Gianetta Palmer is a writer, copywriter, and essayist. Her work has appeared in EverydayHealth.com, Healthline, and The Dyrt Magazine. She is the author of Scrunchie-Fried and writes a lot about car insurance in her spare time.

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Joel Ohman is the CEO of a private equity-backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He also has an MBA from the University of South Florid...

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Reviewed by Joel Ohman
Founder, CFP®

UPDATED: Jun 17, 2021

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Looking for a new or used Audi Q5? And wondering how much it costs to insure by year? We researched average annual insurance costs for each model year and have compiled the results for you below.

Audi Q5 insurance facts

  • Average full coverage auto insurance premium: $185/month

  • Most affordable companies: Auto-Owners ($133/month) & Progressive ($138/month)

  • Q5 car insurance cost vs. average rate: $47 less expensive than the average vehicle

Explore the pricing information below to find how much it will cost you to insure your Audi Q5 by model year and auto insurer.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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Below average Audi Q5 insurer costs by state:

Risk factors affecting Audi Q5 car insurance rates

The make and model of your vehicle, along with the year of manufacture, are the three most important factors in determining your car’s value, which in turn is the main factor in determining your car insurance premium. Your own personal driving history, age, marital status, credit scoretype of vehicle, coverage levels, and other personal factors are also important components of your rate.

How to save money on Audi Q5 car insurance?

Many driver discounts are available to people through most major auto insurance companies, such as

  • Student discounts

  • Safe drivers

  • Senior discounts

With all Audi models, you can get the following car insurance discounts:

  • Passive restraint systems

  • Anti-lock brakes

  • Anti-theft devices

Audi Luxury Automobile Brand

Audi is a German automobile manufacturer owned by Volkswagen Group, producing luxury vehicles for the United States market. The target market of Audi is the affluent class of modern urban consumers. All of Audi’s automobiles have high safety ratings, with many of their vehicles getting “Top Safety Pick” and 5-star safety and crash test ratings from the National Highway Traffic Safety Administration (NHTSA). The Q5, A3, A6, and the Q7 are their most popular vehicles.

Higher than average Q5 repair costs equal higher coverage rates

Audi is a luxury brand in the United States market. Many consumers are attracted to the Audi luxury, comfort, safety, and driver-assist technologies, like Audi’s Pre-Sense Systems. Automotive parts are not as common as popular vehicles, like the Toyota or Honda. Repairing an Audi is higher than average since repair parts are more expensive and not as available as popular vehicles. For this reason, many Audi’s are going to have higher than average car insurance rates to similar vehicles in its class.

Rapid depreciation for Audi Q5’s affecting auto policies

Another factor to consider for Audi’s, is they depreciate rapidly, affecting auto insurance rates. As your vehicle’s value goes down each year, your auto policy could go down at each renewal. On the other hand, in an auto accident, you need repair parts that rarely go down in price for all Audi models. This could put you in a difficult situation position since many car insurance companies will subtract depreciation from the amount paid for your insurance claim resulting in a situation where your claim payout doesn’t fully cover your repair cost.

High IIHS and NHTSA safety ratings lower car insurance rates for drivers

Audi’s are known for their safety ratings, safety features, 5-star crash test ratings, and driver-assist technologies (semiautonomous driving), lowering auto insurance rates for drivers with a good driving record, sometimes getting 20% driver discounts for passive restraints and safety features in Audi models. The A3, A6, and Q3 are Insurance Institute for Highway Safety (IIHS) “Top Safety Picks,” and the NHTSA consistently gives Audi top safety ratings each year, lowering your car insurance costs.

AutoInsureSavings.org licensed car insurance agents to recommend comprehensive and collision coverage, uninsured motorist coverage, and roadside assistance for new Audi automobile owners when buying a car insurance policy.

2021 Audi Q5

Cheapest Insurance CompaniesAverage Annual Cost
Allied$2347
Allstate$2249
American Family$2144
Amica$2398
Arbella$2215
Auto-Owners$1603
Erie$1806
GEICO$1854
Liberty Mutual$2098
Mercury$2236
MetLife$2311
Nationwide$1965
Progressive$1625
Safe Auto$2286
State Farm$2051
Tennessee Farmers$2219
Travelers$2251
USAA$1659

Compare all 2021 Audi Q5 rates

Average Cost to Insure Per Year

$2213

List Price

$43300

Trims Available

2.0T quattro Premium - 2.0T quattro Premium Plus - 2.0T quattro Prestige - with engine: 2.0-liter turbocharged four-cylinder with 261 horsepower and 369 pound-feet of torque - safety features - Electronic Stability Control (ESC) with secondary collision brake assist and traction control (ASR) - Audi pre sense front with pedestrian protection - Driver and front-passenger advanced airbags - with Bluetooth wireless technology preparation with streaming audio for compatible devices

2020 Audi Q5

Cheapest Insurance CompaniesAverage Annual Cost
Allstate$2112
American Family$2046
Auto-Owners$1553
Erie$1680
GEICO$1735
Liberty Mutual$2005
Mercury$2084
MetLife$2303
Nationwide$1800
Progressive$1590
Safe Auto$2219
State Farm$1837
Tennessee Farmers$2049
Travelers$2118
USAA$1613
Vermont Mutual$2240

Compare all 2020 Audi Q5 rates

Average Cost to Insure Per Year

$2168

List Price

$43300

Trims Available

2.0T quattro Premium - 2.0T quattro Premium Plus - 2.0T quattro Prestige - with engine: 2.0-liter turbocharged four-cylinder with 261 horsepower and 369 pound-feet of torque - safety features - Electronic Stability Control (ESC) with secondary collision brake assist and traction control (ASR) - Audi pre sense front with pedestrian protection - Driver and front-passenger advanced airbags - with Bluetooth wireless technology preparation with streaming audio for compatible devices

2019 Audi Q5

Cheapest Insurance CompaniesAverage Annual Cost
Allstate$2154
American Family$1936
Auto-Owners$1516
Erie$1616
GEICO$1690
Liberty Mutual$1930
Mercury$2035
MetLife$2290
Nationwide$1759
Progressive$1580
Safe Auto$2214
State Farm$1813
Tennessee Farmers$1958
Travelers$2160
USAA$1603
Vermont Mutual$2237

Compare all 2019 Audi Q5 rates

Average Cost to Insure Per Year

$2039

List Price

$42950

Trims Available

2.0T quattro Premium - 2.0T quattro Premium Plus - 2.0T quattro Prestige - with engine: 2.0-liter turbocharged four-cylinder with 261 horsepower and 369 pound-feet of torque - safety features - Electronic Stability Control (ESC) with secondary collision brake assist and traction control (ASR) - Audi pre sense front with pedestrian protection - Driver and front-passenger advanced airbags - with Bluetooth wireless technology preparation with streaming audio for compatible devices

2018 Audi Q5

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1398
Acuity$ 1398
Allied$ 1200
Allied$ 1200
Country$ 1505
Country$ 1505
Erie$ 1334
Erie$ 1334
GEICO$ 1513
GEICO$ 1513
Mercury$ 1580
Mercury$ 1580
Nationwide$ 1321
Nationwide$ 1321
Plymouth Rock Insurance$ 1509
Plymouth Rock Insurance$ 1509
Progressive$ 1108
Progressive$ 1108
Tennessee Farmers$ 1227
Tennessee Farmers$ 1227
USAA$ 1395
USAA$ 1395
Vermont Mutual$ 1401
Vermont Mutual$ 1401

Compare all 2018 Audi Q5 rates

Average Cost to Insure Per Year

$ 1681

List Price

$ 41500

Trims Available

2.0T quattro Premium - 2.0T quattro Premium Plus - 2.0T quattro Prestige

2017 Audi Q5

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1471
Acuity$ 1471
Allied$ 1369
Allied$ 1369
Erie$ 1202
Erie$ 1202
GEICO$ 1402
GEICO$ 1402
Nationwide$ 1409
Nationwide$ 1409
Plymouth Rock Insurance$ 1463
Plymouth Rock Insurance$ 1463
Progressive$ 1247
Progressive$ 1247
State Farm$ 1438
State Farm$ 1438
Tennessee Farmers$ 1161
Tennessee Farmers$ 1161
Texas Farm Bureau$ 1156
Texas Farm Bureau$ 1156
USAA$ 1336
USAA$ 1336
Vermont Mutual$ 1456
Vermont Mutual$ 1456

Compare all 2017 Audi Q5 rates

Average Cost to Insure Per Year

$ 1493

List Price

$ 40900

Trims Available

2.0T quattro Premium - 2.0T quattro Premium Plus - 3.0T quattro Premium Plus - 3.0T quattro Prestige

2016 Audi Q5

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1355
Acuity$ 1355
Allied$ 1400
Allied$ 1400
Country$ 1405
Country$ 1405
Erie$ 1012
Erie$ 1012
GEICO$ 806
GEICO$ 806
Nationwide$ 1220
Nationwide$ 1220
Progressive$ 1005
Progressive$ 1005
State Farm$ 1272
State Farm$ 1272
Tennessee Farmers$ 1140
Tennessee Farmers$ 1140
Texas Farm Bureau$ 1075
Texas Farm Bureau$ 1075
USAA$ 1190
USAA$ 1190
Vermont Mutual$ 1325
Vermont Mutual$ 1325

Compare all 2016 Audi Q5 rates

Average Cost to Insure Per Year

$ 1268

List Price

$ 40900

Trims Available

2.0T quattro Premium - 2.0T quattro Premium Plus - 3.0T quattro Premium Plus - 3.0 quattro TDI Premium Plus - 3.0T quattro Prestige - 3.0 quattro TDI Prestige

2015 Audi Q5

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1311
Acuity$ 1311
Allied$ 1392
Allied$ 1392
Country$ 1393
Country$ 1393
Erie$ 1023
Erie$ 1023
GEICO$ 957
GEICO$ 957
Nationwide$ 1330
Nationwide$ 1330
Progressive$ 1115
Progressive$ 1115
State Farm$ 1206
State Farm$ 1206
Tennessee Farmers$ 1209
Tennessee Farmers$ 1209
Texas Farm Bureau$ 1016
Texas Farm Bureau$ 1016
USAA$ 1050
USAA$ 1050
Vermont Mutual$ 1257
Vermont Mutual$ 1257

Compare all 2015 Audi Q5 rates

Average Cost to Insure Per Year

$ 1275

List Price

$ 39300

Trims Available

2.0T quattro Premium - 2.0T quattro Premium Plus - 3.0T quattro Premium Plus - 3.0 quattro TDI Premium Plus - 3.0T quattro Prestige - 3.0 quattro TDI Prestige

2014 Audi Q5

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1286
Acuity$ 1286
Allied$ 1367
Allied$ 1367
Erie$ 813
Erie$ 813
GEICO$ 877
GEICO$ 877
Nationwide$ 1314
Nationwide$ 1314
Plymouth Rock Insurance$ 1351
Plymouth Rock Insurance$ 1351
Progressive$ 1040
Progressive$ 1040
State Farm$ 1217
State Farm$ 1217
Tennessee Farmers$ 1194
Tennessee Farmers$ 1194
Texas Farm Bureau$ 1004
Texas Farm Bureau$ 1004
USAA$ 994
USAA$ 994
Vermont Mutual$ 1208
Vermont Mutual$ 1208

Compare all 2014 Audi Q5 rates

Average Cost to Insure Per Year

$ 1224

List Price

$ 37300

Trims Available

2.0T quattro Premium - 2.0T quattro Premium Plus - 3.0T quattro Premium Plus - 3.0 quattro TDI Premium Plus - 3.0T quattro Prestige - 3.0 quattro TDI Prestige

2013 Audi Q5

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1138
Acuity$ 1138
Allied$ 1315
Allied$ 1315
Country$ 1263
Country$ 1263
Erie$ 843
Erie$ 843
GEICO$ 941
GEICO$ 941
Plymouth Rock Insurance$ 1276
Plymouth Rock Insurance$ 1276
Progressive$ 980
Progressive$ 980
State Farm$ 1234
State Farm$ 1234
Tennessee Farmers$ 1093
Tennessee Farmers$ 1093
Texas Farm Bureau$ 939
Texas Farm Bureau$ 939
USAA$ 1030
USAA$ 1030
Vermont Mutual$ 1083
Vermont Mutual$ 1083

Compare all 2013 Audi Q5 rates

Average Cost to Insure Per Year

$ 1196

List Price

$ 35900

Trims Available

2.0T quattro Premium - 2.0T quattro Premium Plus - 3.0T quattro Premium Plus - 3.0T quattro Prestige

2012 Audi Q5

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1081
Acuity$ 1081
American Family$ 1277
American Family$ 1277
Country$ 1222
Country$ 1222
Erie$ 818
Erie$ 818
GEICO$ 908
GEICO$ 908
Plymouth Rock Insurance$ 1235
Plymouth Rock Insurance$ 1235
Progressive$ 1006
Progressive$ 1006
State Farm$ 1078
State Farm$ 1078
Tennessee Farmers$ 1072
Tennessee Farmers$ 1072
Texas Farm Bureau$ 929
Texas Farm Bureau$ 929
USAA$ 988
USAA$ 988
Vermont Mutual$ 1028
Vermont Mutual$ 1028

Compare all 2012 Audi Q5 rates

Average Cost to Insure Per Year

$ 1134

List Price

$ 35600

Trims Available

2.0T quattro Premium - 2.0T quattro Premium Plus - 3.2 quattro Premium Plus - 3.2 quattro Prestige

2011 Audi Q5

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1164
Acuity$ 1164
American Family$ 1180
American Family$ 1180
Arbella$ 1150
Arbella$ 1150
Country$ 1155
Country$ 1155
Erie$ 786
Erie$ 786
GEICO$ 847
GEICO$ 847
Plymouth Rock Insurance$ 1203
Plymouth Rock Insurance$ 1203
Progressive$ 942
Progressive$ 942
Tennessee Farmers$ 1030
Tennessee Farmers$ 1030
Texas Farm Bureau$ 882
Texas Farm Bureau$ 882
USAA$ 937
USAA$ 937
Vermont Mutual$ 957
Vermont Mutual$ 957

Compare all 2011 Audi Q5 rates

Average Cost to Insure Per Year

$ 1110

List Price

$ 35200

Trims Available

2.0T quattro Premium - 2.0T quattro Premium Plus - 3.2 quattro Premium Plus - 3.2 quattro Prestige