Audi S8 Car Insurance Cost
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UPDATED: Jun 17, 2021
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Looking for a new or used Audi S8? And wondering how much it costs to insure by year? We researched average annual insurance costs for each model year and have compiled the results for you below.
Audi S8 insurance facts
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Average full coverage auto insurance premium: $326/month
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Most affordable companies: GEICO ($234/month) & Progressive ($247/month)
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S8 car insurance cost vs. average rate: $393 more expensive than the average vehicle
Explore the pricing information below to find how much it will cost you to insure your Audi S8 by model year and auto insurer.
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Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Below average Audi S8 insurer costs by state:
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Georgia car insurance – $3,640 per year
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Kentucky car insurance – $3,318 per year
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New York car insurance – $4,170 per year
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Arizona – $2,987 per year
- Tennessee – $2,749 per year
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Virginia – $3,487 per year
Risk factors affecting Audi S8 car insurance rates
The make and model of your vehicle, along with the year of manufacture, are the three most important factors in determining your car’s value, which in turn is the main factor in determining your car insurance premium. Your own personal driving history, age, marital status, credit score, type of vehicle, coverage levels, and other personal factors are also important components of your rate.
How to save money on Audi S8 car insurance?
Many driver discounts are available to people through most major auto insurance companies, such as
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Student discounts
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Safe drivers
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Senior discounts
With all Audi models, you can get the following car insurance discounts:
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Passive restraint systems
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Anti-lock brakes
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Anti-theft devices
Audi Luxury Automobile Brand
Audi is a German automobile manufacturer owned by Volkswagen Group, producing luxury vehicles for the United States market. The target market of Audi is the affluent class of modern urban consumers. All of Audi’s automobiles have high safety ratings, with many of their vehicles getting “Top Safety Pick” and 5-star safety and crash test ratings from the National Highway Traffic Safety Administration (NHTSA). The Q5, A3, A6, and the Q7 are their most popular vehicles.
Higher than average S8 repair costs equal higher coverage rates
Audi is a luxury brand in the United States market. Many consumers are attracted to the Audi luxury, comfort, safety, and driver-assist technologies, like Audi’s Pre-Sense Systems. Automotive parts are not as common as popular vehicles, like the Toyota or Honda. Repairing an Audi is higher than average since repair parts are more expensive and not as available as popular vehicles. For this reason, many Audi’s are going to have higher than average car insurance rates to similar vehicles in its class.
Rapid depreciation for Audi S8’s affecting auto policies
Another factor to consider for Audi’s, is they depreciate rapidly, affecting auto insurance rates. As your vehicle’s value goes down each year, your auto policy could go down at each renewal. On the other hand, in an auto accident, you need repair parts that rarely go down in price for all Audi models. This could put you in a difficult situation position since many car insurance companies will subtract depreciation from the amount paid for your insurance claim resulting in a situation where your claim payout doesn’t fully cover your repair cost.
High IIHS and NHTSA safety ratings lower car insurance rates for drivers
Audi’s are known for their safety ratings, safety features, 5-star crash test ratings, and driver-assist technologies (semiautonomous driving), lowering auto insurance rates for drivers with a good driving record, sometimes getting 20% driver discounts for passive restraints and safety features in Audi models. The A3, A6, and Q3 are Insurance Institute for Highway Safety (IIHS) “Top Safety Picks,” and the NHTSA consistently gives Audi top safety ratings each year, lowering your car insurance costs.
AutoInsureSavings.org licensed car insurance agents to recommend comprehensive and collision coverage, uninsured motorist coverage, and roadside assistance for new Audi automobile owners when buying a car insurance policy.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
2021 Audi S8
Cheapest Insurance Companies | Average Annual Cost |
---|---|
21st Century | $4130 |
Allied | $4286 |
Allstate | $3584 |
American Family | $3418 |
Amica | $4477 |
Country Financial | $3628 |
Erie | $3128 |
GEICO | $2815 |
Kentucky Farm Bureau | $4087 |
Liberty Mutual | $3280 |
Mercury | $3522 |
Nationwide | $3323 |
Progressive | $2964 |
State Farm | $3037 |
Tennessee Farmers | $3416 |
Texas Farm Bureau | $3416 |
The Hanover | $4102 |
Travelers | $3620 |
Compare all 2021 Audi S8 rates
Average Cost to Insure Per Year
$3916
List Price
$130900
Trims Available
4.0T quattro - 4.0T quattro plus with engine: V8 Turbo 4.0 Liter TFSI Eight-speed Tiptronic automatic transmission and quattro all-wheel drive - with safety features - Electronic Stability Control (ESC) with secondary collision brake assist and traction control (ASR) - Audi pre sense front with pedestrian protection - Driver and front-passenger advanced airbags - with Bluetooth wireless technology preparation with streaming audio for compatible devices
2020 Audi S8
Cheapest Insurance Companies | Average Annual Cost |
---|---|
21st Century | $4590 |
Allstate | $3520 |
American Family | $3341 |
Country Financial | $3624 |
Erie | $2946 |
GEICO | $2615 |
Kentucky Farm Bureau | $4052 |
Liberty Mutual | $3057 |
Mercury | $3481 |
Nationwide | $3125 |
Progressive | $2684 |
State Farm | $2864 |
Tennessee Farmers | $3394 |
Texas Farm Bureau | $3286 |
The Hanover | $4055 |
Travelers | $3529 |
Compare all 2020 Audi S8 rates
Average Cost to Insure Per Year
$3860
List Price
$129500
Trims Available
4.0T quattro - 4.0T quattro plus with engine: V8 Turbo 4.0 Liter TFSI Eight-speed Tiptronic automatic transmission and quattro all-wheel drive - with safety features - Electronic Stability Control (ESC) with secondary collision brake assist and traction control (ASR) - Audi pre sense front with pedestrian protection - Driver and front-passenger advanced airbags - with Bluetooth wireless technology preparation with streaming audio for compatible devices
2019 Audi S8
Cheapest Insurance Companies | Average Annual Cost |
---|---|
21st Century | $4496 |
Allstate | $3369 |
American Family | $3012 |
Country Financial | $3685 |
Erie | $2831 |
GEICO | $2613 |
Kentucky Farm Bureau | $4050 |
Liberty Mutual | $2891 |
Mercury | $3350 |
Nationwide | $2916 |
Progressive | $2635 |
State Farm | $2748 |
Tennessee Farmers | $3302 |
Texas Farm Bureau | $2975 |
The Hanover | $4068 |
Travelers | $3497 |
Compare all 2019 Audi S8 rates
Average Cost to Insure Per Year
$3852
List Price
$129500
Trims Available
4.0T quattro - 4.0T quattro plus with engine: V8 Turbo 4.0 Liter TFSI Eight-speed Tiptronic automatic transmission and quattro all-wheel drive - with safety features - Electronic Stability Control (ESC) with secondary collision brake assist and traction control (ASR) - Audi pre sense front with pedestrian protection - Driver and front-passenger advanced airbags - with Bluetooth wireless technology preparation with streaming audio for compatible devices
2018 Audi S8
Cheapest Insurance Companies | Average Annual Cost |
---|---|
21st Century | $4068 |
Allstate | $3348 |
American Family | $3167 |
Country Financial | $3546 |
Erie | $2856 |
GEICO | $2591 |
Kentucky Farm Bureau | $4002 |
Liberty Mutual | $2915 |
Mercury | $3348 |
Nationwide | $2935 |
Progressive | $2648 |
State Farm | $2792 |
Tennessee Farmers | $3298 |
Texas Farm Bureau | $3027 |
The Hanover | $4035 |
Travelers | $3480 |
Compare all 2018 Audi S8 rates
Average Cost to Insure Per Year
$3495
List Price
$115900
Trims Available
4.0T quattro - 4.0T quattro plus with engine: V8 Turbo 4.0 Liter TFSI Eight-speed Tiptronic automatic transmission and quattro all-wheel drive - with safety features - Electronic Stability Control (ESC) with secondary collision brake assist and traction control (ASR) - Audi pre sense front with pedestrian protection - Driver and front-passenger advanced airbags - with Bluetooth wireless technology preparation with streaming audio for compatible devices
2017 Audi S8
Cheapest Insurance Companies | Average Annual Cost |
---|---|
21st Century | $3571 |
Allstate | $3316 |
American Family | $3152 |
Country Financial | $3418 |
Erie | $2851 |
GEICO | $2560 |
Kentucky Farm Bureau | $3469 |
Liberty Mutual | $2888 |
Mercury | $3248 |
Nationwide | $2913 |
Progressive | $2613 |
State Farm | $2734 |
Tennessee Farmers | $3155 |
Texas Farm Bureau | $3016 |
The Hanover | $3498 |
Travelers | $3367 |
Compare all 2017 Audi S8 rates
Average Cost to Insure Per Year
$3362
List Price
$116750
Trims Available
4.0T quattro - 4.0T quattro plus with engine: V8 Turbo 4.0 Liter TFSI Eight-speed Tiptronic automatic transmission and quattro all-wheel drive - - with safety features - Electronic Stability Control (ESC) with secondary collision brake assist and traction control (ASR) - Audi pre sense front with pedestrian protection - Driver and front-passenger advanced airbags - with Bluetooth wireless technology preparation with streaming audio for compatible devices
2016 Audi S8
Cheapest Insurance Companies | Average Annual Cost |
---|---|
Allied | $ 2441 |
Allied | $ 2441 |
Arbella | $ 2568 |
Arbella | $ 2568 |
Country | $ 2743 |
Country | $ 2743 |
Erie | $ 2302 |
Erie | $ 2302 |
Farmers | $ 3161 |
Farmers | $ 3161 |
Mercury | $ 2696 |
Mercury | $ 2696 |
Nationwide | $ 2597 |
Nationwide | $ 2597 |
Plymouth Rock Insurance | $ 1982 |
Plymouth Rock Insurance | $ 1982 |
Progressive | $ 2967 |
Progressive | $ 2967 |
State Farm | $ 2702 |
State Farm | $ 2702 |
Tennessee Farmers | $ 1309 |
Tennessee Farmers | $ 1309 |
Texas Farm Bureau | $ 1523 |
Texas Farm Bureau | $ 1523 |
Compare all 2016 Audi S8 rates
Average Cost to Insure Per Year
$ 2391
List Price
$ 114900
Trims Available
4.0T quattro - 4.0T quattro plus
2015 Audi S8
Cheapest Insurance Companies | Average Annual Cost |
---|---|
Acuity | $ 2782 |
Acuity | $ 2782 |
Allied | $ 2427 |
Allied | $ 2427 |
Arbella | $ 2496 |
Arbella | $ 2496 |
Country | $ 2519 |
Country | $ 2519 |
Erie | $ 2275 |
Erie | $ 2275 |
Mercury | $ 2644 |
Mercury | $ 2644 |
Nationwide | $ 2567 |
Nationwide | $ 2567 |
Plymouth Rock Insurance | $ 1892 |
Plymouth Rock Insurance | $ 1892 |
Progressive | $ 2887 |
Progressive | $ 2887 |
State Farm | $ 2620 |
State Farm | $ 2620 |
Tennessee Farmers | $ 2552 |
Tennessee Farmers | $ 2552 |
Texas Farm Bureau | $ 1482 |
Texas Farm Bureau | $ 1482 |
Compare all 2015 Audi S8 rates
Average Cost to Insure Per Year
$ 2282
List Price
$ 114900
Trims Available
4.0T quattro
2014 Audi S8
Cheapest Insurance Companies | Average Annual Cost |
---|---|
Acuity | $ 2604 |
Acuity | $ 2604 |
Allied | $ 2192 |
Allied | $ 2192 |
Arbella | $ 2353 |
Arbella | $ 2353 |
Country | $ 2433 |
Country | $ 2433 |
Erie | $ 2114 |
Erie | $ 2114 |
Mercury | $ 2593 |
Mercury | $ 2593 |
Nationwide | $ 2417 |
Nationwide | $ 2417 |
Plymouth Rock Insurance | $ 1826 |
Plymouth Rock Insurance | $ 1826 |
Southern Farm Bureau | $ 2831 |
Southern Farm Bureau | $ 2831 |
Tennessee Farmers | $ 2547 |
Tennessee Farmers | $ 2547 |
Texas Farm Bureau | $ 1442 |
Texas Farm Bureau | $ 1442 |
Vermont Mutual | $ 2842 |
Vermont Mutual | $ 2842 |
Compare all 2014 Audi S8 rates
Average Cost to Insure Per Year
$ 2228
List Price
$ 112500
Trims Available
4.0T quattro
2013 Audi S8
Cheapest Insurance Companies | Average Annual Cost |
---|---|
Acuity | $ 2496 |
Acuity | $ 2496 |
Allied | $ 1957 |
Allied | $ 1957 |
Arbella | $ 2316 |
Arbella | $ 2316 |
Erie | $ 2020 |
Erie | $ 2020 |
Mercury | $ 2593 |
Mercury | $ 2593 |
Nationwide | $ 2260 |
Nationwide | $ 2260 |
Plymouth Rock Insurance | $ 1745 |
Plymouth Rock Insurance | $ 1745 |
Progressive | $ 2722 |
Progressive | $ 2722 |
State Farm | $ 2375 |
State Farm | $ 2375 |
Tennessee Farmers | $ 2365 |
Tennessee Farmers | $ 2365 |
Texas Farm Bureau | $ 1402 |
Texas Farm Bureau | $ 1402 |
Vermont Mutual | $ 2681 |
Vermont Mutual | $ 2681 |
Compare all 2013 Audi S8 rates
Average Cost to Insure Per Year
$ 2107
List Price
$ 110000
Trims Available
4.0T quattro