2.0T Premium Plus - 2.0T quattro Premium Plus - 2.0T Prestige - 2.0T quattro Prestige

2016 Audi Q3

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1218
Acuity$ 1218
Allied$ 1185
Allied$ 1185
Arbella$ 1307
Arbella$ 1307
Country$ 1268
Country$ 1268
Erie$ 1058
Erie$ 1058
GEICO$ 1243
GEICO$ 1243
Plymouth Rock Insurance$ 1256
Plymouth Rock Insurance$ 1256
Progressive$ 1164
Progressive$ 1164
Tennessee Farmers$ 1017
Tennessee Farmers$ 1017
Texas Farm Bureau$ 956
Texas Farm Bureau$ 956
USAA$ 1232
USAA$ 1232
Vermont Mutual$ 1132
Vermont Mutual$ 1132

Compare all 2016 Audi Q3 rates

Average Cost to Insure Per Year

$ 1262

List Price

$ 33700

Trims Available

2.0T Premium Plus - 2.0T quattro Premium Plus - 2.0T Prestige - 2.0T quattro Prestige

2015 Audi Q3

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1163
Acuity$ 1163
Allied$ 1203
Allied$ 1203
Country$ 1216
Country$ 1216
Erie$ 953
Erie$ 953
GEICO$ 837
GEICO$ 837
Nationwide$ 1206
Nationwide$ 1206
Progressive$ 909
Progressive$ 909
State Farm$ 1006
State Farm$ 1006
Tennessee Farmers$ 1042
Tennessee Farmers$ 1042
Texas Farm Bureau$ 805
Texas Farm Bureau$ 805
USAA$ 1058
USAA$ 1058
Vermont Mutual$ 1073
Vermont Mutual$ 1073

Compare all 2015 Audi Q3 rates

Average Cost to Insure Per Year

$ 1095

List Price

$ 32500

Trims Available

2.0T Premium Plus - 2.0T quattro Premium Plus - 2.0T Prestige - 2.0T quattro Prestige