Gianetta Palmer is a writer, copywriter, and essayist. Her work has appeared in EverydayHealth.com, Healthline, and The Dyrt Magazine. She is the author of Scrunchie-Fried and writes a lot about car insurance in her spare time.

Full Bio →

Written by

Joel Ohman is the CEO of a private equity-backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He also has an MBA from the University of South Florid...

Full Bio →

Reviewed by Joel Ohman
Founder, CFP®

UPDATED: Jun 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Looking for a new or used Audi S5? And wondering how much it costs to insure by year? We researched average annual insurance costs for each model year and have compiled the results for you below.

Audi S5 insurance facts

  • Average full coverage auto insurance premium: $206/month

  • Most affordable companies: Auto-Owners ($131/month) & Progressive ($140/month)

  • S5 car insurance cost vs. average rate: $47 more expensive than the average vehicle

Explore the pricing information below to find how much it will cost you to insure your Audi S5 by model year and auto insurer.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Below average Audi S5 insurer costs by state:

Risk factors affecting Audi S5 car insurance rates

The make and model of your vehicle, along with the year of manufacture, are the three most important factors in determining your car’s value, which in turn is the main factor in determining your car insurance premium. Your own personal driving history, age, marital status, credit scoretype of vehicle, coverage levels, and other personal factors are also important components of your rate.

How to save money on Audi S5 car insurance?

Many driver discounts are available to people through most major auto insurance companies, such as

  • Student discounts

  • Safe drivers

  • Senior discounts

With all Audi models, you can get the following car insurance discounts:

  • Passive restraint systems

  • Anti-lock brakes

  • Anti-theft devices

Audi Luxury Automobile Brand

Audi is a German automobile manufacturer owned by Volkswagen Group, producing luxury vehicles for the United States market. The target market of Audi is the affluent class of modern urban consumers. All of Audi’s automobiles have high safety ratings, with many of their vehicles getting “Top Safety Pick” and 5-star safety and crash test ratings from the National Highway Traffic Safety Administration (NHTSA). The Q5, A3, A6, and the Q7 are their most popular vehicles.

Higher than average S5 repair costs equal higher coverage rates

Audi is a luxury brand in the United States market. Many consumers are attracted to the Audi luxury, comfort, safety, and driver-assist technologies, like Audi’s Pre-Sense Systems. Automotive parts are not as common as popular vehicles, like the Toyota or Honda. Repairing an Audi is higher than average since repair parts are more expensive and not as available as popular vehicles. For this reason, many Audi’s are going to have higher than average car insurance rates to similar vehicles in its class.

Rapid depreciation for Audi S5’s affecting auto policies

Another factor to consider for Audi’s, is they depreciate rapidly, affecting auto insurance rates. As your vehicle’s value goes down each year, your auto policy could go down at each renewal. On the other hand, in an auto accident, you need repair parts that rarely go down in price for all Audi models. This could put you in a difficult situation position since many car insurance companies will subtract depreciation from the amount paid for your insurance claim resulting in a situation where your claim payout doesn’t fully cover your repair cost.

High IIHS and NHTSA safety ratings lower car insurance rates for drivers

Audi’s are known for their safety ratings, safety features, 5-star crash test ratings, and driver-assist technologies (semiautonomous driving), lowering auto insurance rates for drivers with a good driving record, sometimes getting 20% driver discounts for passive restraints and safety features in Audi models. The A3, A6, and Q3 are Insurance Institute for Highway Safety (IIHS) “Top Safety Picks,” and the NHTSA consistently gives Audi top safety ratings each year, lowering your car insurance costs.

AutoInsureSavings.org licensed car insurance agents to recommend comprehensive and collision coverage, uninsured motorist coverage, and roadside assistance for new Audi automobile owners when buying a car insurance policy.

2021 Audi S5

Cheapest Insurance CompaniesAverage Annual Cost
Allied$2573
Allstate$2370
American Family$2254
Amica$2628
Arbella$2268
Auto-Owners$1711
Erie$1895
GEICO$1935
Liberty Mutual$2249
Mercury$2341
MetLife$2518
Nationwide$2047
Progressive$1768
Safe Auto$2499
State Farm$2138
Tennessee Farmers$2304
Travelers$2419
USAA$1834

Compare all 2021 Audi S5 rates

Average Cost to Insure Per Year

$2480

List Price

$52500

Trims Available

3.0T quattro Premium Plus - 3.0T quattro Prestige with Engine: V6 Turbo 3.0 Liter TFSI with HP [email protected],300 and Torque: [email protected],200 - with safety features - Electronic Stability Control (ESC) with secondary collision brake assist and traction control (ASR) - Audi pre sense front with pedestrian protection - Driver and front-passenger advanced airbags - with Bluetooth wireless technology preparation with streaming audio for compatible devices

2020 Audi S5

Cheapest Insurance CompaniesAverage Annual Cost
Allstate$2112
American Family$2046
Auto-Owners$1553
Erie$1680
GEICO$1735
Liberty Mutual$2005
Mercury$2084
MetLife$2303
Nationwide$1800
Progressive$1590
Safe Auto$2219
State Farm$1837
Tennessee Farmers$2049
Travelers$2118
USAA$1613
Vermont Mutual$2240

Compare all 2020 Audi S5 rates

Average Cost to Insure Per Year

$2398

List Price

$51900

Trims Available

3.0T quattro Premium Plus - 3.0T quattro Prestige with Engine: V6 Turbo 3.0 Liter TFSI with HP [email protected],300 and Torque: [email protected],200 - with safety features - Electronic Stability Control (ESC) with secondary collision brake assist and traction control (ASR) - Audi pre sense front with pedestrian protection - Driver and front-passenger advanced airbags - with Bluetooth wireless technology preparation with streaming audio for compatible devices

2019 Audi S5

Cheapest Insurance CompaniesAverage Annual Cost
Allstate$2154
American Family$1936
Auto-Owners$1523
Erie$1690
GEICO$1732
Liberty Mutual$1930
Mercury$2035
MetLife$2290
Nationwide$1759
Progressive$1638
Safe Auto$2214
State Farm$1813
Tennessee Farmers$1958
Travelers$2160
USAA$1640
Vermont Mutual$2237

Compare all 2019 Audi S5 rates

Average Cost to Insure Per Year

$2487

List Price

$52400

Trims Available

3.0T quattro Premium Plus - 3.0T quattro Prestige with Engine: V6 Turbo 3.0 Liter TFSI with HP [email protected],300 and Torque: [email protected],200 - with safety features - Electronic Stability Control (ESC) with secondary collision brake assist and traction control (ASR) - Audi pre sense front with pedestrian protection - Driver and front-passenger advanced airbags - with Bluetooth wireless technology preparation with streaming audio for compatible devices

2018 Audi S5

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 2026
Acuity$ 2026
Allied$ 1349
Allied$ 1349
Arbella$ 2223
Arbella$ 2223
Country$ 2166
Country$ 2166
Erie$ 1574
Erie$ 1574
Nationwide$ 1617
Nationwide$ 1617
Plymouth Rock Insurance$ 1855
Plymouth Rock Insurance$ 1855
Progressive$ 2205
Progressive$ 2205
State Farm$ 1968
State Farm$ 1968
Tennessee Farmers$ 1491
Tennessee Farmers$ 1491
USAA$ 1995
USAA$ 1995
Vermont Mutual$ 2301
Vermont Mutual$ 2301

Compare all 2018 Audi S5 rates

Average Cost to Insure Per Year

$ 2470

List Price

$ 54600

Trims Available

3.0T quattro Premium Plus - 3.0T quattro Prestige

2017 Audi S5

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1888
Acuity$ 1888
Allied$ 1666
Allied$ 1666
Arbella$ 2037
Arbella$ 2037
Country$ 2011
Country$ 2011
Erie$ 1307
Erie$ 1307
Nationwide$ 1744
Nationwide$ 1744
Plymouth Rock Insurance$ 1738
Plymouth Rock Insurance$ 1738
State Farm$ 1713
State Farm$ 1713
Tennessee Farmers$ 1541
Tennessee Farmers$ 1541
Texas Farm Bureau$ 1398
Texas Farm Bureau$ 1398
USAA$ 1777
USAA$ 1777
Vermont Mutual$ 2041
Vermont Mutual$ 2041

Compare all 2017 Audi S5 rates

Average Cost to Insure Per Year

$ 2105

List Price

$ 53100

Trims Available

3.0T quattro

2016 Audi S5

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1924
Acuity$ 1924
Allied$ 1652
Allied$ 1652
Arbella$ 2020
Arbella$ 2020
Country$ 1999
Country$ 1999
Erie$ 1334
Erie$ 1334
GEICO$ 2001
GEICO$ 2001
Nationwide$ 1746
Nationwide$ 1746
Plymouth Rock Insurance$ 1706
Plymouth Rock Insurance$ 1706
State Farm$ 1941
State Farm$ 1941
Tennessee Farmers$ 1487
Tennessee Farmers$ 1487
Texas Farm Bureau$ 1308
Texas Farm Bureau$ 1308
USAA$ 1593
USAA$ 1593

Compare all 2016 Audi S5 rates

Average Cost to Insure Per Year

$ 1943

List Price

$ 53100

Trims Available

3.0T quattro Premium Plus - 3.0T quattro Prestige

2015 Audi S5

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1962
Acuity$ 1962
Allied$ 1698
Allied$ 1698
Arbella$ 2062
Arbella$ 2062
Country$ 2028
Country$ 2028
Erie$ 1311
Erie$ 1311
Nationwide$ 1797
Nationwide$ 1797
Plymouth Rock Insurance$ 1644
Plymouth Rock Insurance$ 1644
Progressive$ 1909
Progressive$ 1909
State Farm$ 1679
State Farm$ 1679
Tennessee Farmers$ 1972
Tennessee Farmers$ 1972
Texas Farm Bureau$ 1296
Texas Farm Bureau$ 1296
USAA$ 1570
USAA$ 1570

Compare all 2015 Audi S5 rates

Average Cost to Insure Per Year

$ 1862

List Price

$ 52500

Trims Available

3.0T quattro Premium Plus - 3.0T quattro Prestige

2014 Audi S5

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1901
Acuity$ 1901
Allied$ 1654
Allied$ 1654
Arbella$ 1994
Arbella$ 1994
Country$ 2000
Country$ 2000
Erie$ 1225
Erie$ 1225
Nationwide$ 1772
Nationwide$ 1772
Plymouth Rock Insurance$ 1583
Plymouth Rock Insurance$ 1583
State Farm$ 1683
State Farm$ 1683
Tennessee Farmers$ 1918
Tennessee Farmers$ 1918
Texas Farm Bureau$ 1261
Texas Farm Bureau$ 1261
USAA$ 1491
USAA$ 1491
Vermont Mutual$ 1997
Vermont Mutual$ 1997

Compare all 2014 Audi S5 rates

Average Cost to Insure Per Year

$ 1827

List Price

$ 52000

Trims Available

3.0T quattro Premium Plus - 3.0T quattro Prestige

2013 Audi S5

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1579
Acuity$ 1579
Allied$ 1620
Allied$ 1620
Arbella$ 1753
Arbella$ 1753
Erie$ 1160
Erie$ 1160
GEICO$ 1642
GEICO$ 1642
Nationwide$ 1689
Nationwide$ 1689
Plymouth Rock Insurance$ 1535
Plymouth Rock Insurance$ 1535
State Farm$ 1552
State Farm$ 1552
Tennessee Farmers$ 1677
Tennessee Farmers$ 1677
Texas Farm Bureau$ 1227
Texas Farm Bureau$ 1227
USAA$ 1367
USAA$ 1367
Vermont Mutual$ 1656
Vermont Mutual$ 1656

Compare all 2013 Audi S5 rates

Average Cost to Insure Per Year

$ 1661

List Price

$ 50900

Trims Available

3.0T quattro Premium Plus - 3.0T quattro Prestige

2012 Audi S5

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1781
Acuity$ 1781
Allied$ 1520
Allied$ 1520
American Family$ 1867
American Family$ 1867
Arbella$ 1911
Arbella$ 1911
Erie$ 1183
Erie$ 1183
GEICO$ 1787
GEICO$ 1787
Nationwide$ 1676
Nationwide$ 1676
Plymouth Rock Insurance$ 1501
Plymouth Rock Insurance$ 1501
State Farm$ 1504
State Farm$ 1504
Texas Farm Bureau$ 1191
Texas Farm Bureau$ 1191
USAA$ 1395
USAA$ 1395
Vermont Mutual$ 1907
Vermont Mutual$ 1907

Compare all 2012 Audi S5 rates

Average Cost to Insure Per Year

$ 1692

List Price

$ 53900

Trims Available

4.2 quattro Premium Plus - 3.0T quattro Premium Plus - 4.2 quattro Prestige - 3.0T quattro Prestige

2011 Audi S5

Cheapest Insurance CompaniesAverage Annual Cost
Allied$ 1496
Allied$ 1496
American Family$ 1708
American Family$ 1708
Arbella$ 1552
Arbella$ 1552
Country$ 1726
Country$ 1726
Erie$ 1102
Erie$ 1102
GEICO$ 1622
GEICO$ 1622
Nationwide$ 1601
Nationwide$ 1601
Plymouth Rock Insurance$ 1489
Plymouth Rock Insurance$ 1489
State Farm$ 1561
State Farm$ 1561
Texas Farm Bureau$ 1113
Texas Farm Bureau$ 1113
USAA$ 1318
USAA$ 1318
Vermont Mutual$ 1614
Vermont Mutual$ 1614

Compare all 2011 Audi S5 rates

Average Cost to Insure Per Year

$ 1594

List Price

$ 53650

Trims Available

4.2 quattro Premium Plus - 3.0T quattro Premium Plus - 4.2 quattro Prestige - 3.0T quattro Prestige