Gianetta Palmer is a writer, copywriter, and essayist. Her work has appeared in EverydayHealth.com, Healthline, and The Dyrt Magazine. She is the author of Scrunchie-Fried and writes a lot about car insurance in her spare time.

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Joel Ohman is the CEO of a private equity-backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He also has an MBA from the University of South Florid...

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Reviewed by Joel Ohman
Founder, CFP®

UPDATED: Jun 17, 2021

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Looking for a new or used Audi S6? And wondering how much it costs to insure by year? We researched average annual insurance costs for each model year and have compiled the results for you below.

Audi S6 insurance facts

  • Average full coverage auto insurance premium: $217/month

  • Most affordable companies: Auto-Owners ($142/month) & Progressive ($151/month)

  • S6 car insurance cost vs. average rate: $89 more expensive than the average vehicle

Explore the pricing information below to find how much it will cost you to insure your Audi S6 by model year and auto insurer.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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Below average Audi S6 insurer costs by state:

Risk factors affecting Audi S6 car insurance rates

The make and model of your vehicle, along with the year of manufacture, are the three most important factors in determining your car’s value, which in turn is the main factor in determining your car insurance premium. Your own personal driving history, age, marital status, credit scoretype of vehicle, coverage levels, and other personal factors are also important components of your rate.

How to save money on Audi S6 car insurance?

Many driver discounts are available to people through most major auto insurance companies, such as

  • Student discounts

  • Safe drivers

  • Senior discounts

With all Audi models, you can get the following car insurance discounts:

  • Passive restraint systems

  • Anti-lock brakes

  • Anti-theft devices

Audi Luxury Automobile Brand

Audi is a German automobile manufacturer owned by Volkswagen Group, producing luxury vehicles for the United States market. The target market of Audi is the affluent class of modern urban consumers. All of Audi’s automobiles have high safety ratings, with many of their vehicles getting “Top Safety Pick” and 5-star safety and crash test ratings from the National Highway Traffic Safety Administration (NHTSA). The Q5, A3, A6, and the Q7 are their most popular vehicles.

Higher than average S6 repair costs equal higher coverage rates

Audi is a luxury brand in the United States market. Many consumers are attracted to the Audi luxury, comfort, safety, and driver-assist technologies, like Audi’s Pre-Sense Systems. Automotive parts are not as common as popular vehicles, like the Toyota or Honda. Repairing an Audi is higher than average since repair parts are more expensive and not as available as popular vehicles. For this reason, many Audi’s are going to have higher than average car insurance rates to similar vehicles in its class.

Rapid depreciation for Audi S6’s affecting auto policies

Another factor to consider for Audi’s, is they depreciate rapidly, affecting auto insurance rates. As your vehicle’s value goes down each year, your auto policy could go down at each renewal. On the other hand, in an auto accident, you need repair parts that rarely go down in price for all Audi models. This could put you in a difficult situation position since many car insurance companies will subtract depreciation from the amount paid for your insurance claim resulting in a situation where your claim payout doesn’t fully cover your repair cost.

High IIHS and NHTSA safety ratings lower car insurance rates for drivers

Audi’s are known for their safety ratings, safety features, 5-star crash test ratings, and driver-assist technologies (semiautonomous driving), lowering auto insurance rates for drivers with a good driving record, sometimes getting 20% driver discounts for passive restraints and safety features in Audi models. The A3, A6, and Q3 are Insurance Institute for Highway Safety (IIHS) “Top Safety Picks,” and the NHTSA consistently gives Audi top safety ratings each year, lowering your car insurance costs.

AutoInsureSavings.org licensed car insurance agents to recommend comprehensive and collision coverage, uninsured motorist coverage, and roadside assistance for new Audi automobile owners when buying a car insurance policy.

2021 Audi S6

Cheapest Insurance CompaniesAverage Annual Cost
Allied$2573
Allstate$2370
American Family$2254
Amica$2628
Auto-Owners$1715
Direct Auto$2268
Erie$1895
Farmers$2249
GEICO$1935
Mercury$2341
MetLife$2518
Nationwide$2047
Progressive$1770
Safe Auto$2499
State Farm$2138
Tennessee Farmers$2304
Travelers$2419
USAA$1835

Compare all 2021 Audi S6 rates

Average Cost to Insure Per Year

$2611

List Price

$74400

Trims Available

4.0T quattro Premium Plus - 4.0T quattro Prestige with Engine: V6 Turbo 2.9 Liter and Transmission, Tiptronic 8 Speed Automatic with Manual Mode - with safety features - Electronic Stability Control (ESC) with secondary collision brake assist and traction control (ASR) - Audi pre sense front with pedestrian protection - Driver and front-passenger advanced airbags - with Bluetooth wireless technology preparation with streaming audio for compatible devices

2020 Audi S6

Cheapest Insurance CompaniesAverage Annual Cost
Allstate$2112
American Family$2046
Auto-Owners$1553
Erie$1680
Farmers$2005
GEICO$1735
Mercury$2084
MetLife$2303
Nationwide$1800
Progressive$1590
Safe Auto$2219
State Farm$1837
Tennessee Farmers$2049
Travelers$2118
USAA$1613
Vermont Mutual$2240

Compare all 2020 Audi S6 rates

Average Cost to Insure Per Year

$2619

List Price

$73900

Trims Available

4.0T quattro Premium Plus - 4.0T quattro Prestige with Engine: V6 Turbo 2.9 Liter and Transmission, Tiptronic 8 Speed Automatic with Manual Mode - with safety features - Electronic Stability Control (ESC) with secondary collision brake assist and traction control (ASR) - Audi pre sense front with pedestrian protection - Driver and front-passenger advanced airbags - with Bluetooth wireless technology preparation with streaming audio for compatible devices

2019 Audi S6

Cheapest Insurance CompaniesAverage Annual Cost
Allstate$2154
American Family$1936
Auto-Owners$1523
Direct Auto$2035
Erie$1690
Farmers$1930
GEICO$1732
MetLife$2290
Nationwide$1759
Progressive$1638
Safe Auto$2214
State Farm$1813
Tennessee Farmers$1958
Travelers$2160
USAA$1640
Vermont Mutual$2237

Compare all 2019 Audi S6 rates

Average Cost to Insure Per Year

$2513

List Price

$74895

Trims Available

4.0T quattro Premium Plus - 4.0T quattro Prestige with Engine: V6 Turbo 2.9 Liter and Transmission, Tiptronic 8 Speed Automatic with Manual Mode - with safety features - Electronic Stability Control (ESC) with secondary collision brake assist and traction control (ASR) - Audi pre sense front with pedestrian protection - Driver and front-passenger advanced airbags - with Bluetooth wireless technology preparation with streaming audio for compatible devices

2018 Audi S6

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1910
Acuity$ 1910
Allied$ 1700
Allied$ 1700
Arbella$ 2151
Arbella$ 2151
Erie$ 1660
Erie$ 1660
Mercury$ 2222
Mercury$ 2222
Nationwide$ 1832
Nationwide$ 1832
Plymouth Rock Insurance$ 1702
Plymouth Rock Insurance$ 1702
Progressive$ 2047
Progressive$ 2047
Southern Farm Bureau$ 2202
Southern Farm Bureau$ 2202
State Farm$ 1949
State Farm$ 1949
Tennessee Farmers$ 1339
Tennessee Farmers$ 1339
Vermont Mutual$ 2166
Vermont Mutual$ 2166

Compare all 2018 Audi S6 rates

Average Cost to Insure Per Year

$ 2443

List Price

$ 71900

Trims Available

4.0T quattro Premium Plus - 4.0T quattro Prestige

2017 Audi S6

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1893
Acuity$ 1893
Allied$ 1772
Allied$ 1772
Arbella$ 2052
Arbella$ 2052
Erie$ 1605
Erie$ 1605
Mercury$ 2001
Mercury$ 2001
Nationwide$ 1825
Nationwide$ 1825
Plymouth Rock Insurance$ 1648
Plymouth Rock Insurance$ 1648
Progressive$ 1998
Progressive$ 1998
State Farm$ 1850
State Farm$ 1850
Tennessee Farmers$ 1339
Tennessee Farmers$ 1339
Texas Farm Bureau$ 1299
Texas Farm Bureau$ 1299
Vermont Mutual$ 2084
Vermont Mutual$ 2084

Compare all 2017 Audi S6 rates

Average Cost to Insure Per Year

$ 1921

List Price

$ 70900

Trims Available

4.0T quattro Premium Plus - 4.0T quattro Prestige

2016 Audi S6

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 2057
Acuity$ 2057
Allied$ 1944
Allied$ 1944
Arbella$ 2014
Arbella$ 2014
Country$ 2142
Country$ 2142
Erie$ 1513
Erie$ 1513
GEICO$ 2090
GEICO$ 2090
Mercury$ 2124
Mercury$ 2124
Nationwide$ 1968
Nationwide$ 1968
Plymouth Rock Insurance$ 1779
Plymouth Rock Insurance$ 1779
Tennessee Farmers$ 1307
Tennessee Farmers$ 1307
Texas Farm Bureau$ 1428
Texas Farm Bureau$ 1428
USAA$ 2115
USAA$ 2115

Compare all 2016 Audi S6 rates

Average Cost to Insure Per Year

$ 2085

List Price

$ 70900

Trims Available

4.0T quattro Premium Plus - 4.0T quattro Prestige

2015 Audi S6

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1907
Acuity$ 1907
Allied$ 1966
Allied$ 1966
Arbella$ 2015
Arbella$ 2015
Country$ 2044
Country$ 2044
Erie$ 1445
Erie$ 1445
GEICO$ 2063
GEICO$ 2063
Mercury$ 2090
Mercury$ 2090
Nationwide$ 2034
Nationwide$ 2034
Plymouth Rock Insurance$ 1732
Plymouth Rock Insurance$ 1732
Tennessee Farmers$ 1958
Tennessee Farmers$ 1958
Texas Farm Bureau$ 1482
Texas Farm Bureau$ 1482
Vermont Mutual$ 2061
Vermont Mutual$ 2061

Compare all 2015 Audi S6 rates

Average Cost to Insure Per Year

$ 2072

List Price

$ 75500

Trims Available

4.0T quattro

2014 Audi S6

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1863
Acuity$ 1863
Allied$ 1951
Allied$ 1951
Arbella$ 1961
Arbella$ 1961
Country$ 2018
Country$ 2018
Erie$ 1385
Erie$ 1385
GEICO$ 1988
GEICO$ 1988
Nationwide$ 2036
Nationwide$ 2036
Plymouth Rock Insurance$ 1659
Plymouth Rock Insurance$ 1659
Tennessee Farmers$ 1938
Tennessee Farmers$ 1938
Texas Farm Bureau$ 1442
Texas Farm Bureau$ 1442
USAA$ 1959
USAA$ 1959
Vermont Mutual$ 1988
Vermont Mutual$ 1988

Compare all 2014 Audi S6 rates

Average Cost to Insure Per Year

$ 2013

List Price

$ 73400

Trims Available

4.0T quattro

2013 Audi S6

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1729
Acuity$ 1729
Allied$ 1894
Allied$ 1894
Arbella$ 1792
Arbella$ 1792
Country$ 1913
Country$ 1913
Erie$ 1295
Erie$ 1295
GEICO$ 1770
GEICO$ 1770
Plymouth Rock Insurance$ 1626
Plymouth Rock Insurance$ 1626
State Farm$ 1887
State Farm$ 1887
Tennessee Farmers$ 1867
Tennessee Farmers$ 1867
Texas Farm Bureau$ 1402
Texas Farm Bureau$ 1402
USAA$ 1856
USAA$ 1856
Vermont Mutual$ 1888
Vermont Mutual$ 1888

Compare all 2013 Audi S6 rates

Average Cost to Insure Per Year

$ 1985

List Price

$ 71900

Trims Available

4.0T quattro Prestige

2011 Audi S6

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1721
Acuity$ 1721
Allied$ 1577
Allied$ 1577
Amica$ 1718
Amica$ 1718
Arbella$ 1691
Arbella$ 1691
Country$ 1595
Country$ 1595
Erie$ 1214
Erie$ 1214
GEICO$ 1525
GEICO$ 1525
Plymouth Rock Insurance$ 1503
Plymouth Rock Insurance$ 1503
Southern Farm Bureau$ 1573
Southern Farm Bureau$ 1573
Tennessee Farmers$ 1510
Tennessee Farmers$ 1510
Texas Farm Bureau$ 1180
Texas Farm Bureau$ 1180
Vermont Mutual$ 1322
Vermont Mutual$ 1322

Compare all 2011 Audi S6 rates

Average Cost to Insure Per Year

$ 1769

List Price

$ 76100

Trims Available

5.2 quattro Prestige