Gianetta Palmer is a writer, copywriter, and essayist. Her work has appeared in EverydayHealth.com, Healthline, and The Dyrt Magazine. She is the author of Scrunchie-Fried and writes a lot about car insurance in her spare time.

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Joel Ohman is the CEO of a private equity-backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He also has an MBA from the University of South Florid...

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Reviewed by Joel Ohman
Founder, CFP®

UPDATED: Jun 17, 2021

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Looking for a new or used Audi RS 5? And wondering how much it costs to insure by year? We researched average annual insurance costs for each model year and have compiled the results for you below.

Audi RS 5 insurance facts

  • Average full coverage auto insurance premium: $230/month

  • Most affordable companies: GEICO ($210/month) & Progressive ($218/month)

  • RS 5 car insurance cost vs. average rate: $117 more expensive than the average vehicle

Explore the pricing information below to find how much it will cost you to insure your Audi RS 5 by model year and auto insurer.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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Below average Audi RS 5 insurer costs by state:

Risk factors affecting Audi RS 5 car insurance rates

The make and model of your vehicle, along with the year of manufacture, are the three most important factors in determining your car’s value, which in turn is the main factor in determining your car insurance premium. Your own personal driving history, age, marital status, credit scoretype of vehicle, coverage levels, and other personal factors are also important components of your rate.

How to save money on Audi RS 5 car insurance?

Many driver discounts are available to people through most major auto insurance companies, such as

  • Student discounts

  • Safe drivers

  • Senior discounts

With all Audi models, you can get the following car insurance discounts:

  • Passive restraint systems

  • Anti-lock brakes

  • Anti-theft devices

Audi Luxury Automobile Brand

Audi is a German automobile manufacturer owned by Volkswagen Group, producing luxury vehicles for the United States market. The target market of Audi is the affluent class of modern urban consumers. All of Audi’s automobiles have high safety ratings, with many of their vehicles getting “Top Safety Pick” and 5-star safety and crash test ratings from the National Highway Traffic Safety Administration (NHTSA). The Q5, A3, A6, and the Q7 are their most popular vehicles.

Higher than average RS 5 repair costs equal higher coverage rates

Audi is a luxury brand in the United States market. Many consumers are attracted to the Audi luxury, comfort, safety, and driver-assist technologies, like Audi’s Pre-Sense Systems. Automotive parts are not as common as popular vehicles, like the Toyota or Honda. Repairing an Audi is higher than average since repair parts are more expensive and not as available as popular vehicles. For this reason, many Audi’s are going to have higher than average car insurance rates to similar vehicles in its class.

Rapid depreciation for Audi RS 5’s affecting auto policies

Another factor to consider for Audi’s, is they depreciate rapidly, affecting auto insurance rates. As your vehicle’s value goes down each year, your auto policy could go down at each renewal. On the other hand, in an auto accident, you need repair parts that rarely go down in price for all Audi models. This could put you in a difficult situation position since many car insurance companies will subtract depreciation from the amount paid for your insurance claim resulting in a situation where your claim payout doesn’t fully cover your repair cost.

High IIHS and NHTSA safety ratings lower car insurance rates for drivers

Audi’s are known for their safety ratings, safety features, 5-star crash test ratings, and driver-assist technologies (semiautonomous driving), lowering auto insurance rates for drivers with a good driving record, sometimes getting 20% driver discounts for passive restraints and safety features in Audi models. The A3, A6, and Q3 are Insurance Institute for Highway Safety (IIHS) “Top Safety Picks,” and the NHTSA consistently gives Audi top safety ratings each year, lowering your car insurance costs.

AutoInsureSavings.org licensed car insurance agents to recommend comprehensive and collision coverage, uninsured motorist coverage, and roadside assistance for new Audi automobile owners when buying a car insurance policy.

2021 Audi RS 5

Cheapest Insurance CompaniesAverage Annual Cost
21st Century $4218
Allied$4325
Allstate$3344
American Family$3055
Amica$4680
Country Financial$3628
Erie$2694
GEICO$2517
Kentucky Farm Bureau$3722
Liberty Mutual$2735
Mercury$3276
Nationwide$2851
Progressive$2599
State Farm$2649
Tennessee Farmers$3128
Texas Farm Bureau$2943
The Hanover$3809
Travelers$3590

Compare all 2021 Audi RS 5 rates

Average Cost to Insure Per Year

$2768

List Price

$75100

Trims Available

4.2 quattro with TFSI quattro Tiptronic Eight-speed Tiptronic automatic transmission with quattro all-wheel drive, 2.9 L V-6 with 444 hp & 443 lb-ft of torque - with safety features - Electronic Stability Control (ESC) with secondary collision brake assist and traction control (ASR) - Audi pre sense front with pedestrian protection - Driver and front-passenger advanced airbags - with Bluetooth wireless technology preparation with streaming audio for compatible devices

2019 Audi RS 5

Cheapest Insurance CompaniesAverage Annual Cost
21st Century $4126
Allstate$3364
American Family$2915
Country Financial$3485
Erie$2528
GEICO$2356
Kentucky Farm Bureau$3621
Liberty Mutual$2594
Mercury$3157
Nationwide$2688
Progressive$2415
State Farm$2460
Tennessee Farmers$3102
Texas Farm Bureau$2756
The Hanover$3705
Travelers$3419

Compare all 2019 Audi RS 5 rates

Average Cost to Insure Per Year

$2658

List Price

$74200

Trims Available

4.2 quattro with TFSI quattro Tiptronic Eight-speed Tiptronic automatic transmission with quattro all-wheel drive, 2.9 L V-6 with 444 hp & 443 lb-ft of torque - with safety features - Electronic Stability Control (ESC) with secondary collision brake assist and traction control (ASR) - Audi pre sense front with pedestrian protection - Driver and front-passenger advanced airbags - with Bluetooth wireless technology preparation with streaming audio for compatible devices

2018 Audi RS 5

Cheapest Insurance CompaniesAverage Annual Cost
21st Century $4059
Allstate$3247
American Family$2849
Country Financial$3415
Erie$2488
GEICO$2320
Kentucky Farm Bureau$3549
Liberty Mutual$2516
Mercury$3129
Nationwide$2641
Progressive$2381
State Farm$2390
Tennessee Farmers$3050
Texas Farm Bureau$2735
The Hanover$3620
Travelers$3303

Compare all 2018 Audi RS 5 rates

Average Cost to Insure Per Year

$2469

List Price

$69900

Trims Available

4.2 quattro with TFSI quattro Tiptronic Eight-speed Tiptronic automatic transmission with quattro all-wheel drive, 2.9 L V-6 with 444 hp & 443 lb-ft of torque - with safety features - Electronic Stability Control (ESC) with secondary collision brake assist and traction control (ASR) - Audi pre sense front with pedestrian protection - Driver and front-passenger advanced airbags - with Bluetooth wireless technology preparation with streaming audio for compatible devices

2015 Audi RS 5

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 2247
Acuity$ 2247
Allied$ 1915
Allied$ 1915
Arbella$ 2198
Arbella$ 2198
Country$ 2222
Country$ 2222
Erie$ 1379
Erie$ 1379
Mercury$ 1337
Mercury$ 1337
Nationwide$ 2124
Nationwide$ 2124
Plymouth Rock Insurance$ 1841
Plymouth Rock Insurance$ 1841
State Farm$ 2079
State Farm$ 2079
Tennessee Farmers$ 2189
Tennessee Farmers$ 2189
Texas Farm Bureau$ 1482
Texas Farm Bureau$ 1482
USAA$ 2190
USAA$ 2190

Compare all 2015 Audi RS 5 rates

Average Cost to Insure Per Year

$ 2312

List Price

$ 70900

Trims Available

4.2 quattro

2014 Audi RS 5

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 2206
Acuity$ 2206
Allied$ 1862
Allied$ 1862
Arbella$ 2143
Arbella$ 2143
Country$ 2208
Country$ 2208
Erie$ 1347
Erie$ 1347
Mercury$ 1320
Mercury$ 1320
Nationwide$ 2086
Nationwide$ 2086
Plymouth Rock Insurance$ 1772
Plymouth Rock Insurance$ 1772
State Farm$ 2019
State Farm$ 2019
Tennessee Farmers$ 2182
Tennessee Farmers$ 2182
Texas Farm Bureau$ 1442
Texas Farm Bureau$ 1442
USAA$ 2020
USAA$ 2020

Compare all 2014 Audi RS 5 rates

Average Cost to Insure Per Year

$ 2220

List Price

$ 69600

Trims Available

quattro

2013 Audi RS 5

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1895
Acuity$ 1895
Allied$ 1728
Allied$ 1728
Arbella$ 2006
Arbella$ 2006
Country$ 1989
Country$ 1989
Erie$ 1291
Erie$ 1291
Mercury$ 1322
Mercury$ 1322
Nationwide$ 1977
Nationwide$ 1977
Plymouth Rock Insurance$ 1703
Plymouth Rock Insurance$ 1703
Tennessee Farmers$ 1965
Tennessee Farmers$ 1965
Texas Farm Bureau$ 1402
Texas Farm Bureau$ 1402
USAA$ 1910
USAA$ 1910
Vermont Mutual$ 2040
Vermont Mutual$ 2040

Compare all 2013 Audi RS 5 rates

Average Cost to Insure Per Year

$ 2029

List Price

$ 68900

Trims Available

quattro