Audi S3 Car Insurance Cost
Free Auto Insurance Comparison
Secured with SHA-256 Encryption
UPDATED: Jun 17, 2021
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Looking for a new or used Audi S3? And wondering how much it costs to insure by year? We researched average annual insurance costs for each model year and have compiled the results for you below.
Audi S3 insurance facts
-
Average full coverage auto insurance premium: $186/month
-
Most affordable companies: Auto-Owners ($136/month) & Progressive ($141/month)
-
S3 car insurance cost vs. average rate: $18 more expensive than the average vehicle
Explore the pricing information below to find how much it will cost you to insure your Audi S3 by model year and auto insurer.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
Secured with SHA-256 Encryption
Below average Audi S3 insurer costs by state:
-
Georgia car insurance – $1,997 per year
-
Kentucky car insurance – $1,825 per year
-
New York car insurance – $2,517 per year
-
Arizona – $1,634 per year
- Tennessee – $1,328 per year
-
Virginia – $1,846 per year
Risk factors affecting Audi S3 car insurance rates
The make and model of your vehicle, along with the year of manufacture, are the three most important factors in determining your car’s value, which in turn is the main factor in determining your car insurance premium. Your own personal driving history, age, marital status, credit score, type of vehicle, coverage levels, and other personal factors are also important components of your rate.
How to save money on Audi S3 car insurance?
Many driver discounts are available to people through most major auto insurance companies, such as
-
Student discounts
-
Safe drivers
-
Senior discounts
With all Audi models, you can get the following car insurance discounts:
-
Passive restraint systems
-
Anti-lock brakes
-
Anti-theft devices
Audi Luxury Automobile Brand
Audi is a German automobile manufacturer owned by Volkswagen Group, producing luxury vehicles for the United States market. The target market of Audi is the affluent class of modern urban consumers. All of Audi’s automobiles have high safety ratings, with many of their vehicles getting “Top Safety Pick” and 5-star safety and crash test ratings from the National Highway Traffic Safety Administration (NHTSA). The Q5, A3, A6, and the Q7 are their most popular vehicles.
Higher than average S3 repair costs equal higher coverage rates
Audi is a luxury brand in the United States market. Many consumers are attracted to the Audi luxury, comfort, safety, and driver-assist technologies, like Audi’s Pre-Sense Systems. Automotive parts are not as common as popular vehicles, like the Toyota or Honda. Repairing an Audi is higher than average since repair parts are more expensive and not as available as popular vehicles. For this reason, many Audi’s are going to have higher than average car insurance rates to similar vehicles in its class.
Rapid depreciation for Audi S3’s affecting auto policies
Another factor to consider for Audi’s, is they depreciate rapidly, affecting auto insurance rates. As your vehicle’s value goes down each year, your auto policy could go down at each renewal. On the other hand, in an auto accident, you need repair parts that rarely go down in price for all Audi models. This could put you in a difficult situation position since many car insurance companies will subtract depreciation from the amount paid for your insurance claim resulting in a situation where your claim payout doesn’t fully cover your repair cost.
High IIHS and NHTSA safety ratings lower car insurance rates for drivers
Audi’s are known for their safety ratings, safety features, 5-star crash test ratings, and driver-assist technologies (semiautonomous driving), lowering auto insurance rates for drivers with a good driving record, sometimes getting 20% driver discounts for passive restraints and safety features in Audi models. The A3, A6, and Q3 are Insurance Institute for Highway Safety (IIHS) “Top Safety Picks,” and the NHTSA consistently gives Audi top safety ratings each year, lowering your car insurance costs.
AutoInsureSavings.org licensed car insurance agents to recommend comprehensive and collision coverage, uninsured motorist coverage, and roadside assistance for new Audi automobile owners when buying a car insurance policy.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
2021 Audi S3
Cheapest Insurance Companies | Average Annual Cost |
---|---|
Allied | $2573 |
Allstate | $2369 |
American Family | $2168 |
Amica | $2619 |
Arbella | $2216 |
Auto-Owners | $1635 |
Erie | $1825 |
GEICO | $1925 |
Liberty Mutual | $2134 |
Mercury | $2340 |
MetLife | $2510 |
Nationwide | $2016 |
Progressive | $1681 |
Safe Auto | $2488 |
State Farm | $2087 |
Tennessee Farmers | $2287 |
Travelers | $2416 |
USAA | $1764 |
Compare all 2021 Audi S3 rates
Average Cost to Insure Per Year
$2243
List Price
$43995
Trims Available
2.0T quattro Premium Plus - 2.0T quattro Prestige - with 2.0-liter four-cylinder turbocharged TFSI engine with 288 hp with safety features - Electronic Stability Control (ESC) with secondary collision brake assist and traction control (ASR) - Audi pre sense front with pedestrian protection - Driver and front-passenger advanced airbags - with Bluetooth wireless technology preparation with streaming audio for compatible devices
2020 Audi S3
Cheapest Insurance Companies | Average Annual Cost |
---|---|
Allstate | $2112 |
American Family | $2046 |
Auto-Owners | $1553 |
Erie | $1680 |
GEICO | $1735 |
Liberty Mutual | $2005 |
Mercury | $2084 |
MetLife | $2303 |
Nationwide | $1800 |
Progressive | $1590 |
Safe Auto | $2219 |
State Farm | $1837 |
Tennessee Farmers | $2049 |
Travelers | $2118 |
USAA | $1613 |
Vermont Mutual | $2240 |
Compare all 2020 Audi S3 rates
Average Cost to Insure Per Year
$2159
List Price
$43000
Trims Available
2.0T quattro Premium Plus - 2.0T quattro Prestige - with 2.0-liter four-cylinder turbocharged TFSI engine with 288 hp with safety features - Electronic Stability Control (ESC) with secondary collision brake assist and traction control (ASR) - Audi pre sense front with pedestrian protection - Driver and front-passenger advanced airbags - with Bluetooth wireless technology preparation with streaming audio for compatible devices
2019 Audi S3
Cheapest Insurance Companies | Average Annual Cost |
---|---|
Allstate | $2154 |
American Family | $1936 |
Auto-Owners | $1523 |
Erie | $1690 |
GEICO | $1732 |
Liberty Mutual | $1930 |
Mercury | $2035 |
MetLife | $2290 |
Nationwide | $1759 |
Progressive | $1638 |
Safe Auto | $2214 |
State Farm | $1813 |
Tennessee Farmers | $1958 |
Travelers | $2160 |
USAA | $1640 |
Vermont Mutual | $2237 |
Compare all 2019 Audi S3 rates
Average Cost to Insure Per Year
$2156
List Price
$43000
Trims Available
2.0T quattro Premium Plus - 2.0T quattro Prestige - with 2.0-liter four-cylinder turbocharged TFSI engine with 288 hp with safety features - Electronic Stability Control (ESC) with secondary collision brake assist and traction control (ASR) - Audi pre sense front with pedestrian protection - Driver and front-passenger advanced airbags - with Bluetooth wireless technology preparation with streaming audio for compatible devices
2018 Audi S3
Cheapest Insurance Companies | Average Annual Cost |
---|---|
Acuity | $ 1882 |
Acuity | $ 1882 |
Allied | $ 1505 |
Allied | $ 1505 |
American Family | $ 1865 |
American Family | $ 1865 |
Country | $ 2001 |
Country | $ 2001 |
Erie | $ 1410 |
Erie | $ 1410 |
Mercury | $ 1449 |
Mercury | $ 1449 |
Nationwide | $ 1613 |
Nationwide | $ 1613 |
Plymouth Rock Insurance | $ 1578 |
Plymouth Rock Insurance | $ 1578 |
Progressive | $ 1745 |
Progressive | $ 1745 |
State Farm | $ 1594 |
State Farm | $ 1594 |
Tennessee Farmers | $ 1495 |
Tennessee Farmers | $ 1495 |
USAA | $ 1814 |
USAA | $ 1814 |
Compare all 2018 Audi S3 rates
Average Cost to Insure Per Year
$ 2113
List Price
$ 43650
Trims Available
2.0T quattro Premium Plus - 2.0T quattro Prestige
2017 Audi S3
Cheapest Insurance Companies | Average Annual Cost |
---|---|
Acuity | $ 1805 |
Acuity | $ 1805 |
Allied | $ 1528 |
Allied | $ 1528 |
Erie | $ 1355 |
Erie | $ 1355 |
Mercury | $ 1412 |
Mercury | $ 1412 |
Nationwide | $ 1631 |
Nationwide | $ 1631 |
Plymouth Rock Insurance | $ 1526 |
Plymouth Rock Insurance | $ 1526 |
Progressive | $ 1802 |
Progressive | $ 1802 |
State Farm | $ 1536 |
State Farm | $ 1536 |
Tennessee Farmers | $ 1494 |
Tennessee Farmers | $ 1494 |
Texas Farm Bureau | $ 1241 |
Texas Farm Bureau | $ 1241 |
USAA | $ 1750 |
USAA | $ 1750 |
Vermont Mutual | $ 1856 |
Vermont Mutual | $ 1856 |
Compare all 2017 Audi S3 rates
Average Cost to Insure Per Year
$ 1696
List Price
$ 42900
Trims Available
2.0T quattro Premium Plus - 2.0T quattro Prestige
2016 Audi S3
Cheapest Insurance Companies | Average Annual Cost |
---|---|
Acuity | $ 1719 |
Acuity | $ 1719 |
Allied | $ 1581 |
Allied | $ 1581 |
American Family | $ 1727 |
American Family | $ 1727 |
Erie | $ 1337 |
Erie | $ 1337 |
Mercury | $ 1392 |
Mercury | $ 1392 |
Nationwide | $ 1678 |
Nationwide | $ 1678 |
Plymouth Rock Insurance | $ 1476 |
Plymouth Rock Insurance | $ 1476 |
State Farm | $ 1724 |
State Farm | $ 1724 |
Tennessee Farmers | $ 1493 |
Tennessee Farmers | $ 1493 |
Texas Farm Bureau | $ 1205 |
Texas Farm Bureau | $ 1205 |
USAA | $ 1573 |
USAA | $ 1573 |
Vermont Mutual | $ 1752 |
Vermont Mutual | $ 1752 |
Compare all 2016 Audi S3 rates
Average Cost to Insure Per Year
$ 1651
List Price
$ 42500
Trims Available
2.0T quattro Premium Plus - 2.0T quattro Prestige
2015 Audi S3
Cheapest Insurance Companies | Average Annual Cost |
---|---|
Acuity | $ 1383 |
Acuity | $ 1383 |
Allied | $ 1589 |
Allied | $ 1589 |
Country | $ 1550 |
Country | $ 1550 |
Erie | $ 1247 |
Erie | $ 1247 |
GEICO | $ 1533 |
GEICO | $ 1533 |
Mercury | $ 1372 |
Mercury | $ 1372 |
Plymouth Rock Insurance | $ 1166 |
Plymouth Rock Insurance | $ 1166 |
State Farm | $ 1533 |
State Farm | $ 1533 |
Tennessee Farmers | $ 1395 |
Tennessee Farmers | $ 1395 |
Texas Farm Bureau | $ 1106 |
Texas Farm Bureau | $ 1106 |
USAA | $ 1442 |
USAA | $ 1442 |
Vermont Mutual | $ 1359 |
Vermont Mutual | $ 1359 |
Compare all 2015 Audi S3 rates
Average Cost to Insure Per Year
$ 1479
List Price
$ 41100
Trims Available
2.0T quattro Premium Plus - 2.0T quattro Prestige