Gianetta Palmer is a writer, copywriter, and essayist. Her work has appeared in EverydayHealth.com, Healthline, and The Dyrt Magazine. She is the author of Scrunchie-Fried and writes a lot about car insurance in her spare time.

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Joel Ohman is the CEO of a private equity-backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He also has an MBA from the University of South Florid...

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Reviewed by Joel Ohman
Founder, CFP®

UPDATED: Jun 17, 2021

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Looking for a new or used Audi R8? And wondering how much it costs to insure by year? We researched average annual insurance costs for each model year and have compiled the results for you below.

Audi R8 insurance facts

  • Average full coverage auto insurance premium: $248/month

  • Most affordable companies: GEICO ($210/month) & Progressive ($223/month)

  • R8 car insurance cost vs. average rate: $169 more expensive than the average vehicle

Explore the pricing information below to find how much it will cost you to insure your Audi R8 by model year and auto insurer.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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Below average Audi R8 insurer costs by state:

Risk factors affecting Audi R8 car insurance rates

The make and model of your vehicle, along with the year of manufacture, are the three most important factors in determining your car’s value, which in turn is the main factor in determining your car insurance premium. Your own personal driving history, age, marital status, credit scoretype of vehicle, coverage levels, and other personal factors are also important components of your rate.

How to save money on Audi R8 car insurance?

Many driver discounts are available to people through most major auto insurance companies, such as

  • Student discounts

  • Safe drivers

  • Senior discounts

With all Audi models, you can get the following car insurance discounts:

  • Passive restraint systems

  • Anti-lock brakes

  • Anti-theft devices

Audi Luxury Automobile Brand

Audi is a German automobile manufacturer owned by Volkswagen Group, producing luxury vehicles for the United States market. The target market of Audi is the affluent class of modern urban consumers. All of Audi’s automobiles have high safety ratings, with many of their vehicles getting “Top Safety Pick” and 5-star safety and crash test ratings from the National Highway Traffic Safety Administration (NHTSA). The Q5, A3, A6, and the Q7 are their most popular vehicles.

Higher than average R8 repair costs equal higher coverage rates

Audi is a luxury brand in the United States market. Many consumers are attracted to the Audi luxury, comfort, safety, and driver-assist technologies, like Audi’s Pre-Sense Systems. Automotive parts are not as common as popular vehicles, like the Toyota or Honda. Repairing an Audi is higher than average since repair parts are more expensive and not as available as popular vehicles. For this reason, many Audi’s are going to have higher than average car insurance rates to similar vehicles in its class.

Rapid depreciation for Audi R8’s affecting auto policies

Another factor to consider for Audi’s, is they depreciate rapidly, affecting auto insurance rates. As your vehicle’s value goes down each year, your auto policy could go down at each renewal. On the other hand, in an auto accident, you need repair parts that rarely go down in price for all Audi models. This could put you in a difficult situation position since many car insurance companies will subtract depreciation from the amount paid for your insurance claim resulting in a situation where your claim payout doesn’t fully cover your repair cost.

High IIHS and NHTSA safety ratings lower car insurance rates for drivers

Audi’s are known for their safety ratings, safety features, 5-star crash test ratings, and driver-assist technologies (semiautonomous driving), lowering auto insurance rates for drivers with a good driving record, sometimes getting 20% driver discounts for passive restraints and safety features in Audi models. The A3, A6, and Q3 are Insurance Institute for Highway Safety (IIHS) “Top Safety Picks,” and the NHTSA consistently gives Audi top safety ratings each year, lowering your car insurance costs.

AutoInsureSavings.org licensed car insurance agents to recommend comprehensive and collision coverage, uninsured motorist coverage, and roadside assistance for new Audi automobile owners when buying a car insurance policy.

2021 Audi R8

Cheapest Insurance CompaniesAverage Annual Cost
21st Century $4218
Allied$4325
Allstate$3344
American Family$3055
Amica$4680
Country Financial$3628
Erie$2694
GEICO$2517
Kentucky Farm Bureau$3722
Liberty Mutual$2735
Mercury$3276
Nationwide$2851
Progressive$2599
State Farm$2649
Tennessee Farmers$3128
Texas Farm Bureau$2943
The Hanover$3809
Travelers$3590

Compare all 2021 Audi R8 rates

Average Cost to Insure Per Year

$2965

List Price

$142700

Trims Available

5.2 quattro V10 - 5.2 quattro V10 Spyder - 5.2 quattro V10 Plus - Base engine: V10 RWD S tronic Seven-speed S tronic dual-clutch transmission and rear-wheel drive, with standard and advance safety features: Electronic Stability Control (ESC) with secondary collision brake assist and traction control (ASR) - Audi pre sense front with pedestrian protection - Driver and front-passenger advanced airbags - with Bluetooth wireless technology preparation with streaming audio for compatible devices

2020 Audi R8

Cheapest Insurance CompaniesAverage Annual Cost
21st Century $4215
Allstate$3389
American Family$2989
Country Financial$3548
Erie$2590
GEICO$2404
Kentucky Farm Bureau$3659
Liberty Mutual$2643
Mercury$3250
Nationwide$2719
Progressive$2436
State Farm$2598
Tennessee Farmers$3145
Texas Farm Bureau$2846
The Hanover$3754
Travelers$3427

Compare all 2020 Audi R8 rates

Average Cost to Insure Per Year

$3219

List Price

$169900

Trims Available

5.2 quattro V10 - 5.2 quattro V10 Spyder - 5.2 quattro V10 Plus - Base engine: V10 RWD S tronic Seven-speed S tronic dual-clutch transmission and rear-wheel drive, with standard and advance safety features: Electronic Stability Control (ESC) with secondary collision brake assist and traction control (ASR) - Audi pre sense front with pedestrian protection - Driver and front-passenger advanced airbags - with Bluetooth wireless technology preparation with streaming audio for compatible devices

2019 Audi R8

Cheapest Insurance CompaniesAverage Annual Cost
21st Century $4126
Allstate$3364
American Family$2915
Country Financial$3485
Erie$2528
GEICO$2356
Kentucky Farm Bureau$3621
Liberty Mutual$2594
Mercury$3157
Nationwide$2688
Progressive$2415
State Farm$2460
Tennessee Farmers$3102
Texas Farm Bureau$2756
The Hanover$3705
Travelers$3419

Compare all 2019 Audi R8 rates

Average Cost to Insure Per Year

$3124

List Price

$164900

Trims Available

5.2 quattro V10 - 5.2 quattro V10 Spyder - 5.2 quattro V10 Plus - Base engine: V10 RWD S tronic Seven-speed S tronic dual-clutch transmission and rear-wheel drive, with standard and advance safety features: Electronic Stability Control (ESC) with secondary collision brake assist and traction control (ASR) - Audi pre sense front with pedestrian protection - Driver and front-passenger advanced airbags - with Bluetooth wireless technology preparation with streaming audio for compatible devices

2018 Audi R8

Cheapest Insurance CompaniesAverage Annual Cost
21st Century $4059
Allstate$3247
American Family$2849
Country Financial$3415
Erie$2488
GEICO$2320
Kentucky Farm Bureau$3549
Liberty Mutual$2516
Mercury$3129
Nationwide$2641
Progressive$2381
State Farm$2390
Tennessee Farmers$3050
Texas Farm Bureau$2735
The Hanover$3620
Travelers$3303

Compare all 2018 Audi R8 rates

Average Cost to Insure Per Year

$3280

List Price

$172900

Trims Available

5.2 quattro V10 - 5.2 quattro V10 Spyder - 5.2 quattro V10 Plus - Base engine: V10 RWD S tronic Seven-speed S tronic dual-clutch transmission and rear-wheel drive, with standard and advance safety features: Electronic Stability Control (ESC) ABS And Driveline Traction Control Side Impact Beams Dual Stage Driver And Passenger Seat-Mounted Side Airbags Audi parking system plus Front And Rear Parking Sensors - Tire Pressure Monitoring System Tire Specific Low Tire - Pressure Warning Dual Stage - Driver And Passenger Front Airbags - Airbag Occupancy Sensor - Driver And Passenger Side Airbag - Head Extension - Driver And Passenger Knee Airbag Outboard -Front Lap And Shoulder Safety Belts -inc: Pretensioners - Back-Up Camera

2017 Audi R8

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 3053
Acuity$ 3053
Arbella$ 2560
Arbella$ 2560
Country$ 3353
Country$ 3353
Erie$ 2468
Erie$ 2468
Plymouth Rock Insurance$ 2164
Plymouth Rock Insurance$ 2164
Progressive$ 1682
Progressive$ 1682
Safeco$ 3707
Safeco$ 3707
Southern Farm Bureau$ 3169
Southern Farm Bureau$ 3169
State Farm$ 3107
State Farm$ 3107
Tennessee Farmers$ 1361
Tennessee Farmers$ 1361
Texas Farm Bureau$ 1456
Texas Farm Bureau$ 1456
Vermont Mutual$ 3484
Vermont Mutual$ 3484

Compare all 2017 Audi R8 rates

Average Cost to Insure Per Year

$ 2438

List Price

$ 162900

Trims Available

5.2 quattro V10 - 5.2 quattro V10 Spyder - 5.2 quattro V10 Plus

2015 Audi R8

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 2750
Acuity$ 2750
Allied$ 2861
Allied$ 2861
Arbella$ 2433
Arbella$ 2433
Erie$ 1910
Erie$ 1910
GEICO$ 2646
GEICO$ 2646
Nationwide$ 2696
Nationwide$ 2696
Plymouth Rock Insurance$ 1953
Plymouth Rock Insurance$ 1953
Progressive$ 1397
Progressive$ 1397
State Farm$ 1991
State Farm$ 1991
Tennessee Farmers$ 2633
Tennessee Farmers$ 2633
Texas Farm Bureau$ 1391
Texas Farm Bureau$ 1391
USAA$ 2753
USAA$ 2753

Compare all 2015 Audi R8 rates

Average Cost to Insure Per Year

$ 2540

List Price

$ 115900

Trims Available

4.2 quattro - 4.2 quattro Spyder - 5.2 quattro - 5.2 quattro Spyder - 5.2 quattro Carbon Spyder

2014 Audi R8

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 2684
Acuity$ 2684
Allied$ 2786
Allied$ 2786
Arbella$ 2383
Arbella$ 2383
Erie$ 1916
Erie$ 1916
GEICO$ 2715
GEICO$ 2715
Nationwide$ 2742
Nationwide$ 2742
Plymouth Rock Insurance$ 1889
Plymouth Rock Insurance$ 1889
Progressive$ 1479
Progressive$ 1479
State Farm$ 2213
State Farm$ 2213
Tennessee Farmers$ 2609
Tennessee Farmers$ 2609
Texas Farm Bureau$ 1351
Texas Farm Bureau$ 1351
USAA$ 2723
USAA$ 2723

Compare all 2014 Audi R8 rates

Average Cost to Insure Per Year

$ 2521

List Price

$ 114900

Trims Available

4.2 quattro - 4.2 quattro Spyder - 5.2 quattro - 5.2 quattro Spyder

2012 Audi R8

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 2366
Acuity$ 2366
Allied$ 2236
Allied$ 2236
Arbella$ 2194
Arbella$ 2194
Erie$ 1791
Erie$ 1791
Nationwide$ 2494
Nationwide$ 2494
Plymouth Rock Insurance$ 1741
Plymouth Rock Insurance$ 1741
Progressive$ 1687
Progressive$ 1687
Southern Farm Bureau$ 2583
Southern Farm Bureau$ 2583
State Farm$ 2168
State Farm$ 2168
Tennessee Farmers$ 2450
Tennessee Farmers$ 2450
Texas Farm Bureau$ 766
Texas Farm Bureau$ 766
USAA$ 2474
USAA$ 2474

Compare all 2012 Audi R8 rates

Average Cost to Insure Per Year

$ 2231

List Price

$ 114200

Trims Available

4.2 quattro - 4.2 quattro Spyder - 5.2 quattro - 5.2 quattro Spyder - GT 5.2 quattro - GT 5.2 quattro Spyder

2011 Audi R8

Cheapest Insurance CompaniesAverage Annual Cost
Allied$ 1917
Allied$ 1917
Arbella$ 1924
Arbella$ 1924
Erie$ 1810
Erie$ 1810
Nationwide$ 2402
Nationwide$ 2402
Plymouth Rock Insurance$ 1720
Plymouth Rock Insurance$ 1720
Progressive$ 1784
Progressive$ 1784
Southern Farm Bureau$ 2442
Southern Farm Bureau$ 2442
State Farm$ 2560
State Farm$ 2560
Tennessee Farmers$ 2389
Tennessee Farmers$ 2389
Texas Farm Bureau$ 1236
Texas Farm Bureau$ 1236
USAA$ 2485
USAA$ 2485
Vermont Mutual$ 2453
Vermont Mutual$ 2453

Compare all 2011 Audi R8 rates

Average Cost to Insure Per Year

$ 2298

List Price

$ 114200

Trims Available

4.2 quattro - 4.2 quattro Spyder - 5.2 quattro - 5.2 quattro Spyder