Gianetta Palmer is a writer, copywriter, and essayist. Her work has appeared in EverydayHealth.com, Healthline, and The Dyrt Magazine. She is the author of Scrunchie-Fried and writes a lot about car insurance in her spare time.

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Joel Ohman is the CEO of a private equity-backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He also has an MBA from the University of South Florid...

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Reviewed by Joel Ohman
Founder, CFP®

UPDATED: Jun 17, 2021

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Looking for a new or used Audi Q7? And wondering how much it costs to insure by year? We researched average annual insurance costs for each model year and have compiled the results for you below.

Audi Q7 insurance facts

  • Average full coverage auto insurance premium: $180/month

  • Most affordable companies: GEICO ($148/month) & Progressive ($154/month)

  • Q7 car insurance cost vs. average rate: $56 more expensive than the average vehicle

Explore the pricing information below to find how much it will cost you to insure your Audi Q7 by model year and auto insurer.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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Below average Audi Q7 insurer costs by state:

Risk factors affecting Audi Q7 car insurance rates

The make and model of your vehicle, along with the year of manufacture, are the three most important factors in determining your car’s value, which in turn is the main factor in determining your car insurance premium. Your own personal driving history, age, marital status, credit scoretype of vehicle, coverage levels, and other personal factors are also important components of your rate.

How to save money on Audi Q7 car insurance?

Many driver discounts are available to people through most major auto insurance companies, such as

  • Student discounts

  • Safe drivers

  • Senior discounts

With all Audi models, you can get the following car insurance discounts:

  • Passive restraint systems

  • Anti-lock brakes

  • Anti-theft devices

Audi Luxury Automobile Brand

Audi is a German automobile manufacturer owned by Volkswagen Group, producing luxury vehicles for the United States market. The target market of Audi is the affluent class of modern urban consumers. All of Audi’s automobiles have high safety ratings, with many of their vehicles getting “Top Safety Pick” and 5-star safety and crash test ratings from the National Highway Traffic Safety Administration (NHTSA). The Q5, A3, A6, and the Q7 are their most popular vehicles.

Higher than average Q7 repair costs equal higher coverage rates

Audi is a luxury brand in the United States market. Many consumers are attracted to the Audi luxury, comfort, safety, and driver-assist technologies, like Audi’s Pre-Sense Systems. Automotive parts are not as common as popular vehicles, like the Toyota or Honda. Repairing an Audi is higher than average since repair parts are more expensive and not as available as popular vehicles. For this reason, many Audi’s are going to have higher than average car insurance rates to similar vehicles in its class.

Rapid depreciation for Audi Q7’s affecting auto policies

Another factor to consider for Audi’s, is they depreciate rapidly, affecting auto insurance rates. As your vehicle’s value goes down each year, your auto policy could go down at each renewal. On the other hand, in an auto accident, you need repair parts that rarely go down in price for all Audi models. This could put you in a difficult situation position since many car insurance companies will subtract depreciation from the amount paid for your insurance claim resulting in a situation where your claim payout doesn’t fully cover your repair cost.

High IIHS and NHTSA safety ratings lower car insurance rates for drivers

Audi’s are known for their safety ratings, safety features, 5-star crash test ratings, and driver-assist technologies (semiautonomous driving), lowering auto insurance rates for drivers with a good driving record, sometimes getting 20% driver discounts for passive restraints and safety features in Audi models. The A3, A6, and Q3 are Insurance Institute for Highway Safety (IIHS) “Top Safety Picks,” and the NHTSA consistently gives Audi top safety ratings each year, lowering your car insurance costs.

AutoInsureSavings.org licensed car insurance agents to recommend comprehensive and collision coverage, uninsured motorist coverage, and roadside assistance for new Audi automobile owners when buying a car insurance policy.

2021 Audi Q7

Cheapest Insurance CompaniesAverage Annual Cost
21st Century $2790
Allied$2832
Allstate$2367
American Family$2036
Amica$2888
Country Financial$2469
Erie$1890
GEICO$1780
Kentucky Farm Bureau$2516
Liberty Mutual$1923
Mercury$2248
Nationwide$1950
Progressive$1794
State Farm$1851
Tennessee Farmers$2146
Texas Farm Bureau$1997
The Hanover$2718
Travelers$2451

Compare all 2021 Audi Q7 rates

Average Cost to Insure Per Year

$2160

List Price

$54950

Trims Available

2.0T quattro Premium - 2.0T quattro Premium Plus - 3.0T quattro Premium - 3.0T quattro Premium Plus - 3.0T quattro Prestige - Base engine: turbocharged 2.0-liter four-cylinder with 248 horsepower and 273 pound-feet of torque - with safety features - Electronic Stability Control (ESC) with secondary collision brake assist and traction control (ASR) - Audi pre sense front with pedestrian protection - Driver and front-passenger advanced airbags - with Bluetooth wireless technology preparation with streaming audio for compatible devices

2020 Audi Q7

Cheapest Insurance CompaniesAverage Annual Cost
21st Century $2749
Allstate$2314
American Family$2147
Country Financial$2452
Erie$1764
GEICO$1638
Kentucky Farm Bureau$2520
Liberty Mutual$1824
Mercury$2213
Nationwide$1895
Progressive$1694
State Farm$1738
Tennessee Farmers$2188
Texas Farm Bureau$2034
The Hanover$2684
Travelers$2395

Compare all 2020 Audi Q7 rates

Average Cost to Insure Per Year

$2087

List Price

$54800

Trims Available

2.0T quattro Premium - 2.0T quattro Premium Plus - 3.0T quattro Premium - 3.0T quattro Premium Plus - 3.0T quattro Prestige - Base engine: turbocharged 2.0-liter four-cylinder with 248 horsepower and 273 pound-feet of torque - with safety features - Electronic Stability Control (ESC) with secondary collision brake assist and traction control (ASR) - Audi pre sense front with pedestrian protection - Driver and front-passenger advanced airbags - with Bluetooth wireless technology preparation with streaming audio for compatible devices

2019 Audi Q7

Cheapest Insurance CompaniesAverage Annual Cost
21st Century $2684
Allstate$2300
American Family$2034
Country Financial$2426
Erie$1733
GEICO$1587
Kentucky Farm Bureau$2516
Liberty Mutual$1797
Mercury$2158
Nationwide$1846
Progressive$1632
State Farm$1650
Tennessee Farmers$2105
Texas Farm Bureau$1981
The Hanover$2647
Travelers$2346

Compare all 2019 Audi Q7 rates

Average Cost to Insure Per Year

$2053

List Price

$54500

Trims Available

2.0T quattro Premium - 2.0T quattro Premium Plus - 3.0T quattro Premium - 3.0T quattro Premium Plus - 3.0T quattro Prestige - Base engine: turbocharged 2.0-liter four-cylinder with 248 horsepower and 273 pound-feet of torque - with safety features - Electronic Stability Control (ESC) with secondary collision brake assist and traction control (ASR) - Audi pre sense front with pedestrian protection - Driver and front-passenger advanced airbags - with Bluetooth wireless technology preparation with streaming audio for compatible devices

2018 Audi Q7

Cheapest Insurance CompaniesAverage Annual Cost
21st Century $2618
Allstate$2270
American Family$2022
Country Financial$2389
Erie$1725
GEICO$1570
Kentucky Farm Bureau$2490
Liberty Mutual$1789
Mercury$2139
Nationwide$1836
Progressive$1590
State Farm$1643
Tennessee Farmers$2045
Texas Farm Bureau$1954
The Hanover$2574
Travelers$2327

Compare all 2018 Audi Q7 rates

Average Cost to Insure Per Year

$1690

List Price

$49900

Trims Available

2.0T quattro Premium - 2.0T quattro Premium Plus - 3.0T quattro Premium - 3.0T quattro Premium Plus - 3.0T quattro Prestige - Base engine: turbocharged 2.0-liter four-cylinder with 248 horsepower and 273 pound-feet of torque - with safety features - Electronic Stability Control (ESC) with secondary collision brake assist and traction control (ASR) - Audi pre sense front with pedestrian protection - Driver and front-passenger advanced airbags - with Bluetooth wireless technology preparation with streaming audio for compatible devices

2017 Audi Q7

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1483
Acuity$ 1483
Country$ 1633
Country$ 1633
Erie$ 1333
Erie$ 1333
GEICO$ 1394
GEICO$ 1394
Nationwide$ 1539
Nationwide$ 1539
Plymouth Rock Insurance$ 1568
Plymouth Rock Insurance$ 1568
Progressive$ 1143
Progressive$ 1143
State Farm$ 1414
State Farm$ 1414
Tennessee Farmers$ 1045
Tennessee Farmers$ 1045
Texas Farm Bureau$ 849
Texas Farm Bureau$ 849
USAA$ 1531
USAA$ 1531
Vermont Mutual$ 1520
Vermont Mutual$ 1520

Compare all 2017 Audi Q7 rates

Average Cost to Insure Per Year

$ 1445

List Price

$ 49000

Trims Available

2.0T quattro Premium - 2.0T quattro Premium Plus - 3.0T quattro Premium - 3.0T quattro Premium Plus - 3.0T quattro Prestige

2015 Audi Q7

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1474
Acuity$ 1474
Country$ 1589
Country$ 1589
Erie$ 1116
Erie$ 1116
GEICO$ 1137
GEICO$ 1137
Nationwide$ 1429
Nationwide$ 1429
Plymouth Rock Insurance$ 1530
Plymouth Rock Insurance$ 1530
Progressive$ 951
Progressive$ 951
State Farm$ 1242
State Farm$ 1242
Tennessee Farmers$ 1418
Tennessee Farmers$ 1418
Texas Farm Bureau$ 1161
Texas Farm Bureau$ 1161
USAA$ 1041
USAA$ 1041
Vermont Mutual$ 1472
Vermont Mutual$ 1472

Compare all 2015 Audi Q7 rates

Average Cost to Insure Per Year

$ 1346

List Price

$ 48300

Trims Available

3.0T quattro Premium - 3.0 quattro TDI Premium - 3.0T quattro Premium Plus - 3.0 quattro TDI Premium Plus - 3.0T quattro S line Prestige - 3.0 quattro TDI Prestige

2014 Audi Q7

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1410
Acuity$ 1410
Country$ 1556
Country$ 1556
Erie$ 943
Erie$ 943
GEICO$ 1124
GEICO$ 1124
Nationwide$ 1468
Nationwide$ 1468
Plymouth Rock Insurance$ 1483
Plymouth Rock Insurance$ 1483
Progressive$ 951
Progressive$ 951
State Farm$ 1221
State Farm$ 1221
Tennessee Farmers$ 1378
Tennessee Farmers$ 1378
Texas Farm Bureau$ 1128
Texas Farm Bureau$ 1128
USAA$ 1076
USAA$ 1076
Vermont Mutual$ 1389
Vermont Mutual$ 1389

Compare all 2014 Audi Q7 rates

Average Cost to Insure Per Year

$ 1305

List Price

$ 47700

Trims Available

3.0T quattro Premium - 3.0 quattro TDI Premium - 3.0T quattro Premium Plus - 3.0 quattro TDI Premium Plus - 3.0T quattro S line Prestige - 3.0 quattro TDI Prestige

2013 Audi Q7

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1365
Acuity$ 1365
Country$ 1529
Country$ 1529
Erie$ 893
Erie$ 893
GEICO$ 1007
GEICO$ 1007
Nationwide$ 1416
Nationwide$ 1416
Plymouth Rock Insurance$ 1440
Plymouth Rock Insurance$ 1440
Progressive$ 909
Progressive$ 909
State Farm$ 1228
State Farm$ 1228
Tennessee Farmers$ 1357
Tennessee Farmers$ 1357
Texas Farm Bureau$ 1099
Texas Farm Bureau$ 1099
USAA$ 1027
USAA$ 1027
Vermont Mutual$ 1347
Vermont Mutual$ 1347

Compare all 2013 Audi Q7 rates

Average Cost to Insure Per Year

$ 1260

List Price

$ 46800

Trims Available

3.0T quattro Premium - 3.0 quattro TDI Premium - 3.0T quattro Premium Plus - 3.0 quattro TDI Premium Plus - 3.0T quattro S line Prestige - 3.0 quattro TDI Prestige

2012 Audi Q7

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1257
Acuity$ 1257
Country$ 1430
Country$ 1430
Erie$ 843
Erie$ 843
GEICO$ 839
GEICO$ 839
Nationwide$ 1290
Nationwide$ 1290
Plymouth Rock Insurance$ 1395
Plymouth Rock Insurance$ 1395
Progressive$ 908
Progressive$ 908
State Farm$ 1104
State Farm$ 1104
Tennessee Farmers$ 1276
Tennessee Farmers$ 1276
Texas Farm Bureau$ 1070
Texas Farm Bureau$ 1070
USAA$ 955
USAA$ 955
Vermont Mutual$ 1224
Vermont Mutual$ 1224

Compare all 2012 Audi Q7 rates

Average Cost to Insure Per Year

$ 1173

List Price

$ 46250

Trims Available

3.0T quattro Premium - 3.0 quattro TDI Premium - 3.0T quattro Premium Plus - 3.0 quattro TDI Premium Plus - 3.0T quattro S line Prestige - 3.0 quattro TDI Prestige

2011 Audi Q7

Cheapest Insurance CompaniesAverage Annual Cost
American Family$ 1333
American Family$ 1333
Country$ 1396
Country$ 1396
Erie$ 878
Erie$ 878
GEICO$ 906
GEICO$ 906
Nationwide$ 1319
Nationwide$ 1319
Plymouth Rock Insurance$ 1382
Plymouth Rock Insurance$ 1382
Progressive$ 879
Progressive$ 879
State Farm$ 1189
State Farm$ 1189
Tennessee Farmers$ 1290
Tennessee Farmers$ 1290
Texas Farm Bureau$ 1039
Texas Farm Bureau$ 1039
USAA$ 917
USAA$ 917
Vermont Mutual$ 1189
Vermont Mutual$ 1189

Compare all 2011 Audi Q7 rates

Average Cost to Insure Per Year

$ 1183

List Price

$ 46250

Trims Available

3.0T quattro Premium - 3.0 quattro TDI Premium - 3.0T quattro Premium Plus - 3.0 quattro TDI Premium Plus - 3.0T quattro S line Prestige - 3.0 quattro TDI Prestige